The Federal Authority for Government Human Resources has officially announced that Wednesday, January 1, 2025, will be a public holiday for government employees in the UAE. This marks the first public holiday of the upcoming year, aligning with the country's previously released official list of holidays.
In 2025, residents can look forward to enjoying up to 13 public holidays, including significant Islamic celebrations and national observances. The UAE Cabinet's resolution for next year's holidays includes a notable change in the Eid Al Fitr break.
Eid Al Fitr, celebrated after the holy month of Ramadan, will see a slightly adjusted holiday schedule. The first three days of Shawwal, the month following Ramadan, will be designated as public holidays. If Ramadan lasts 30 days, the 30th of Ramadan will also be a holiday, allowing for a four-day break from Ramadan 30 to Shawwal 3. However, if Ramadan concludes in 29 days, the holiday will span Shawwal 1 to 3.
In comparison, the 2024 Eid Al Fitr break was observed from Ramadan 29 to Shawwal 3, giving residents a nine-day break, including weekends.
The Islamic holiday of Eid Al Adha, following Arafah Day, will also offer residents a four-day holiday. Arafah Day, observed on Dhul Hijjah 9, will precede the three-day break for Eid Al Adha, from Dhul Hijjah 10 to 12, recognized as one of the holiest periods in Islam.
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On December 15, 2024, IMpulse, the International Business and Public Policy Club of MDI Gurgaon, hosted its flagship panel discussion on a thought-provoking theme “Changing Paradigms of Business: Intersection of Public Policy, Technology, Environment, and Society.” This flagship event brought together esteemed thought leaders from diverse domains to explore the evolving role of regulatory frameworks and technological innovation in driving sustainable business growth and societal resilience.
The panel featured three distinguished speakers, each a luminary in their respective fields. Mr. Hemant Batra, a prominent legal expert and Consulting Lead for New Ventures & Growth at Shardul Amarchand Mangaldas & Co., as well as Vice President of SAARCLAW, emphasized the crucial role of law in shaping public policy, sustainability regulations, and technological innovation. His remarks on integrity and thoughtfulness as essential qualities for future business leaders struck a powerful chord with the audience. Mr. Batra highlighted the dual objectives of public policy and law—ensuring economic growth while upholding social welfare—and underscored the importance of regulatory oversight in managing technology-driven change. Ms. Vineeta Hariharan, a seasoned public policy exponent and former Chief of External Missions at the Ministry of Micro, Small, and Medium Enterprises, shared insights into the role of public policy in the corporate world. Ms. Hariharan stressed that businesses must be inclusive in their pursuit of profit, aligning their strategies with public policy directives. She further highlighted the importance of collaboration between governments, think tanks, civil society groups, and corporations to drive sustainable impact.
Ms. Abha Mehta, a veteran leader with 28 years of experience in financial services and telecommunications, offered a unique perspective on data privacy and capacity development. She called for stronger privacy laws to protect individuals while encouraging states to build capacity in technological tools. Ms. Mehta’s emphasis on balancing privacy with innovation resonated deeply with attendees, especially in an era marked by rapid advancements in datadriven business models. The event witnessed an overwhelmingly positive response from students, faculty, and industry professionals. The audience appreciated the speakers’ thought leadership and practical insights on navigating the confluence of law, policy, and technology. Mr. Hemant Batra’s reflections on the influence of legal frameworks across all business domains, coupled with his guidance on corporate preparedness for students, left a lasting impression.
The impact of the event on the student community was profound. Attendees praised the relevance of the topics discussed and lauded the speakers’ ability to break down complex issues into actionable insights. Students highlighted Mr. Hemant Batra’s reflections on the significance of integrity in leadership, Ms. Vineeta Hariharan’s emphasis on inclusive business strategies, and Ms. Abha Mehta’s advocacy for stronger privacy frameworks as particularly resonant. The event sparked meaningful conversations on the role of public policy in corporate strategy and inspired students to think critically about their future roles as ethical leaders in a rapidly evolving business landscape.
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Abu Dhabi authority fines Aarna Capital Dh1.85 million for breaching anti-money laundering regulations
The Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM) has imposed a fine of $504,000 (Dh1,850,940) on Aarna Capital Limited (ACL) for failing to uphold adequate anti-money laundering (AML) systems and controls over a six-year period, from June 8, 2017, to January 13, 2023.
The FSRA’s investigation uncovered significant breaches in ACL's compliance with the anti-money laundering and sanctions rules and guidance set forth by the FSRA. A detailed review of selected customer relationships revealed that ACL's policies, procedures, and systems were insufficient to meet certain requirements outlined in the AML rulebook.
Key violations identified include:
Failure to maintain adequate records of customer due diligence (CDD) conducted on several clients.
Insufficient assessment of CDD information based on the risk profile of customers.
Inadequate monitoring of deposit and withdrawal transactions to ensure alignment with customers' profiles.
Lack of effective systems to detect and monitor suspicious activities or transactions potentially linked to financial crimes.
Despite these breaches, the FSRA’s investigation confirmed no actual instances of money laundering arising from ACL's system deficiencies.
ACL and its senior management fully cooperated with the FSRA's inquiry and have since taken corrective measures to address the identified shortcomings. The firm agreed not to contest the FSRA's findings and settled at the earliest opportunity, qualifying for a 20% reduction in the financial penalty. Without this discount, the fine would have been $630,000 (Dh2,313,675).
FSRA remains committed to advancing national efforts to prevent financial crimes. All regulated firms within the ADGM must maintain robust anti-money laundering systems to mitigate risks associated with their activities and customers. The FSRA will continue to enforce strict compliance with its regulations.”
ACL’s case underscores the FSRA’s vigilance in ensuring adherence to AML regulations and protecting the integrity of the financial system.
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Property buyers in the UAE who opt for mortgages are increasingly being advised to take term life insurance. This provides a critical safety net, ensuring the loan can be repaid in case of the borrower’s untimely death, safeguarding both lenders and families from financial strain.
The surge in off-plan property sales in Dubai and the UAE has driven a parallel increase in term life insurance uptake. In November, Dubai’s property market recorded 12,543 transactions, an 18% increase compared to the same period last year, with sales values totaling Dh30.5 billion. Off-plan sales accounted for 60% of these transactions, valued at Dh15.8 billion, reflecting a 35% year-on-year increase.
Mortgage lenders often require life insurance as it ensures the repayment of the outstanding loan balance, reducing financial risks for both the borrower’s family and the lender. For high-value mortgages, term life insurance adds an additional layer of financial security.
Both expatriates and Emiratis are typically required to have term life insurance when securing a mortgage from a bank. Specific policies, like mortgage protection insurance, cater to this requirement, though any term life insurance policy may suffice. Notably, developers do not mandate term life insurance for property purchases.
The growing property market and mortgage-related term life insurance requirements have significantly contributed to the rising demand for such policies. This trend is particularly evident among expatriates who seek to secure their families’ financial future while investing in property.
The primary buyers of term insurance in the UAE are individuals and families, as companies in the UAE generally prioritize health insurance due to regulatory requirements. Individual term life insurance policies remain the preferred option for tailored coverage that meets personal needs.
The premium for life insurance tied to a mortgage of Dh1 million depends on several factors, including the borrower’s age, health status, and loan tenure. Younger, healthier individuals typically pay lower premiums, while pre-existing health conditions may increase costs. For a healthy non-smoker in their 30s or 40s, the annual premium for a 20-year term with Dh1 million coverage ranges between Dh1,200 and Dh2,000.
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In Dubai, rental disputes are a common concern, especially when landlords impose significant rent increases during lease renewals. A recent case highlights this issue, where a tenant renting a villa for a year received a notice from their landlord proposing a 30% rent increase upon renewal. This raises important questions: Is such an increase permissible under Dubai’s rental laws? What protections do tenants have?
Rental agreements in Dubai are regulated by Decree No. 43 of 2013, which outlines the permissible rent increases based on the current market rates. The Dubai Land Department (DLD) and the Real Estate Regulatory Authority (RERA) oversee rental regulations to ensure fair practices between landlords and tenants.
Article 1 of Decree No. 43 of 2013 specifies the conditions under which a landlord can increase rent. The key points are:
Market Comparison: Rent increases must align with the average rental value of similar properties in the same area, as determined by RERA's rental index.
Limits on Rent Increases: The decree caps rent hikes based on the variance between the current rent and the average market rent:
No increase is allowed if the current rent is up to 10% below the market rate.
A maximum of 5% increase is permitted if the current rent is 11-20% below market rate.
A maximum of 10% increase is allowed if the rent is 21-30% below the market rate.
A maximum of 15% increase is allowed if the rent is 31-40% below the market rate.
Notification Requirements for Rent Increases
Under Law No. 26 of 2007, landlords must provide tenants with at least 90 days’ notice before making any changes to the rental agreement, including rent increases. Notifications must be sent through registered mail, email, or other legally accepted communication channels.
Can the 30% Rent Increase Be Challenged?
Based on the tenant’s case, a 30% increase appears excessive unless the current rental value is significantly below the market rate. To determine if the increase is legal, the tenant can:
Verify Market Rates: Use RERA’s online Rental Increase Calculator to compare the current rent to the average market rate.
Check Compliance with Notice Period: Ensure the landlord provided at least 90 days’ notice of the proposed increase.
If the tenant believes the rent increase violates Dubai’s rental laws, they can take the following steps:
Communicate with the Landlord: Attempt to negotiate the increase amicably, presenting evidence from the RERA index.
File a Complaint with the Rental Disputes Center (RDC): The RDC, under the Dubai Land Department, handles disputes between landlords and tenants. The tenant can file a complaint online or in person.
Provide Supporting Documents: Gather evidence, including the current rental agreement, the landlord’s notice of increase, and RERA index results.
Seek Mediation or Legal Resolution: The RDC will mediate the dispute and, if necessary, issue a binding decision based on the law.
Tenants in Dubai are protected by comprehensive laws that aim to balance the interests of landlords and tenants. Key rights include:
Fair Rental Practices: Landlords must adhere to the limits set by Decree No. 43 of 2013.
Proper Notice: Tenants must be given adequate notice for any changes in the lease terms.
Right to Appeal: Tenants can challenge unfair rent increases through the RDC.
Dubai’s rental laws provide tenants with clear protections against unjustified rent increases. While landlords have the right to adjust rent, such increases must comply with the regulations set by RERA and the Dubai Land Department.
In this case, the tenant should first verify the legality of the proposed 30% increase using RERA’s rental index. If the increase exceeds the permissible limit, they can file a complaint with the RDC to resolve the issue. By understanding their rights and the applicable laws, tenants in Dubai can ensure fair treatment and maintain financial stability in the rental market.
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The UAE has unveiled the ambitious ‘Unified UAE Numbers’ project, a transformative initiative aimed at advancing the nation’s statistical framework to support policy-making and sustainable development. The announcement was made during a high-profile event in Abu Dhabi attended by Sheikh Mansour bin Zayed Al Nahyan, Vice President, Deputy Prime Minister, and Chairman of the Presidential Court, alongside senior officials from federal and local statistical entities.
The ‘Unified UAE Numbers’ project seeks to establish a centralized, unified database of key statistical indicators, spanning economic, demographic, social, environmental, and other critical fields. The initiative will serve as a cornerstone for government strategies, ensuring that decisions are guided by reliable and up-to-date data.
The project emphasizes the integration of data from both federal and local statistical bodies, ensuring seamless collaboration and uniformity in reporting. This unified approach is expected to improve efficiency, eliminate redundancies, and enhance the accuracy of the country’s statistical outputs.
The initiative aims to provide comprehensive insights into the following areas:
Economic Development:
Detailed statistics on GDP, trade, investments, and market trends to support economic planning and diversification.
Demographics and Population Trends:
Data on population growth, migration patterns, and workforce composition to align with the UAE’s long-term vision.
Social Welfare:
Metrics on healthcare, education, housing, and public services to ensure inclusive development and address societal needs effectively.
Environmental Sustainability:
Indicators related to climate change, resource management, and renewable energy to support the UAE’s commitment to a sustainable future.
Technological Innovation:
Data on technological adoption, digital transformation, and innovation benchmarks to foster the UAE’s global competitiveness in technology-driven sectors.
The project is expected to play a pivotal role in shaping government policies and strategies by offering actionable insights and fostering evidence-based decision-making. By leveraging unified and standardized data, the government can identify trends, predict challenges, and allocate resources more effectively.
In his remarks at the launch, Sheikh Mansour emphasized the importance of reliable data in driving national progress and ensuring the UAE’s global leadership in various sectors.
“This project reflects our commitment to leveraging data as a strategic asset. Unified statistics will not only guide our policies but also enhance transparency and accountability in governance,” he said.
The ‘Unified UAE Numbers’ project will employ advanced technologies such as artificial intelligence (AI) and big data analytics to enhance data collection, processing, and dissemination. Smart systems will automate reporting, reduce human errors, and provide real-time insights to policymakers and stakeholders.
Additionally, a secure digital platform will be created to provide access to key statistics for government agencies, researchers, and other stakeholders, while maintaining data privacy and confidentiality.
The project aligns with the UAE’s commitment to international statistical standards and its participation in global development initiatives. By adopting best practices in data management, the UAE aims to contribute to international benchmarks and promote global partnerships in the field of statistics.
The success of the ‘Unified UAE Numbers’ project relies heavily on collaboration between federal and local entities, as well as the private sector and academic institutions. Key stakeholders, including the Federal Competitiveness and Statistics Authority, will play a central role in driving the project forward.
The project’s implementation will involve a phased approach, starting with the integration of existing statistical databases and the development of a unified reporting framework. Training programs will be launched to equip government officials with the skills required to manage and interpret the data effectively.
The ‘Unified UAE Numbers’ project marks a significant milestone in the UAE’s journey towards data-driven governance and sustainable development. By creating a centralized statistical system, the initiative not only enhances the country’s decision-making capabilities but also underscores its commitment to transparency, innovation, and progress on the global stage.
Sheikh Mansour’s leadership and the collaborative efforts of federal and local entities promise to make this project a cornerstone of the UAE’s strategic vision for the future.
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The Ministry of Finance, in collaboration with the Egyptian Tax Authority (ETA), has introduced a comprehensive tax facilitation package aimed at streamlining tax procedures, resolving disputes, and easing compliance for small businesses. The announcement was made by Rasha Abdel Aal, Head of the ETA, in response to requests from the business community.
The initiative focuses on small businesses with an annual turnover of up to EGP 15 million, providing them with an integrated tax system under a single legal framework. This approach is designed to encourage businesses in the informal economy to transition into the formal sector while fostering voluntary tax compliance.
Abdel Aal highlighted that the system simplifies procedures, reduces administrative burdens, and offers clear guidelines for small businesses, enabling their growth and integration into the formal economy.
Tax Exemptions:
A five-year exemption from stamp taxes, documentation, and registration fees for company contracts and financing guarantees.
Exemption from capital gains taxes on the sale of assets, machinery, or production equipment.
Exemptions on profit distributions for projects complying with the system's provisions.
Simplified Tax Procedures:
Businesses are exempt from tax deduction and advance payment systems, opting instead for a simplified income tax model based on a flat or proportional rate tied to their turnover.
Annual tax declarations for commercial, industrial, or professional activities are tailored to the needs of businesses under this system.
VAT Filing:
VAT declarations will be required quarterly instead of monthly, reducing the administrative workload for small businesses.
Record-Keeping:
Simplified record-keeping practices will replace the detailed bookkeeping required under the Income Tax Law.
Compliance and Review:
Businesses joining the system will undergo a review after five years, contingent on compliance with electronic invoicing and receipt systems in line with ETA regulations.
Wage Tax Declaration:
Wage tax compliance is streamlined, requiring only the submission of an annual tax settlement declaration under the Unified Tax Procedures Law.
Abdel Aal emphasized that the package is structured to help small businesses thrive while transitioning into the formal economy. The streamlined system consolidates all tax regulations into one unified framework, incorporating tax treatments, exemptions, and growth-oriented incentives.
“This system provides a smoother experience for small businesses, fostering an environment where they can expand and contribute to the national economy more effectively,” Abdel Aal stated.
The initiative reflects Egypt’s broader efforts to modernize its tax infrastructure, encourage digital transformation, and reduce the compliance burden on small businesses. By introducing such measures, the government aims to create a more inclusive and supportive environment for small enterprises, contributing to economic stability and sustainable growth.
This simplified tax system underscores the ETA’s commitment to supporting small businesses while ensuring compliance through efficient and accessible processes. It represents a pivotal step in formalizing Egypt’s economy and fostering the growth of its entrepreneurial ecosystem.
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A UK court is set to deliver its sentence on Tuesday for the father and stepmother of 10-year-old Sara Sharif, whose prolonged and horrific abuse leading to her death shocked the nation.
Sara’s body was discovered in August 2023 at her family home in Woking, southwest of London. A post-mortem revealed over 100 injuries, including 25 broken bones, bites, bruises, and burn marks.
Her father, Urfan Sharif, 43, admitted to beating Sara with a cricket bat and throttling her, which broke the hyoid bone in her neck. Investigations found that Sara was often bound with packaging tape during these brutal incidents.
Sara's stepmother, Beinash Batool, 30, and her uncle, Faisal Malik, 29, were also implicated in the crime. Following a 10-week trial at the Old Bailey in London, the court found the three guilty. Batool and Malik were convicted of causing or allowing Sara's death.
Shockingly, the day after Sara’s death, the three adults fled to Pakistan with five other children, leaving a note where Urfan admitted he did not intend to kill Sara but confessed to "losing it." Urfan notified UK authorities of Sara's death while en route to the airport.
In the UK, child abuse—including physical harm, emotional neglect, and failure to protect—can result in severe legal penalties. Under the Children Act 1989, failing to protect a child or causing death carries sentences of life imprisonment for murder or severe manslaughter penalties. Perpetrators found guilty of "causing or allowing the death of a child" face up to 14 years in prison.
In the GCC (Gulf Cooperation Council), child protection laws have been strengthened in recent years to combat abuse:
UAE: Under the Wadeema Law (Federal Law No. 3 of 2016), child abuse—whether physical, emotional, or neglectful—is punishable by fines of up to Dh50,000 and imprisonment of up to 10 years for severe cases. Failure to report abuse can also lead to legal consequences.
Saudi Arabia: The Child Protection Law mandates prison terms of up to 10 years and fines up to SR500,000 for severe child abuse cases.
Kuwait, Qatar, and Oman: Laws impose strict punishments for child abuse, including imprisonment ranging from 5 to 15 years and substantial fines.
Globally, countries have developed strict legal frameworks to combat child abuse:
United States: Depending on the state, child abuse resulting in death or severe harm can lead to life imprisonment or even the death penalty in extreme cases.
European Union: Under EU directives, member states criminalize physical and psychological abuse of children, with penalties ranging from 5 years to life imprisonment, depending on the severity.
India: The Protection of Children from Sexual Offences (POCSO) Act and related laws carry life imprisonment or the death penalty for extreme abuse.
Governments worldwide are focusing on preventive measures, stricter enforcement, and mandatory reporting mechanisms to tackle child abuse. International bodies like UNICEF and WHO are advocating for policies to create safer environments for children.
Sara Sharif’s case highlights the urgency of robust child protection laws and the moral and legal obligation to safeguard vulnerable children against abuse. As the UK court prepares to deliver its sentence, the tragedy underscores the importance of collective vigilance and swift justice to prevent such heinous crimes globally.
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The second day of Shri Dharmasthala Manjunatheshwara (SDM) Law College’s Golden Jubilee Celebrations, ‘Suvarna Patha,’ was a blend of nostalgia, academic discourse, and cultural vibrance. Held at the TMA Pai International Convention Centre, the day featured an inspiring Alumni Meet and the XI Silver Endowment Lecture, bringing together esteemed alumni, legal dignitaries, students, and faculty to mark the institution’s remarkable 50-year journey.
The day began with a warm welcome over breakfast, followed by the National Anthem and the traditional Naada Geethe performed by the college students. A graceful welcome dance set the tone for the celebrations. Leading the event were Dr. Devaraj K, President of the Alumni Association, and Sri Udaya Prakash Muliya, Vice President, who escorted the distinguished guests to the dais.
Poojya Dr. D. Veerendra Heggadeji, President of the SDME Society, delivered his blessings and highlighted the institution’s enduring role in shaping future leaders of the legal profession. The event welcomed prominent dignitaries, including Hon’ble Dr. R. Venkataramani, Attorney General of India, and Adv. Sri Shahul Hameed Rahman, Additional Advocate General of Karnataka.
A significant highlight was the launch of the Golden Jubilee Special Edition, titled “Sustainability and Consumer Protection,” showcasing the college’s academic excellence and thought leadership in addressing contemporary legal issues.
A heartfelt felicitation ceremony honored accomplished alumni excelling in judiciary, legal academia, and public administration. Their achievements serve as an inspiration for the next generation of legal professionals, demonstrating the college's role as a foundation for success.
Speaking on the occasion, Poojya Dr. D. Veerendra Heggadeji emphasized:
“An institution’s value is not measured by financial benefits alone. The profession a student chooses, with the institution’s guidance, is of utmost importance. Today’s alumni gathering exemplifies this, showcasing how education fosters discipline and success. At SDM Law College, we are proud to provide quality education that upholds our judicial system and transforms law into one of the most respected professions.”
Dr. R. Venkataramani, Attorney General of India, praised the institution’s legacy and vision:
“It is a privilege to celebrate the 50-year milestone of SDM Law College. This institution is destined to thrive beyond a century, thanks to the leadership of Poojya Dr. Veerendra Heggade. The evolution of legal studies in Asia has made law education more accessible and meaningful, inspiring students to pursue this noble profession. I extend my heartfelt congratulations to SDM Law College for its unwavering commitment to strengthening India’s judicial framework.”
The day culminated in a vibrant cultural program performed by alumni, celebrating the spirit and unity of the institution. The grand finale featured a mesmerizing Yakshagana performance at the SDM Law College Auditorium, presented by students and alumni, captivating the audience with its traditional storytelling.
Day 2 of ‘Suvarna Patha’ stood as a shining testament to SDM Law College’s dedication to academic excellence and societal progress. The engaging sessions, cultural performances, and presence of distinguished guests underscored the college’s rich legacy while reinforcing its vision for the future—continuing to inspire and shape legal minds that uphold justice and progress.
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Indian-origin AI researcher and former OpenAI employee, Suchir Balaji, was discovered dead in his San Francisco apartment on November 26, 2024. Authorities have ruled the 26-year-old’s death a suicide, with the San Francisco Police Department confirming no indications of foul play.
Balaji, who worked at OpenAI from November 2020 to August 2024, garnered attention in October when he accused the company of violating copyright laws to train its generative AI models, such as ChatGPT. In an interview with The New York Times, he argued that OpenAI’s reliance on copyrighted materials for AI training constituted a breach of copyright law and questioned the industry's frequent defense of "fair use."
In the interview, Balaji stated that the four legal factors of fair use — which include purpose, nature, amount, and market impact — do not favor generative AI products like ChatGPT, particularly when these tools risk competing with or substituting the original works they were trained on.
Balaji frequently expressed skepticism about AI ethics and copyright issues on social media. In one of his final posts on X, he reiterated concerns about the misuse of copyrighted data by generative AI companies. His commentary often highlighted the growing risks of deploying AI technologies without adequate regulatory and ethical oversight.
Elon Musk, co-founder of OpenAI and a vocal advocate for stricter AI regulations, responded cryptically to news of Balaji’s death with a simple "hmm" on X. Musk has publicly criticized OpenAI’s leadership, particularly CEO Sam Altman, over safety concerns and ethical lapses in AI development. Musk’s response has reignited debates about the moral responsibilities of AI companies in the wake of Balaji’s allegations.
In a statement to TechCrunch, OpenAI expressed sorrow over Balaji’s passing:
"We are devastated to learn of Suchir’s tragic death. Our hearts go out to his family and loved ones during this incredibly difficult time."
A graduate of UC Berkeley with a degree in computer science, Balaji interned at both OpenAI and Scale AI before joining OpenAI full-time. His concerns about AI ethics and copyright infringement emerged during his tenure at the company, culminating in his departure in August 2024.
Balaji’s criticisms focused on the unauthorized use of copyrighted materials in training AI models. He argued that generative AI tools could create direct substitutes for their training data, making the fair use defense legally tenuous. His advocacy has since sparked crucial discussions within the AI industry, shedding light on the ethical and legal challenges posed by rapid technological advancements.
Balaji’s untimely death has left a somber mark on the evolving AI landscape. His allegations against OpenAI and broader concerns about AI misuse have underscored the urgent need for responsible innovation and regulatory frameworks in the field. As the industry continues to grow, addressing ethical considerations remains critical to ensuring AI’s development benefits society as a who
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The UAE Cybersecurity Council has issued a security advisory urging Google Chrome users to update their browsers immediately to protect against multiple vulnerabilities.
The Council recommends installing the latest security updates and sharing this critical information with subsidiaries and partners to ensure comprehensive protection.
In a statement, Google confirmed the release of a security update addressing a serious vulnerability that could allow attackers to execute remote code on affected systems or access sensitive data.
Google announced that the Chrome stable channel has been updated to 131.0.6778.139/.140 for Windows and Mac and 131.0.6778.139 for Linux. The updates will be rolled out gradually over the coming days and weeks.
Access to detailed bug reports and links will remain restricted until a significant number of users have applied the update. Google also noted that restrictions might continue if the vulnerabilities are tied to third-party libraries used by other projects that have not yet implemented a fix.
The UAE Cybersecurity Council reiterated the urgency of applying these updates to safeguard systems and advised users to stay vigilant about browser security.
For more details on the vulnerabilities, users can refer to the official Cybersecurity Council advisory or Google’s blog announcement.
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With cybercriminals developing increasingly sophisticated tactics, the threat of zero-click attacks has emerged as a significant online risk. Unlike traditional cyberattacks that require user interaction, such as clicking on malicious links, zero-click attacks allow hackers to gain control of devices silently and remotely, often without the victim's knowledge.
Zero-click attacks are advanced exploits that target vulnerabilities in operating systems, apps, or firmware, requiring no user interaction. Cybercriminals use these flaws to execute harmful code automatically when a message or payload is received.
"These attacks are particularly dangerous because they bypass traditional security measures like antivirus software and email filters," explained Fadia Almaeeni, Senior Cyber Security Engineer at the Sharjah Digital Department.
One of the most concerning aspects of these attacks is the use of zero-day vulnerabilities—undiscovered flaws in software that vendors have yet to fix. Threat actors exploit these weaknesses through direct messaging apps, SMS, or even email, embedding malicious code in what appears to be harmless content.
Fadia outlined four common methods used by cybercriminals:
Malicious Messages: Threat actors send specially crafted SMS, MMS, or notifications that exploit vulnerabilities, causing harmful code to execute automatically.
Software Bugs: Cybercriminals take advantage of flaws in operating systems or apps, bypassing security measures like memory management or input validation.
Remote Code Execution (RCE): Hackers exploit insecure network protocols to inject commands and gain full control over the device.
Man-in-the-Middle Attacks: Attackers intercept communications between a device and a trusted server, injecting malicious payloads or altering data.
A successful zero-click attack can compromise sensitive data, including:
Personal Information: Names, addresses, and contact details.
Financial Data: Bank account details and passwords.
Private Communications: Text messages, emails, and social media content.
Media Files: Photos and videos stored on the device.
"Once hackers gain access, they can maintain ongoing control over the compromised device, even after vulnerabilities are patched," Fadia warned.
While no single solution can guarantee protection against zero-click attacks, adopting a multi-layered cybersecurity approach can reduce your risk:
Update Regularly: Install the latest security patches for your devices and applications to address known vulnerabilities.
Enable Multi-Factor Authentication (MFA): Add an extra layer of security to your accounts, especially those linked to your device.
Install Secure Apps: Use only reputable apps and avoid downloading from unofficial sources.
Use Lockdown Mode (Apple Devices): This feature limits exposure to vulnerabilities by restricting certain functionalities.
Reboot Devices Daily: A simple restart can disrupt persistent attacks.
Disable Non-Essential Features: Turn off features like iMessage or FaceTime if they are not in use.
Limit Permissions: Only grant apps access to essential functionalities and avoid unnecessary permissions.
Avoid Public Wi-Fi: Refrain from conducting sensitive activities on unsecured networks.
Indicators of a compromised device may include rapid battery depletion, unexpected shutdowns, or unusual data consumption.
"By staying informed and following these proactive measures, users can significantly reduce the risk of falling victim to zero-click attacks and other emerging cyber threats," Fadia emphasized.
The rise of zero-click attacks highlights the evolving nature of cybercrime and the need for heightened awareness and robust security practices in today’s digital landscape.
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Abu Dhabi Police have introduced cutting-edge technologies to expedite crime investigations, ensuring justice is served swiftly and accurately. With tools like 3D scanners and mobile laser devices, the force is setting new benchmarks in forensic science and evidence management, particularly in complex cases involving serious crimes and disasters.
In a hypothetical gold store robbery where robbers left no traces, traditional investigation methods might have hit a dead end. However, Abu Dhabi Police used 3D scanners to analyze CCTV footage, determining the suspects' heights through advanced imaging techniques. This revolutionary tool was first used in real-life investigations following the deadly gas leak explosion on Airport Road in 2020.
Captain Mohammed Al Kaabi, head of crime scene measurement and sketching, highlighted how the scanner meticulously documents crime scenes. “It enables us to preserve the original scene for years, which is critical in prolonged court cases. We’ve revisited past cases to debunk defense claims based on this digital evidence,” he said.
Before adopting 3D scanners, investigators relied on manual photography, which could take days for large-scale crime scenes. Now, the same work can be completed in hours with unmatched precision. This innovation ensures that the evidence presented in court is both comprehensive and irrefutable, strengthening the prosecution's case against alleged perpetrators.
The force is testing a mobile laser device, the Forenscope, which uses light radiation to detect and photograph blood and fingerprints. Unlike traditional powder-based methods, which may falter in challenging conditions like humidity, this device ensures more accurate and efficient evidence collection.
"This technology eliminates the limitations of conventional methods," said Captain Al Kaabi. "We are still evaluating its safety and efficiency, but it holds immense potential for enhancing forensic accuracy."
The introduction of a fully automated e-store in 2019 marked another milestone in evidence management. Previously, evidence was stored in multiple locations with manual processing, increasing the risk of tampering and mismanagement.
Now, every piece of evidence is electronically catalogued and stored in temperature-controlled containers, accessible only through secure logins. This ensures the integrity of the chain of custody, a critical factor in legal proceedings. “Even if the evidence is rechecked, it’s returned to a different location, ensuring complete confidentiality,” said Lt-Col Abdulla Al Hashmi, head of crime scene affairs.
This system was conceptualized under the leadership of Lt-Gen Sheikh Saif bin Zayed Al Nahyan, who prioritized innovation in law enforcement. The Abu Dhabi Police are now benchmarking their facility against international counterparts, including upcoming evaluations in Japan, to assert their global leadership in forensic evidence storage.
Captain Al Kaabi, named one of the "40 Under 40" influential police leaders by the International Association of Chiefs of Police, embodies the force's commitment to innovation. As the first Abu Dhabi police officer to earn a degree in crime scene investigation, he has introduced transformative tools like 3D scanners and shared his expertise with his team.
"Law enforcement is not just about using technology; it's about leveraging it to serve justice effectively," Al Kaabi said. His self-learning and hands-on experimentation have made these tools integral to Abu Dhabi Police's investigative arsenal.
The integration of advanced technologies in law enforcement highlights the importance of adapting legal frameworks to accommodate scientific evidence. Tools like 3D scanners and laser devices ensure that evidence withstands legal scrutiny, reducing the likelihood of wrongful acquittals or convictions. Moreover, automated storage systems reinforce the chain of custody, a cornerstone of credible evidence in court.
By investing in these technologies, Abu Dhabi Police are not just solving crimes faster—they are setting a precedent for legal systems worldwide. Their approach underscores the symbiotic relationship between law and technology, ensuring that justice is both swift and irrefutable.
With these advancements, Abu Dhabi Police demonstrate how innovation can uphold the rule of law, strengthen legal proceedings, and ensure justice in even the most complex cases.
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Dubai’s property market continues to innovate with its offerings, with private developers now testing out a zero down payment option for offplan properties. While this strategy aims to simplify property investments and boost sales, legal experts urge investors to tread carefully.
This new payment model allows property buyers to secure homes with minimal upfront costs. Buyers typically only pay registration fees to the Dubai Land Department, with the first developer payment deferred for up to three months. Properties in these schemes are priced from Dh800,000, with completion dates set for 2026-27.
However, legal professionals highlight that buyers must carefully review the contractual obligations attached to such payment plans. “Deferred payments can appear convenient, but they come with binding commitments that buyers may not fully grasp without legal guidance,” says Muhammad Imran Khan, Managing Director of Investment Experts.
Flexible payment options, while attractive, could pose risks to both developers and buyers. Delayed payments from buyers might cascade into project delays, potentially leading to legal disputes. Under UAE law, developers have the right to enforce penalties or even terminate contracts if buyers fail to meet their payment obligations.
Moreover, buyers must be aware of the terms surrounding their investments, particularly in case of unforeseen financial constraints. “Investors should always have legal representation to review their contracts, ensuring that their rights are safeguarded if a project faces delays or if they need to withdraw from the agreement,” warns Hanishka Gehani, Director at Zabadani Properties.
Many developers sweeten the deal by assisting buyers in obtaining Golden Visas for property purchases worth Dh2 million or more. Some even offer visa processing when buyers pay as little as 20% of the property’s value. While this is a strong incentive, legal experts caution that buyers should verify the visa terms and conditions.
“Golden Visas linked to property investments often depend on fulfilling specific payment milestones,” says a legal consultant. “Failure to meet these milestones could jeopardize the visa process, leaving investors vulnerable.”
The introduction of dynamic pricing—which allows buyers to adjust their payment plans—also raises legal considerations. This system modifies the final property value based on the chosen payment scheme, offering flexibility but adding complexity to contracts.
Legal advisors recommend scrutinizing such agreements to ensure transparency. Buyers must confirm whether the flexibility impacts their rights, including potential penalties for altering the payment schedule mid-contract.
As payment plans become increasingly flexible, legal experts emphasize that investors must evaluate the overall value rather than just the initial costs. Comparing payment plans to traditional mortgage options can help buyers understand the financial and legal implications.
“It’s not just about affordability; it’s about protecting your investment,” says Gehani. “Developers may include clauses that can significantly impact buyers in case of payment delays or disputes. Buyers must consult a lawyer before committing to any scheme.”
Conclusion
While zero down payment schemes aim to simplify property ownership, they come with inherent legal risks that buyers must address. By consulting legal professionals and thoroughly evaluating contracts, investors can make informed decisions and protect their interests in Dubai’s dynamic offplan property market.
The UAE is progressing toward launching flying taxi operations, with several companies expressing interest in the innovative transportation model. Current applications from leading firms Archer and Joby are under review by the General Civil Aviation Authority (GCAA), with the first launches expected in Abu Dhabi and Dubai by early 2026. These flying taxis, based on eVTOL (electric Vertical Take-Off and Landing) technology, aim to revolutionize eco-friendly transportation in the region.
The GCAA has been proactive in developing regulations to ensure the safe introduction and operation of eVTOLs. Recently, the UAE introduced unique rules for vertiports, which define the standards for the certification and safe operation of these specialized landing facilities. The rules are among the most comprehensive globally and reflect the UAE’s leadership in adopting advanced air mobility.
The regulatory framework, currently named "Unmanned Air Mobility," will be revised and rebranded as "Advanced Air Mobility" by mid-2025. This update will streamline the integration of flying cars into the existing transportation infrastructure.
In Dubai, the construction of four vertiports is underway, with the first located at Dubai International Airport. Additionally, the GCAA is exploring the hybrid use of existing helipads for flying taxi operations. These facilities will require certification to support both eVTOLs and helicopters, ensuring operational safety and compliance.
The UAE’s early adoption of eVTOL technology and its robust regulatory framework position it as a global pioneer in advanced air mobility, paving the way for a sustainable and modern transport system.
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The UAE has long prioritized road safety, implementing stringent traffic laws to protect drivers, passengers, and pedestrians. Among the most severe violations is jumping a red light, an act that poses grave risks to all road users. With the recent amendments to the UAE traffic law, penalties for this offense have become even stricter, reflecting the country’s zero-tolerance approach toward traffic violations.
Under the updated traffic regulations, jumping a red light can lead to fines of up to Dh50,000, along with other penalties such as black points on the driver’s license and vehicle impoundment. These measures aim to deter reckless driving behaviors and reduce the number of accidents caused by such violations.
The fine amount and additional penalties are determined by the severity of the violation, whether it resulted in an accident, injury, or fatality. Drivers who fail to settle impoundment fines within the specified period risk having their vehicle permanently seized.
Jumping a red light is often associated with high-speed collisions, which can lead to fatal accidents. The revised traffic law imposes even harsher penalties for cases involving fatalities, including the possibility of imprisonment and higher fines. Courts may also decide to revoke the driver’s license, prohibiting them from driving for an extended period or permanently.
In some cases, the offender may be required to pay blood money (diya), a form of financial compensation to the victim’s family. The amount is determined by Sharia law and the specifics of the case.
To ensure compliance with traffic laws, the UAE has adopted advanced technologies such as smart cameras, radar systems, and AI-based monitoring. These tools detect and document violations like red-light jumping in real-time, making it nearly impossible for offenders to escape penalties.
Smart traffic systems not only capture violations but also provide data to improve road safety measures. For instance, intersections with higher rates of red-light violations are often redesigned to minimize risks.
The UAE’s approach to traffic violations is rooted in its commitment to reducing road fatalities. Jumping a red light disrupts the flow of traffic, increases the likelihood of accidents, and endangers lives. Stricter penalties serve as a deterrent, ensuring drivers think twice before engaging in reckless behaviors.
The World Health Organization (WHO) reports that road accidents are one of the leading causes of death globally. The UAE’s traffic reforms are aligned with its Vision 2021 and Vision 2030 goals to enhance public safety and achieve a world-class transportation infrastructure.
Drivers can avoid hefty fines and penalties by adhering to the following guidelines:
The UAE government and traffic authorities regularly conduct awareness campaigns to educate drivers about the consequences of red-light violations. These initiatives include:
Road Safety Workshops: Sessions targeting high-risk drivers, such as delivery drivers and young motorists.
Public Awareness Drives: Use of social media, TV, and print ads to spread safety messages.
Driver Training Programs: Focused on improving knowledge of traffic rules and defensive driving techniques.
Jumping a red light is a dangerous and costly mistake in the UAE. With fines reaching up to Dh50,000, black points, and the possibility of vehicle impoundment, the government is sending a strong message to deter reckless driving. The updated traffic laws underscore the UAE’s commitment to road safety, ensuring that drivers prioritize caution and compliance to protect themselves and others.
By adhering to traffic laws and embracing a culture of safety, residents and visitors alike can contribute to the UAE’s vision of creating safer roads for everyone.
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The UAE has taken a major step toward sustainability in the textile industry with the launch of the Middle East's first textile recycling facility at Dubai World Central. Spearheaded by the Landmark Group, the initiative aims to promote circularity by giving used textiles a second life, a move that aligns with the UAE's commitment to environmental protection and sustainable development.
Landmark Group’s textile recycling facility processes used fabrics from fashion and home products, converting them into fibers that can be repurposed. These fibers are shipped to manufacturing units to create new products, including apparel and home furnishings.
The initiative builds on the group's takeback programs launched last year across its retail brands, such as Centrepoint, Max Fashion, Home Centre, and Home Box. These programs encourage customers to donate pre-loved garments and textiles, regardless of brand, in exchange for rewards.
Renuka Jagtiani, Chairwoman of Landmark Group, emphasized the importance of collaboration in sustainability efforts. “Protecting our environment is a shared responsibility that cannot be achieved in isolation,” she said. “Our recycling facility is a crucial step in the region’s fashion and textile industry toward closing the loop on product lifecycles and achieving circularity.”
The UAE has established a robust legal framework to support sustainable practices in industries, including textiles. These laws aim to attract investments, promote innovation, and ensure compliance with international standards for environmental and social responsibility.
The textile industry is a significant contributor to global waste and environmental degradation. Initiatives like Landmark Group's recycling facility demonstrate how businesses can lead the way in reducing the ecological footprint of fashion and home goods.
With legal frameworks that incentivize sustainability, the UAE is poised to become a regional hub for environmentally responsible practices in textiles. By fostering collaboration between businesses, governments, and consumers, the country is setting a precedent for other regions to follow.
The launch of the textile recycling facility marks a milestone in the UAE's journey toward sustainability in the textile industry. Supported by progressive laws and initiatives, this project not only helps reduce waste but also drives innovation and circularity. As businesses like Landmark Group continue to invest in sustainable solutions, the UAE is paving the way for a greener future in the fashion and textile sectors.
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Bitcoin investors in the UAE are positioned for potential gains as the cryptocurrency market anticipates significant growth, influenced by policy shifts under the upcoming Trump administration in the US. At the Bitcoin MENA conference held in Abu Dhabi, experts forecasted a dramatic rise in Bitcoin’s value, likening it to "digital gold."
The conference, which brought together global leaders and participants from the Bitcoin ecosystem, highlighted the strategic opportunities in the MENA region. Discussions centered on how Bitcoin could transform wealth creation, with some projections placing its future value at $13 million compared to its current $100,000.
Experts noted the Trump administration's positive stance on cryptocurrency, with plans for substantial Bitcoin acquisitions by the US government potentially driving prices higher. The UAE, recognized for its leadership in Bitcoin regulation, is expected to align with these global trends, solidifying its role as a key player in the cryptocurrency sector.
The conference also emphasized the expanding applications of Bitcoin beyond traditional transactions. This includes its use in payments, collateral, lending, borrowing, and staking, signaling its growing integration into financial systems.
Another transformative trend discussed was the intersection of Bitcoin and artificial intelligence (AI). The development of AI agents capable of negotiating contracts and making payments in Bitcoin is seen as a groundbreaking shift, paving the way for increased automation and efficiency in financial operations.
The event showcased the UAE’s proactive approach to blockchain innovation, positioning it as a hub for emerging technologies in the cryptocurrency space.
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Australia has introduced the Skills in Demand (SID) visa program, effective December 7, 2024, replacing the Temporary Skills Shortage (TSS) visa. This new initiative provides three distinct pathways for skilled professionals to live and work in Australia, streamlining the immigration process while addressing critical labor shortages across key industries.
The SID visa offers three primary streams tailored to meet various workforce demands:
According to the Department of Home Affairs, the SID visa simplifies the process for skilled workers seeking to transition to permanent residency. Key changes include reduced work experience requirements—now just one year—and enhanced flexibility for visa holders.
To qualify for the SID visa, applicants must meet specific English language requirements and demonstrate relevant work experience. Other notable benefits include:
Multiple Entry: Visa holders can travel freely to and from Australia during the visa’s validity.
Extended Stay: Most applicants can work in Australia for up to four years, with Hong Kong passport holders eligible for a five-year stay.
Pathway to Permanent Residency: A reduced work experience requirement of one year facilitates quicker access to permanent residency.
The new Core Skills Occupation List (CSOL) consolidates over 450 eligible occupations, spanning industries such as healthcare, technology, and construction. Salary thresholds for eligibility range from AUD 70,000 to AUD 135,000, with those earning above AUD 135,000 qualifying for the Specialist Skills Pathway.
This streamlined list also applies to the Permanent Employer Nomination Scheme's direct entry stream, providing consistency across Australia’s skilled migration framework. The list has been developed through labor market analysis and stakeholder consultations to align with national workforce needs.
From a legal standpoint, the SID visa introduces significant changes that impact both employers and applicants:
Employers sponsoring migrants under the SID visa must remain vigilant about compliance with evolving regulations. They are legally obligated to offer roles that meet the CSOL criteria and salary thresholds. Employers who fail to meet these requirements risk penalties or suspension from the sponsorship program.
For skilled migrants, understanding the terms and conditions of the SID visa is essential. Legal experts recommend consulting immigration specialists to ensure applications are complete and accurate. Given the new requirements and opportunities, professional guidance can help applicants navigate the transition effectively.
Conclusion
The Skills in Demand visa program is a transformative step in Australia’s skilled migration strategy, addressing workforce shortages while simplifying pathways for talented professionals. By offering flexibility, streamlined processes, and clear routes to permanent residency, the SID visa underscores Australia’s commitment to attracting global talent.
However, both applicants and employers must approach this program with a clear understanding of its legal requirements. Engaging with immigration experts and ensuring compliance with all regulations will be key to maximizing the benefits of this new visa initiative.
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Kuwait’s Ministry of Finance has proposed a 15% corporate income tax on profits as part of a comprehensive fiscal reform plan, set to take effect in 2025. The initiative, detailed in the draft Business Profits Tax Law, aims to target both local and multinational businesses, while exempting smaller enterprises with annual turnovers under 1.5 million Kuwaiti dinars.
The proposed reforms aim to modernize Kuwait’s fiscal system, enhance transparency, and align with international tax practices. The introduction of corporate taxation represents a significant shift, with mechanisms designed to balance revenue generation and equitable treatment of businesses.
By targeting large corporations while exempting smaller enterprises, Kuwait seeks to foster economic growth while ensuring compliance with global tax standards. The reforms also encourage accountability through robust reporting requirements and a clear appeals process, marking a pivotal step in the nation’s fiscal modernization journey.
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The United States is experiencing the largest intergenerational wealth transfer in its history, with an estimated $105 trillion expected to pass between generations over the next 25 years. This monumental figure, driven by rising stock markets, surging property values, and inflation, represents a 45% increase from earlier projections by Cerulli Associates and is equivalent to the global GDP in 2023.
In 2024 alone, approximately $2.5 trillion in gifts and inheritances will change hands. According to Chayce Horton, lead author of the Cerulli report, “Roughly 80% of today's wealth will be in motion,” marking an unprecedented redistribution of financial assets.
Despite the staggering sums, only about 20% of US households have received significant inheritances in recent decades. The wealth remains highly concentrated among affluent families, with more than half of future inheritances coming from households holding $5 million or more in investible assets—a group comprising just 2% of the population.
“Inheritance continues to be a key driver of wealth concentration,” said Kaushik Basu, economist at Cornell University and former chief economist at the World Bank. Inherited wealth accounted for 25% of recipients' net worth in 2022, compared to 10% in the late 1990s.
Some Americans are using their inheritances to secure their family’s future, such as funding healthcare or bolstering financial stability. A growing trend of "giving while living" has also emerged, as more individuals provide for their families during their lifetime rather than waiting until death.
The wealth transfer has significant implications for gender equity, with women—who generally outlive men—expected to inherit nearly half of the $105 trillion. This shift could help rebalance financial control across genders.
Millennials and Gen X are poised to receive the lion’s share of this transfer. Millennials, born between 1981 and 1996, are projected to inherit $45 trillion by 2048. Gen X will see their peak inheritance in 2038, with nearly $2 trillion changing hands annually.
However, the wealth transfer is also deepening economic divides. With inheritance becoming a growing share of total wealth, the concentration of assets among the wealthiest households is intensifying. This trend risks limiting upward mobility for younger and lower-income Americans.
"We are becoming more reliant on dynastic wealth, which undermines entrepreneurship and earned income,” warned Chuck Collins, Director of the Program on Inequality and the Common Good. Without systemic changes, the dominance of inherited wealth could entrench inequality further.
While this historic inheritance boom reshapes America’s financial landscape, economists caution that it could exacerbate the divide between rich and poor. As wealth becomes increasingly concentrated, addressing this disparity will be critical to ensuring broader economic opportunity and mobility in the future.
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The global movement toward a 4-day workweek is gaining momentum, offering more than just extra time off. Countries around the world are testing and implementing shorter workweeks to improve productivity, employee well-being, and economic resilience.
Between 2015 and 2019, Iceland conducted groundbreaking trials with public sector employees working 35–36 hours weekly without pay cuts. Results showed increased worker satisfaction and unchanged economic performance. By 2023, 86% of Iceland’s workforce had access to reduced hours.
Spain introduced a 32-hour workweek pilot in 2021, supported by a €50 million initiative. Results included better health, reduced stress, and lower emissions. Parents reported improved work-life balance, benefiting family well-being.
Japan's government-backed 4-day workweek aims to address falling birth rates and overwork. Microsoft Japan’s trial showed a 40% productivity boost. Tokyo’s government employees now enjoy shorter weeks alongside family-focused policies.
The UK’s largest trial involved 61 companies and 2,900 employees. Over six months, companies saw stable productivity, a 65% reduction in sick days, and increased revenue. Most participants continued the shorter workweek, citing improved work-life balance.
In North America, companies are adopting shorter workweeks, particularly in industries where productivity remains unaffected. Canadian employers have reported improved employee satisfaction and retention rates.
Studies link shorter workweeks to:
While sector-specific adaptations pose challenges, the 4-day workweek’s benefits—reduced emissions, healthier employees, and stable productivity—are driving global conversations about the future of work.
The movement symbolizes a shift in priorities, with nations rethinking work structures to foster healthier and more balanced lives.
A groundbreaking new treatment for asthma, benralizumab, has been unveiled, marking the first significant advancement in asthma care in five decades. This "game-changing" medication offers renewed hope to millions of people suffering from severe asthma, transforming their ability to manage the chronic lung condition effectively.
Asthma affects over 260 million people worldwide, with many experiencing severe, debilitating symptoms that drastically impact their quality of life. Traditional treatments, including inhalers and corticosteroids, have long been the standard of care, focusing primarily on controlling symptoms rather than addressing the underlying causes.
Benralizumab, however, represents a major shift in asthma treatment. It is a targeted biologic therapy administered as an injection. Unlike conventional methods, benralizumab works by reducing the number of eosinophils, a type of white blood cell that plays a key role in inflammation associated with severe asthma. By depleting eosinophils, the drug directly addresses the inflammation, providing long-term relief for patients who previously had limited treatment options.
The success of benralizumab has been hailed by medical experts and patients alike. Clinical trials have shown remarkable results, including a significant reduction in asthma attacks, better lung function, and improved overall health. Many patients who struggled with daily symptoms are now able to breathe more easily and resume normal activities, experiencing a quality of life that was once out of reach.
Dr. Sarah Khalid, a pulmonologist and asthma specialist, described the new treatment as transformative. "Benralizumab offers hope for those with severe asthma who have not responded well to other therapies. It’s a breakthrough that can significantly reduce the burden of this condition," she said.
The development of benralizumab also highlights advancements in personalized medicine. Unlike one-size-fits-all approaches, biologic therapies like this one are tailored to specific patient needs, targeting the root causes of disease at a molecular level. This approach could pave the way for more targeted treatments across other chronic conditions.
Moreover, the introduction of benralizumab underscores the importance of continuous investment in medical research and innovation. After five decades without a new treatment for asthma, this breakthrough sets a precedent for reinvigorating efforts to address other long-neglected medical conditions.
For millions of asthma patients worldwide, benralizumab symbolizes not just a medical milestone but a new chapter in their journey toward better health. Its success could also inspire the development of additional therapies, fostering a renewed sense of optimism in the medical community.
As the medication becomes widely available, healthcare systems are gearing up to incorporate this breakthrough into standard asthma care protocols. For now, benralizumab stands as a beacon of hope, offering a brighter, healthier future for patients and a testament to the power of medical innovation.
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Dubai will reintroduce a 30% tax on alcohol sales starting January 1, 2025. The decision was communicated to restaurants and bars by alcohol retailer African + Eastern through an email confirming the change.
“Please note, Dubai Government have informed us the 30 per cent municipality tax on alcoholic beverage purchases will be reinstated effective January 2025,” the email stated. “This will apply to all orders invoiced from January 1, 2025. Dubai Municipality requires all necessary systems to ensure compliance with this fee.”
The move, confirmed by several restaurateurs, is expected to influence consumer buying habits. Eti Bhasin, Executive Director at Majestic Retreat City Hotel and Permit Room, noted, “This presents an opportunity for hotel-based outlets. We anticipate more guests opting to visit our establishments rather than purchasing directly from retail stores, as we will continue to offer discounts and deals on alcohol.”
The reinstatement follows a year-long suspension of the tax announced in January 2023, which was later extended through December 2024.
One unnamed restaurateur expressed surprise, stating, “We were expecting a 15 per cent tax, but alcohol retailers have confirmed the return of the full 30 per cent.”
The reintroduction of the tax is set to reshape the dynamics of alcohol sales in the emirate as businesses and consumers adapt to the change.
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Dubai-based digital platform Stake is revolutionizing access to Saudi Arabia's real estate market, offering investments starting as low as $134. Backed by prominent investors like Abu Dhabi’s sovereign wealth fund Mubadala Investment Co. and Saudi Aramco’s venture capital arm, Stake is pursuing property deals worth SAR 1 billion ($266 million) over the next six months.
The firm is currently finalizing the acquisition of a fully rented mall in Riyadh valued at SAR 187 million, alongside plans to purchase a residential tower with over 140 apartments for SAR 200 million. This move comes as Saudi Arabia gradually opens its property sector to foreign investors, traditionally restricted to locals.
Stake’s soft launch in Saudi Arabia has already seen significant demand, with investors drawn by strong capital appreciation and rental yields of 7–8%, according to co-founder and co-CEO Rami Tabbara. Official operations in the kingdom are set to begin on December 9.
The Gulf’s largest economy is undergoing a transformation, with increasing opportunities for foreign ownership. While foreigners can obtain long-term residency by purchasing property worth 4 million riyals, broader access to the market is still evolving.
For investors, Saudi Arabia’s real estate market presents an appealing opportunity. Apartment prices in Riyadh have surged 62% in the last three years, and villa prices have climbed 37%, according to Knight Frank LLP. The kingdom needs to build 115,000 homes annually for the next six years to meet demand from its youthful population, as part of the Vision 2030 agenda aimed at diversifying the economy beyond oil.
Founded in 2021, Stake has raised $28 million and acquired over 330 properties in Dubai, worth around $150 million. With 832,000 users from over 200 nationalities, the platform pays investors rental income and allows flexibility in holding periods.
Investors are encouraged to hold properties for five years to maximize real estate appreciation, but those seeking early exits can sell their stakes on the platform after a one-year lock-in period.
Building on its success in Dubai, Stake plans to expand to Abu Dhabi early next year, further cementing its position as a leading platform for fractional real estate ownership.
As Saudi Arabia implements significant investment initiatives under Crown Prince Mohammed bin Salman’s Vision 2030, Stake’s entry into the kingdom offers a unique gateway for global investors. With its user-friendly platform and growing portfolio, the company is positioned to capitalize on the rising demand for real estate in one of the fastest-growing markets in the region.
For more updates, visit Stake’s website or follow their official launch on December 9.
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In the digital age, protecting personal and financial information is more critical than ever. One of the key tools used by financial institutions and businesses to safeguard sensitive data is credit card masking. This security feature is not just a simple display technique—it’s a vital layer of defence against fraud and identity theft.
What is Credit Card Masking?
Credit card masking is a security feature that partially hides a cardholder's credit or debit card number on transaction receipts or during online transactions. Typically, only the first or last few digits of the card number are visible, while the rest are replaced with asterisks (‘*’) or other placeholder characters.
For instance, instead of displaying the full number, a receipt might show something like:
1234 **** **** 5678
This ensures that sensitive card details remain concealed from unauthorized individuals, even if the receipt or digital record is accessed by someone other than the cardholder.
How Does Credit Card Masking Work?
The mechanism behind credit card masking involves advanced algorithms that securely store and manage the complete card information. When a transaction occurs:
Encryption: The full card details are encrypted and securely transmitted to the payment processor or bank.
Partial Display: Only non-sensitive portions of the card number are displayed on receipts or transaction summaries, with the remaining digits masked.
Secure Storage: The full card number is stored in highly secure environments compliant with international standards, such as PCI DSS (Payment Card Industry Data Security Standard).
This process ensures that even if the receipt or record is compromised, the card number cannot be fully reconstructed.
Why is Credit Card Masking Important?
Credit card masking plays a crucial role in preventing unauthorized access to cardholder information. Here’s how it helps:
1. Protection Against Fraud
By hiding most of the card number, masking minimizes the risk of fraudulent activities if a receipt or digital transaction record is intercepted or misplaced.
2. Enhanced Privacy
Masked card details ensure that sensitive financial information is not exposed to unauthorized personnel, whether at retail outlets, kiosks, or during online purchases.
3. Compliance with Regulations
Many countries mandate credit card masking as part of their financial data protection regulations, ensuring that businesses adhere to strict security practices.
4. Trust Building
Customers are more likely to trust businesses that take visible steps to protect their financial information. Masking demonstrates a commitment to data security.
Applications of Credit Card Masking
Credit card masking is commonly used across various scenarios, including:
Retail Transactions: Printed receipts at stores and kiosks mask card details to prevent unauthorized access.
Online Purchases: Digital confirmations of online transactions often display only partial card details for the same reason.
Customer Support: When discussing transactions with customer service, agents can only access or share masked card details, ensuring privacy.
Mobile Wallets: Digital payment apps also implement masking to secure stored card information.
Limitations of Credit Card Masking
While masking is highly effective, it is not a standalone solution for data security. Additional measures, such as encryption, tokenization, and robust cybersecurity protocols, are essential to comprehensively protect financial data.
Moreover, cardholders must remain vigilant. Masking prevents card number exposure, but it does not guard against phishing, social engineering, or other forms of fraud that exploit human error.
Best Practices for Cardholders
To maximize the benefits of credit card masking, users should:
Regularly review transaction receipts and reports for unauthorized charges.
Avoid sharing card details, even partially, over untrusted channels.
Securely dispose of receipts to prevent access by malicious actors.
Use trusted payment platforms and avoid entering card details on suspicious websites.
Conclusion
Credit card masking is a fundamental feature in modern payment security, offering protection against fraud and ensuring the privacy of sensitive information. By understanding how it works and why it’s important, consumers can better appreciate this invisible yet critical safeguard.
As financial technology continues to evolve, features like credit card masking will remain a cornerstone of trust and security in the digital economy. Always stay informed and vigilant to protect your financial well-being.
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As the UAE steps into 2025, a host of new rules, regulations, and fees are set to take effect, influencing various aspects of daily life. From traffic laws to environmental initiatives and technological advancements, these changes reflect the UAE’s ongoing commitment to innovation, safety, and sustainability. Here’s a comprehensive guide to what residents and businesses can expect in the new year.
A revamped traffic law aims to enhance road safety and reduce accidents. Key highlights include:
Stricter penalties for speeding and reckless driving: Heavier fines and potential license suspensions.
Mandatory child car seats: Enhanced enforcement of child safety regulations in vehicles.
New driving rules for electric scooters and bicycles: Introduction of dedicated lanes and mandatory safety gear.
2025 marks the introduction of air taxis as a viable mode of transportation in the UAE. These futuristic vehicles will be regulated under new laws ensuring passenger safety, designated landing zones, and controlled air routes. Fees for air taxi rides are also expected to be announced, with initial operations focusing on Dubai.
New regulations require developers to adhere to sustainable building practices, including energy-efficient designs and the use of renewable energy sources. These measures align with the UAE’s broader goals for carbon neutrality by 2050.
Environmental levies will apply to specific industries to reduce carbon emissions.
A carbon tax on high-emission industries is expected to be introduced.
Fees for single-use plastics will increase, encouraging the use of reusable alternatives.
As the UAE accelerates its digital transformation, a nominal fee for certain government e-services will be introduced. This fee will support the maintenance and enhancement of the country’s e-governance platforms.
The UAE will expand its visa system with new categories to attract talent and investment:
Freelancer visas with simplified requirements for self-employed professionals.
Green visas for entrepreneurs and skilled workers in emerging industries.
As part of a broader overhaul of the education sector, fees for some government-regulated educational programs may see slight adjustments. Subsidies for renewable energy education and technical training programs will also be introduced.
Online businesses will face updated tax regulations to level the playing field with brick-and-mortar businesses. This includes VAT adjustments for e-commerce transactions and fees for digital marketplace operators.
Health insurance regulations will expand to cover more services, including:
Mental health support: Mandatory coverage for counseling and therapy sessions.
Preventive care: Additional services for vaccinations and annual health checks.
The new regulations will apply to all residents, with employers required to provide extended coverage for employees.
Stricter compliance measures will be enforced on industries impacting the environment. Key updates include:
Mandatory environmental impact assessments for new projects.
Increased penalties for violations of waste management and recycling regulations.
The new rules and fees reflect the UAE’s commitment to innovation, sustainability, and the well-being of its residents. While some changes may require adjustments, they are aligned with the nation’s vision for a more prosperous and forward-thinking future.
By staying informed and proactive, residents and businesses can seamlessly adapt to these updates, ensuring compliance and benefiting from the UAE’s dynamic growth in 2025.
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With the UAE's pleasant winter weather and bustling food markets, entrepreneurs are finding food trucks an appealing business opportunity. These mobile eateries, offering everything from ice cream to gourmet burgers, have become a trendy alternative to traditional restaurants. Here’s a detailed guide to getting started with a food truck business in Dubai, Abu Dhabi, and Sharjah.
Dubai: Food Truck Permits
In Dubai, the Dubai Municipality oversees the regulation and issuance of food truck permits.
Types of Permits:
Non-Mobile Permits: For trucks operating in a fixed location year-round.
Event-Specific Permits: For trucks participating in temporary events.
Key Requirements:
Applications for event-specific permits must be submitted at least three working days before the event.
Non-mobile trucks require a space contract and a valid trade license issued in Dubai.
Trucks must comply with Dubai’s Food Code for sourcing, storage, and preparation.
Documents Needed:
Non-objection certificate (NOC) from the landlord.
Approvals from Dubai Municipality’s Planning and Drainage departments.
A registered trade license specific to the truck's location and activity.
Registration on Dubai Municipality’s FoodWatch platform, detailing food items, handlers, and layout.
Cost and Validity:
Permit fee: AED 160.
Processing time: 1 day.
Validity depends on the lease duration or event period.
Rejection Reasons:
Unregistered location on FoodWatch.
Poor food inspection grades (D or F).
Missing contracts or permits.
Sharjah: Mobile Food Truck Permits
Sharjah residents can apply for food truck permits via the Sharjah Executive Council.
Eligibility:
UAE citizens.
Individuals, private companies, and local or federal entities.
Required Documents:
Permit application form for mobile food trucks.
NOC or agreement letter in Arabic from the landlord.
Approvals from relevant authorities, including the municipality and police.
Photo of the truck and its planned location map.
Cost and Processing Time:
Permit fee: AED 3,000.
Processing time: 1 day.
Abu Dhabi: Mobile Food Truck Permits
Food truck permits in Abu Dhabi are handled through the TAMM platform.
Permit Types and Costs:
Event-based permits: AED 500 per event per month.
Annual permits: AED 3,000.
Documents Needed:
A detailed company letter.
Photos of the truck from all angles.
Approval from the Department of Municipalities and Transport or other site-investing authorities.
Important Guidelines:
A single license can support up to three vehicles.
Trade names must match the Arabic name on the commercial license.
Trucks must meet food safety standards and be manufactured for food sales.
General Rules and Prohibitions
Trucks cannot block public roads or obstruct traffic.
Activities are limited to approved locations.
Outdoor seating and unauthorized advertisements are prohibited.
Trucks must maintain site cleanliness and follow specific regulations for event participation.
Starting a food truck in the UAE offers a flexible and profitable venture. By adhering to emirate-specific rules and maintaining high standards, entrepreneurs can join the thriving food scene and delight customers across the country.
In the UAE, female employees are protected from termination during pregnancy or for reasons related to maternity leave. Under Article 30(8) of the Federal Decree Law No. 33 of 2021 on the Regulation of Employment Relations (the "Employment Law"), it is explicitly stated:
Additionally, Article 65(2) of the Employment Law prohibits employers from taking actions that might misuse the provisions of the law or put undue pressure on employees to achieve interests contrary to the freedom of work or lawful jurisdiction.
The law also addresses flexibility in extraordinary circumstances. Article 36(1)(a) of Cabinet Resolution No. 1 of 2022 outlines that remote work can be offered in emergency situations, ensuring that the needs of all parties in the employment relationship are balanced. While this provision is not specifically designed for personal emergencies, it underscores the importance of accommodating employees in exceptional circumstances.
If an employer terminates an employee without a valid reason, this may be considered arbitrary termination under Article 47 of the Employment Law. Arbitrary termination occurs if an employee is dismissed after filing a legitimate complaint or legal action against the employer. In such cases, the employer is required to pay fair compensation as determined by the court, which could be up to three months' salary based on the employee’s last drawn pay.
Employees in such situations are also entitled to severance pay and any other dues, such as bonuses, as outlined in the law.
In cases where termination during pregnancy is deemed unjustified or arbitrary, employees have the right to file a complaint with the Ministry of Human Resources & Emiratisation (MOHRE). They may seek compensation for arbitrary termination as well as any other entitlements that were denied.
Employers are encouraged to explore alternatives such as remote work, especially when it is a standard practice for the role, rather than resorting to termination. UAE labor laws strongly emphasize protecting the rights and dignity of employees, particularly during critical life events such as pregnancy.
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This year, the Dubai Financial Services Authority (DFSA) has taken decisive action against financial misconduct, penalizing both individuals and firms involved in money laundering and fund mismanagement.
A former relationship manager was fined nearly $1 million (around Dh3.6 million) for facilitating a money laundering process known as layering. This deceptive practice involves conducting multiple transactions to disguise the origin of funds while maintaining control over the money. The banker also provided false information to his compliance team to perpetuate the activity, earning significant bonuses from client commissions. In addition to the hefty fine, he has been banned from working in the industry, effectively ending his career.
In another case, OCS International Finance was fined for misusing client funds. The company misled a bank about the nature of deposited money and diverted client funds to a related party without informing the clients. These funds were not repaid, violating the regulatory mandate to safeguard client money in separate accounts.
DFSA Chief Executive Ian Johnston emphasized the importance of thorough investigations, which involve data collection, communication reviews, and interviews, often taking several months to a year to complete. While the scale of breaches this year is less severe compared to previous years, officials believe this reflects improved compliance following past sanctions.
The DFSA’s enforcement measures highlight its commitment to maintaining financial integrity and deterring misconduct in the financial sector.
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The UAE has enacted a Federal Decree-Law aimed at enhancing the regulation of penal and corrective institutions, focusing on prisoner rights and social reintegration.
The law emphasizes creating a humane environment in correctional facilities by considering capacity, location, and specific needs, such as accommodations for pregnant inmates, those accompanied by children, and individuals requiring special care. Additionally, the decree encourages the use of artificial intelligence to monitor and predict inmate behavior, health, and psychological conditions.
Key provisions include allowing inmates to undertake work for wages while considering their health and capabilities. A fund will also be established to support products and services created by inmates, with provisions for marketing these outputs.
The decree introduces privileges for minors aged 18–21 transitioning from juvenile to penal institutions, designed to support their social and family empowerment. Strict penalties have been implemented for smuggling prohibited items into or out of facilities, with harsher consequences for employees or guards involved in such activities.
Key objectives of the law include:
Ensuring inmates' dignity and rights are respected.
Facilitating education opportunities and enabling inmates to attend classes and exams.
Allowing temporary releases for emergencies and eligible cases.
Supporting reintegration through community empowerment programs and privileges.
Establishing a Correctional Policies Committee to promote best practices in managing institutions.
The law reflects the UAE’s commitment to balancing justice with rehabilitation, providing inmates with opportunities to reintegrate into society while maintaining security and accountability within correctional facilities.
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The UAE is set to introduce ground-breaking technology to tackle cyberbullying and improve child safety, reinforcing its commitment to fostering secure digital environments. Developed by Chirp, this innovative child protection system integrates advanced solutions to address pressing concerns such as cyberbullying, grooming, and self-harm content online.
Chirp’s child safety system offers a transformative approach to safeguarding children. Unlike traditional parental control apps, this patented technology is embedded directly into the smartphone’s operating system (OS), making it tamper-resistant and more effective. Operating at the kernel level within Android devices, Chirp monitors encrypted messaging platforms that are typically difficult to access through conventional tools.
Using AI-driven databases, the system identifies harmful behavior patterns, alerts parents, and intervenes when necessary. For instance, if a child attempts to send inappropriate images or searches for self-harm-related content, the system blocks the action and notifies the parent immediately. With a 75% detection efficiency, Chirp sets a new benchmark in online safety technology.
Chirp’s user-friendly setup allows parents to manage their child’s safety settings via an app. By linking the device to their email and adding a password-protected date of birth, parents can maintain control over the system while ensuring tech-savvy children cannot bypass it.
The UAE has long prioritized online safety and child protection. The country’s Ministry of Interior is a key member of the Virtual Global Taskforce (VGT), an international alliance focused on combating online child exploitation. Additionally, the UAE holds a permanent seat on the WePROTECT Global Alliance International Advisory Board, highlighting its global leadership in this critical area.
By fostering partnerships with innovative companies like Chirp, the UAE is solidifying its position as a hub for family-friendly tech solutions. Soon, parents in the UAE will be able to purchase smartphones pre-equipped with Chirp’s safety features, providing children with a secure digital environment from their first device.
Globally, nations are strengthening laws to combat cyber threats and protect children online. Key examples include:
The UAE has implemented robust measures to align with these global standards. Laws under the UAE Cybercrime Law (Federal Decree-Law No. 34 of 2021) penalize individuals who exploit children online, distribute harmful material, or engage in digital harassment. Additionally, the UAE’s commitment to international initiatives like VGT strengthens its ability to combat cross-border cyber threats.
Chirp’s introduction in the UAE underscores the country’s dedication to leveraging advanced technology to enhance child safety. By adopting such solutions and reinforcing global partnerships, the UAE continues to lead efforts in creating safer digital environments for families.
As nations worldwide prioritize child protection laws and innovative technologies, the collective goal remains clear: safeguarding the next generation from digital risks and fostering secure spaces where children can thrive.
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A new digital platform, Moniify, has been launched to cater to the needs of Gen Z entrepreneurs and investors. Based in the UAE, the platform focuses on delivering insights and analysis about high-potential sectors such as artificial intelligence, decentralized finance, cryptocurrency, and space technology.
The UAE was chosen as the platform's base due to its strategic location, safety, and business-friendly environment. The ease of conducting digital business operations in the region adds to its appeal as a hub for global innovation.
Moniify addresses the unique requirements of younger generations by combining finance and business insights with emerging market trends. It offers tools and information designed to empower Gen Z to achieve financial independence and thrive in an evolving economic landscape.
The platform places a strong emphasis on key sectors expected to shape the global economy over the next decade, including AI, crypto, and space investments. Its mission is to help young individuals navigate these complex markets and make informed decisions.
Moniify bridges a gap in traditional media by providing a platform that focuses on the perspectives of emerging markets. It shifts the narrative from a Western-centric view to a global one, offering diverse insights from regions like Southeast Asia and the Middle East.
The platform engages content creators from around the world to develop videos and articles that simplify complex financial concepts, making them accessible to a younger audience.
Moniify’s content explores cutting-edge topics, including the future of space technology, AI-driven innovations, and economic trends. Its goal is to deliver relevant and engaging content that resonates with diverse audiences across regions, ensuring global relevance while maintaining local appeal.
The platform also focuses on integrating macroeconomic concepts into everyday decisions, such as understanding how interest rates affect housing markets. Each piece of content is backed by extensive research, ensuring it remains educational and insightful.
Moniify aspires to be a transformative platform that empowers the next generation to participate in shaping the global economy. By spotlighting the UAE as an innovation hub, it highlights the region’s pivotal role in fostering growth and driving advancements in emerging markets.
With its unique approach, Moniify sets itself apart as a go-to resource for Gen Z entrepreneurs and investors, providing the tools and insights necessary to succeed in an increasingly complex world.
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The UAE has implemented stricter requirements for visit visa applications to prevent potential misuse and ensure applicants can sustain themselves during their stay. The updated regulations mandate proof of stay, return tickets, and sufficient funds to be submitted as part of the visa application process.
Applicants must now provide the following documents at the time of application:
These measures aim to prevent misuse of visit visas and reduce rejection rates. Applicants are advised to ensure their passports have at least six months of validity. Additionally, airport authorities may conduct random checks to verify documents such as proof of stay, return tickets, and financial capacity during the traveler's stay in the UAE.
Travel agencies emphasize the importance of meticulously preparing and submitting complete documentation to avoid visa rejections and delays. This proactive approach ensures smoother processing and compliance with UAE immigration regulations.
Applicants are encouraged to work with reliable travel agencies and consult legal professionals if needed to navigate these enhanced requirements effectively.
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The UAE's Federal Tax Authority (FTA) has reiterated the importance of corporate tax registration for businesses with licenses issued in October and November, regardless of the year, emphasizing the November 30 deadline to avoid administrative penalties.
Businesses can register via the EmaraTax digital tax services platform, which offers a simplified process in four steps, taking approximately 30 minutes. Existing value-added tax or excise tax registrants can log in directly and complete the registration.
Taxable persons must create a new EmaraTax account using their email and mobile number. After account creation, they can select the "Register for Corporate Tax" option and complete the process. Businesses may also opt to register through authorized tax agents listed on the FTA's website or at government service centers nationwide.
Once submitted, applications undergo verification by a specialized team. Upon approval, applicants receive their tax registration number directly via email.
The FTA warns that penalties, as outlined in Cabinet Decision No. 75 of 2023, will apply to businesses failing to meet the registration deadline set under Federal Decree-Law No. 47 of 2022.
Businesses are encouraged to act promptly to ensure compliance and avoid penalties.
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Car owners in the UAE may be entitled to additional compensation if an insurance company delays settling claims for a total loss vehicle beyond the stipulated timeframe. The provisions under the Unified Motor Vehicle Insurance Policy Against Loss and Damage, issued by the UAE’s Central Bank, set clear obligations for insurance companies in such cases.
Replacement or Cash Compensation for Total Loss
In the event of a total loss due to an accident, the insurance company is required to replace the vehicle or provide an equivalent cash amount if requested by the insured. This requirement is outlined in Chapter Two, Article 2(c) of the Unified Motor Vehicle Insurance Policy. The insured's preference for cash compensation must be honored by the company.
Compensation Deadlines and Penalties
The law mandates that compensation for a total loss must be settled within 15 days of completing all required claim documentation. Article 7 of the Insurance Authority Board of Directors' Decision No. 25 of 2016 further specifies that if an insurer delays payment beyond this period without valid justification, it is liable to compensate the beneficiary for costs incurred due to the delay.
This includes:
Timely payment of compensation based on the policy terms within 15 days.
Additional compensation for expenses resulting from the lack of access to the vehicle during the delay.
Compensation calculated using the market value of the vehicle or based on evaluations from licensed showrooms.
Steps to Address Delayed Payments
If compensation is delayed, the insured should:
Contact the insurance company to request a detailed explanation for the delay.
Escalate the matter to the UAE Insurance Authority if the issue remains unresolved.
Pursue legal action in the relevant UAE court to seek further remedies if necessary.
Ensuring Compliance
The insurance law emphasizes strict adherence to timelines to protect the insured from financial losses. Failure to comply with these regulations exposes the insurance company to penalties and additional obligations to compensate for any inconvenience caused.
Car owners experiencing delays are advised to maintain detailed records of their claims and seek guidance from legal professionals or the UAE Insurance Authority to ensure their rights are protected.
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A vehicle ownership certificate is a mandatory document in the UAE for buying and driving cars. In Dubai, it serves as proof of ownership and ensures vehicles are registered with the government. This certificate can be amended, renewed, or transferred when selling a vehicle. Here's how you can update its details, the prerequisites, and associated fees.
Before applying to amend details in a vehicle ownership certificate, ensure the following:
The documents vary depending on the type of amendment:
By following these steps and ensuring the correct documentation, individuals and companies in Dubai can amend their vehicle ownership certificates efficiently through the Dubai Government's online portal.
Indian billionaire Gautam Adani and his nephew Sagar Adani have been indicted by US prosecutors for their alleged involvement in a $265 million bribery scheme to secure renewable energy projects in India. The allegations include fraud, corruption, and misleading statements to investors. The Adani Group has denied all charges, calling them baseless, while Indian officials remain silent on the matter.
Bribery is a criminal offense in the UAE, governed by Federal Law No. 3 of 1987 (UAE Penal Code) and Federal Law No. 4 of 2012 on Anti-Money Laundering and Combatting Financing of Terrorism. Key points include:
The Adani Group has vowed to pursue legal remedies and may negotiate a settlement with US authorities. However, the issuance of an arrest warrant complicates matters, requiring the Indian government’s cooperation to execute the order. If found guilty, executives face severe penalties, including asset forfeiture and prison sentences.
Bribery cases like this underscore the growing global scrutiny of corporate governance and ethical practices, especially in sectors critical to sustainable development.
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The Ministry of Human Resources and Emiratisation (MoHRE) has uncovered over 3,000 instances of fake Emiratisation, revealing that some private companies have been exploiting the system to meet Emiratisation targets without adhering to proper rules.
In an announcement shared on social media, the Ministry reported that its inspection system identified 1,934 private companies involved in hiring 3,035 UAE nationals under false pretenses. These violations occurred between mid-2022 and November 19, 2024, highlighting an alarming trend among employers attempting to bypass Emiratisation regulations.
Fake Emiratisation refers to fraudulent practices by companies that hire UAE nationals in name only, without providing them with legitimate work or adhering to contractual obligations. These schemes are designed to manipulate compliance with the government’s Emiratisation targets, which aim to increase the participation of UAE citizens in the private sector workforce.
The MoHRE has intensified its monitoring efforts to curb such violations. By leveraging advanced inspection systems, the Ministry has been able to detect irregularities and hold companies accountable for their actions.
In a statement on X (formerly Twitter), the Ministry reaffirmed its commitment to ensuring that Emiratisation goals are met with integrity. It warned companies against such practices, stating, "Employers who engage in fake Emiratisation will face strict penalties, including fines, suspension of services, and legal action."
The discovery of these violations has prompted the Ministry to double down on enforcement measures, including frequent inspections, audits, and awareness campaigns for employers.
Earlier this year, the government introduced stricter penalties for non-compliance with Emiratisation requirements. Companies found guilty of fake hiring practices face fines ranging from AED 20,000 to AED 50,000 per violation, alongside potential bans from accessing government services.
The revelation of these widespread violations has sparked outrage among citizens and residents alike, with many calling for more stringent checks and harsher penalties to deter companies from exploiting the system.
"Emiratisation is not just about meeting targets; it's about creating meaningful opportunities for UAE nationals to contribute to the private sector," said a social media user in response to the Ministry’s post.
The Emiratisation initiative is a cornerstone of the UAE’s broader economic strategy, designed to ensure that UAE nationals have equal access to private sector employment opportunities. It reflects the government’s vision to foster a more inclusive and diversified workforce while reducing reliance on expatriate labor.
By uncovering and addressing fake Emiratisation schemes, the Ministry aims to protect the integrity of this initiative and ensure that it achieves its intended purpose.
The MoHRE has urged private companies to align with the regulations and contribute genuinely to the Emiratisation goals. Employers are encouraged to provide proper training, career development opportunities, and fair compensation to UAE nationals.
As the Ministry continues its crackdown on violators, it remains committed to creating a transparent and fair labor market that benefits both UAE nationals and the private sector.
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As social media becomes an integral part of daily life, a pressing legal and philosophical question emerges: Should social media accounts be classified as inheritable digital assets? This thought-provoking issue took center stage during a debate held at the Federal Supreme Court in Abu Dhabi.
One team argued that social media accounts hold both monetary and emotional value, likening them to digital assets. They highlighted platforms like Instagram, where users have ownership of their content, suggesting that these accounts represent years of investment and engagement.
Examples such as the $2.9 million sale of a tweet as an NFT were cited, demonstrating the economic potential of digital footprints. The team proposed amendments to inheritance laws and international agreements to address digital legacy, striking a balance between privacy and ownership while adapting to the evolving digital landscape.
The opposing team contended that social media accounts are fundamentally personal and should not be considered inheritable. They emphasized that these accounts often contain private information not meant for public or familial scrutiny, even after death.
They referenced global privacy laws, such as the General Data Protection Regulation (GDPR), which protect data rights beyond an individual’s lifetime. Additionally, they argued that social media accounts lack the scarcity and economic characteristics of traditional assets, as they can be created without limit.
The debate, organized to engage youth in critical legal discussions, featured a distinguished arbitration panel. Panel members reflected on the complexities of the issue, noting that this is not merely a legal question but also a philosophical one, challenging the way society defines ownership and legacy in a digital age.
Ultimately, the panel ruled in favor of the argument supporting social media accounts as inheritable assets, recognizing their potential monetary and emotional value.
The debate concluded with a unique perspective from a government official, who humorously suggested vetoing both teams as winners, emphasizing the ongoing complexity of the issue.
This discussion underscores the evolving nature of inheritance laws and the broader implications of digital assets in modern life. As society navigates these challenges, debates like this play a crucial role in shaping the future of digital legacy.
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Saudi Arabia has announced fines ranging from SR500 to SR2,000 for unauthorized camping under its efforts to combat desertification and protect the environment. Officials have emphasized that violators may also be required to pay compensation for any environmental damage caused.
Daghim Al Numsi, director of the Vegetation Development Centre's Licensing and Permits Department, explained that the fine for first-time offenders is SR500, increasing to SR2,000 for repeat violations. Authorities will issue arrest reports for individuals found camping without a valid permit.
The fines align with Saudi Arabia's broader environmental strategy, including the Saudi Green Initiative (SGI) launched in 2021 by Crown Prince Mohammed bin Salman. This initiative aims to:
As part of the SGI, over 95 million trees have already been planted across the Kingdom, with plans for further large-scale afforestation. The Saudi Ministry of Environment, Water, and Agriculture has also updated regulations to impose harsher penalties for environmental violations, including fines of up to SR5 million and deportation for non-Saudis involved in severe offenses like illegal hunting or polluting groundwater.
The UAE is a leader in green initiatives within the GCC, implementing strict laws to combat desertification and pollution. Key measures include:
The UAE Green Agenda 2030: A comprehensive framework focusing on transitioning to a sustainable economy, reducing carbon footprints, and promoting renewable energy.
Kuwait has introduced penalties for environmental violations under its Environmental Protection Law:
Biodiversity Protection: Unauthorized hunting or trading of endangered species can lead to imprisonment and fines.
Oman enforces stringent environmental laws aimed at preserving its unique biodiversity:
Marine Protection: Fishing activities are regulated to prevent overfishing and protect marine ecosystems.
Qatar’s environmental policies focus on sustainable development:
Industrial Emissions Monitoring: Heavy fines are imposed on industries for exceeding emissions limits.
Bahrain actively promotes conservation through strict environmental regulations:
Awareness Campaigns: Bahrain regularly conducts campaigns to educate the public about environmental conservation.
The GCC countries collectively emphasize environmental protection through initiatives like the GCC Environmental Strategy, which promotes shared efforts in combating desertification, afforestation, and enforcing sustainable practices.
As the region continues to grapple with the challenges of climate change, these measures underline the commitment of Saudi Arabia and its neighbors to preserving their unique ecosystems for future generations.
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Dubai Police is constructing an advanced forensic medicine facility designed to significantly enhance crime detection efficiency and accuracy. Located on Tunisia Street and scheduled for completion by the end of 2026, the facility will leverage cutting-edge technologies to streamline forensic processes and improve overall outcomes.
The new building will incorporate state-of-the-art virtual autopsy technologies, reducing examination times from days to hours. Advanced computed tomography techniques will increase the accuracy of results to 95%, while also enabling financial returns through specialized examinations. The facility will include a modern pathology lab, advanced forensic nursing specialties, and high-security engineering features to handle critical cases and emergencies.
Key upgrades include increasing autopsy tables from 4 to 14, body storage units from 80 to 475, and clinics from 3 to 11. Annual biopsy capacity will double from 10,000 to 20,000 cases, and pathology examinations will shift to a fully digital system. The facility will also host educational initiatives, such as a lecture hall for 150 people, compared to the current capacity of 16.
Additional features include advanced laboratories, a death investigation section, emergency body storage, and facilities for processing and repatriating deceased individuals. These upgrades aim to position Dubai as a leader in forensic innovation, ensuring quicker and more accurate crime detection while enhancing public safety.
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Parents in the UAE must mutually agree before one parent can take a child abroad, particularly during custody disputes. Without both parents' consent, such actions may be considered parental abduction, leading to severe legal consequences, including criminal charges and potential loss of custody rights.
In a notable case, a father in Dubai sought the return of his two children who were taken to Canada under the pretext of a family visit. The situation escalated when the mother revealed her intent to keep the children in Canada permanently. The father pursued legal action, leading to a court ruling in Canada that ordered the children's return to Dubai, where custody issues could be resolved under local jurisdiction.
Legal experts stress the importance of establishing the child's habitual residence, which determines the jurisdiction for custody disputes. Courts also prioritize the child’s emotional, psychological, and physical well-being, considering the potential impacts of relocation and separation.
Parents facing similar situations are advised to document concerns related to the child's safety and well-being comprehensively. In cases where children are taken abroad without consent, legal recourse includes reporting the incident to local authorities, filing urgent court applications, and working with relevant government agencies to address international custody disputes.
The UAE’s family law system is evolving, with reforms aimed at accommodating expats and aligning with international standards. Modern laws, such as Abu Dhabi’s Personal Status Law for non-Muslims, allow for joint custody and focus on the child’s best interests, providing a more adaptable framework for families navigating complex custody issues.
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Abu Dhabi Airports (AD Airports) has announced the official inauguration of the United States Customs and Border Protection (CBP) preclearance facility at Zayed International Airport (AUH), marking a significant milestone in the UAE's aviation and international travel infrastructure.
Operational since October 9, the facility has already processed over 43,000 US-bound passengers, drastically reducing wait times upon arrival in the United States. By leveraging advanced technologies such as facial comparison, simplified arrival procedures, and the Mobile Passport Control (MPC) app, the CBP facility ensures rapid and secure passenger processing.
“This preclearance facility enables passengers to bypass customs and immigration checks in the US, offering a seamless travel experience,” said Jamil Musleh, Port Director of the facility. The facility is the only one of its kind in the Middle East and Asia, reinforcing Abu Dhabi’s strategic importance as a global travel hub.
The CBP preclearance was previously available to Etihad Airways passengers at the old facility since 2014. After the opening of Zayed International Airport a year ago, preclearance services were temporarily continued at the old site until the new state-of-the-art facility was completed.
The launch of the facility was celebrated on Friday with a ribbon-cutting ceremony attended by top US and Abu Dhabi officials, including US Ambassador to the UAE Martina Strong. She lauded the initiative as a "milestone in UAE-US strategic partnership and people-to-people ties."
“This increased connectivity strengthens tourism, cultural exchange, and international business relations between the UAE and the US,” added CBP Deputy Executive Assistant Commissioner Judson Murdock.
The establishment of the CBP preclearance facility in Abu Dhabi is a testament to the growing international legal framework facilitating cross-border travel and trade. Such agreements, negotiated under the purview of bilateral treaties, demonstrate the mutual trust between the UAE and the US.
From a legal standpoint, preclearance facilities operate under unique jurisdictional arrangements. While passengers are technically outside US territory, they are subject to US customs and immigration laws during the preclearance process. This dual application of legal systems underscores the importance of robust bilateral agreements that protect the sovereignty and interests of both nations.
Moreover, the facility serves as a model for global aviation hubs, promoting international cooperation in areas of security, immigration, and commercial relations. It exemplifies how legal frameworks can enhance operational efficiency while respecting the distinct legal systems of participating countries.
The initiative not only accelerates travel processes but also fosters legal collaboration, setting a precedent for future international agreements aimed at improving global connectivity.
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The Abu Dhabi Securities Exchange (ADX) is set to welcome a new listing before the year ends, continuing its strong momentum in initial public offerings (IPOs) and investments. This comes as part of the Exchange’s strategic vision to expand its market offerings and attract global investments.
Notable Achievements in 2024
Abdullah Salem Al Nuaimi, CEO of ADX Group, highlighted that the Exchange has already achieved significant milestones this year, including four major IPOs: Alef Education, NMDC Energy, ADNH Catering, and Lulu Retail. Lulu Retail marks the 100th listing on ADX, becoming the ninth retail offering and the 24th listing of 2024.
The Exchange’s robust performance has solidified its reputation as a preferred platform for companies seeking growth opportunities within and beyond the UAE. The IPOs this year generated proceeds of nearly Dh12.3 billion, with record-breaking investor interest amounting to Dh310 billion. The total market value of the newly listed companies reached Dh46.7 billion.
Global Recognition
ADX is now ranked among the top six stock exchanges globally for funds raised through IPOs. In 2023, it successfully hosted three of the world’s 20 largest IPOs, further enhancing its global stature.
Innovative Offerings
This year, ADX also expanded its portfolio with the listing of the “Chimera Standard & Poor’s Germany Justus ETF,” the fifth exchange-traded fund (ETF) added this year and the fifteenth overall. The Exchange’s ETF market is now the most active in the Middle East and North Africa (MENA), showcasing remarkable growth in trading value and volume.
Strategic Developments
The Exchange enriched its listed sectors with the inclusion of Lulu in retail and the merger of Yahsat and Bayanat to form Space 42 in the technology sector. ADX also strengthened its dual-listing partnerships with companies such as Ooredoo, Sudatel, Americana, and Agility.
Additionally, the “Tabadul” platform, which now connects six stock exchanges, recently welcomed the Armenian Stock Exchange, enhancing ADX’s global network and its ability to attract international investments. Plans are underway to include more markets in the platform soon.
Future Prospects
ADX aims to diversify its offerings further by adding new financial derivatives in the coming year while continuing its efforts to introduce innovative investment products and listings, including stocks and ETFs.
Conclusion
With its strong performance and ambitious plans, the Abu Dhabi Securities Exchange is set to remain a key player in global financial markets, driving economic diversification and innovation in the UAE. The upcoming listing is another step in solidifying its position as a premier investment hub.
The first-ever Crypto Content Creator Campus (CCCC) wrapped up in Dubai, setting a new milestone in the content creator economy by connecting over 200 creators from around the world. Held in alignment with Dubai’s vision to foster blockchain innovation and empower creators, the summit was supported by the Dubai Content Creators Programme under the Dubai Press Club, reinforcing the city’s role as a leading hub for creativity and technology.
Key speakers included industry figures like Randi Zuckerberg, CEO of Zuckerberg Media; filmmaker Zach King; former TikTok Head of Global Marketing, Nick Tran; and Katie Penn, ex-Global Head of Marketing at X. Across 15 sessions, experts shared insights on essential topics, including "Monetizing Influence," "The Evolving Dynamics of Social Media," and "Becoming a TikTok Influencer." The event opened with Randi Zuckerberg’s keynote, followed by a discussion on the role of content creators in crypto. Zach King also shared his journey to YouTube success, offering advice to aspiring creators.
On the second day, Zuckerberg discussed strategies to engage livestream viewers, while prominent crypto influencers led sessions on how blockchain has transformed their lives. The day concluded with a lively afterparty hosted by Dubai Bling star Safa Siddiqui, followed by a gala dinner and awards ceremony. The CCCC Hacker House Challenge showcased talent with a $90,000 prize pool, where the Five Guys Team won Best Picture and Chris Kogias took Best Editor.
Supported by title sponsors Bybit, MEXC, and Aptos, as well as platinum sponsor Bitget and gold sponsors like TON, Mantle, and Gate.io, the summit highlighted the collective drive to advance the creator economy through blockchain. Silver sponsors Weex, Zoomex, and Circle also played vital roles in the event's success.
Following the Dubai edition's success, the 2025 CCCC will take place in Lisbon, Portugal, as the summit continues to bring creators and industry leaders together to explore the future of blockchain and content creation.
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Dubai’s Roads and Transport Authority (RTA) has unveiled the Digital Payment Excellence Centre, a new hub aimed at advancing the Nol payment system by leveraging state-of-the-art digital payment technologies. This initiative aligns with Dubai’s vision to become the world’s smartest city by enhancing digital infrastructure through Account Based Ticketing System (ABTS) technology.
Mohammed Al Mudharreb, CEO of the Corporate Technology Support Services Sector at RTA, emphasized that the centre will lead research, anticipate future trends, and address current challenges in digital payments, aiming to improve public transportation payment solutions. The centre will bring together stakeholders from finance, government, and academia to foster collaboration in research, consultancy, data analysis, and knowledge sharing.
Additionally, the centre will host seminars, workshops, and training sessions to promote awareness and understanding of digital payments. Research findings from the centre will contribute to policy development, enhance operational efficiency, and elevate the user experience within Dubai’s transportation network.
The Digital Payment Excellence Centre is a pivotal step in RTA’s commitment to smart mobility and digital innovation, reinforcing Dubai’s position as a global leader in efficient and advanced payment systems for residents and visitors alike.
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Family-owned businesses have been a driving force in the UAE’s business landscape for decades, and Abu Dhabi’s commitment to supporting these enterprises remains unwavering. As the emirate’s economy continues to diversify and expand, family businesses will remain central to its growth, bolstered by initiatives and resources designed to empower their long-term success.
Abu Dhabi’s economy, often referred to as the ‘Falcon Economy,’ is renowned for its resilience and diversity. It has grown into a hub for business and investment, attracting both local and international investors through its stable economic policies and supportive business infrastructure. As the emirate advances on this trajectory, family-owned businesses will continue to play an integral role in driving growth across various sectors.
Family businesses in Abu Dhabi often span multiple generations, fostering deep-rooted relationships, local expertise, and a unique understanding of market dynamics. These attributes make family-owned enterprises highly resilient and adaptable to changing economic conditions, providing a strong foundation for sustained growth. In an environment of rapid economic development, these businesses anchor stability and continuity within Abu Dhabi’s economy.
The government of Abu Dhabi is committed to supporting family businesses by providing opportunities for expansion and innovation. This includes access to financing, mentorship programs, and collaboration with industry leaders to help family businesses adopt advanced technologies and strengthen their market position. By encouraging innovation, Abu Dhabi aims to ensure that family businesses remain competitive and equipped to face the challenges of a modern, globalized economy.
Abu Dhabi has introduced policies and platforms that cater to the needs of family-owned enterprises. From tax incentives to streamlined regulations, these policies create an environment conducive to growth. The emirate has also developed business incubators and digital platforms to assist family businesses in scaling up and diversifying their operations. These resources reflect Abu Dhabi’s long-term vision for empowering its local business community.
As Abu Dhabi continues to grow as a business and investment hub, family-owned businesses will remain central to its economic narrative. With strong government support, an adaptable economic framework, and a commitment to innovation, these enterprises will be well-positioned to contribute to Abu Dhabi’s ambitious growth plans.
Family businesses are not only part of Abu Dhabi’s past but also a significant pillar of its future—a future where their legacy and contributions are celebrated as a cornerstone of the emirate’s flourishing ‘Falcon Economy.’
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In today’s digital world, cyber extortion has become an increasingly common threat. Victims may feel overwhelmed, but knowing how to respond and where to seek help is essential for safeguarding personal and financial security. Recently, the Abu Dhabi Judicial Department (ADJD) shared important guidelines to help individuals navigate such situations effectively. Here’s what you need to know.
Cyber extortion can be distressing, but it’s important to stay calm. Acting impulsively could worsen the situation, so take a moment to think rationally before responding or making any decisions.
It’s crucial not to comply with extortion demands, as paying the extortionist or sharing additional information could encourage further blackmail. Instead, focus on reporting the crime to the proper authorities.
Take screenshots of any threatening messages, emails, or social media interactions. Save chat logs and make note of the dates and times of each communication. This evidence will be helpful if you decide to pursue legal action.
The UAE has a dedicated cybercrime reporting platform where victims can seek help. You can report cyber extortion through:
Reporting these incidents promptly helps authorities take swift action to protect you and others from similar crimes.
Be cautious about sharing personal details on public platforms. Review your social media privacy settings and be selective about the information you disclose. Cyber extortionists often use publicly available information to target individuals.
Contacting a lawyer or a cybercrime specialist can provide additional support. Legal professionals can advise on how best to respond and represent you if further legal steps are needed.
Cyber extortion can take a mental and emotional toll. Reaching out to friends, family, or mental health professionals can provide the emotional resilience needed to handle the situation.
By following these seven steps, UAE residents can better manage and respond to cases of cyber extortion. Remember, reporting these crimes helps protect not only you but also others in the community.
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For the first time, the UAE will have a representative at the Miss Universe pageant. Model and mother of three, Emilia Dobreva, who was crowned Miss Universe UAE in a private audition in October, will represent the country at the global event.
Poppy Capella, appointed by the Miss Universe Organization as the UAE’s national director, described Emilia as an ideal choice, highlighting her decade-long residence in the UAE, her marriage to an Emirati, and her fluency in Arabic. Emilia will compete in the Miss Universe finale on November 16 in Mexico City, where her national costume will pay homage to the UAE. Her abaya will feature UAE sand at the bottom, symbolizing the country's roots, and modern design elements on top to reflect the nation’s progress.
The Miss Universe pageant recently shifted from traditional criteria, removing restrictions on age, height, weight, and marital status to create a platform focused on empowering women. This year’s pageant will also mark the debut of nine other countries, including Miss Somalia, the competition’s first hijabi contestant.
Due to limited preparation time, Miss Universe UAE held a private, closed-door selection instead of an open audition. The competition had over 1,000 entries, and the team shortlisted 16 finalists, open to both Emiratis and expats. The finalists, including an Emirati winner in the ‘Voice of Change’ category, Fatima Bahman Nowroozi, underwent intensive training in public speaking and the catwalk.
Emilia’s journey to Miss Universe included daily training, social media attention, and high hopes for reaching the top five. She will wear a modest burkini in the swimwear round to honor UAE cultural values.
One of the highlights of Miss Universe UAE is the stunning Palm of Inclusion crown, valued at over Dh15 million and crafted by Mouwad. In partnership with local clothing brand Belionel and Médecins Sans Frontières (MSF), Miss Universe UAE created a charity T-shirt, with proceeds supporting MSF UAE. Plans are underway for an even grander event next year.
The Miss Universe UAE franchise has also teamed up with BrightFlixx Entertainment to produce a reality show that will highlight the UAE’s unique beauty. Each episode will feature Miss Universe contestants exploring hidden gems and showcasing UAE traditions, offering viewers an authentic look at the nation’s culture and heritage.
If you’re an expatriate who has recently moved to the UAE for work or to start a business, you may be looking to bring your family to live with you. As a resident, you have the option to apply for your spouse’s and children’s visas, enabling them to reside legally in the UAE. However, there are specific requirements, including a minimum salary threshold and a set process for application. This guide walks you through the requirements and steps for securing a family residence visa and Emirates ID in the UAE.
To sponsor your spouse and children for residence in the UAE, you must first hold a valid residence visa yourself. Sponsorship is typically available to expatriates working in the UAE, and requirements can vary slightly based on your specific job type, salary, and accommodations. However, most full-time employees and business owners with the necessary financial and legal qualifications can sponsor family members.
The UAE requires expatriate residents to meet a minimum salary threshold to qualify as family sponsors. As of 2024, the current minimum salary requirement for a family visa sponsorship is AED 4,000, or AED 3,000 if accommodation is provided by the employer. This threshold ensures that sponsors can provide adequate financial support for their family members during their stay in the country.
To apply for a family visa, you will need the following documents:
The process of applying for a UAE family visa involves several key steps:
An Emirates ID card is essential for all family members residing in the UAE. This ID allows them to use essential services, including medical facilities, banking, and education. Additionally, health insurance is mandatory in many emirates, such as Dubai and Abu Dhabi. Sponsors are responsible for ensuring that family members have adequate health insurance coverage.
The family visa is typically valid for one to three years, depending on the sponsor’s visa and employment contract. It’s important to track the visa’s expiration date and initiate the renewal process well in advance to avoid penalties. The renewal process involves similar steps to the initial application, including an updated medical screening for adults.
The UAE family visa process ensures that expatriates can bring their immediate family members to live with them, providing stability and support for residents. By meeting the financial, documentation, and procedural requirements, you can help your family obtain the residence status necessary to join you in the UAE and enjoy all the opportunities the country offers.
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Dubai’s property rental laws protect tenants by regulating the terms under which landlords can reclaim rental properties for personal or family use. According to Article 25(2)(c) of Dubai’s amended rental laws, a landlord wishing to occupy their property for personal use or for a first-degree family member must issue a 12-month eviction notice, attested by a notary public. This rule helps ensure that tenants have adequate notice to find alternative accommodations.
Once the property is reclaimed, Article 26 of the law prohibits landlords from renting out the property to a third party for at least two years in the case of residential properties, and three years for commercial properties. This restriction aims to prevent landlords from exploiting tenants by falsely claiming personal use and then re-renting the property shortly after eviction.
If a landlord violates this two-year rule, the tenant may seek compensation through Dubai’s rental dispute tribunal. By allowing tenants to claim fair compensation, the law holds landlords accountable and ensures that eviction claims for personal use are genuine.
This regulatory measure is part of Dubai’s broader initiative to ensure tenant protection and provide a balanced legal framework for both property owners and renters. For property owners, adhering to these rules requires proper planning and clear intent, while tenants can benefit from the stability these legal safeguards provide.
Dubai has launched the prestigious One Billion Award, offering a $1 million prize to content creators who make a positive impact worldwide. Organized by the 1 Billion Followers Summit and Dubai’s New Media Academy, the award is part of a broader initiative to highlight the power of digital media in driving social good. The summit, which will take place from January 11-13, 2025, under the theme “Content for Good,” encourages content creators to apply by November 30, 2024.
Designed to inspire new voices, the One Billion Award emphasizes the importance of creating content that fosters empathy, compassion, and unity. In his announcement, Mohammad Al Gergawi, UAE Minister of Cabinet Affairs, highlighted the award’s role in “promoting a culture of giving, compassion, and communication without borders or boundaries.”
Eligible applicants are expected to demonstrate content that positively impacts society, with an emphasis on scientific, cultural, humanitarian, or social value. Judges will evaluate entries based on creativity, originality, and their adherence to social media standards. The entries must also show high audience engagement, inspiring a broad and inclusive viewership.
The selection process involves a rigorous evaluation of entries by a panel, culminating in a shortlist of ten finalists. From December 16 to 31, public voting will allow audiences worldwide to support their favorite projects, with the final winner announced on January 13. The summit’s 2025 edition will introduce specialized tracks focused on technology, economy, and content creation, catering to both amateur and professional content creators.
With an ambitious goal of reaching over one billion people, the 1 Billion Followers Summit is set to bring together top influencers from around the world, reinforcing the UAE’s position as a hub for digital media and positive social impact.
In an ongoing legal battle, LexisNexis, a leading provider of legal software and data analytics, is defending itself against a patent infringement appeal related to its lawyer billing software. The case, which has garnered attention within the legal and tech industries, revolves around proprietary technology used in time-tracking and billing solutions for law firms—a critical tool in modern legal practice management.
The dispute originated from a lawsuit filed by a rival company, claiming that LexisNexis’s software infringes on their patented billing and time-tracking technology. The plaintiff argues that specific features within LexisNexis’s software replicate patented methods for logging billable hours, tracking work tasks, and invoicing clients. The allegations suggest that LexisNexis's software infringes on key aspects of the plaintiff’s intellectual property, including unique algorithms and user interface designs that streamline the billing process for legal professionals.
LexisNexis initially succeeded in court, with the lower court dismissing the claims. The court held that the contested features were either generic or represented common practices in the field, thus not qualifying for patent protection. The ruling underscored a rising judicial skepticism around patents that protect broad methods or abstract ideas, particularly within software applications.
Following the dismissal, the plaintiff appealed, arguing that the lower court failed to recognize their patent's specific innovations and the unique implementation of certain billing algorithms. The appeal contends that LexisNexis's use of time-tracking features represents a clear overlap with the patented technology, pointing to the similarity in how the software records, categorizes, and invoices billable hours. The plaintiff claims that these functions, which are central to efficient law firm operations, were developed and patented well before LexisNexis introduced its product to the market.
LexisNexis, for its part, maintains that its billing software was independently developed and incorporates general functionalities that are common within legal billing solutions. The company argues that the plaintiff's patent is overly broad, covering basic methods that should not fall under patent protection. LexisNexis further asserts that recognizing such a patent would unjustly restrict competition and innovation in legal tech, where billing software has become essential to practice management.
In their defense, LexisNexis points to recent judicial interpretations, particularly those from the U.S. Supreme Court, which have narrowed the scope of patentable subject matter in software cases. LexisNexis contends that its software does not replicate any proprietary features unique to the plaintiff's patent but rather employs general, unpatented practices prevalent across the industry.
The outcome of this appeal holds significant implications for both patent law and the legal technology industry. Should the court favor the plaintiff, it could broaden the scope of patent protections for software, potentially impacting competitors and smaller tech firms developing similar products. Such a ruling may encourage companies to seek patents on broadly defined functions, increasing litigation risks across industries reliant on software-based solutions.
Conversely, a ruling in favor of LexisNexis could set a precedent for a more restrictive interpretation of software patents, encouraging innovation without the threat of litigation over basic or generic software functions. Many in the legal tech space are closely monitoring the case, as it could shape the future of software development in the legal industry, where efficient billing solutions are critical to operations.
The appellate court's decision will likely hinge on the nuances of patent law, particularly the distinction between specific, patentable innovations and generic methods. The legal community awaits a decision that could clarify the boundaries of patent eligibility in software, potentially reshaping the landscape for legal tech providers. A ruling is expected to provide further guidance on how courts interpret software patent claims, especially in fields that rely on established, industry-standard functions.
As this case unfolds, it serves as a reminder of the complexities and challenges in balancing intellectual property protections with the need for a competitive, innovative market. For LexisNexis, the stakes are high; a favorable ruling would allow it to continue offering its popular billing software, while a loss could compel changes to its product or significant financial implications. The decision will undoubtedly resonate throughout the legal tech sector, influencing how companies approach the development of essential tools for law firms in a rapidly evolving digital age.
The UAE Federal Tax Authority (FTA) has introduced a grace period for businesses needing to update their corporate tax registration information, effective until March 31, 2025. This measure aims to support businesses in meeting their tax obligations efficiently and to reduce the administrative penalties for late updates.
The FTA announced that taxpayers who may have missed updating their tax records for the period from January 1, 2024, to March 31, 2025, can make necessary adjustments during this period. If penalties were imposed on taxpayers for failing to update their records in time but were already paid, these penalties will be refunded, according to a Cabinet decision.
Tax registrants are required to inform the FTA of any changes to their registered information within 20 working days. This includes updates to business names, addresses, emails, legal form, partnership details, business activities, and any changes in location of business operations.
FTA Director General encouraged taxpayers to use this opportunity to reduce their tax burden, contribute to national economic growth, and enhance the UAE’s competitiveness. Further details and clarifications on this grace period are available on the FTA’s website through the Public Clarifications service, providing taxpayers with accessible information on technical tax matters to help ensure compliance with tax legislation.
The UAE aims to train one million residents in Artificial Intelligence (AI) skills, a landmark initiative announced during the UAE Government Annual Meetings 2024. Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, Crown Prince of Dubai, met with Brad Smith, Vice Chairman and President of Microsoft, to unveil this partnership, which seeks to equip UAE citizens with AI competencies to enhance productivity and apply AI across various aspects of daily life and work.
This ambitious program underscores the UAE’s commitment to becoming a global leader in AI and digital transformation. The training initiative, supported by Microsoft’s expertise, is set to involve government entities and private sectors alike, offering targeted courses for leaders, developers, and general users. The objective is to create an AI-enabled workforce capable of leveraging AI for improved efficiency and innovation across the UAE economy.
Sheikh Hamdan shared on social media, "As we usher in the AI era, mastering AI skills is crucial for fostering innovation and driving economic sustainability. In the UAE, we don’t wait for the future; we are building it today."
Brad Smith emphasized the importance of AI literacy, stating, "To benefit from AI, people need to learn to use it. That’s why we are helping train 1 million people across the UAE economy to get the most from our technology."
Omar Sultan Al Olama, Minister of State for Artificial Intelligence, lauded Microsoft’s commitment, noting that this initiative aligns with the UAE’s vision of establishing itself as a global AI hub. Microsoft’s AI training programs will target sectors from public institutions to private enterprises, building foundational AI skills and practical applications to integrate AI into everyday tasks.
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In a significant move to ease the financial burdens of citizens, the Sharjah Debt Settlement Committee has allocated a sum of Dh75,261,000 to settle the debts of 158 individuals. This initiative, in line with the directives of His Highness Dr Sheikh Sultan bin Mohammed Al Qasimi, Supreme Council Member and Ruler of Sharjah, seeks to support a dignified and stable life for residents by relieving them of financial hardship.
Rashid Ahmed bin Al Sheikh, Head of the Sharjah Ruler’s Court (Amiri Diwan) and Chairman of the Sharjah Debt Settlement Committee, made the announcement on Tuesday during an episode of the ‘Direct Line’ programme broadcasted on Sharjah TV and Radio. He detailed that the Committee approved this substantial amount for the 27th instalment, helping resolve the debts of individuals facing a variety of financial difficulties, including those convicted in financial cases and the families of deceased insolvents.
The Committee has been dedicated to resolving the financial challenges of citizens, a mission driven by the Sharjah Ruler’s ongoing commitment to his people’s wellbeing. Al Sheikh explained that the Dh75 million allocation is part of an overarching effort to address financial instability and ensure that individuals in Sharjah are supported in their times of need.
This recent instalment brings the total funds disbursed by the Sharjah Debt Settlement Committee to more than Dh1.2 billion since its inception. Over 2,500 people have benefited from the initiative, with the Committee approving financial assistance for a range of cases, from individuals struggling with debt to families burdened by the financial liabilities of deceased relatives.
This funding initiative not only helps individuals clear their debts but also provides a fresh start for families who have been financially burdened due to unforeseen circumstances. By supporting these citizens, the Sharjah Ruler reaffirms his commitment to ensuring that financial instability does not hinder the wellbeing of the emirate's residents.
The Sharjah Debt Settlement Committee’s work is part of a broader vision to uplift citizens and enhance their quality of life. Over the years, the Committee has received thousands of cases, reviewing each one carefully to determine how best to provide assistance. This structured approach ensures that aid reaches those who need it most, including individuals facing financial legal challenges or those unable to pay debts following the loss of a loved one.
The cumulative efforts of the Committee reflect the Sharjah Ruler’s vision of fostering a stable, prosperous, and compassionate community. His Highness Dr Sheikh Sultan bin Mohammed Al Qasimi has consistently emphasized the importance of social welfare, particularly for citizens who find themselves in difficult financial circumstances. The Dh75 million fund is a testament to his dedication to supporting his people through effective and targeted financial assistance.
The Debt Settlement Committee’s initiatives have garnered positive reactions from residents and citizens alike, who recognize the importance of debt relief in supporting families and individuals in need. By addressing these financial issues, the Committee not only provides economic stability but also reduces the psychological and social strain associated with debt.
This financial aid also has wider implications for Sharjah’s economy, as debt-free citizens are better able to contribute to the community and engage in economic activities without the burden of unresolved financial obligations.
The Sharjah Debt Settlement Committee’s work marks an important step towards fostering a supportive and resilient society, where citizens are not held back by debt. The Committee’s ongoing efforts to alleviate financial stress and prevent legal consequences related to unpaid debts highlight the UAE’s commitment to social support and financial responsibility.
In summary, the Dh75 million fund dedicated by the Sharjah Debt Settlement Committee reflects the Ruler’s proactive approach to ensuring the financial health and dignity of Sharjah’s citizens. With each instalment, the Committee continues to build a community where residents are supported in times of financial need, reinforcing the vision of a prosperous and inclusive society for all.
The Abu Dhabi Judicial Department (ADJD) has launched a new awareness campaign warning residents about the dangers of online blackmail, also known as cyber extortion. A video was released today as part of the campaign, aimed at educating the public on recognizing and protecting themselves from cybercriminals.
The campaign video, based on psychological and social research by legal and social experts in cybercrime, discusses the emotional toll that blackmail can take on victims. It reveals common psychological symptoms seen in blackmail victims, such as anxiety, social withdrawal, anger, and in severe cases, suicidal thoughts. The ADJD warns that these behaviors can result from the trauma and distress caused by cyber extortion.
The video states: “Sometimes, we observe that certain people around us start showing signs of anxiety and stress, begin to withdraw from social interactions, and avoid gatherings with friends and family. They may even isolate themselves, avoid forming new relationships, and exhibit behaviours indicating severe distress, likely due to a traumatic experience. Over time, these individuals might show signs of anger, aggression, and a desire for revenge, with some experiencing suicidal tendencies. These are major psychological impacts of cyber extortion.”
This warning comes after the ADJD shared insights last month on the common tactics used by cybercriminals to intimidate and extort victims. A recent public survey conducted by the Department highlighted low awareness levels about cyber extortion, which the campaign now seeks to address.
In coordination with its Masouliya (Responsibility) Centre, the ADJD’s two-month campaign will provide guidance on how residents can respond to blackmail attempts and will introduce confidential reporting channels for victims. This initiative aligns with directives from Sheikh Mansour bin Zayed Al Nahyan, Vice President, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department, to strengthen legal awareness within the community.
Federal Decree Law No. 34 of 2021 on Combating Rumours and Cybercrimes imposes severe penalties on individuals found guilty of cyber extortion. The law stipulates imprisonment for up to two years and a fine between Dh250,000 and Dh500,000, or both, for anyone who uses information networks or technology to threaten or extort another person.
If the blackmail involves threatening the victim’s honor or reputation, and includes an explicit or implied demand to perform or refrain from a certain act, the penalty increases to up to 10 years in prison.
What Constitutes Blackmail?
Under UAE law, blackmail occurs when a person threatens another to compel them to act or refrain from an action, often under the threat of exposing sensitive information that could harm the victim. The motives for blackmail vary and can include financial gain, coercing the victim to perform specific actions, or achieving psychological or emotional control.
To secure a blackmail conviction, UAE law requires four elements:
The ADJD’s awareness campaign emphasizes the UAE’s commitment to community safety and the protection of citizens against cybercrime. By educating the public about the risks and legal implications of cyber extortion, the Department aims to reduce cyber blackmail incidents and provide residents with resources to safely report such cases.
This awareness initiative represents a proactive effort by Abu Dhabi to foster a safer digital environment and empower residents with the knowledge to navigate online threats. Through this campaign, Abu Dhabi residents are encouraged to remain vigilant and to seek help if they encounter blackmail or cyber extortion.
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The UAE Government’s Annual Meetings commenced today in Abu Dhabi, uniting over 500 prominent officials from across the nation. The meetings opened with a special Cabinet session, chaired by His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President, Prime Minister of the UAE, and Ruler of Dubai. During this gathering, the UAE Cabinet approved a new National Anti-Narcotics Strategy aimed at intensifying efforts against drug trafficking both domestically and internationally.
This strategic move builds on the prior establishment of the National Council Against Drugs, introduced by Sheikh Mohammed during a Cabinet meeting in June 2023. The strategy seeks to bolster deterrence against drug dealers through a comprehensive approach involving federal and local authorities.
In addition to this initiative, the Cabinet ratified 22 international agreements. These agreements cover a range of partnerships in economic and commercial sectors, as well as cooperative efforts in legal, judicial, educational, and research fields. They also include memoranda of cooperation in energy and competitiveness with 17 countries, reflecting the UAE’s commitment to strengthening global partnerships.
On his official X account, Sheikh Mohammed highlighted the significance of the annual meetings, describing them as “a crucial national gathering” that reinforces cooperation between federal and local bodies, which he noted as "an essential path for accelerating the UAE’s development."
The UAE continues to enhance its global presence and diplomatic ties, emphasizing its dedication to building strong international bridges in an ever-evolving global landscape.
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As brand recognition grows, so does the risk of counterfeit threats—especially in the UAE’s flourishing luxury market, which includes premium fashion, cosmetics, electronics, and automotive products. Beyond counterfeit goods, high-end brands often face challenges from unauthorized sales channels, or “grey goods,” and misleading websites. Here are 10 essential tips for UAE brands to safeguard their assets and maintain consumer trust.
Counterfeiting and brand abuse can lead to financial and reputational damage. Assess the potential losses, the effect on brand image, and possible safety concerns that may impact public perception. Conducting an impact study is essential to understand the scale of the threat and align strategies to the unique factors in your sector and market.
Understand where counterfeits of your brand are likely to be produced and sold. Pinpoint where you want to prevent such activity and tailor protection efforts to those specific regions, especially areas where counterfeits and unauthorized sales are most active.
Evaluate possible sources of leaks within your production and supply chains. Focus on areas prone to unauthorized exports or imports, as these can lead to the distribution of grey goods and pose reputational risks.
Review your intellectual property (IP) rights, including trademarks, patents, and design copyrights. Ensure coverage extends across all relevant markets, production sites, and key transit points to safeguard your brand at every stage of distribution.
Establish IP protections for upcoming products well before launch. The UAE offers a five-year grace period for trademark registration, allowing time to secure IP rights for items in development, minimizing risks of brand imitation upon release.
Preventive legal measures are critical. Use nondisclosure agreements and strong contractual controls with manufacturers, distributors, and partners. Additionally, consider embedding authenticity tags or holograms within products to simplify verification and detection at borders.
Border seizures are a powerful tool to combat counterfeits. In the UAE, applying for customs assistance can safeguard IP rights by alerting officials to potentially infringing goods. Educate border personnel on your brand’s identifiers to help prevent counterfeit imports.
Proactively monitor your brand across online platforms, marketplaces, and social media. Use brand protection tools to track trademarks, domain registrations, and social media mentions, helping you identify and address threats early.
Enforcement can be costly, so it’s important to assess its value carefully. Focus on cases where the counterfeit poses serious financial, safety, or regulatory risks, ensuring that the investment in enforcement yields meaningful returns for the brand.
Track the effectiveness of anti-counterfeit measures and refine strategies based on past outcomes. Consolidate data from each action, monitor return on investment, and adapt strategies based on what has worked best to enhance brand security.
For UAE businesses, these steps are crucial for protecting brand reputation and retaining consumer trust in a competitive market.
The U.S. Supreme Court is preparing for a potential wave of election-related litigation, with nearly 200 cases already filed in courts across the nation this year. Following the contentious 2020 election, former President Donald Trump and his allies filed more than 60 lawsuits challenging his loss to President Joe Biden. While some of these cases eventually reached the Supreme Court, the justices declined to hear them, leaving the lower court rulings in place.
This year, Trump is seeking a return to the White House, facing Democratic Vice President Kamala Harris in what polls suggest is a close race. With Election Day on Tuesday, several legal challenges have already been submitted to the Supreme Court, including a case concerning Pennsylvania mail-in ballots—an issue reminiscent of the 2020 disputes.
Experts anticipate a new wave of post-election lawsuits, especially if the outcome is unfavourable for Trump. David Becker, executive director of the Center for Election Innovation & Research, commented, "The question isn't whether these claims will be brought, but whether the court will entertain them at all. Chances are, it won’t."
In recent months, the Supreme Court has issued rulings that indirectly benefit Trump’s campaign. In March, the court overturned a Colorado decision disqualifying him from the Republican primary ballot under constitutional provisions related to insurrection. In July, it also ruled that he possesses broad immunity from criminal prosecution concerning his attempts to overturn the 2020 election results.
Since January, courts across 40 states have already seen a surge in pre-election litigation, with 196 challenges filed so far, according to Democracy Docket, a litigation-tracking site founded by Democratic election lawyer Marc Elias.
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Police in the UAE are reminding drivers that unauthorised car stickers can lead to fines, with officers frequently running awareness campaigns to keep motorists informed about these regulations.
One recent example involved a driver near Sharjah City Centre who, unaware of the rule, was fined after applying a small sticker to his vehicle’s rear window. Similar cases have surfaced across the Emirates, with residents sometimes unknowingly penalised for stickers on parts of their cars, such as fuel tank covers.
Federal Traffic Law No. 21 of 1995 prohibits unauthorised stickers, carrying fines of Dh500 per offence. If a sticker is not removed after a fine is issued, the penalty may be repeated daily. The law applies to all stickers that could obscure vehicle details or interfere with traffic enforcement. Only approved commercial advertisements are permitted on vehicles, and they require prior authorization from authorities.
The rule is backed by Ministerial Resolution No. 178 of 2017, which clarifies penalties for unauthorised phrases and stickers on vehicles. Heavy vehicles must display reflective stickers on the back; failing to comply results in a Dh500 fine. The federal regulations apply throughout the UAE, with severe cases potentially leading to black points on a license or even imprisonment.
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Starting November 1, companies in the UAE face fines of up to Dh1 million for employing individuals with unlawful residency status, as the country’s visa amnesty period ends on October 31. This measure, enforced by the Federal Authority for Identity, Citizenship, Customs, and Port Security (ICP) in collaboration with Dubai’s General Directorate of Residency and Foreigners Affairs (GDRFA), is part of a federal effort to prevent illegal employment and regulate labor practices.
The ICP has urged residency violators to rectify their legal status to avoid penalties, as the two-month amnesty—beginning September 1—allowed overstayers to either leave the UAE without an entry ban or regularize their residency to secure lawful employment.
With the deadline approaching, residents continue to seek assistance at amnesty centers across the country, especially in Amr centers and the Al Aweer center in Dubai. Beginning November 1, large-scale inspections will be conducted nationwide to identify violations and impose fines ranging from Dh100,000 to Dh1 million on non-compliant companies. This initiative has seen a significant uptick in applicants, underscoring its impact on the community.
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Gulf Islamic Investments (GII), the Dubai-based investment firm, has received a fresh $100 million in capital from its shareholders, including new and existing investors, which will be allocated to private equity opportunities in Saudi Arabia. This capital infusion is also expected to support investment activity across other Gulf markets.
Key contributors to the fund include prominent investors such as the Al Nahdi family office in Saudi Arabia, Sharjah’s Shurooq, and other longstanding GII stakeholders.
Active Investment Strategy and Recent Deals
GII has pursued an active investment strategy this year, with a notable focus on logistics. The firm recently entered into a joint venture to establish a logistics hub in Saudi Arabia. Additionally, GII collaborated with Brookfield, the global fund manager, to sell a controlling interest in its logistics-centered real estate assets.
One of GII’s recent high-profile moves was a stake purchase in GEMS Education, the Dubai-headquartered school operator, in partnership with Brookfield Asset Management. Beyond the education sector, GII has expanded its healthcare portfolio in Saudi Arabia by acquiring a majority stake in Al Meswak Dental Clinics and a substantial share in Abeer Medical Company.
Future Expansion Plans in the GCC and Beyond
According to Pankaj Gupta, co-founder and co-CEO of GII, the firm aims to further expand its footprint in the Gulf region through strategic acquisitions and co-investments, particularly in collaboration with investors from Saudi Arabia and other GCC countries.
In addition to its activities in the Gulf, GII is actively exploring private equity opportunities in India, where it currently manages two funds and is assessing further deals in the Indian private equity market.
With assets under management exceeding $4.5 billion, GII’s recent capital raise highlights its commitment to strategic growth and continued diversification across key sectors and regions in the Gulf and beyond.
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The UAE is swiftly establishing itself as a global leader in disease prevention, early detection, and precision medicine through ground-breaking initiatives in genomics. Pioneering projects such as the Emirati Genome Programme (EGP) and the Abu Dhabi Biobank reflect the nation's commitment to transforming healthcare, and the M42’s Omics Centre of Excellence is at the core of these advancements.
Transforming Healthcare through Genomics
Genomics, the study of an organism's entire genetic makeup, is a powerful tool in modern medicine, enabling healthcare professionals to understand disease predispositions, improve diagnostic accuracy, and create personalized treatment plans. By investing heavily in genomics, the UAE is paving the way for a healthcare system that not only treats diseases but actively works to prevent them before they even manifest. The Omics Centre of Excellence, located in Abu Dhabi, is a state-of-the-art facility that facilitates genetic research, sequencing, and data analysis, making it central to the UAE’s mission to position itself as a model in genomics-based healthcare.
The Emirati Genome Programme: Shaping Precision Medicine
The Emirati Genome Programme (EGP), one of the world’s most ambitious genomics initiatives, was launched to build a comprehensive genetic database of UAE citizens. By focusing on the Emirati population, the EGP aims to gather insights into genetic factors specific to the region, creating a valuable resource for identifying disease risks, customizing treatments, and enhancing patient care.
The program involves:
Genetic Sequencing: Using cutting-edge sequencing technology, the EGP decodes the genetic makeup of Emirati individuals. This genetic information provides insights into hereditary conditions and predispositions, which can help physicians develop personalized treatment plans based on an individual’s unique genetic profile.
Artificial Intelligence Analysis: The EGP integrates artificial intelligence (AI) tools to analyze complex genetic data. AI enhances the speed and accuracy of data interpretation, identifying potential genetic markers for diseases more efficiently and precisely than traditional methods.
Healthcare and Drug Discovery: Insights gained from the EGP are used to guide healthcare interventions and drug discovery processes, allowing pharmaceutical companies to develop drugs tailored to specific genetic profiles, thereby reducing the risk of adverse reactions and improving treatment efficacy.
By integrating AI with genomics, the EGP aims to identify hereditary diseases early, allowing for timely interventions that can prevent disease progression and improve patient outcomes. This is especially significant for conditions prevalent in the Middle East, such as cardiovascular diseases, diabetes, and certain types of cancer.
Abu Dhabi Biobank: A Cornerstone for Research and Development
Complementing the EGP, the Abu Dhabi Biobank is a repository of biological samples from UAE residents that supports genomic research. The biobank collects and stores blood, tissue, and other biological materials, providing researchers with a wealth of data for studying the impact of genetic, environmental, and lifestyle factors on health.
The biobank’s objectives include:
Together, the EGP and Abu Dhabi Biobank are accelerating research, fostering a preventive healthcare model, and enabling the UAE to address health challenges more effectively.
M42’s Omics Centre of Excellence: The Heart of Genomic Research in the UAE
The M42’s Omics Centre of Excellence in Abu Dhabi is a premier institution dedicated to advancing the UAE’s genomic research efforts. Equipped with advanced genetic sequencing technology and artificial intelligence capabilities, the center is pivotal in implementing the EGP and managing the Abu Dhabi Biobank. It also collaborates with leading international research institutions, bringing global best practices to the UAE and setting new standards for genomic research.
Key functions of the Omics Centre include:
The Global Impact of the UAE’s Genomics Initiatives
The UAE’s efforts in genomics are gaining international recognition, with the country emerging as a model for other nations looking to enhance disease prevention and precision medicine capabilities. The nation’s strategy aligns with the UAE Vision 2031, which seeks to establish the country as a global leader in healthcare innovation.
Notably, the UAE’s genomics initiatives are also helping to improve international understanding of the genetic diversity within the region, which has historically been underrepresented in global genomic research. By sharing insights and collaborating with international institutions, the UAE is contributing valuable data to global health databases, enhancing disease prediction and treatment on a worldwide scale.
Future Directions: Expanding Genomics in UAE Healthcare
The UAE’s focus on genomics is likely to expand, with plans to integrate genetic screening into routine healthcare and increase public awareness of the benefits of genetic testing. With ongoing advancements at the Omics Centre, the Emirati Genome Programme, and the Abu Dhabi Biobank, the UAE is positioned to achieve significant progress in preventive healthcare and personalized treatment options.
In the coming years, we can expect the following developments:
Conclusion
Through visionary projects like the Emirati Genome Programme, the Abu Dhabi Biobank, and the Omics Centre of Excellence, the UAE is setting a global standard in disease prevention and precision medicine. These initiatives are redefining healthcare, shifting focus from treatment to prevention, and positioning the UAE as a global exemplar in genomics-based disease prevention. As these projects progress, the UAE is poised to contribute significantly to global health advancements, providing a model for how countries can leverage genomics to improve healthcare outcomes and promote population health.
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As the UAE continues to prioritize road safety and adapt to rapid advancements in transportation, a new traffic law has been introduced, setting stricter penalties and new regulations for motorists and pedestrians alike. This law replaces the previous traffic law and accommodates changes in vehicle technology, including electric and self-driving vehicles. Here’s a comprehensive look at the key changes and penalties under this new legislation.
Key Changes in the UAE’s Traffic Law
1. Hit-and-Run Penalties: Up to Dh100,000 Fine and Two Years of Jail Time
One of the most significant updates in the new traffic law pertains to hit-and-run cases. Drivers involved in a hit-and-run incident that results in injury face stricter penalties. The law stipulates:
The new law aims to ensure accountability, encouraging drivers to assist injured parties and report accidents immediately.
2. Stricter Penalties for Jaywalking
The new law also places increased responsibility on pedestrians to follow road safety rules. Jaywalking or crossing roads outside designated pedestrian crossings can result in fines or other penalties. These changes reflect the UAE’s commitment to pedestrian safety and are in line with the government’s goal to reduce pedestrian accidents.
3. Lower Minimum Driving Age
In an effort to expand mobility options for young people, the new law has lowered the minimum age required for driving. While specifics on the age adjustment have not been publicly confirmed, the change aims to provide younger individuals with more flexibility in terms of commuting and transportation.
4. Regulations for Self-Driving and Electric Vehicles
In a nod to the evolving transportation landscape, the law now includes provisions for electric and autonomous vehicles. This makes the UAE one of the leading countries to incorporate such considerations into its legal framework. Specific guidelines for self-driving vehicles, including rules for operation and maintenance, are expected to ensure the safety of all road users as these technologies become more prevalent.
5. Enhanced Rules for Cyclists and E-Scooter Riders
The law also addresses the increased use of bicycles and e-scooters on UAE roads. New rules include:
These updates are in line with the UAE’s commitment to supporting eco-friendly transportation options while maintaining road safety.
6. Comprehensive Road Safety Measures for Pedestrians and Motorists
The new law imposes additional responsibilities on both drivers and pedestrians to prevent road incidents. Drivers are now required to exercise heightened vigilance in areas with heavy pedestrian traffic. Conversely, pedestrians must adhere to designated crossing areas and avoid actions that could disrupt traffic flow or compromise their own safety.
Applying the New Law: What Motorists and Pedestrians Should Know
The UAE government’s official social media post on X (formerly Twitter) outlines that the new law aims to keep up with transportation advancements while ensuring safety. This is particularly relevant as the UAE pushes to become a leader in smart city technology and sustainable transport. For residents and visitors, adhering to these regulations will be crucial, as penalties for violations are set to become more stringent.
Penalties and Enforcement
The new traffic law is backed by an updated enforcement framework designed to deter violations and enhance public safety. Some key penalties include:
In addition to these penalties, law enforcement will use enhanced surveillance, including road cameras and AI-based monitoring, to ensure compliance.
Emphasis on Road Safety Education
The UAE’s traffic authority has also outlined plans to launch extensive public awareness campaigns to educate residents on the new law. The campaigns will emphasize the importance of safety for all road users, the responsibilities of pedestrians, and the need for motorists to comply with the latest regulations. Special training and informational resources may be available for younger drivers, e-scooter riders, and cyclists to reinforce safe practices.
How the New Traffic Law Supports the UAE’s Vision
The UAE’s commitment to modernizing its traffic laws aligns with the nation’s vision for a safer, more sustainable future. By incorporating rules for electric and autonomous vehicles and ensuring safety measures for alternative modes of transport, the law supports the UAE’s goals to reduce carbon emissions and traffic-related injuries. Furthermore, it positions the UAE as a global leader in adopting transportation solutions that meet the demands of modern urban life.
Final Thoughts
As the UAE’s new traffic law comes into effect, motorists, pedestrians, and cyclists are encouraged to familiarize themselves with the updated regulations. This comprehensive approach to road safety reflects the UAE’s dedication to ensuring a secure and progressive environment for all. Residents and visitors are advised to keep track of any official announcements and ensure they follow these new guidelines to avoid penalties and contribute to safer roads.
For more information on the new law or updates, individuals can refer to the UAE government’s official social media channels or visit the local traffic authority’s website for complete details.
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A legal dispute arose when a laundry shop owner in Fujairah took her former employee to court, accusing him of unfair competition after he started a similar business next door. The owner demanded that the court order the closure of the competing laundry business and sought AED 100,000 in compensation for material damages and loss of income. However, the Fujairah Federal Court dismissed the lawsuit, ruling in favour of the ex-employee, citing insufficient evidence of wrongdoing.
The Case
The case was filed by a woman who owns a laundry business, alleging that her former employee had exploited the skills and knowledge acquired during his tenure to set up a competing laundry business immediately after resigning. She argued that the proximity of his new business posed an unfair competitive threat and resulted in financial losses to her own establishment.
In her claim, she asserted that the new business, located adjacent to her own, caused direct material harm and reduced her customer base. Based on these grounds, she requested AED 100,000 as compensation and sought to have her former employee’s business shut down to eliminate the competition.
Court’s Ruling
After reviewing the case, the Fujairah Federal Court dismissed the plaintiff's claims, ruling that no evidence had been presented to substantiate the allegations of unfair competition or illegal practices by the defendant. The court emphasized that for a claim of this nature to succeed, concrete proof of legal infringement or violation of a non-compete agreement, if any existed, would be necessary. The judge found that the former employee's actions of establishing a similar business did not inherently amount to legal wrongdoing.
Legal Perspective on Competition and Employee Rights
The case touches upon key legal considerations concerning employee rights and competition in the UAE. UAE labor laws generally allow individuals to engage in any lawful business after resigning from previous employment, provided they do not breach specific restrictive agreements, such as non-compete clauses. Such clauses must be carefully worded and limited in scope, geography, and time, following the UAE's Federal Decree Law No. 33 of 2021 regarding the regulation of labor relations.
Non-Compete Clauses: These clauses are enforceable if included in an employment contract, but only when they are reasonable in duration and geographical scope. If the laundry shop owner had a valid non-compete clause in place with the ex-employee, this would typically restrict the employee from establishing a competing business within a specific location or timeframe. However, non-compete clauses that are overly restrictive or fail to meet these conditions may not be enforceable in UAE courts.
Burden of Proof: In cases of alleged unfair competition, the burden of proof lies on the plaintiff to provide substantial evidence that the defendant engaged in deceptive or unlawful practices. The absence of evidence meant that the former employee was not found to have acted unlawfully in establishing a business that potentially competed with his former employer.
Competition and Economic Freedoms: UAE law upholds economic freedoms, permitting individuals to engage in business unless there is a breach of law, contract, or ethical business practices. The court’s dismissal reflects the emphasis on fair competition, provided that the new business adheres to lawful practices and does not engage in deceptive means to divert customers from competitors.
Implications of the Ruling
This case illustrates the importance of clearly drafted employment contracts that include enforceable non-compete clauses when required. Employers seeking to prevent former employees from opening competing businesses must ensure these agreements are legally sound and enforceable. Additionally, the court’s decision underscores the necessity for claimants to substantiate allegations of unfair competition with tangible proof of financial or material damages.
For employees and entrepreneurs, this ruling reaffirms their right to pursue business opportunities, provided they respect any valid contractual obligations from prior employment and engage in fair competitive practices.
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Abu Dhabi’s Department of Education and Knowledge (Adek) has introduced new employment policies for private schools, mandating specific staff positions, qualifications, and policies to ensure the smooth operation of educational institutions and uphold the rights of employees and students.
Mandatory Full-Time Positions
Under the revised policy, private schools in Abu Dhabi must maintain six essential full-time positions: principal, vice-principal, head of inclusion, health and safety officer, social worker, and nurse. Newly established schools with fewer than 500 students may appoint a senior leader as acting vice-principal for the initial five years.
Additional roles, such as career guidance counsellors for higher grade levels, may be required by other Adek policies but are not part of this compulsory list for licensing.
Compliance and Vacancy Management
The policy mandates that all teaching positions be filled at all times. In the event of a vacancy, a substitute teacher must be appointed on a temporary basis. While the updated policy took effect at the start of the 2024/25 academic year, schools must fully comply by February 1, 2026.
Qualifications and Licensing Requirements
Existing staff who do not meet new qualification requirements can retain their positions with timelines for necessary upskilling. Leadership staff without teaching experience must obtain an educational leadership license by the 2026/27 academic year, while teachers without formal teaching credentials need a QFE 6 (Diploma) qualification or teaching license to continue employment or change schools.
For new hires, Adek requires all staff to meet the eligibility criteria outlined in its staff policy. Schools can temporarily assign existing staff in core positions in an “acting” capacity for up to six months, as long as the candidate consents and meets the qualification but not the experience requirements. The acting role is explicitly marked in their job title, and this experience counts towards their work history.
Inclusivity and Non-Discrimination
Adek’s policy prioritizes inclusivity, prohibiting discrimination based on race, gender, religion, nationality, social origin, or disability. Schools must ensure equal employment opportunities and provide necessary accommodations for People of Determination (PoD). Adek encourages schools to recruit PoD applicants, ensuring their needs are considered in hiring decisions.
While inclusivity is emphasized, gender restrictions apply to specific roles, and schools must follow these gender-based guidelines.
Multiple Roles and Adek Pass Registration
Staff may take on up to three roles with their written consent, and they can additionally hold extracurricular roles (e.g., club supervisors). All roles must be declared in Adek Pass, the staff licensing portal, where schools must register each staff member and secure appointment letters or work permits before employment begins.
Employment of Minors
The policy includes guidelines for the employment of juveniles in private schools. Students may work during free periods or after school hours, with strict supervision. Non-student minors must be given the same rights as student employees.
Employee Welfare and Leave Entitlements
Adek requires transparency regarding working hours, probation periods, and various leave entitlements, including maternity, sick, bereavement, parental, and study leave (with sabbatical leave reserved for UAE Nationals). The policy caps probation periods at six months, during which staff must be paid full wages, even during school holidays.
Schools are also obligated to share a comprehensive staff calendar, outlining school holidays and required workdays, with separate calendars for different staff roles as necessary.
Termination Regulations
To maintain stability, Adek prohibits the termination of leadership or teaching staff mid-academic term without prior approval. In cases of serious misconduct, schools may terminate staff without notice, following a formal investigation.
Through these guidelines, Adek seeks to establish a secure, inclusive, and professionally rewarding environment for both educators and students in Abu Dhabi’s private schools.
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The UAE Government has introduced a series of tougher traffic penalties aimed at increasing road safety, with new regulations set to take effect on March 29, 2025. The latest federal decree law, No. 14 of 2024 on Traffic Regulation, includes jail terms and fines as high as Dh200,000 for a range of offences, from jaywalking to driving under the influence.
Key Offences and Penalties
Jaywalking
Crossing roads from undesignated areas now carries a stricter penalty. While the current fine for jaywalking is Dh400, the new law imposes a Dh5,000 to Dh10,000 fine, along with the possibility of imprisonment, if jaywalking results in an accident. Crossing on roads with a speed limit of 80 km/h or higher without using designated crossing areas could lead to at least three months in jail or a minimum Dh10,000 fine.
Driving Under the Influence
Violations involving drugs, alcohol, or other substances carry the highest fines, with penalties reaching Dh200,000. For driving under the influence of drugs, imprisonment and a minimum Dh30,000 fine are mandatory. First-time offenders will face a minimum six-month license suspension, which increases to one year on a second offence, and permanent revocation after a third violation. For alcohol-related offences, fines range from Dh20,000 to Dh100,000, with license suspensions starting at three months for the first offence and progressing to cancellation for a third offence.
Hit-and-Run Offences and Failure to Cooperate with Authorities
Deliberately failing to stop at an accident scene or fleeing after causing an injury is punishable by up to two years in prison and a fine between Dh50,000 and Dh100,000. Additionally, failing to provide information related to a traffic accident, fleeing from police, or colliding with official vehicles while on duty will incur similar penalties.
Driving with a Suspended or Unrecognised Licence
Driving on a suspended license may result in up to three months in jail and a minimum fine of Dh10,000. Foreign licenses not recognised in the UAE can lead to fines ranging from Dh2,000 to Dh10,000 for a first offence, with repeat offences carrying penalties of three months in prison or fines from Dh5,000 to Dh50,000.
Unlicensed Driving
Anyone caught driving without a valid license or with a license for a different vehicle type faces up to three months in prison or fines between Dh5,000 and Dh50,000. For example, a car driver cannot legally operate a motorcycle without the appropriate permit. Repeat offences may lead to a minimum three-month jail term or fines from Dh20,000 to Dh100,000.
Fatal Accidents Due to Negligence
If negligent driving results in a death, penalties include imprisonment and a fine of no less than Dh50,000. Aggravating factors, such as running a red light, driving under the influence, using a suspended license, or driving in flood conditions, could lead to at least one year in prison and a Dh100,000 fine.
Misuse of Licence Plates
License plate tampering, including forgery, alteration, or unauthorized transfers, carries fines starting at Dh20,000 and may also result in imprisonment. Offenders may face both penalties for using an altered plate or knowingly allowing others to do so.
The UAE Government clarified that these penalties do not override stricter penalties set out by other laws. The new rules underscore the UAE’s commitment to enhancing road safety through preventive and deterrent measures.
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Mastercard’s chief legal officer, Rob Beard, has departed after just over a year in the role to join Coherent Group, a Pennsylvania-based laser technology company. Beard's new position at Coherent will be as chief legal and global affairs officer, where he will manage all legal matters and related issues. He succeeds Ron Basso, who is retiring after nearly seven years at the company.
In response to Beard’s departure, Mastercard has promoted Tiffany Hall to general counsel. Hall, who has been with Mastercard for more than a decade, had most recently served as general counsel for the Americas region. She steps into the role after several legal positions at the company, succeeding Beard, who himself had replaced Richard Verma in 2023.
Beard’s move to Coherent comes after nine years at Micron Technology, where he held several legal roles, including almost three years as general counsel. Before that, he worked in private practice at Weil Gotshal & Manges and Shearman & Sterling.
At Coherent, Beard will be tasked with overseeing legal matters for a company specializing in components for networking equipment, optics, lasers, and specialty materials. Alongside Beard’s appointment, Coherent has also promoted Marie Batz Martin to chief compliance officer, a role in which she will report directly to Beard.
Basso’s retirement follows a career that included leadership roles at IT company Black Box and nearly 30 years at the law firm Buchanan Ingersoll & Rooney.
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Purchasing a home is an exciting milestone, especially in a dynamic market like Dubai. However, beyond the property’s listed price, several additional costs need to be accounted for to complete the transaction successfully. Whether you're a first-time buyer or an experienced investor, being aware of these expenses ensures a smoother purchasing process and helps you avoid unexpected financial surprises. Here are five essential costs you should budget for when buying property in Dubai.
1. Security Deposit
One of the first expenses you’ll encounter is the security deposit. To secure your purchase, a deposit of typically 10% of the property’s price is required. This amount is paid by the buyer to the seller as a show of intent and commitment to completing the transaction. According to Thomas Poulson, sales director at Haus & Haus Real Estate, this deposit is non-refundable, so it’s crucial to be sure of your decision before moving forward.
2. Real Estate Agent Commission
In Dubai, it is customary to pay a real estate agent commission for facilitating the property purchase. This commission generally ranges from 2% to 5% of the property's purchase price, depending on the agent and the service agreement. Agents play a crucial role in the buying process, offering expertise and guidance, so budgeting for this fee is essential. Typically, the buyer is responsible for paying the commission upon the transfer of ownership.
3. Mortgage Fees
If you're taking out a mortgage to finance your property, be prepared for various mortgage-related fees. These include:
These fees can quickly add up, so make sure you account for them in your budget if you're financing your purchase.
4. Dubai Land Department (DLD) Fees
The Dubai Land Department charges a transfer fee of 4% of the property’s purchase price. This is one of the most significant costs associated with buying a property in Dubai. The fee must be paid to the DLD upon transferring ownership and is typically split between the buyer and seller, though this may vary based on the agreement.
Additionally, there is an AED 580 administration fee charged by the DLD to process the transfer.
5. Conveyancing Fees (Legal Costs)
Hiring a conveyancing lawyer or legal firm to handle the paperwork and ensure a smooth transfer of ownership is highly recommended. Conveyancing fees can range between AED 6,000 to AED 12,000, depending on the complexity of the transaction. A conveyancer helps with drafting contracts, ensuring compliance with local property laws, and facilitating the property handover, making it a crucial part of the buying process.
Bonus: Ongoing Maintenance and Service Fees
Although not an immediate purchase cost, once you own the property, you’ll need to budget for annual service charges and maintenance fees. These vary based on the type of property (apartment or villa) and the community. Service fees can range from AED 5 to AED 25 per square foot, depending on the amenities and services offered by the building or development.
Conclusion
Buying property in Dubai involves more than just the property’s listed price. By budgeting for these additional costs — including the security deposit, agent commissions, mortgage fees, DLD transfer fees, and conveyancing costs — you can be better prepared for the complete financial picture. Factoring in ongoing maintenance and service charges is also essential for future planning.
Properly understanding these expenses will help you make informed decisions and ensure a smooth property purchase experience in one of the world’s most vibrant real estate markets.
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A recent report reveals that six out of ten workers in the UAE feel that their employers are not adequately addressing their needs, prompting calls for more personalized employee benefits. The Future of Work 2024 report, commissioned by Zurich International Life, highlights that the traditional "one-size-fits-all" approach to benefits is no longer sufficient for retaining talent in today's workforce.
According to the report, 90% of employees stated that workplace benefits are crucial to their overall happiness, while 63% expressed a desire for more customized packages. Workers are seeking benefits tailored to their specific circumstances, with many voicing dissatisfaction with irrelevant perks. For example, an employee may receive children's education benefits when they have no children, highlighting a gap between what is offered and what is actually needed.
The survey, which gathered responses from 2,000 employees and 2,000 employers across the UAE, Saudi Arabia, Qatar, and Bahrain, found that 68% of employees are actively considering changing jobs due to dissatisfaction with their current benefits. This suggests that flexibility in work arrangements and compensation packages plays a vital role in employee retention.
Among the most sought-after benefits in the UAE are child education allowances, workplace savings plans, and life and critical illness insurance. These were identified as the top three benefits that employees feel are currently lacking. The report underscores the growing gap between what employees want and what companies are providing.
During a panel discussion, it was noted that some companies are going above and beyond to meet employee expectations. For instance, one organization offered female employees the option to freeze their eggs, while another provided DNA testing to assess susceptibility to diseases such as cancer. These personalized benefits were well-received, reflecting the need for companies to think creatively when designing benefits packages.
The diversification of work and evolving employee expectations mean that traditional benefits packages are no longer adequate. Companies are being urged to engage proactively with their workforce to co-create benefits that enhance long-term satisfaction and loyalty.
The report also emphasizes the importance of well-being and empowerment in the workplace. Nearly 70% of employees indicated that well-being programs have a direct impact on their job satisfaction, with a focus on both physical and mental health support. Comprehensive wellness programs that address mental well-being are becoming increasingly important for today's workforce.
As talent shortages continue to challenge employers in the UAE and Saudi Arabia, with one in three companies citing it as a key issue, the report suggests that to retain talent, companies must prioritize making employees feel valued through personalized and thoughtful benefits packages.
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His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, presided over the swearing-in ceremony of three newly appointed judges to the Dubai Courts on Tuesday.
During the ceremony, His Highness wished the judges success in their new roles, emphasizing their responsibility in enhancing the judicial system and ensuring the fair administration of justice in Dubai. His Highness expressed confidence in their ability to uphold the integrity of the law and contribute to maintaining the high standards of the UAE’s judicial framework.
Upholding Law and Justice in the UAE
The UAE’s legal system is built on a combination of civil law and Sharia law, making it unique in its structure. The judiciary plays a vital role in ensuring the fair implementation of these laws, providing legal certainty for both citizens and residents. The UAE, and particularly Dubai, continues to develop its judicial institutions to meet the evolving demands of a fast-growing and diverse population, while also maintaining its commitment to justice and fairness.
As Dubai positions itself as a global hub for business and commerce, the judicial system serves as a key pillar in upholding the rule of law, reinforcing investor confidence, and promoting a stable environment for individuals and enterprises alike. The appointment of new judges signifies the continuous efforts by the UAE leadership to strengthen the judiciary and ensure that the law keeps pace with the nation's progress.
His Highness Sheikh Mohammed bin Rashid’s focus on enhancing the judicial system reflects his broader vision for Dubai as a city that champions fairness, transparency, and justice, and one that is capable of meeting the highest international standards in legal governance.
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News Corp, the media giant behind publications such as The Wall Street Journal and the New York Post, has filed a lawsuit against Perplexity AI, accusing the startup of copyright infringement. The legal action centers on allegations that Perplexity AI is unlawfully using content from News Corp’s publications without proper authorization, effectively stealing both intellectual property and revenue.
The lawsuit claims that Perplexity AI, an AI-powered search engine and content aggregator, has been scraping and reproducing articles from News Corp titles to provide answers to user queries. This practice, News Corp argues, violates copyright protections and undermines the revenue models of the affected publications. By offering snippets of content and answers derived from copyrighted material, Perplexity AI is allegedly diverting traffic away from News Corp’s websites, which rely heavily on subscription fees and advertising revenue.
This case highlights the tension between traditional media companies and emerging AI technologies, particularly in the realm of content aggregation and dissemination. Media companies have long been concerned about how AI tools like chatbots and search engines could bypass paywalls and licensing agreements, thus diminishing the value of their content.
News Corp’s lawsuit against Perplexity AI is part of a broader trend where major media organizations are taking legal action against AI companies for copyright infringement. As AI becomes increasingly integrated into everyday internet use, content creators and publishers are grappling with the challenge of protecting their intellectual property in an evolving digital landscape.
If News Corp succeeds in its lawsuit, it could set a significant precedent for how AI tools interact with copyrighted content, potentially leading to stricter regulations on content scraping and increased accountability for AI-driven platforms. This case underscores the ongoing battle over control of digital content and the balance between innovation and intellectual property rights in the age of artificial intelligence.
Perplexity AI has yet to issue a formal response to the lawsuit, but the case will likely have far-reaching implications for both the media industry and AI startups.
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The UAE Ministry of Justice has announced a groundbreaking project—the virtual lawyer—aimed at streamlining legal proceedings, particularly in simple cases. Set to be the first of its kind in the UAE and the region, this initiative will enhance the speed and efficiency of litigation processes while improving the overall experience for litigants.
Key Features and Launch Details:
The project will operate using the Unified National Legislative Texts Database, developed by the Ministry of Justice. Law firms interested in utilizing the system will need to register and contribute to the database.
Impact on the Justice System:
The virtual lawyer is part of the UAE's broader efforts to modernize the judicial system and embrace artificial intelligence (AI). By integrating advanced technology, the project is expected to:
This initiative is part of the “Emirates Future Mission” and aligns with the UAE’s vision to create proactive government models that are future-ready. The project is being developed in partnership with the Office of Government Development and the Future and the Office of Artificial Intelligence, Digital Economy, and Remote Work Applications.
Government and Industry Support:
Abdullah Sultan bin Awad Al Nuaimi, UAE Minister of Justice, emphasized that this project opens new possibilities for the judicial system, enabling greater efficiency in legal procedures. Similarly, Ohood bint Khalfan Al Roumi, Minister of State for Government Development and the Future, highlighted the role of the virtual lawyer in transforming government services through AI.
The project is also supported by Omar Sultan Al Olama, Minister of State for Artificial Intelligence, Digital Economy, and Remote Work Applications, who stressed the importance of incorporating AI solutions in government work.
Ensuring Data Privacy:
The virtual lawyer will operate within the UAE government’s cloud environment, ensuring cybersecurity and the protection of client data. The Ministry is also working on drafting legislation to regulate new legal professions and ensure compliance with the highest digital security standards.
This initiative represents a significant step forward in the UAE’s mission to embrace AI and digital transformation, with the goal of reshaping the future of legal and government services.
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As the legal world evolves, data-driven strategies are transforming how law firms and legal departments operate, especially in the Gulf Cooperation Council (GCC) region. With increasing reliance on digital tools, lawyers are now using data analytics to make better decisions, improve efficiency, and deliver stronger results. These strategies are proving especially useful in areas like dispute resolution, regulatory compliance, and corporate governance.
1. Predicting Legal Outcomes
One of the key benefits of using data-driven strategies is the ability to predict the outcomes of legal cases. By analyzing past cases and court decisions, lawyers in the GCC can get a clearer picture of how future cases may unfold. This helps them provide better advice to clients and prepare stronger legal arguments.
For example, in arbitration, which is common in the GCC, data can help lawyers understand arbitrator tendencies and jurisdiction-specific trends, allowing them to create more effective legal strategies.
2. Staying Compliant with Regulations
The GCC is home to many industries with strict regulations, such as banking and healthcare. Data-driven tools can help legal teams stay updated on new laws, ensuring their clients remain compliant and avoid costly fines.
By using real-time data to track regulatory changes, legal teams can identify potential risks before they become problems. This is especially useful for businesses dealing with anti-money laundering (AML) rules or data privacy laws.
3. Smarter Corporate Deals and M&A
When it comes to mergers and acquisitions (M&A), data analytics can speed up the process of due diligence, making it easier to review contracts and assess risks. This allows legal teams to make more informed decisions and close deals faster.
In terms of corporate governance, data can help companies track how well their boards are performing and identify areas where governance can be improved, which is becoming more important in the GCC as regulations tighten.
4. Streamlining Contract Management
Reviewing and managing contracts is a time-consuming task for any legal team. However, AI-powered tools can now help lawyers review contracts faster by automatically highlighting key clauses and identifying risks. This reduces the chances of errors and speeds up the process.
These tools also help organize legal documents, making it easier for legal teams to find what they need quickly and focus on more important work.
5. Better Client Service
Data-driven strategies are also helping law firms improve their client service. By analyzing client data, law firms can better understand their clients' needs and provide more personalized legal advice.
For example, legal teams can use data to track case progress in real-time, offering clients updates and insights into potential outcomes. This transparency builds trust and improves client relationships.
6. Challenges and Considerations
While data-driven strategies offer many benefits, there are also challenges. Data privacy and security are major concerns, especially with new data protection laws in the GCC like the UAE’s Personal Data Protection Law (PDPL). Legal teams need to ensure they are handling client information securely while using data analytics.
There are also ethical considerations when relying on AI tools. Lawyers must be careful to ensure that these tools don’t introduce biases or affect fairness in legal decisions.
Conclusion
Data-driven legal strategies are reshaping the legal landscape in the GCC. By using data analytics and AI, law firms and in-house legal teams can work more efficiently, offer better client service, and make more informed decisions. However, it’s important to balance the benefits of these technologies with careful attention to privacy and ethics.
In the future, data-driven strategies will become even more essential, helping legal professionals stay ahead in an increasingly complex legal environment.
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The UK government is expected to raise more revenue from inheritance tax (IHT) as rising property prices and inflation push more estates beyond the tax-free threshold. The current inheritance tax rate is 40%, applied to estates valued over £325,000. This threshold, frozen since 2009, has caused middle-income families to become increasingly subject to the tax, especially in regions where property values have soared. Wealthier individuals, on the other hand, often use legal tax planning strategies to reduce their IHT burden, creating calls for reform from critics.
In the UK, the inheritance tax has been a point of contention, with concerns over its impact on households with significant property wealth but limited liquid assets. According to reports, the government has seen record IHT receipts in recent years due to the rising number of estates falling above the threshold. Additionally, the introduction of the Residence Nil-Rate Band (RNRB) in 2017 offered some relief by adding an extra allowance for family homes passed to direct descendants, but the overall revenue from IHT continues to rise.
Critics argue that inheritance tax disproportionately affects families with moderate wealth, as property appreciation pushes their estates above the tax-free threshold. Calls for reform have been raised, suggesting either increasing the threshold to account for inflation or overhauling the system entirely to address inequalities. The wealthy, who can afford estate planning services, often benefit from loopholes and exemptions that reduce their IHT liability, exacerbating the issue for middle-class families.
On the other hand, supporters of IHT believe it plays a crucial role in redistributing wealth and reducing inequality. By taxing large inheritances, the tax ensures that wealth accumulation across generations is checked, and the proceeds can be used to fund public services and welfare programs.
With inflation continuing to rise and property values showing no sign of a significant drop, the UK’s inheritance tax receipts are expected to grow, keeping the debate over its fairness and effectiveness alive. Calls for reform are likely to intensify as more families find themselves unexpectedly liable for this tax, sparking further discussion on the future of inheritance taxation in the UK
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The UAE's telecom and technology giant, e&, has signed a $1 billion agreement with Amazon Web Services (AWS) to accelerate cloud-driven innovation and digital transformation across the region. The investment will be rolled out over the next six years, further enhancing cloud infrastructure and services.
This partnership builds on AWS's expansion in the UAE, following the launch of its second Middle East cloud region in 2022 and its ongoing $5 billion investment in the local economy through to 2036.
The collaboration will focus on delivering core cloud services, including storage, computing, networking, cybersecurity, artificial intelligence (AI), and machine learning (ML). e& will leverage AWS's over 200 fully featured services to modernize key platforms like Starzplay Arabia, a TV streaming service in which e& holds a majority stake, and Careem, the Middle East's 'everything app', offering services like food delivery, mobility, and digital payments.
Additionally, e& plans to utilize Amazon's technology to expand its AI capabilities and enhance its Smart Home services. Customers will also benefit from the partnership, as they can earn Smiles points when shopping on Amazon.
Small and medium-sized businesses supported by e& will gain access to the AWS Marketplace, enabling them to discover, deploy, and manage software running on AWS, democratizing cloud access and fostering business growth in the region.
A report by PwC indicates that nearly 70% of Middle Eastern companies plan to migrate the majority of their operations to the cloud within the next two years. Furthermore, Telecom Advisory Services predicts that public cloud adoption could unlock $733 billion in economic value by 2033 across the Middle East and North Africa.
Hatem Dowidar, Group CEO of e&, stated, “This agreement with AWS highlights our shared vision to build a digital ecosystem that addresses today’s needs while laying the foundation for future growth. We’re enabling businesses to lead in an AI-powered, data-driven economy, and by investing in critical infrastructure and talent development, we’re strengthening the region’s digital resilience and economy.”
Tanuja Randery, Vice President of AWS in Europe, the Middle East, and Africa, added, “This collaboration marks a significant step in our commitment to the UAE and the Middle East. Our partnership with e& supports UAE Vision 2031 by providing the necessary security infrastructure and AI/ML expertise to drive innovation and progress across the region.”
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In a bold legal move, SpaceX, the aerospace giant led by Elon Musk, has filed a lawsuit against the California Coastal Commission (CCC), accusing the state panel of imposing politically motivated restrictions that could hinder the company’s rocket launch operations. The lawsuit claims that the Commission’s actions reflect bias and could stymie SpaceX’s efforts to expand its facilities in the state, potentially jeopardizing future rocket launches and other key operations.
Background of the Lawsuit
The conflict stems from the CCC’s regulatory oversight of coastal land use, which includes SpaceX’s rocket launch sites and testing facilities. As SpaceX looks to expand its footprint in California, home to its headquarters and a major hub for its launch activities, the company argues that the Commission’s permitting process has become overly restrictive, with decisions influenced by political considerations rather than legal and environmental factors.
In the lawsuit, filed in federal court, SpaceX alleges that the CCC’s decisions are impeding its ability to secure necessary permits for expanding launch facilities and infrastructure along the California coast. The company contends that the Commission's actions have become unpredictable and inconsistent with previous decisions, pointing to delays and increased regulatory hurdles that could threaten its ambitious space exploration goals.
Accusations of Political Bias
At the heart of the lawsuit is the claim that the CCC has shown political bias against SpaceX, driven by concerns over the environmental impact of rocket launches and other activities. The company argues that the Commission's focus on the environmental risks associated with its operations, particularly in sensitive coastal areas, is disproportionately severe compared to how other industries are treated.
SpaceX’s legal team asserts that the Commission's regulatory stance has evolved into an obstructionist approach, with its members influenced by political pressures from various environmental advocacy groups. These groups have raised alarms about the potential long-term environmental effects of increased rocket launches, including noise pollution, habitat destruction, and the carbon footprint of the space industry.
In its complaint, SpaceX suggests that the Commission's alleged bias is not just environmental but also ideological. Some environmental and political groups have criticized Musk and his companies for their large-scale industrial projects and their sometimes controversial methods of bypassing traditional regulatory hurdles. According to SpaceX, these factors have contributed to a politicized atmosphere that impacts the Commission's decision-making.
Impact on SpaceX Operations
The stakes for SpaceX in this lawsuit are high. The company is in the midst of ramping up its launch activities as it continues to develop its Starship rocket system, a massive spacecraft designed for missions to the Moon, Mars, and beyond. SpaceX has ambitious plans to increase the frequency of its launches and expand its testing facilities, some of which are located on the California coast. Any delays or restrictions on these operations could have significant financial and strategic consequences.
While SpaceX has other launch sites, including its prominent facility in Boca Chica, Texas, its California operations are integral to its overall business model. The company uses its West Coast sites for launching satellites, carrying out military missions, and testing new technology. If the California Coastal Commission continues to restrict or delay permit approvals, SpaceX could face significant operational challenges in meeting its goals for the coming years.
California Coastal Commission's Stance
The California Coastal Commission, established to regulate the state’s coastlines and protect its natural resources, has not yet responded in detail to the lawsuit. However, the panel has historically taken a cautious approach when approving permits for industrial projects along California’s fragile coastline, citing concerns over environmental protection, coastal access, and the long-term sustainability of such developments.
In the past, the CCC has clashed with large corporations seeking to develop or expand facilities in coastal areas, insisting on rigorous environmental reviews and demanding mitigation measures to minimize impact. SpaceX’s rapid expansion and the environmental concerns associated with frequent rocket launches have undoubtedly drawn the Commission's attention.
While the CCC may argue that its decisions are based on lawful environmental considerations, SpaceX insists that the delays and added conditions placed on its permits are not consistent with the level of scrutiny applied to other industries.
Broader Implications
SpaceX’s lawsuit against the California Coastal Commission raises questions about the balance between economic development and environmental stewardship. As one of the most influential players in the rapidly growing space industry, SpaceX’s battle with state regulators could set a precedent for how space companies navigate complex regulatory landscapes in the U.S.
This lawsuit also reflects the broader tensions between Musk’s business empire and regulatory authorities. In recent years, Musk has publicly criticized various government agencies for what he sees as excessive bureaucracy slowing down innovation, particularly in sectors like electric vehicles, space exploration, and tunnelling technology.
For the space industry as a whole, the outcome of this lawsuit could have far-reaching consequences. If SpaceX succeeds in its legal challenge, it may prompt other aerospace companies to push back against regulatory bodies they perceive as barriers to innovation. Conversely, if the California Coastal Commission prevails, it could embolden regulators to enforce stricter environmental oversight on high-tech industries operating near sensitive ecosystems.
Conclusion
As SpaceX embarks on its legal battle with the California Coastal Commission, the case highlights the complexities of balancing ambitious technological advancement with environmental protection and public policy. The outcome will not only shape the future of SpaceX’s operations in California but could also influence how the aerospace industry as a whole interacts with regulatory authorities in the coming years.
For now, SpaceX continues to push forward with its space exploration missions, while also fighting to ensure that its operations in California can expand without what it claims are undue regulatory obstacles. Whether the courts will agree with SpaceX's accusations of political bias remains to be seen, but this case will undoubtedly be watched closely by industry leaders, environmental groups, and regulators alike.
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In response to the growing demand for electric vehicle (EV) charging infrastructure, Dubai has granted the first two Independent Charge Point Operator (CPO) licences to Tesla and UAEV. The announcement was made by the Dubai Electricity and Water Authority (DEWA) on Wednesday during GITEX Global 2024.
Saeed Mohammed Al Tayer, managing director and CEO of DEWA, emphasized that this move aligns with Dubai’s efforts to meet the rising need for EV charging stations. He noted that the comprehensive regulatory framework supports private sector participation in promoting sustainability and reducing emissions in the mobility sector.
“This initiative fosters investment in green mobility infrastructure, improving the quality of life, encouraging the innovative use of clean energy, and ensuring a balance between economic growth and environmental protection,” Al Tayer added.
DEWA first launched public EV charging infrastructure in the region in 2014. The newly awarded licences further solidify Dubai's commitment to green mobility.
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The Central Bank of the UAE (CBUAE) is set to launch a pioneering Supervisory Technology (SupTech) initiative aimed at effectively combating money laundering operations. This initiative marks a significant advancement in the region's approach to financial crime prevention.
Khaled Mohamed Balama, Governor of the CBUAE, emphasized that SupTech will facilitate early detection and warnings of potential risks through data assessment processes, allowing authorities to gauge their exposure to money laundering activities.
During the recent National Summit on Financial Crime Compliance, Balama reiterated the UAE’s commitment to maintaining the integrity of the global financial system. He outlined strategic measures taken by the CBUAE to strengthen the legal and regulatory framework, enabling authorities to adapt to the evolving risk landscape.
The two-day summit brought together local and international experts, regulatory bodies, and law enforcement officials. Approximately 45 speakers discussed critical topics related to financial crime compliance, including Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT).
Fatma Al Jabri, Assistant Governor for Financial Crime, Market Conduct and Consumer Protection, and a member of the National Anti-Money Laundering Committee, noted that the CBUAE has intensified efforts to enhance cooperation with the international community in combating money laundering and terrorism financing. The bank is adopting a technology-driven approach to improve its control and supervision processes.
The first day of the summit addressed the national and regional strategies for managing financial crime risks, focusing on transforming threats into opportunities, as well as mitigating risks related to proliferation financing and trade-based money laundering. Participants included representatives from various regulatory bodies and local banks.
The second day concentrated on the integration of artificial intelligence (AI) in anti-money laundering efforts, highlighting the role of law enforcement agencies in meeting the Financial Action Task Force’s (FATF) Immediate Outcomes 6, 7, and 8. Sessions discussed the critical role of AI in enhancing financial crime detection while underscoring the importance of human resources in interpreting AI results and making informed decisions.
Discussions also covered the advantages of AI in crime detection and its adaptability in risk assessment, alongside concerns regarding data management, protection, and the need for stringent security measures to proactively identify and mitigate potential vulnerabilities.
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Residents of Gulf Cooperation Council (GCC) countries can now apply for a 30-day e-visa to enter the UAE, with the option to extend it for an additional 30 days. This announcement was made by the UAE Digital Government on Monday, marking a significant change in visa policies for GCC residents.
Previously, GCC residents were unable to extend their visas while in the UAE and had to exit the country to apply for a new entry visa if needed.
Key Details: