From fake job offers to passport suspension scams and impersonations of government officials, fraudsters are employing numerous tactics to obtain personal and financial information from bank customers.
Local banks frequently remind their customers of these risks through regular emails and messages.
Here is a list of eight scams that the UAE’s leading banks have cautioned their customers about:
Recharge Your Mobile or Toll Account: When browsing online, fraudulent websites may sometimes appear in search engine results, mimicking legitimate sites. Residents are advised to always ensure that the link or domain name is authentic and to look for security locks and certifications.
Customers should always double-check the amount and currency of the recharge, as well as the merchant’s name, before confirming any transactions.
Mismatched IBAN: Banks urge customers to avoid mistakenly transferring funds to scammers by ensuring that the IBAN matches the account name to which they are transferring funds.
Unrealistic Job Offers: Occasionally, residents receive messages from scammers offering to pay $500 (Dh1,835) a day, which can be quite tempting.
Be cautious of scammers posing as recruitment managers from global companies offering enticing side-hustle opportunities via unknown WhatsApp numbers, SMS, or emails.
Loyalty Programme Scams: Some fraudsters send messages to residents claiming they have reward points that will expire 'today', urging them to log in to certain websites to claim the rewards.
Banks in the UAE advise customers to be wary of SMS or messages claiming that their points are about to expire. Fraudsters can steal money or personal information when individuals log in to redeem these points.
Fake Calls or Messages About Bank Details or Credit Cards: Imposters may pose as companies or suppliers, attempting to extract personal information and bank details to credit money into their accounts.
Customers should always verify such requests with authorised representatives of the relevant company before taking any action.
Impersonation of Government Officials: Recently, a new scam has emerged targeting UAE residents by falsely claiming that their passports have been suspended and requesting residential addresses to avoid fines. Customers are advised to block and report such messages immediately.
Social Engineering Fraud: Banks advise customers to be cautious and avoid falling victim to social engineering fraud. When responding to unknown individuals on social media and sharing personal information such as one-time passwords (OTPs), people risk financial losses and other breaches of personal data.
Call from Bank: Some scammers may call customers pretending to be bank officials and request details related to their accounts. Banks will never call customers asking for account or fund details.
Therefore, customers should hang up immediately and report the call to their bank or relevant authorities, as fraudsters often hide behind fake calls and tempting offers.
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If you are residing in Dubai and need an Aadhaar card for services in India, such as acquiring a mobile phone connection or opening a bank account, this essential document is crucial for all Indians, including non-resident Indians (NRIs).
If you're looking to secure your Aadhaar card while living in the UAE, you can conveniently arrange this during your next visit to India.
The application process is straightforward, and once approved, the card will be promptly issued and sent to your registered postal address.
What is the Aadhaar Card? The Aadhaar number is a 12-digit unique identifier issued by the Unique Identification Authority of India (UIDAI). This card includes the individual’s name, address, date of birth, gender, photograph, unique Aadhaar number, and a QR code.
It provides a convenient means of accessing government services through a streamlined, paperless registration process.
Can NRIs Enrol for an Aadhaar Card? According to the UIDAI website, Non-Resident Indians (NRIs), whether minors or adults, holding a valid Indian passport, are eligible to apply for an Aadhaar card at any enrolment centre in India.
To apply for your Aadhaar card, gather the required documents and visit the nearest Aadhaar enrolment centre. You will need to provide your biometric data and personal information to complete the process.
Note that you must have an active mobile number issued in India, as the Aadhaar system does not support international mobile phone numbers. Updates on your Aadhaar card status will be sent to this mobile number.
How to Find the Nearest Aadhaar Enrolment Centre? There are numerous enrolment centres across India.
To locate the nearest one, visit the following website: Aadhaar Enrolment Centre Locator. This site provides the geographical location of each centre, allowing you to search by city name, area pin code, or state.
Which Documents are Required? Your passport is generally accepted as a valid form of identification. However, if your current residential address is not listed on your passport, you may need to provide an alternative Proof of Address, such as a water or electricity bill, or a property tax receipt.
If you are applying for an Aadhaar card for your family members, you may need to provide proof of relationship if your spouse’s name is not included on your passport.
In summary, you will need documents to prove your identity, address, date of birth, and relationship. The UIDAI website offers a comprehensive list of acceptable documents, which can be accessed here: List of Supporting Documents for Aadhaar Enrolment and Update.
How to Obtain an Aadhaar Enrolment Form? The Aadhaar enrolment process for NRIs may differ, so ensure you are using the correct form, whether you complete it online or offline.
If you prefer to fill out the form in person, you can obtain a physical copy at the enrolment centre. Inform the officer that you require an NRI enrolment form.
Alternatively, you can complete the form in advance by accessing it online through the UIDAI website at the following link: NRI Aadhaar Enrolment Form.
Visit the Enrolment Centre: At the centre, the enrolment operator will collect the following information from you to complete the process:
* Required demographic information (name, date of birth, gender, address, and email)
* Optional demographic information (mobile number)
* Biometric information (photograph, 10 fingerprints, iris scan for both eyes)
* Type of documents provided (a valid Indian passport is necessary as Proof of Identity)
* Residential status.
Review all details on the screen (in English and the local language) before authorising the submission.
Once the enrolment is complete, the operator will return your documents along with an acknowledgment slip containing your 14-digit Enrollment ID and the date and time stamp.
Applying for Family Members You can also apply for an Aadhaar card for your family members using a similar process. For your spouse, provide your passport if their name is included on it. This document can also serve as proof of address for them.
For children under the age of five, one parent or guardian must authenticate the enrolment and provide consent by signing the enrolment form. A valid Indian passport is required as proof of identity.
If your child resides in India, you can use a valid proof of relationship document, such as a birth certificate, along with your Aadhaar card for enrolment.
For children aged between five and 18, one parent or guardian must provide consent by signing the enrolment form. If your child is an NRI, a valid Indian passport is required as proof of identity.
If they live in India, a valid proof of identity and proof of address document, such as a school ID card, can be submitted. If these documents are unavailable, a proof of relationship document like a birth certificate can be used to enrol them under your file as the ‘Head of the Family.’
How Will You Receive the Aadhaar Card? After completing the enrolment process, you can check the status of your Aadhaar card using the 14-digit Enrollment ID on the official website: Check Aadhaar Status.
According to the UIDAI website, the generation of the Aadhaar number may take up to 90 days from the date of enrolment. The Aadhaar letter will be delivered via ordinary post to the registered address of the Aadhaar number holder.
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Dubai Police have announced the installation of 'silent radars' across residential neighbourhoods. These radars are described as 'silent' because they do not flash like traditional speed cameras.
These devices aim to detect more than just speeding violations, encouraging drivers to follow safety practices such as wearing seatbelts and refraining from using mobile phones, a senior official was quoted as saying in a Khaleej Times report.
Some residents use mobile phones or neglect to buckle up while driving within their communities for quick errands. However, traffic laws apply even in residential areas.
Failing to fasten your seatbelt can result in a Dh400 fine and 4 black points, while using a hand-held phone while driving can incur a Dh800 fine and 4 black points.
The exact timeline for the installation of these silent radars has not been disclosed. Authorities assured that behavioural fines are thoroughly reviewed before being issued.
Salma Mohammed Rashed Almarri, Head of the Traffic Awareness Section, stated, "Dubai Police officers always double-check fines using video footage before issuing them, especially for behavioural violations like holding phones and not fastening seatbelts."
Hassan Ali Taleb Alhamer from the Traffic Technology Department explained that Dubai has various types of radars. “Many people think they only detect speeding, but they also catch illegal U-turns and other traffic violations.”
According to a Dubai Police officer, the Emirates' roads are equipped with advanced traffic control technologies that detect mobile phone usage while driving and seatbelt violations, among others.
The radars installed on Dubai roads can monitor six main lanes on a highway, in addition to two side lanes. They can read licence plates and identify if they are obscured or hidden.
These high-tech devices can detect speeding and other violations even if a vehicle is partially obscured by another.
Officer Salma emphasised that motorists in Dubai must come to a complete stop at pedestrian crossings and wait until the pedestrian has fully crossed. Failing to do so is punishable by a Dh500 fine.
Dubai Police Command Control Centre
Dubai's roads are monitored not only by these advanced radars but also by large screens inside the Dubai Police Command Control Centre.
Major Mohammed Shahriyar Alblooshi, Assistant Director of the Command Control Centre, explained: "From the Dubai Police Command Centre, we can check via cameras if there's any traffic on the road, identify causes of traffic, and send police patrols to assist drivers and manage situations."
Captain Majid Al Qassim, Head of Specialised Operations, added: "We monitor all the roads from this room." As the screen showed two RTA buses obstructing the road, the police patrol was seen reaching the scene, guiding other motorists to change lanes, and helping bus passengers transfer to another bus.
"We have multiple assets distributed around Dubai, such as ambulances and patrols ready to be dispatched in cases of emergency," he said.
Moreover, the Dubai Police Awareness Department has been actively educating drivers about the importance of maintaining a safe following distance, with fines of up to Dh400 for violations.
The authority has stressed that the goal of these advanced systems is not just about issuing fines, but rather keeping roads safe for all.
The police acknowledged that many drivers are aware of the location of these radars and tend to slow down accordingly. However, the primary concern is maintaining a consistent and safe driving speed, rather than catching drivers in the act of speeding.
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The UAE has become a hub for international business and innovation, attracting numerous interns from around the world.
To ensure a beneficial and regulated internship experience, the UAE has established specific guidelines regarding work hours, age, job restrictions, and other essential rules.
Here’s a detailed overview: Interns in the UAE are typically expected to adhere to the following work hours:
Standard Work Hours: Interns generally work 8 hours a day, 5 days a week, similar to full-time employees. The maximum workweek is 48 hours.
Overtime: Overtime work is allowed but should not exceed 2 hours per day. Overtime pay is provided at a rate of 1.25 times the regular pay for hours worked beyond the standard 8-hour workday.
Breaks and Rest Periods: Interns are entitled to a break of at least 1 hour after 5 consecutive hours of work. Additionally, a minimum weekly rest period of 24 consecutive hours is mandatory.
Internships in the UAE are subject to specific age regulations:
Minimum Age: The minimum age for interns is 18 years. This aligns with the general employment laws in the UAE.
Underage Interns: In special cases, students aged 15-18 may be allowed to intern under strict conditions, including parental consent and adherence to specific working hours and duties.
Certain job roles and industries have restrictions for interns:
Hazardous Jobs: Interns are prohibited from working in hazardous environments or performing dangerous tasks. This includes industries such as construction, heavy machinery operation, and exposure to harmful substances.
Health and Safety: Employers must ensure that interns work in safe and healthy conditions, providing necessary protective equipment and training where applicable.
To ensure a fair and enriching internship experience, the following rules and regulations must be observed:
Contract and Documentation: Interns must be provided with a formal internship agreement outlining the terms and conditions of the internship, including duration, duties, work hours, and compensation.
Compensation: While internships can be unpaid, paid internships are encouraged. Compensation should be clearly defined in the internship agreement.
Learning Objectives: Internships should have clear learning objectives and provide opportunities for skill development and career growth.
Work Permits: International interns require a valid internship visa or work permit, which must be arranged by the host company.
Termination: Either party can terminate the internship agreement, but a notice period (usually 1-2 weeks) is recommended to allow for a smooth transition.
Insurance: Interns should be covered by the company’s health and safety insurance policies.
Mentorship: Interns should have access to mentors or supervisors to guide them through their tasks and provide feedback on their performance.
Evaluation: Regular evaluations and feedback sessions are beneficial for interns to understand their progress and areas for improvement.
Internships in the UAE offer valuable opportunities for young professionals to gain experience in a dynamic and diverse work environment.
By adhering to the established guidelines regarding work hours, age, job restrictions, and essential rules, both interns and employers can ensure a productive and rewarding internship experience.
As the UAE continues to grow as a global business centre, these internships play a crucial role in shaping the future workforce.
By understanding and adhering to these guidelines, interns can make the most of their experience in the UAE, gaining invaluable skills and insights while contributing to their host organisations.
Employers, in turn, can benefit from the fresh perspectives and enthusiasm that interns bring to their teams.Top of FormBottom of Form
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If you're planning to add a room or partition a living area in Dubai, securing the necessary approvals from Dubai Municipality is essential.
The Building and Government Housing Department of Dubai Municipality oversees the issuance of permits for construction and renovation projects.
According to Article 3 of Local Order No. 3 of 1999, no individual or entity can carry out permanent or temporary modifications to any building or property without first obtaining a permit from the Competent Department.
Article 4 of the same order states that any construction work, whether permanent or temporary, must have prior approval. Property owners or their representatives, such as licensed contractors or engineers, must submit a permit application to the department.
This application, as outlined in Article 5, must include the required documents as specified by the implementing bylaws of the order.
All construction activities must follow the approved plans and technical requirements set by the Competent Department. As per Article 14, any changes to the approved plans must also receive prior approval.
The regulations also include detailed obligations for contractors and engineers, as specified in Articles 19 to 26. These articles highlight the safety conditions and standards that must be met during construction.
Additionally, Schedule No. 1 outlines the fees for engineering plan audits, and Schedule No. 6 details the fees for modifications and additions to approved plans.
Before starting any renovation work in your villa, it is advisable to hire a licensed contractor or engineer who can help navigate the permit application process with Dubai Municipality.
You may also need a No Objection Certificate (NOC) from the master developer or community management to ensure that your planned modifications comply with their guidelines, as well as those of Dubai Municipality, the Dubai Development Authority (DDA), and other relevant authorities.
In conclusion, securing the appropriate permits and approvals is a critical step in any renovation project to ensure compliance with Dubai's construction regulations and standards.\
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Abu Dhabi Airports announced on Sunday the launch of the Biometric Smart Travel project, which will offer automated traveller registration services, self-service baggage delivery and facial recognition verification at e-gates and boarding gates, eliminating the need for travel documents or direct interaction with airport staff for passengers.
The project will be implemented in three phases to integrate biometric authentication systems across all security and operations touchpoints at the airport.
The project uses databases from the Federal Authority for Identity, Citizenship, Customs and Port Security to automatically authenticate travellers using biometric technology, removing the need for prior registration for departing passengers.
Abu Dhabi Airports and Etihad Airways have deployed biometric systems across multiple touchpoints at the airport as part of the launch of the new terminal at Zayed International Airport in November 2023.
This includes automated traveller registration services, self-service baggage delivery, and facial recognition verification at e-gates and boarding gates, without the need for travel documents or direct interaction with airport staff.
Abu Dhabi Airports has begun implementing a further phase of this project by introducing biometric systems for five additional airlines at check-in, all boarding gates, and the installation of new e-gates in designated transit areas to register travellers' biometric data and facilitate facial recognition.
The future expansion also includes the Etihad Airways lounge and duty-free retail outlets.
“By 2025, we aim to expand these systems across all security and operations touchpoints and other airlines,” said Andrew Murphy, Chief Information Officer at Zayed International Airport.
"The Biometric Smart Travel project aims to enhance the travel experience at Zayed International Airport, ensuring high levels of security and safety. The project reduces the time to serve travellers from 25 seconds to just seven seconds, integrating ticket and travel document verification into a single process and alleviating the burden on human resources by relying on smart gates for identity verification," said Saeed Saif Al Khaili, General Director at the Federal Authority for Identity, Citizenship, Customs, and Port Security.
The Biometric Smart Travel project will enhance airline performance by eliminating the need for expensive infrastructure expansions and effectively detecting fraud and forgery in identification documents.
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Residents in the UAE must obtain and renew their Emirates ID on time, as delays can result in significant fines.
According to the Federal Authority for Identity and Citizenship, Customs, and Ports Security (ICP), there are 14 specific violations related to Emirates ID and UAE visa services, with fines ranging from Dh20 per day to Dh20,000.
Emirates ID Violations
1 Late Registration and Renewal:
Residents must register for or renew their Emirates ID within 30 days of expiration. Delays incur fines of Dh20 per day, up to a maximum of Dh1,000.
2 Misuse and Obstruction:
Misuse of the system, obstructing ICP employees, or failing to cooperate results in a fine of Dh5,000.
3 False Information:
Inaccuracies in printing requests by system users incur a Dh100 fine while providing false information results in a Dh3,000 fine.
4 Non-existent Facility:
Issuing visas or entry permits to non-existent facilities results in a Dh20,000 fine.
Residency and Foreign Affairs Violations
ICP has outlined six fines, each Dh500, related to residency and foreign affairs services:
1 Incorrect Transactions:
Submitting transactions that do not belong to the company.
2 Data Mis-entry:
Entering data not belonging to the company via e-dirham.
3 Expired Representative Card:
Allowing the company representative’s card to expire.
4 Card Presentation:
Not carrying the card when submitting transactions.
5 Service Centre Violations:
Violating the work system in service centres.
6 Non-compliance:
Failing to comply with pledges submitted to ICP.
Lost Emirates ID
If you lose your Emirates ID or it is stolen or damaged, you must request a replacement from the ICP and pay the following fees:
* Replacement Fee: Dh300.
* Application Fee: Dh70 (typing centres) or Dh40 (eForm on the ICA website).
* Express Service: Additional Dh150 at ICA’s Customer Happiness Centre.
These fees apply to UAE nationals, GCC nationals, and expatriate residents.
Exemptions from Late Renewal Fines
Under specific circumstances, individuals may request exemptions from late renewal fines:
1 Extended Absence:
Individuals who left the country for more than three months and whose ID expired after departure.
2 Deportation or Legal Cases:
Individuals deported or whose passports are seized pending cases, with proper documentation.
3 Pre-Nationality Issuance:
Individuals who did not have an ID card before obtaining UAE nationality and family book.
4 Health Conditions:
Bed-ridden individuals, those with contagious diseases, or disabilities, with medical certification.
5 Diplomatic Staff:
Staff of diplomatic or consular missions and their dependents.
6 Elderly:
Individuals aged 70 or older, unable to visit customer happiness centres, with proof of age.
7 Social Security Beneficiaries:
Emiratis under the social security system and their dependents, with official certification of financial status.
8 Technical Errors:
Delays due to computer errors can also result in waived fines.
By adhering to these regulations and promptly addressing any issues with your Emirates ID, you can avoid these substantial fines and ensure compliance with UAE laws.
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In the UAE, either an employer or an employee can terminate an employment contract, provided they follow the required notice period and other legal stipulations.
Here's a comprehensive guide on when and how either party can end a contract, including situations that constitute arbitrary dismissal.
Situations for Terminating an Employment Contract
According to Article 42 of the Federal Decree-Law No. 33 of 2021 on the Regulation of Labour Relations in the Private Sector (UAE Labour Law), employment contracts can be terminated under the following circumstances:
Contract Expiry: When the contract term expires and is not renewed.
Mutual Agreement: When both parties agree in writing to terminate the contract.
Unilateral Termination: Either party can terminate the contract, provided they observe the legal provisions and notice period.
Employer’s Death: If the employer's death directly impacts the employment contract.
Employee’s Death or Disability: If the employee dies or becomes permanently unable to work, as certified by a medical authority.
Legal Penalty: If the employee receives a final court judgment with a freedom-restricting penalty of at least three months.
Closure of Business: If the establishment is permanently closed in line with UAE legislation.
Bankruptcy or Insolvency: If the employer becomes bankrupt, insolvent, or encounters exceptional circumstances that prevent business continuation.
Work Permit Issues: If the employee fails to renew their work permit for reasons beyond the employer’s control.
Notice Period for Termination
Article 43 stipulates that either party can terminate the contract for any legitimate reason with a written notice. The notice period ranges from 30 days to 90 days, depending on the agreement. During this period:
Work Continuation: The employee must continue to work as per the contract.
Wage Entitlement: The employee is entitled to full wages during the notice period.
Compensation for Missing Notice: If a party fails to serve the notice period, they must compensate the other party with an allowance equivalent to the wage for the notice period.
Job Search Leave: If the employer terminates the contract, the employee is entitled to one unpaid leave day per week to search for a new job.
The notice period can be reduced or waived if both parties agree without infringing on their rights.
Termination Without Notice by the Employer
Article 44 allows employers to terminate an employee without notice under specific conditions, such as:
False Identity or Forged Documents: If the employee adopts a false identity or submits forged documents.
Material Loss or Damage: If the employee causes significant material loss or deliberately damages the employer’s property, the employer reports this to MoHRE within seven working days.
Safety Violations: If the employee violates workplace safety instructions.
Persistent Non-performance: If the employee fails to perform essential duties despite two warnings.
Confidentiality Breach: If the employee divulges company secrets, causing losses or missed opportunities for the employer.
Intoxication or Immoral Conduct: If the employee is found drunk, under the influence of drugs, or commits immoral acts at work.
Assault: If the employee assaults the employer, manager, or colleagues.
Excessive Absenteeism: If the employee is absent without a lawful excuse for over 20 intermittent days or more than seven consecutive days in a year.
Illegal Position Exploitation: If the employee exploits their position for personal gain.
Unauthorised Employment: If the employee joins another establishment without following the proper procedures.
The employer must conduct a written investigation before terminating the employee without notice, and the dismissal notice must be justified and in writing.
Termination Without Notice by the Employee
Article 45 allows employees to terminate the contract without notice if the employer:
Breaches Contractual Obligations: Fails to meet contractual or legal obligations, and does not rectify the breach within 14 working days after notification by MoHRE.
Harassment or Assault: Assaults or harasses the employee, and the employee reports it to the authorities within five working days.
Fundamental Work Change: Instructs the employee to perform fundamentally different work without written consent, except in cases of absolute necessity.
Workplace Danger: Fails to remove grave dangers threatening the employee’s safety or health, despite being aware of it.
Arbitrary Dismissal
Article 47 defines arbitrary dismissal as termination due to the employee filing a legitimate complaint with MoHRE or a lawsuit against the employer. If proven, the court will order the employer to compensate the employee up to three months' wages and any unpaid dues such as gratuity and notice period compensation.
Changing Jobs or Working for Another Employer
Article 27 of Cabinet Resolution No. 1 of 2022 permits employees to work for another employer and obtain a new work permit after contract termination if:
* The previous contract term ends without renewal.
* The contract is terminated under Articles 42 and 45.
* The employer terminates the contract without giving a reason.
After termination or contract expiry, employees have a grace period to obtain a new work permit and residency or leave the country. Illegal residents face fines or deportation.
For more information on grace periods, work permits, and residency, refer to MoHRE and the Federal Authority for Identity, Citizenship, Customs & Ports Security (ICP).
Article 8 of Ministerial Resolution No. 47 of 2022 states that an employee may be barred from obtaining a work permit for one year if they terminate the contract during the probation period without the employer breaching contractual obligations, or if a 'work abandonment' report against them is found to be true.
For detailed procedures and assistance, consult the Ministry of Human Resources and Emiratisation.
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The Dubai Land Department (DLD) announced on Wednesday that it has fined 256 property brokers for failing to comply with the regulations and terms and conditions of advertisements during the first half of 2024.
In a statement issued by the regulator, it was revealed that over 1,200 legal warnings were also issued for non-compliance with the laws. During the first half of 2024, DLD inspectors carried out 450 field inspections and 1,530 inspections of related advertisements.
"These operations are part of the regular monitoring conducted by the Real Estate Control Department to enhance market transparency and integrity and protect the rights of investors and customers," said Ali Abdullah Al Ali, Director of the Real Estate Control Department at the Real Estate Regulatory Agency (RERA) in the Dubai Land Department.
The regulator's goal is to guide broker compliance with the terms and conditions for advertisements, specifically ensuring the presence of a QR code that meets approved specifications, is readable when scanned, and that the advertisement data matches the code authorisation.
"We continuously work on developing monitoring and inspection mechanisms so that all parties comply with the regulations governing the real estate sector in the emirate.
We urge all real estate brokers and companies to fully adhere to the instructions and directives issued by DLD to maintain the market’s sustainability and development. We also call on the public not to engage with any property advertisements not approved by DLD," said Al Ali.
The regulator will soon deploy artificial intelligence technologies for advertisement monitoring, which will significantly enhance the governance of the control process and reduce related violations.
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Dubai's property market is continuously expanding, making it a popular choice for expats. For those unable to purchase property, leasing remains a viable option.
Understanding the emirate's rental laws and processes is essential for landlords and tenants, with the Ejari system by RERA as a critical resource.
Understanding Ejari and the Law
Ejari, administered by the Real Estate Regulatory Agency (RERA), is a mandatory registration system for all rental agreements in Dubai.
It ensures that both landlords and tenants adhere to the 'Law Regulating Relationship between Landlords and Tenants in the Emirate of Dubai' (Law No. 26 of 2007).
This law encompasses all aspects of rental contracts, excluding hotel accommodations and company-provided employee housing.
Required Documents for Leasing
Before securing a lease, tenants must gather and keep the following documents up to date:
* Passport copy
* Residence visa copy
* Emirates ID copy
* Cheque for 5 per cent of the total annual rent
To Finalise a Tenancy Contract, the Following Additional Documents are Required:
* Proof of paying the security deposit
* Specified rental contract term
Registering with Ejari requires:
* Original contract document
* Emirates ID copy
* Proof of security deposit payment and cheques
* Passport copies of both landlord and tenant
* Landlord’s ownership certificate
* Residence visa copy
* Unit’s DEWA number
For DEWA (Dubai Electricity and Water Authority) Registration, Tenants Need:
* DEWA premises number
* Ejari number
* Passport copies of landlord and tenant
* DEWA form
* Security deposit payment
Key Considerations
* Ensure the real estate agent is RERA registered via the DubaiRest app.
* Only hand over payments upon receiving a detailed receipt.
* Know that agency commission is typically 5 Per cent + VAT, and security deposits are 5 per cent for unfurnished units and 10 per cent for furnished ones.
* Request a handover report and take photos to document the unit’s condition at the time of handover.
Rent Rates and Payments
Tenants can pay rent in one or multiple installments. Agents may charge up to 5 per cent commission of the total rent. According to RERA, landlords can increase rent by 5 per cent if the current rate is 11-20 per cent below the average market rate and may also increase it upon lease renewal.
Tenants must pay rent by the agreed date, or in four advance annual installments if no specific date is set. Additionally, housing fees amounting to 5 per cent of the annual rent are paid to the Dubai Municipality and included in monthly utility bills.
Eviction Guidelines
* Landlords may evict tenants for several reasons, including:
* Failure to pay rent within 30 days of the notice period.
* Misuse of the property.
* Required property renovations (with Dubai Municipality approval).
* Illegal activities or property damage.
Disputes between landlords and tenants are resolved through the Rental Dispute Centre at the Dubai Land Department.
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It is important that new Emirati employees who have registered with the General Pension and Social Security Authority (GPSSA) for the first time starting October 31, 2023 are aware of the mechanisms by which their contribution account salaries are calculated.
This calculation serves as the foundation for determining contributions and due amounts, as per the new Federal Law No. (57) of 2023. Newly insured members under the new law receive 2.67 perc ent of the pension rate for each year of their contribution period for up to 30 years.
When the insured exceed 30 years of contributions, that rate increases by 4 per cent each year, making them eligible to receive 100 per cent of the pension amount once the employment period reaches a maximum of 35 years.
Insured Emiratis should be aware of the rules, provisions and terminologies governing the pension law to be able to calculate their own retirement pension.
For this purpose, the GPSSA launched the ‘Know Your Law’ awareness campaign at the beginning of the year following the introduction of the 2023 federal pension and social security law, with the intent of helping insured employees understand how they can calculate their pension amount.
The contribution account salary is the first and most important process by which contributions are calculated and insurance benefits are paid. Additionally, the contribution account salary determines the required amount to be deducted from the insured’s monthly salary.
Simply put, the contribution account salary serves as an introduction to enhancing one’s insurance and pension awareness in general.
The GPSSA explains how the contribution account salary is calculated for insured Emiratis, as it is the initial step when calculating the retirement pension.
For Emiratis working in the government sector, the contribution salary is based on the insured’s basic monthly salary, cost of living allowance, social allowance for children, social allowance for the citizen, as well as housing allowance, provided that it does not exceed the contribution account salary, with a maximum amount of Dh100,000.
For Emiratis working in the private sector, the contribution account salary is based on the salary determined by the employment contract, provided that the contribution account salary is not less than Dh3,000 and does not exceed Dh70,000.
The contribution account salary for insured Emiratis who work in any regional or international missions, or as foreign politicians working in the UAE, is calculated based on the basic salary specified in the employment contract, in addition to benefits, bonuses, or allowances granted during the employment duration in accordance with the contribution account salary determined in the private sector.
This is the second most important term to understand, as it includes calculating the retirement pension for employees working in both the government and private sectors, as well as those employed in diplomatic and political missions for the last six years of the contribution period, or the entire contribution period if it is less than that.
The value of the average contribution account salary is calculated by multiplying the contribution account salary for each of the last six employment years by 12 months. The amount is then compiled and divided by 72 months.
The pension calculation salary is the total amount given to insured Emiratis once they are ready to retire and receive their pension. The entitled percentage is calculated based on the number of years the insured has spent working.
As mentioned at the beginning of this document, pension is calculated at the rate of 2.67 per cent of the pension calculation salary for each year within a contribution period of 30 years.
This percentage increases by 4 per cent for every year exceeding this period, until the employment period reaches 35 years, during which the insured is eligible to receive the entire pension amount.
It is important to note that the method and provisions for calculating pensions differ for ministers, the council of ministers and representatives, in addition to the difference in the maximum salary when calculating contributions. Article (20) of Federal Decree-Law No. 57 of 2023 clarifies these provisions.
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In the UAE, domestic workers are protected under the executive regulations of 2022, ensuring clarity on contract terms, work nature, rest periods, and pay.
This law covers 19 occupations and prohibits discrimination based on race, colour, gender, religion and political opinion, providing a comprehensive framework for fair treatment.
This article breaks down the legal regulations around salary deductions and the protections in place for domestic workers in the UAE.
Salary Deductions: What's Allowed?
Employers can deduct from a worker's pay if the worker causes damage by committing a serious mistake or violating instructions. This deduction can be up to 25 per cent of the repair cost, determined by mutual agreement or the Ministry if there's a dispute.
Unresolved disagreements can be taken to court. Deductions for debt repayment, as ordered by a court, cannot exceed 25 per cent of the worker's wage.
Salary Suspension: When Does It Apply?
A worker detained before a trial won't receive wages during detention. If an employer files a criminal case and the worker isn't tried or is found not guilty, the worker gets paid for the detention period. If convicted, the worker won't be paid for that time.
If someone other than the employer files a case and the worker is convicted, no wages are paid for the detention period. If acquitted, the person who reported the worker must pay the suspended wages unless waived by the worker.
Resolving Disputes
Unresolvable disputes between employers and domestic workers must be referred to the Ministry of Human Resources and Emiratisation (MoHRE). If the Ministry can't resolve the issue within two weeks, it goes to court with MoHRE's recommendations. Domestic workers’ cases are exempt from court fees at all litigation stages and must be resolved promptly.
Legal Protections for Domestic Workers
Domestic workers are entitled to:
* Wages within 10 days from the due date, as per the contract.
* One paid rest day per week.
* 12 hours of daily rest, including eight consecutive hours.
* 30 days of paid annual leave.
* A round-trip ticket home every two years.
* Up to 30 days of sick leave per year.
* Retention of their identification documents.
Employer Responsibilities
Employers must:
* Provide suitable accommodation, meals, and clothing.
* Ensure timely payment of wages.
* Provide medical care or health insurance.
* Maintain a safe and respectful working environment.
* Compensate for work-related injuries or occupational diseases.
Who Are Domestic Workers?
In the UAE, the following 19 occupations are considered domestic workers:
1. Housemaid/Servant
2. Sailor
3. Guard
4. Shepherd
5. Jockey
6. Tamer
7. Falcon care-taker
8. Worker
9. Housekeeper
10. Cook
11. Nanny/babysitter
12. Farm worker/grower
13. Gardener
14. Personal trainer/coach
15. Private tutor
16. Home nurse
17. Personal assistant
18. Private agricultural engineer
19. Personal/family driver
Avoid Unauthorised Centres
Hiring must be done through approved recruitment agencies to avoid unauthorised centres. Check the complete list of approved domestic worker recruitment centres [Add the link of the article Hiring a Maid in the UAE? Here’s the
Complete List of Approved Domestic Worker Recruitment Centres]
Under Federal Decree-Law No. 9 of 2022, several key provisions outline domestic workers' and employers' rights and obligations. Read more about it at https://thelawreporters.com/are-you-a-domestic-worker-in-uae-know-your-rights-and-obligations-of-employer/
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His Highness Sheikh Humaid bin Rashid Al Nuaimi, Supreme Council Member and Ruler of Ajman, has issued Emiri Decree No. (4) of 2024, establishing the Ajman Arbitration Centre.
The Centre aims to provide alternative dispute resolution services to support the financial and business community within the emirate.
Under the terms of the decree, the "Ajman Centre for Commercial Conciliation and Arbitration," previously established at the Ajman Chamber, is reorganised with legal personality and capacity to achieve its objectives.
The Centre seeks to raise awareness about arbitration, develop local expertise in this field, and facilitate alternative dispute resolution for the financial and business sectors.
The decree outlines specific arbitration rules and procedures. Cases referred to arbitration will adhere to rules set by the Chamber's Board of Directors, aligned with local legislation. Selecting the Centre for dispute resolution implies consent to its approved arbitration procedures.
The decree empowers the Centre to manage various tasks, including civil and commercial dispute settlement through arbitration services, establishing arbitration rules and procedures, and determining arbitrator fees and expenses, subject to Council approval.
It is tasked with formulating regulations, systems, and decisions related to Centre management, including fee structures.
The Centre is responsible for appointing arbitrators, forming arbitration panels and maintaining lists of approved arbitrators and experts. It facilitates amicable settlements and supports arbitration bodies and disputing parties for efficient dispute management.
Additionally, the Centre will organise seminars, conferences and specialised training in arbitration and other dispute resolution methods.
It will represent the Chamber at regional and international arbitration centres and chambers, participating in related meetings, agreements, activities and conferences.
Board of Trustees
The decree establishes a Board of Trustees for the Centre, comprising a chairman, vice-chairman and up to seven members with expertise in arbitration, law, and related fields. Members serve a renewable four-year term, appointed by the Chamber's Board of Directors.
The Board of Trustees is responsible for approving the Centre's general policy, strategic plans and operational frameworks, submitting them for Council approval. It oversees the implementation of approved policies, including arbitration rules and alternative dispute resolution regulations.
The decree emphasises neutrality, independence and non-interference in disputes for both the Board of Trustees and the Centre's Secretary-General, ensuring impartial arbitration. Arbitrators are also guaranteed independence in their decision-making process.
Existing arbitration agreements with the Centre remain valid unless otherwise agreed upon by the parties. The Centre's arbitration bodies will continue to operate uninterrupted, adhering to pre-decree rules and procedures, unless otherwise stipulated by arbitration parties.
The Ajman Arbitration Centre aims to establish itself as a regional hub for arbitration excellence, promoting Ajman as a preferred destination for resolving commercial disputes.
By offering robust arbitration services and fostering local expertise, the Centre seeks to contribute to Ajman's economic growth and business-friendly environment.
In conclusion, Emiri Decree No. (4) of 2024 marks a significant step towards enhancing Ajman's legal infrastructure and reinforcing its position in the global arbitration landscape.
The establishment of the Ajman Arbitration Centre underscores the Emirate's commitment to providing efficient, transparent and internationally recognised dispute resolution mechanisms for its business community.
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In a landmark move, Abu Dhabi has extended maternity leave for certain private sector employees to 90 days, aligning more closely with public sector benefits.
This extension reflects the emirate's commitment to supporting working mothers and promoting family-friendly policies.
After the female employee resumes, she is entitled to two hours of daily leave for the first year after delivery to nurse her child. Male employees are entitled to three days' paternity leave.
Previously, female employees in the private sector were entitled to 45 days of maternity leave. The new regulation doubles this period, offering full pay for the entire duration.
This change aims to provide better work-life balance and support for new mothers during the crucial postpartum period.
As per Article 19 of the Federal Decree Law No. 49 of 2022 on Human Resources Law in the Federal Government, a female employee in a permanent position is entitled to maternity leave of three months with full salary.
After that, for six months from the date of the employee resuming work, she is entitled to two hours of reduced working hours either at the beginning or at the end of the working hours, to nurse her child. Such breaks are fully paid for.
According to Article 20, she is also entitled to fully paid parental leave of five working days. The leave may be taken continuously or intermittently within six months from the date of the child’s birth.
This leave is also granted to male employees. Maternity leave may not be combined with leave without pay.
Key Provisions of the New Policy
Eligibility Criteria: Female employees must have completed at least one year of continuous service with their current employer to qualify for the extended maternity leave.
Leave Duration: The leave consists of 90 days, which includes fully paid days off, allowing new mothers ample time to recover and bond with their newborns.
Job Security: Employers are mandated to secure the employee’s position during her absence, ensuring that women can return to their previous roles without any detriment to their career progression.
Reactions from the Business Community
The response from the business community has been mixed, with many employers expressing support for the initiative while also voicing concerns about potential operational challenges.
Some companies are evaluating strategies to manage the extended absences, including hiring temporary staff or redistributing workloads among existing employees.
Impact on Employee Well-Being
Research indicates that longer maternity leave can significantly improve the health and well-being of both mothers and their children. The extended leave period allows mothers to establish breastfeeding routines, recover from childbirth, and better manage postpartum mental health.
Abu Dhabi Launches Emirati Family Growth Programme
In addition to the extension of maternity leave, Abu Dhabi has introduced the Emirati Family Growth Programme, aimed at supporting marriages and raising children. This comprehensive initiative focuses on various aspects of family life, providing resources and support to Emirati families to ensure their well-being and prosperity.
Key Components of the Programme
Marriage Support: The programme offers counselling services, financial assistance for wedding expenses, and educational workshops on building strong marital relationships.
Child-Rearing Resources: Parents will have access to parenting classes, childcare support, and educational materials to aid in raising well-rounded and healthy children.
Work-Life Balance: The initiative promotes flexible work arrangements and family-friendly policies within workplaces to help parents balance their professional and personal lives.
Government's Vision for a Stronger Society
The Emirati Family Growth Programme reflects the government's vision of fostering a strong, cohesive society by nurturing the family unit, which is considered the cornerstone of the community.
By providing extensive support for marriages and child-rearing, Abu Dhabi aims to create a nurturing environment where families can thrive.
Hessa Al Mansoori, Director of the Emirati Family Growth Programme, stated: "Our goal is to empower Emirati families with the tools and resources they need to build strong, happy, and healthy family units. This programme is a testament to our commitment to the well-being of our citizens.”
The new maternity leave policy and the Emirati Family Growth Programme are expected to set a precedent for other emirates and potentially influence broader labour and social reforms across the UAE.
As the country continues to evolve its laws and policies, the focus on work-life balance and family-friendly initiatives will likely remain a key priority.
Abu Dhabi’s recent initiatives mark significant advancements in labour rights and social support, reinforcing the emirate’s commitment to fostering an inclusive and supportive environment for its residents.
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Planning a trip to the US? If you're applying for a visit visa from the UAE, you can conveniently submit your documents and collect your passport once the visa is processed through Emirates Post, which handles courier services for US visa applications from the UAE.
Whether you are just starting your application or waiting to collect your visa, this guide will walk you through the necessary steps.
When to Use Emirates Post for Document Submission
The method for submitting your documents varies depending on the type of visa you are applying for.
* In-Person Interview: If your visa requires an in-person interview at the Consular Section, bring all the necessary documents with you.
* No Interview Required: If no interview is needed, you will receive instructions on how to courier your documents to the Consular Section.
This is when you will need to visit the Emirates Post Customer Happiness Centre with a ‘Courier-In Authorisation Certificate,’ allowing you to send documents free of charge to the Consular Section.
Obtaining the ‘Courier-In Authorisation Certificate’
You need to apply for a ‘Courier-In Authorisation Certificate’ through the US visa portal (ais.usvisa-info.com). Follow these steps:
* Sign in to your existing US visa portal account.
* Select ‘Consular Section instructed me to send more documents.’
* Choose the applicants for whom you are sending documents or passports. Provide a reason and click ‘Send Request.’
* Click ‘Continue’ and select ‘Send Documents.’
* Choose the Consular Section as mentioned in the DS-160 form (the non-immigrant visa form) and click ‘Submit.’
* Scroll down and click on ‘View Courier-In Receipt.’
* Print the authorisation and submit it along with the required documents at an Emirates Post drop-off and pick-up location.
Collecting Your Passport and Visa Documents
Once your visa is approved or rejected, you will need to visit an Emirates Post location to collect your passport. According to the US visa portal (ais.usvisa-info.com), you will receive an automated email once a tracking number is assigned to your shipment.
Track your documents via the US visa portal or the Emirates Post website (emiratespost.ae).
Required Identification for Document Collection
Personal Collection: Provide an official ID card, driver’s licence, or birth certificate.
Parents Collecting for Children: Present a copy of the child's birth certificate or adoption decree and the parent's ID matching the name on the child’s document.
Authorised Third-Party Collection: Present a signed authorisation letter, a photocopy of the applicant's ID, and the third party’s ID matching the name on the authorisation letter.
Passports not retrieved within 30 days will be returned to the originating Consular Section.
Emirates Post Drop-off and Pick-up Locations
Here are the Emirates Post locations for US visa document submission and collection:
* Abu Dhabi Central - Customer Happiness Centre: Madinat Zayed area, Al Muroor road, Abu Dhabi. Business Hours: Mon-Sat, 8am - 8pm.
* Ajman Central - Customer Happiness Centre: Emirates Post Building, Masfout St, Al Bustan, Ajman. Business Hours: Mon-Sat, 8am - 8pm.
* Al Barsha - Customer Happiness Centre: Al Asayel St, Next to Al Barsha Mall, Dubai. Business Hours: Mon-Sat, 8am - 8pm.
US Visa Application: General Information
If you're a UAE passport holder, you need a visa to travel to the US. Depending on your purpose of travel, apply for a US Business Visa (B1) or a US Tourist Visa (B2) by completing the DS-160 form online.
Application Steps for a US Visa from Dubai
* Determine Visa Type: Check if you need a non-immigrant or immigrant visa.
* Submit Application: Complete the DS-160 form online.
* Pay Fees: Follow payment instructions on the Official US Department of State Visa Appointment Service website.
* Schedule an Interview: Book a US visa interview.
* Prepare Documents: Gather all required documents.
* Attend Interview: Make sure to be on time for your interview and biometric data collection.
Processing Time and Reapplication
The processing time for a US visa in Dubai may vary from four to six weeks, depending on application volume. If your visa application is denied, you may re-apply, but you must pay the visa fee again and address any previous rejection reasons.
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The Ministry of Human Resources and Emiratisation (MoHRE) has confirmed that domestic workers must comply with their employer’s instructions unless these instructions contravene the terms of the contract, the law, public order, or public morals, or expose the worker to danger or legal liability.
This includes the employer's right to designate a specific time and place for the domestic worker to use a mobile phone.
The Ministry indicated that a domestic worker is entitled to sick leave for a period not exceeding 30 days in a contractual year.
This leave may be taken continuously or intermittently, provided that a medical report issued by an accredited health authority in the country substantiates the worker's need for it.
The first 15 days of sick leave are compensated at the full rate, while the subsequent 15 days are compensated at half the rate. Furthermore, a worker shall not be entitled to paid sick leave if the illness was caused by their own misconduct.
Regarding the employer’s authority to deduct from the worker’s wages, the Ministry outlined two distinct cases. If the worker commits a grave fault or violates instructions, resulting in damage to the employer, the employer may, with the consent of the domestic worker or the Ministry, deduct from their wages up to 25 per cent of the amount necessary to compensate for the damage.
This may include, for example, the loss or damage of tools, machinery, products, or materials owned by the employer or in the custody or control of the domestic worker. If the parties fail to reach an agreement with the Ministry, the dispute shall be referred to the judiciary.
Additionally, the employer is obliged to deduct from the worker’s wages an amount sufficient to satisfy any debts resulting from a court judgement, with a maximum deduction of one-quarter of the wages in question.
In the event of a dispute between a domestic worker and a recruitment office that cannot be resolved amicably, the matter must be referred to the Ministry. The Ministry will then take legal action to settle the dispute.
If an amicable settlement is not possible, the matter will be referred to the competent court.
Similarly, in the event of a dispute between an employer and a domestic worker that cannot be resolved amicably, the matter must be referred to the Ministry, which will take appropriate measures to settle the dispute.
If an amicable settlement is not possible, the dispute will be referred to the competent court.
In response to the question of when the domestic worker and the employer may terminate the labour contract and the obligations of each party upon termination, the Ministry stated that either party to the labour contract has the right to terminate it unilaterally if the other party breaches their obligations.
If the employer terminates the contract for reasons not attributable to the domestic worker, the employer must provide a ticket for the worker to return to their homeland and pay any other dues owed to the worker.
If the contract is terminated by the domestic worker after the trial period due to reasons attributable to them, the obligations shall be as specified in the following cases:
If the domestic worker is recruited by name/direct recruitment, they must pay for their return to their homeland and any other outstanding payments owed by the employer.
If the worker is unable to pay for their return, the employer must cover these costs.
If the worker is recruited through a recruitment office, the office must cover the expenses of returning the worker to their country.
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Dubai Courts announced the launch of a service package aimed at simplifying judicial procedures for senior citizens and people of determination.
Under this initiative, senior citizens and people of determination who are unable to pay legal fees may be exempted from payment, or the payment may be postponed.
Other services include financial support and debt payment for litigants from these target groups. The new services can be accessed through the Dubai Courts' call centre, website, or service centres across the emirate.
Services Included
According to Mohammed Al Obaidli, Executive Director of the Claims Management Sector of Dubai Courts, the package involves the following services:
* Shore: Voluntary legal consultation services will be offered in cooperation with accredited law firms in Dubai.
* Sanad: Voluntary legal representation in cases will be provided in partnership with accredited law firms in Dubai.
* Litigants who are unable to pay legal fees will be assisted by either postponing or exempting fees.
* Aoun: Financially insolvent litigants who cannot pay expert costs for professional services in cases will receive support, in partnership with accredited service providers.
* Courts of Goodness: Financially insolvent individuals, against whom judicial rulings were issued by Dubai Courts, will be assisted in paying their debts.
* Al Adheed Services: Al Adheed Centres’ services will be provided free of charge to the targeted groups.
Additional services include:
* Priority service in service centres
* Priority call centre services
* Dedicated parking
* Rooms allocated for video calls
The initiative provides services that promote social justice and equality, and serves to enhance social integration. This package also reinforces Dubai Courts’ commitment to sustainable development and advances its contribution to the Dubai Social Agenda 33.
Dr Saif Ghanem Al Suwaidi, Director General of Dubai Courts, said: “Dubai Courts is keen to make it easier for senior citizens and people of determination to obtain judicial services. We place the highest priority on enhancing rapid and easy access to the services as part of our efforts to create a judicial environment characterised by transparency, efficiency and the efficient
delivery of justice.The service package is designed to support senior citizens and people of determination, whom we consider a blessing and our top priority.”
Al Obaidli stated: “The launch of this package reflects our firm commitment to providing exceptional and reliable judicial services. The initiative will help enhance social sustainability and cohesiveness and foster a judicial environment marked by equality and social justice.
By facilitating and streamlining judicial procedures for senior citizens and people of determination, the service package will save time, effort, and costs while addressing their specific needs.”
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In the bustling city of Dubai, staycations have become increasingly popular, offering residents a chance to unwind without leaving the emirate.
However, disputes can arise, particularly when it comes to recovering deposits paid for these local getaways. Understanding the process to reclaim these funds is crucial for ensuring a hassle-free experience.
Here’s a comprehensive guide on how residents can claim their money deposited for a staycation with local hotels.
Understanding Your Rights
Residents must first be aware of their rights when booking a staycation. Typically, hotels require a deposit to secure the booking, which is often refundable under certain conditions.
The key is to be familiar with the terms and conditions outlined at the time of booking. These terms detail the circumstances under which a refund is applicable, such as cancellations made within a specified period.
Steps to Claim Your Deposit
Review the Booking Terms and Conditions: Before initiating any claim, carefully review the terms and conditions provided by the hotel at the time of booking.
This document will outline the hotel’s policy on cancellations and refunds. Knowing these details will help in understanding your eligibility for a refund.
Contact the Hotel Directly: The first step in claiming your deposit is to contact the hotel directly. This can be done via email or phone.
Ensure that you have your booking reference number and any related documentation on hand. Clearly state your request for a refund and provide reasons for the cancellation if applicable.
Provide Necessary Documentation: Hotels may require specific documents to process your refund.
This can include your booking confirmation, proof of payment, and any correspondence related to the booking. Ensure that you provide all requested documents promptly to avoid delays.
Follow Up: If the hotel does not respond within a reasonable timeframe, follow up with them. Persistence is key.
Keep records of all communications, including dates and times of calls or emails. This documentation can be useful if you need to escalate the matter.
Escalate the Issue if Necessary: If direct communication with the hotel does not resolve the issue, consider escalating the matter.
You can file a complaint with the Department of Tourism and Commerce Marketing (DTCM) in Dubai. The DTCM oversees hotel operations and can mediate disputes between hotels and guests.
Seek Legal Advice: As a last resort, if the hotel still refuses to refund your deposit despite following the above steps, you may seek legal advice.
Consulting a lawyer who specialises in consumer rights or contract law can provide guidance on further action, including potential legal proceedings. The lawyer can send a legal notice and further proceed by filing the case in Dubai court and your complete legal expenses can be reimbursed back from the hotel.
Legal Framework
According to the UAE Civil Transactions Law, Article 141 outlines that a contract is formed through mutual agreement on essential elements and legitimate conditions. If these elements are met and disputes arise, a judge can decide on the details.
Article 246(1) emphasises that contracts must be implemented in good faith according to their provisions. If one party fails to fulfil its obligations, the other party can demand compliance or approach the courts for enforcement, as stated in Article 272.
This allows for either the performance or rescission of the contract, potentially with damages.
Conclusion
Claiming a deposit for a staycation in Dubai can be straightforward if you follow the proper steps and understand your rights.
By reviewing booking terms, communicating effectively with the hotel, and knowing when to escalate the issue, residents can ensure they recover their funds efficiently.
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In a significant policy shift, the United Arab Emirates (UAE) has announced the extension of the validity period for passports for its citizens. Effective immediately, Emirati citizens aged 21 and above will be issued passports with a 10-year validity period.
This move aims to streamline the passport renewal process and reduce the frequency of renewals, thereby saving time and effort for citizens. For those under 21, the passport validity will remain at five years.
The announcement was made by the UAE government on July 8, 2024. The government emphasised the benefits of the extended validity period in terms of convenience and efficiency, aligning with the UAE's ongoing efforts to modernise its administrative processes and provide user-friendly services to its citizens.
The UAE government has assured that the new passports will be issued through the same procedures and channels as the current ones. Citizens can apply for their passports through the official government portals, ensuring a seamless transition to the new system. This includes online applications, in-person submissions at passport offices, and through authorised service centres.
The extension of the passport validity period to 10 years aligns with global standards, making international travel more convenient for Emirati citizens. Many countries, including the United States, the United Kingdom, and several European nations, already issue passports with a 10-year validity for adult citizens.
This change is expected to facilitate smoother travel experiences for Emiratis, reducing the need for frequent renewals and associated bureaucratic processes.
By extending the validity period of passports, the UAE government aims to reduce the administrative burden on both citizens and governmental authorities. This policy is part of a broader effort to enhance the efficiency of government services and improve the overall quality of life for Emirati citizens.
The extended validity period will result in fewer applications and renewals, allowing government resources to be allocated more effectively.
This policy change reflects the UAE’s commitment to providing the best services to its people and enhancing their quality of life.
The 10-year passport validity is a testament to the country's dedication to innovative governance and efficient administrative processes.
As the UAE continues to modernise its public services, this initiative is expected to have a positive impact on the lives of Emirati citizens, further strengthening the nation’s reputation as a leader in forward-looking governance.
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Doorstep Service: Dubai Expats Can Now Complete Medical Tests for Visa Renewal from Home
The initiative is in line with the Emirates Health Services' vision of expanding healthcare services
By: Pavitra Shetty
In a move set to revolutionise the residency visa renewal process for expatriates in Dubai, VFS Global and AMH have launched the 'Medical Examination Doorstep Service'. This innovative service allows expats with UAE residence visas to complete their medical exams without leaving the comfort of their homes.
Designed as a premium offering, the Medical Examination Doorstep Service is available through VFS Global, catering specifically to Category A visa holders. This optional add-on complements the standard medical examination services provided at designated centres.
This initiative is in line with the Emirates Health Services' (EHS) vision of expanding healthcare services. It offers a seamless experience for customers, who can book their medical examination appointments directly from their homes or offices through an online or offline process.
The launch of this service underscores VFS Global's commitment to enhancing customer experiences and aligns with EHS' goal of creating a more accessible and convenient healthcare system. Expats in Dubai and other emirates will likely find this service a valuable addition when renewing their visas.
The partnership between VFS Global and AMH also demonstrates a commitment to providing accessible and efficient healthcare solutions. By streamlining the medical examination process, expat visa holders can now conveniently complete this requirement from their homes or offices.
VFS Global operates two physical Medical Examination Centres for EHS, located in Ibn Battuta Mall and Dragon Mart 2, ensuring broad access to medical services across Dubai.
As a leading outsourcing and technology service specialist, VFS Global embraces technological innovation, including Generative AI, to support governments and diplomatic missions worldwide. The company manages non-judgemental and administrative tasks related to applications for visas, passports, and consular services, boosting productivity and enabling governments to focus on the critical task of assessment.
With a responsible approach to technology development, adoption, and integration, VFS Global prioritises ethical practices and sustainability while serving as a trusted partner to 68 governments. Operating 3,450 Application Centres in 151 countries, VFS Global has processed over 290 million applications since 2001 and more than 137.1 million biometric enrolments since 2007.
Headquartered in Zurich and Dubai, and backed by majority shareholder Blackstone, along with the Swiss-based Kuoni and Hugentobler Foundation and EQT, VFS Global is dedicated to creating value for all stakeholders. The company leads in providing responsible, innovative solutions to make government services more effective and efficient.
With extensive experience in the visa application processing domain and a vast global network, VFS Global offers governments administrative solutions for processing passport applications and efficient consular services. This market leader in outsourced visa and consular services helps governments streamline operations, accelerate decision-making, and improve customer satisfaction.
VFS Global's role is limited to front-end administrative tasks, including collecting visa application forms, required documentation as per the respective government's checklist, and enrolling biometrics where applicable.
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For many UAE residents, a trip to Europe is an exciting prospect. However, recent delays in the processing of Schengen visas have left many travellers anxious. If you’re planning a European getaway, here’s a comprehensive guide to securing your entry permits without stress.
Understanding the Schengen Visa Delay
The Schengen Area comprises 27 European countries that have abolished border controls between them. To visit these countries, UAE residents need a Schengen visa. However, in recent months, the processing time for these visas has increased significantly. Several factors contribute to the delays, including the surge in post-pandemic travel, administrative bottlenecks and changes in visa application procedures.
Plan Ahead
The most critical piece of advice is to start your visa application process as early as possible. Ideally, you should begin the process at least three months before your intended travel date. Early planning allows you to navigate any unforeseen delays without jeopardising your travel plans.
Step-by-Step Guide to a Stress-Free Application
Tourist Visa
* Purpose: For leisure travel, sightseeing and visiting cultural or historical sites.
* Documentation: Proof of accommodation (hotel bookings or invitation letter from a host), travel itinerary and proof of financial means to support your stay.
Business Visa
* Purpose: For attending business meetings, conferences, or other professional engagements.
* Documentation: Invitation letter from the business partner or organisation in the Schengen Area, detailed itinerary of the business activities and proof of employment in the UAE (employment contract, company letter).
Study Visa
* Purpose: For attending educational courses, training programmes, or academic research.
* Documentation: Acceptance letter from the educational institution in the Schengen Area, proof of accommodation, and financial means to cover your stay and studies.
Family Visit Visa
* Purpose: For visiting family members or friends residing in the Schengen Area.
* Documentation: Invitation letter from the host, proof of relationship (e.g. birth certificate, marriage certificate), host’s proof of residence in the Schengen Area and proof of financial means for the visit.
Mitigating Delays: Tips and Tricks
Alternatives to the Schengen Visa
In some cases, you might consider alternative destinations with less stringent visa requirements or visa-free access for UAE residents. Countries like Albania, Georgia, and Serbia offer beautiful European experiences without the hassle of a Schengen visa.
Conclusion
While the current delays in Schengen visa processing can be frustrating, careful planning and adherence to guidelines can help ensure a smooth and stress-free application process. By starting early, preparing meticulously, and staying informed, UAE residents can still look forward to enjoying their European adventures.
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If you are facing discrimination in the UAE, it is important to know your rights and the steps you can take to report such incidents. The UAE has established comprehensive laws to combat discrimination, hatred and extremism. Below is an overview of the relevant law and the steps you can take to report discrimination.
Federal Law by Decree No (34) of 2023 Concerning Combating Discrimination, Hatred, and Extremism
Promulgated by President Mohammed Bin Zayed Al Nahyan, this law aims to combat discrimination, hatred, and extremism in the UAE.
The law defines key terms such as blasphemy, discrimination, hate speech and extremism, and addresses prohibited acts including the manufacture and distribution of materials promoting these offences. It also mandates the establishment of counselling centres for individuals at risk of extremism and the creation of lists of extremist organisations and individuals, with legal procedures for inclusion and appeal.
Public employees and religious figures committing these crimes face aggravated penalties. Additionally, the law provides for exemptions for individuals who report crimes before they occur and outlines jurisdiction for federal courts in cases involving listed extremists. The law repeals conflicting provisions from previous laws and comes into effect one month after publication in the Official Gazette.
Crimes and Penalties under Federal Law by Decree No (34) of 2023
Prohibited Acts
Report Discrimination
If you face discrimination in the UAE, you can report it to government authorities. Discrimination is a crime, and there are several channels available to file complaints:
Human Rights Issues
Human rights issues can be reported online through the eServices of:
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As the UAE continues to thrive as a global shopping destination, the importance of robust consumer protection measures cannot be overstated. Whether you're a resident or a tourist, understanding your rights as a consumer is crucial to ensure fair treatment and recourse in the event of a dispute.
In recent years, the UAE has made significant strides in enhancing consumer protection through various legal frameworks and initiatives.
The cornerstone of these efforts is the Federal Law No. (15) of 2020 on Consumer Protection (UAE Consumer Protection Law), which outlines the rights of consumers and the obligations of businesses operating within the country.
Key Consumer Rights under UAE Law
The UAE Consumer Protection Law guarantees several fundamental rights to consumers, including:
• Right to Safety: Products sold in the UAE must be safe and not pose any risk to health and safety.
• Right to Information: Consumers should be provided with clear, accurate, and sufficient information about products and services.
• Right to Choose: Consumers should have a variety of choices and access to competitive prices.
• Right to Be Heard: Consumers have the right to voice complaints and seek redress for any grievances.
• Right to Education: Consumers should be educated about their rights and how to exercise them effectively.
Common Legal Questions and Remedies
Consumer disputes can be challenging. Here are some common questions and legal remedies available under the UAE Consumer Protection Law:
Question 1: What should I do if the warranty terms are unclear or not honoured?
Scenario: I purchased an electronic gadget with a one-year warranty, but the warranty terms were not specified in the invoice. When the gadget malfunctioned after six months, the retailer refused to honour the warranty, claiming it didn’t cover the issue.
Legal Insight: The UAE Consumer Protection Law mandates that warranty details must be clearly mentioned in the invoice or receipt. If the warranty terms are not specified or are being unfairly applied, the consumer has a right to challenge this.
Remedy: The consumer should request written clarification of the warranty terms from the retailer. If the retailer refuses to comply, the consumer can approach the Consumer Protection Department or the Economic Department of the emirate where the purchase was made. Providing proof of purchase and any previous communication with the retailer will be important in resolving the dispute.
Question 2: What if I encounter deceptive advertising or misleading product descriptions?
Scenario: I bought a smartphone online based on the advertised features. However, upon receiving it, I discovered that the actual specifications did not match the description provided.
Legal Insight: Misleading advertisements or false product descriptions are prohibited under the UAE Consumer Protection Law. Consumers have the right to receive products that meet the advertised specifications and descriptions.
Remedy: The consumer should immediately contact the seller to request a refund or exchange for the correct product. If the seller refuses to cooperate, the consumer can lodge a complaint with the Consumer Protection Department or the Telecommunications Regulatory Authority (TRA) for online purchases. Documentation of the advertisement and any purchase receipts will support the claim.
Question 3: Can a shop charge for repairs within the warranty period?
Scenario: My car, which is still under warranty, required repairs. However, the dealership charged me for the repairs, stating that the warranty does not cover certain parts.
Legal Insight: During the warranty period, repairs for defects covered by the warranty should generally be free of charge. The terms of the warranty, including any exclusions, must be clearly stated. Charging for repairs that should be covered under the warranty may be considered a violation of consumer rights.
Remedy: The consumer should review the warranty terms provided at the time of purchase. If the warranty covers the repairs, they can request a refund for the charges from the dealership. If the dealership refuses, the consumer can file a complaint with the Consumer Protection Department or the relevant Automotive Authority.
Conclusion
The UAE’s commitment to protecting consumer rights is reflected in its comprehensive legal frameworks and the establishment of dedicated regulatory bodies. Consumers are encouraged to familiarise themselves with their rights and the remedies available to them.
In the event of a dispute, it is advisable to seek resolution through the appropriate channels, ensuring that all interactions and transactions are well-documented.
For further assistance, consumers can contact the Ministry of Economy's Consumer Protection Department or visit the consumer protection website of their respective emirate.
Contact Information: For consumer complaints or inquiries, visit the Ministry of Economy’s Consumer Protection Department website or contact their helpline 600-545555.
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In the UAE, free zones play a crucial role, offering unique benefits to companies and employees alike. However, understanding the legal landscape, especially when it comes to labour issues, can be challenging. For free zone employees facing workplace disputes, identifying the proper channels to file a complaint is essential.
Here’s a comprehensive guide on how free zone employees can address their grievances effectively.
Understanding Free Zones
Free zones in the UAE are designated areas where businesses operate under distinct regulatory frameworks, separate from the UAE’s mainland laws. These zones offer advantages such as full ownership of businesses by foreign nationals, tax exemptions, and simplified procedures for starting a business.
Prominent free zones include Jebel Ali Free Zone (JAFZA), Dubai Multi Commodities Centre (DMCC), and Dubai International Financial Centre (DIFC).
What Grievances Do Free Zone Employees Face in the UAE?
Free zone employees in the UAE often face a range of grievances, including delayed or unpaid salaries, unjust termination, workplace harassment and breaches of employment contracts. Additionally, issues such as inadequate working conditions, lack of proper health and safety measures, and unfair treatment or discrimination can also arise. These grievances can significantly impact the well-being and job satisfaction of employees, making it crucial for them to understand their rights and the proper channels to seek redress.
Required Documents for Filing a Labour Complaint
When filing a labour complaint, it is essential to have the following documents ready to support your case:
Steps to File a Labour Complaint
Internal Resolution: Attempt to resolve the issue internally by discussing it with your HR department or direct supervisor. This step is crucial as many disputes can be resolved through open communication. If the dispute is not settled or unsuccessful, the authority will issue a document to the aggrieved party called an NOC.
MoHRE Website: You can file an online complaint on the official website. It is important for the complaint to be reviewed by a legal expert to ensure nothing is overlooked and correct legal terms are used. You can also register the complaint by calling 600590000, which is the call centre number of the Ministry of Human Resources and Emiratisation.
Details to be Entered: Go to the services option and enter the details asked on the website, such as your name, number, and other essential details for registering a complaint. Then, click on ‘Register Complaint’.
SMS Confirmation: You will receive an SMS confirmation of your application. The MOHRE will go through all your personal details and the details of the case, and will follow up with you.
Important Considerations
Conclusion
Filing a labour complaint in a UAE free zone involves a structured process aimed at ensuring fair treatment for employees. By following the correct steps and seeking appropriate assistance, free zone employees can effectively address their grievances and seek justice.
Remember, understanding your rights and the proper procedures is the first step towards resolving any workplace dispute.
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The UAE has updated its executive regulations regarding the entry and residence of expatriates, specifying six scenarios that can lead to deportation. These updates, issued by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP), clarify both judicial and administrative deportation processes, even for individuals holding valid residence permits.
New Deportation Guidelines
The revised regulations outline six key scenarios for deportation, including:
Judicial Deportation: Ordered by a court against individuals convicted of serious crimes or misdemeanours.
Administrative Deportation: Ordered by the ICP for reasons related to public interest, security, or morals.
Four cases fall under the authority of the ICP, while two are classified as administrative deportation cases.
Key Deportation Cases
Illegal Entry: Foreigners caught trying to enter the UAE illegally, without an entry visa or residence permit.
Overstaying Visas: Individuals who let their entry or residence permits expire without renewing them within the prescribed period.
Expired Residence Permits: Those who have their residence permits cancelled and do not leave the UAE within the given timeframe.
No Means of Livelihood: Individuals without apparent means of support.
Public Interest: Deportation required by public interest, security, or morals, even if the individual holds a valid residence permit.
Implementation and Family Members
The regulations permit the ICP to include the deportee's family members in the removal order. Coordination with the Ministry of Interior and the General Command of the Police ensures the deportation process is carried out effectively. Deportation expenses are typically covered by the violator, their guarantor, or their employer.
Liquidation of Interests
If a deported individual has assets or interests in the UAE requiring liquidation, the ICP may grant up to three months to settle these matters, provided a suitable guarantee is offered.
Returning to the UAE
A previously deported foreigner can only return with special permission from the Director General of the Federal Authority for Identity and Citizenship. Those deported judicially can request a review of their deportation order by submitting a petition to the Public Prosecution, which will then be reviewed by the competent committee.
Understanding Deportation in the UAE
Deportation in the UAE is a legal process enforced to maintain public order, security and safety. Judicial deportation follows a court ruling, often linked to criminal activities, while administrative deportation can be initiated by the ICP for broader public interest reasons. The regulations aim to ensure clarity and fairness in handling residency violations, emphasising the importance of adherence to UAE residency laws.
These updates are part of the UAE's continuous efforts to regulate and manage the expatriate population effectively, ensuring the safety and security of its residents.
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Annual leave requests in the UAE can sometimes be tricky, especially when employer decisions are influenced by the absence of other colleagues. Understanding the legal framework governing these decisions is crucial for both employers and employees.
Employer Discretion on Annual Leave
In the UAE, the authority to approve or deny annual leave requests largely rests with the employer. According to Article 29 (4) of Federal Decree-Law No. 33 of 2021 on the Regulation of Employment Relations (the 'UAE Employment Law'), employers have the right to set the dates for annual leave based on the needs of the business.
Employers may also rotate leave among employees to ensure smooth operations. This law mandates that employees should be informed of their leave dates at least one month in advance.
Conditions for Leave Denial
Employers are required to grant annual leave at least once every two years. If an employee prefers to carry forward their leave or receive payment in lieu, this must align with the establishment’s bylaws and be specified in the Executive Regulations of the Decree Law. Specifically, Article 29 (8) stipulates that an employer cannot prevent an employee from using their accrued annual leave for more than two years unless the employee consents to carry it forward or receive compensation instead.
Financial Implications for Employees
If an employer initially agrees in writing to grant annual leave and later rescinds this decision, they may be liable for any financial losses incurred by the employee, such as pre-paid travel tickets.
While the UAE Employment Law and subsequent ministerial decrees do not explicitly address remedies for such situations, obtaining written pre-approval for leave is advisable. This helps protect employees from potential financial setbacks.
Best Practices for Employees to Avoid Issues with Annual Leave
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The United Arab Emirates participated in the BRICS Chief Justices Forum, chaired by the Russian Federation. Delegations from a number of member states also attended.
The UAE delegation was headed by Mohammed Hamad Al Badi, President of the Federal Supreme Court, accompanied by Judge Shihab Abdul Rahman Al-Hammadi, Judge Ibrahim Obaid Ali Al Ali and Nasser Saeed Nasser Al Shebli.
In his opening speech, Al Badi highlighted the importance of strengthening global governance for the international community to share development opportunities and address global challenges.
He stressed that international rules should be established and maintained by all in accordance with the Charter of the United Nations.
Al Badi further highlighted that a safe investment environment is key to achieving sustainable economic development.
He pointed to the judiciary's vital role in protecting investors' rights, encouraging investment, and fostering a stable and reliable business environment.
The President of the Federal Supreme Court reviewed the UAE's robust legal framework, including the Constitution and applicable laws, which guarantee the protection of human rights and fundamental freedoms during criminal proceedings in line with international standards.
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If you live in a multi-storey apartment in Dubai with no nearby parks or open spaces, you might wonder about the legality of children playing quietly in communal areas.
For instance, some children from neighbouring apartments gather in the communal areas to colour, play cards, or talk quietly, and building management sends an email to some tenants, stating that this activity is illegal. Is this true, and what are your legal rights?
Tenants' Rights and Communal Areas
In Dubai, communal areas of a building are defined under Article 2 of Law No. 6 of 2019 Concerning Ownership of Jointly Owned Real Property in the Emirate of Dubai (the ‘Dubai Jointly Owned Real Property Law’).
Communal areas are parts of the property designated for shared use by owners and occupants, which may include thresholds, halls and entrances as per Article 7 (a)(2) of the same law.
Obligations of Occupants and Tenants
Occupants and tenants must comply with building management regulations. According to Article 6(b) and Article 16(a) of the Dubai Jointly Owned Real Property Law:
Article 6(b): “An occupant shall be under an obligation towards the developer, the owner, the occupants of other units, and the owners' committee with the master community declaration, statute and building management regulation to the extent that their provisions apply to that occupant.”
Article 16(a): “An owner may lease out his unit, provided that he and the tenant remain under an obligation towards other owners and occupants, the owners' committee and the management entity to comply with the statute, the master community declaration and the building management regulation.”
Management of Communal Areas
The management company, governed by the Real Estate Regulatory Authority of Dubai, is responsible for the communal areas. Non-compliance with building regulations can lead to eviction, as outlined in Article 25 (1) (f) of Law No. 33 of 2008 Amending Law No. 26 of 2007 Regulating the Relationship between Landlords and Tenants in Dubai.
Addressing the Issue
While the law requires tenants to comply with building regulations, if the children’s activities are not causing disturbances, it may be possible to negotiate an understanding with building management.
However, repeated violations of building regulations could result in eviction proceedings. To avoid conflicts, review the building’s regulations and attempt to resolve the matter amicably or through the RDC if necessary.
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Europe's allure, with its cooler climates, picturesque castles and breathtaking mountains, continues to captivate travellers. However, before you can enjoy its splendour, securing a Schengen visa is a necessary step.
This guide aims to simplify the visa application process, ensuring your journey to Europe is as smooth and stress-free as possible.
Understanding Schengen Visas
The Schengen Area comprises 29 European countries, allowing free movement for EU citizens and non-EU nationals with valid visas. Due to the UAE's proximity to Europe and its status as a popular tourist destination, visa demand remains high.
In 2023, applications from the UAE increased by 25 per cent compared to 2022 and 18 per cent compared to 2019. This surge has made obtaining a visa or appointment challenging. Here’s how to navigate the process effectively.
Types of Schengen Visas
Mastering the Application Process
Plan: VFS Global advises applying well in advance, as appointments are updated in real-time on their website. Schengen countries accept applications up to six months before travel.
Choose Your Target Country: Apply to the country where you will spend the most days or your entry point.
Prepare Your Documents: Commonly required documents include:
Check the specific embassy or consulate website for any additional requirements.
Tips for Appointment and Application
Additional Services
Follow these guidelines and make use of available services to secure a Schengen visa and ensure a seamless journey to Europe.
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Understanding your rights as an employee in the UAE is crucial, especially regarding public holidays and compensation.
The UAE Employment Law outlines specific entitlements and obligations for both employees and employers. This guide explains your eligibility for public holidays and the compensation you are entitled to if required to work on these days, ensuring you are well-informed about your rights and benefits.
In the UAE, an employee is entitled to public holidays as announced by the relevant local authority or the Ministry of Human Resources and Emiratisation. This is in line with Article 28(1) of the Employment Law, which states: “The employee shall be entitled to official leave with full pay on public holidays determined by decision of the Cabinet.”
However, if an employer requires an employee to work during public holidays, the employee is entitled to compensatory leave for working on a public holiday or a day's salary plus 50 per cent of the basic salary as additional pay.
This is in accordance with Article 28(2) of the Employment Law, which states: "Should the work circumstances require that the employee be employed on holidays, the employee shall be compensated with a substitute rest day for each day worked or be paid his salary for normal working days plus a supplement of at fifty per cent of his basic wage for that day.”
Based on these provisions of the law, if your employer requires you to work during the upcoming Eid Al Adha holidays, you are eligible for additional salary or compensatory leave as specified in Article 28(2) of the Employment Law. Your employer must comply with these obligations and cannot claim any exemptions.
If your employer grants compensatory leave, you may request to combine this with your annual leave. Alternatively, if your firm’s HR policy allows for combining compensatory leave with annual leave, you may take advantage of this option at your convenience.
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Amending a birth certificate in the United Arab Emirates (UAE) can be a daunting process, especially for former residents who are no longer living in the country.
However, recent updates in the UAE's administrative procedures have streamlined the process, making it more accessible. This article outlines the necessary steps, provides expert insights and directs you to essential resources.
Understanding the Process
The UAE’s Ministry of Health and Prevention (MoHAP) is the primary authority responsible for issuing and amending birth certificates. The procedure involves several steps, including documentation, notarisation and authentication by various government bodies.
Steps to Amend a Birth Certificate
1 Gather Required Documents:
2 Complete the Application
Applications can be initiated online through the MoHAP e-services portal. The online application form requires detailed information about the existing birth certificate and the specific amendments needed.
3 Payment
The user has to make a fee payment of Dh65 or Dh130 (for English and Arabic), which includes the courier charges.
4 Follow-Up
After submission, it is crucial to follow up with MoHAP to ensure the application is processed smoothly. This can be done through their customer service channels or the online portal.
Expert Opinions
According to Shulka Chavan, Legal Associate, NYK Law Firm in Dubai, "the process of amending a birth certificate while residing outside the UAE has become more efficient with the digitisation of many services. However, applicants must ensure all documents are correctly attested to avoid any delays. It is necessary to seek legal assistance when needed".
Ms Fareen Fathima, an immigration consultant, adds: "Former residents should be aware of the specific requirements for document attestation, as these can vary depending on the country. Engaging with a professional who understands both UAE law and the legalities in the applicant’s current country can be beneficial."
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Dubai’s leading airline, Emirates has settled with the US Department of Transportation following a $1.5 million fine for operating flights through restricted Iraqi airspace with JetBlue Airways' designator code.
“Emirates has reached a settlement with the US Department of Transport (DOT), relating to the alleged breach of Special Federal Aviation Regulations (SFAR) that restricted airlines carrying a US air-carrier code from operating below 32,000 ft while over Iraqi airspace”, said Emirates spokesperson.
The violations involved 122 Emirates flights conducted between December 2021 and August 2022, all carrying a JetBlue marketing code. The US Department of Transportation claimed that these flights, operating between the UAE and the United States, traversed airspace restricted by the Federal Aviation Administration (FAA) for US carriers.
An Emirates spokesperson explained that the airline had planned to fly at or above the restricted altitude, but air traffic control either did not grant clearance to ascend or directed the flights to operate below the specified altitude.
“Emirates wishes to state that we had planned to operate these 122 flights in question at or above the restricted flight level (32,000 ft), but our pilots had to descend into the prohibited area due to orders from Air Traffic Control (ATC),” the spokesperson explained.
“Our pilots duly followed ATC instructions, a decision which is fully aligned with international aviation regulations for safety reasons. Emirates’ priority is always the safety of our passengers and employees,” the airline said.
According to a Reuters report, the DoT stated that Emirates' actions breached a consent order from October 2020, which had previously fined the airline for operating flights in FAA-prohibited airspace.
An Emirates spokesperson noted that the airline has since ceased operating flights with US carrier codes over Iraqi airspace. Emirates informed the DoT that it prioritizes the safety of passengers, employees, and other airspace users. The spokesperson explained that the flights in question operated below the permitted altitude due to direct instructions from air traffic controllers and, in some cases, to avoid collisions.
Emirates asserted that its pilots were legally required to follow air traffic control instructions, and any non-compliance could have resulted in significant safety risks, the department relayed to Reuters.
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A 21-year-old woman has been convicted of physical assault after punching a police officer who attempted to arrest her intoxicated male companion.
Records from the Dubai Criminal Court show that the incident occurred on January 1. The couple involved – a Russian man and a Ukrainian woman – were reportedly both under the influence of alcohol. They had been at a dance club in Jumeirah Beach Residence and tried to re-enter the premises against the club's rules.
Despite being asked to leave by security guards, they persisted.
A police officer, noticing the commotion, approached them, identified himself, and asked the couple to leave quietly in accordance with the club’s regulations.
In court, the officer described how the couple initially argued and delayed their departure. “As they were walking away, the Russian man insulted me with profanity,” the officer stated. When the man was asked to go to the police station, he fled the scene.
During the chase, the Ukrainian woman intervened by striking the officer on the left side of his face to prevent her friend’s arrest. The club’s head of security supported this account, confirming both the woman’s assault and the man’s verbal insult.
The woman was also taken into custody. In court, both individuals denied the charges – the man disputed the insult charge, and the woman denied the assault. They presented a document indicating that the officer had waived his rights in the case against them.
Despite their defence, the court found the woman guilty of physically assaulting a police officer and sentenced her to three months in prison, accounting for time already served. Additionally, the judge ordered her deportation following the completion of her sentence.
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A landmark ruling now permits non-Emirati lawyers to represent clients in the Abu Dhabi Civil Family Court, a significant change from the previous restriction that allowed only Emirati lawyers to practice in the country’s courtrooms.
The new ruling is specific to the civil family court within the Abu Dhabi Judicial Department. Established in 2021, the Abu Dhabi Civil Family Court handles cases under a non-Sharia process, aligning the emirate with international legal practices.
"Abu Dhabi has made a historic move by allowing foreign lawyers to practice in its civil family courts without restrictions – a first in the region," said a legal expert.
He emphasised that this will enable expatriates to be represented by lawyers who speak their language and understand their cultural backgrounds, especially since the civil family court conducts proceedings in English.
A prominent lawyer commented: "It is logical to allow foreign lawyers to represent foreign clients, making the legal process more straightforward and effective. This change is expected to attract top international talent to the UAE, benefiting local talent as well. Local lawyers will gain opportunities to train with international law firms, and more top professionals will be drawn to live and work in Abu Dhabi," he added.
The new law has also led to the creation of a special register at the Abu Dhabi Judicial Department for foreign lawyers. To qualify, foreign lawyers must meet several criteria: proficiency in English, a clean criminal record and physical and mental fitness for their duties. They must also hold a law degree from a recognised institution and have at least 15 years of legal experience, among other conditions.
"The enactment (of Law Number 21 of 2024) is a groundbreaking step by the UAE government, formalising the inclusion of foreign lawyers in the court for the first time," said another lawyer.
He noted that this legislation acknowledges the efforts of practitioners who previously worked under special permissions and invites a diverse pool of international legal expertise to enhance the UAE’s legal system. "This move demonstrates the UAE’s commitment to embracing global perspectives and improving the quality of justice delivered in its courts," the lawyer added.
The integration of foreign lawyers will bring varied legal insights and experiences, benefiting families and individuals seeking justice. The new initiative will foster greater collaboration, innovation, and excellence within the legal community.
This resolution is part of a broader overhaul of the Abu Dhabi judicial system, which includes the establishment of an Abu Dhabi English notary bureau, the launch of a bilingual court and allowing foreigners to marry in a civil ceremony at the Abu Dhabi Court.
This progressive move enhances Abu Dhabi's judicial system by promoting inclusivity and acknowledging the multicultural nature of UAE society, providing expatriates with more options. Expats can now choose legal counsel who understands their case and speaks their language in court.
Having a wider choice of advocates, including both local and foreign lawyers, empowers clients who are often experiencing stressful times culminating in legal proceedings before the Abu Dhabi Civil Family Court.
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UAE residents planning trips to Europe for Eid Al Adha or the summer vacation may encounter difficulties securing Schengen visa appointments.
Industry insiders report that appointment slots are fully booked until the end of August, though sporadic openings may occur due to various factors. Mid-June brings up to five days off for Eid Al Adha celebrations, with schools closing for summer holidays in July-August, prompting many to plan travels during this period.
When asked about appointment availability before the summer break, a representative from VFS Global, responsible for handling administrative visa applications for European countries from the UAE, emphasised that visa appointments are shown in real time on their website.
Highlighting the significance of early planning, industry experts stress the need to book well in advance for a smooth journey. "Europe remains a highly sought-after destination for UAE travellers, especially during summer getaways. Just like tickets and hotels, visas should be prioritised when planning holidays," said a VFS spokesperson.
According to a renowned online travel agency, travel demand to Europe this summer has surged by 40 per cent compared to last year, with Schengen countries being particularly popular.
However, residents who are just starting to plan their European trip may struggle to secure a visa appointment. Travel agencies advise residents to check the VFS website regularly for newly available slots, as embassies occasionally release limited appointments.
Getting an appointment before the summer break is described as "very challenging" by immigration experts. Meanwhile, VFS Global cautioned residents against fraudulent entities charging money for scheduling appointments. The company clarified that it does not charge any fees for booking appointments on its official website.
However, some governments may require pre-payment of service fees, which will be reimbursed or deducted during the application process. This measure aims to ensure genuine travellers use appointment booking services and protect the system from misuse by fraudulent entities.
TLR Tips for Travellers
Securing a Schengen visa appointment from the UAE is quite difficult. Here are some tips to help you with this process:
Early Bird Gets the Slot: Plan and book your appointment well in advance. Keep in mind that slots fill up quickly, especially during peak travel seasons.
Tap into Expertise: Consider partnering with trusted travel agencies. They can offer valuable insights and assistance in securing appointments, optimising your travel itinerary, and navigating visa processes effectively.
Explore Alternative Destinations: While popular European hotspots may have limited availability, consider exploring off-the-beaten-path destinations. Not only do these locales offer unique cultural experiences, but they also present fewer visa appointment challenges.
Stay Flexible: Keep a close eye on the VFS Global website for sudden slot openings. Being flexible with your travel dates can increase your chances of securing an appointment.
Beware of Fraudsters: Verify the legitimacy of appointment booking channels to avoid falling victim to fraudulent schemes. Protect your travel plans and personal information by staying vigilant against scams.
Follow these tips to get the Schengen visa appointment process with confidence and increase your chances of getting the slot you want. Here's to smooth sailing and happy travels!
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Following the launch of the second phase of the Work Bundle platform on Tuesday, the time required to process essential documents for obtaining work permits and residency visas has been slashed from 30 days to five days across the UAE.
Several government ministries and federal authorities have collaborated to introduce a platform aimed at simplifying the recruitment of new employees for business owners and private companies, as well as facilitating the renewal of work permits for existing employees.
Previously a 30-day process, this has now been streamlined to just five days across the UAE, thanks to the successful rollout of the second phase of the Work Bundle platform on Tuesday.
Several government ministries and federal authorities have initiated a platform to streamline the hiring of new employees for business owners and private companies, along with the renewal of work permits for existing employees.
The first phase was initially introduced in Dubai in April and is now being implemented across all seven emirates. The second phase of the Work Bundle initiative will encompass approximately 600,000 companies and over seven million workers. MoHRE has indicated that the third phase will extend to cover domestic workers.
Currently, companies and employees can access Work Bundle only through its website, but a mobile app will soon be made available.
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A new federal traffic law was approved on Monday by the UAE Cabinet, according to Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE, and Ruler of Dubai.
Under the new law, amendments will be made to the classification of vehicles and the use of modern technologies on the roads. This move is designed to keep pace with the rapid advancements in the global transport industry.
The Dubai Ruler stated that the new legislation will encompass the expansion of self-driving vehicles and electric cars. The law will also address various types of personal transportation and the overall reliance on transportation.
The federal traffic law will leverage the technological progress that characterises the country's road network. Sheikh Mohammed announced this law after chairing a UAE Cabinet meeting where several matters were discussed and approved, aligning with the country's commitment to development.
Accelerating Economic Growth
During the meeting, the formation of a working group to develop the Federation of Chambers of Commerce and Industry (FCCI) in the country was approved. This group, led by the Ministry of Economy, will strengthen the role of the FCCI in the economy.
The group will also assist in building new global partnerships, enabling local companies to enter international markets. A constant structure is needed to keep pace with changes while accelerating economic growth in the country, the Dubai Ruler said.
Emirati Genome Programme
With the collection of more than 600,000 samples from the country, the Emirati Genome Programme aims to create a map of genetic and hereditary diseases within the UAE.
In a pilot phase, pre-marital screening will also be expanded to include all genetic and hereditary diseases, he added. Sheikh Mohammed was briefed on the achievements of the Emirati Genome Council, and work is underway to increase the number of samples to one million.
More than 1,000 medical personnel have been trained to support this programme. The collection of genetic samples from different parts of the country will also aid in the development of medicines specific to prevalent diseases.
The Dubai Ruler urged citizens to cooperate with the programme to ensure stronger healthcare for future generations.
Protection of Tourists
The UAE is rated among the safest countries in the world and sees an influx of tourists from all parts of the globe. In line with efforts to provide better services for international tourists, the Cabinet also approved the country’s commitment to the principles and recommendations of the International Code for the Protection of Tourists issued by the United Nations World Tourism Organisation.
Sheikh Mohammed said that the code will be used as a guide for tourism institutions, and its principles will be applied.
BRICS Membership
The UAE has recently joined the global economic bloc BRICS. The country is keen to build economic bridges with diverse blocs around the world and maintain global economic relations.
The Ministry of Finance, in partnership with the Central Bank, has been chosen to represent the UAE and follow up on its participation in the various working groups within the financial track of the BRICS group.
Digital Transformation
The country has a futuristic vision for governance, continually integrating the latest technology in government operations.
The meeting saw the adoption of a general framework for sustainable government digital transformation. A charter for the use of artificial intelligence (AI), ensuring compliance with safety and privacy standards, was also adopted.
Earlier, as a first step, Dubai appointed 22 Chief AI Officers across different government entities as part of Sheikh Mohammed's vision to "position Dubai as a global hub in developing and deploying AI solutions."
The appointment of the officers was approved by Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, the Crown Prince of Dubai.
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In line with the directives of the UAE government, Dubai has declared that all public sector entities will be closed from June 15 to June 18, 2024. The Dubai Government Human Resources Department confirmed that this period is aimed at allowing employees to celebrate and spend time with their families during the festivity.
The Department of Government Support in Abu Dhabi announced similar dates for the public sector, with a statement emphasising the importance of Eid Al Adha in fostering social cohesion and community spirit. Public sector workers in Abu Dhabi will enjoy the holiday from June 15 until June 18. Official work will resume on June 19.
The Human Resources Directorate of Sharjah also confirmed the Eid Al Adha holidays from June 17 to June 18. Sharjah has been noted for often aligning closely with federal holiday schedules to ensure consistency across the emirates.
As per the holiday circular, exceptions are made for authorities, departments and institutions where employees work in shifts or are engaged in public service or the management of public facilities. These organisations will determine the working hours for such employees according to operational requirements to ensure the seamless functioning of their facilities during the holiday period.
The Ministry of Human Resources and Emiratisation has announced that the Eid Al Adha holiday for the private sector will be observed from Saturday, June 15, to Tuesday, June 18.
One paid holiday is provided for Arafah Day, the holiest day in Islam, which falls on Dhul Hijjah 9 in the Hijri calendar, corresponding to Saturday, June 15, in the Gregorian calendar. Additionally, three days off are granted for Eid Al Adha, the Festival of Sacrifice, observed from Dhul Hijjah 10 to 12, which translates to June 16 to 18 in the Gregorian calendar.
Economic and Social Impact
The extended holiday is expected to boost local tourism and retail sectors as residents take advantage of the break to travel within the UAE or engage in shopping and leisure activities. Hospitality and entertainment venues across the country are preparing special offers and events to cater to the anticipated influx of visitors during the holidays.
Looking Ahead
As the Eid Al Adha holidays approach, employees across Dubai, Abu Dhabi, and Sharjah are preparing for a period of reflection, gratitude and community spirit. The announced break underscores the UAE's commitment to honouring cultural traditions while fostering a sense of unity and togetherness among its diverse population.
Residents are advised to keep abreast of any further announcements from their respective emirates regarding additional guidelines or public service updates during the holiday period.
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The UAE has introduced stricter regulations for telemarketing via phone calls, requiring companies to obtain prior approval from the competent authority. The new measures, effective from mid-August 2024, include administrative penalties such as warnings and fines of up to Dh150,000 for violators.
Key Points of the New Regulations
Prior Approval Required: Companies must obtain approval from the competent authority before engaging in telemarketing.
Individual Restrictions: Individuals are prohibited from making marketing calls using phones registered in their names. All marketing calls must come from phones registered with licensed telemarketing companies.
Calling Hours and Restrictions
Consumer Rights and Protections
Penalties and Enforcement
Oversight and Implementation
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The Dubai Courts have announced a major change in their procedures for handling inheritance cases, making it easier for residents and expatriates to navigate the legal system. This move is part of a larger strategy to improve access to justice and streamline legal processes for the public.
Traditionally, dealing with inheritance matters can be complicated and time-consuming, requiring extensive paperwork and legal consultations. The new measures introduced by the Dubai Courts aim to simplify this process, cutting down on red tape and reducing the time it takes to open an inheritance file.
Key Features of the New Process
Simplified Documentation: The Dubai Courts have reduced the number of documents needed to open an inheritance file, focusing only on the essential documents. This means less paperwork and less time spent compiling and submitting documents.
Online Submission Portal: One of the most significant developments is the introduction of an online portal where people can submit their inheritance files electronically. This portal is user-friendly and designed to guide applicants step-by-step through the process, making it easy for anyone to use, even without extensive legal knowledge.
Support Services: The Dubai Courts have set up dedicated support services to help people navigate the new system. This includes help desks at court premises, a hotline for inquiries and online chat services available on their website.
Faster Processing Times: The new system has significantly reduced the review and processing times for inheritance files. The Dubai Courts have allocated more resources to ensure that most inheritance cases are finalised within a few weeks.
Clear Guidelines and FAQs: To further assist the public, the Dubai Courts have published detailed guidelines and frequently asked questions (FAQs) on their website. These resources provide clear instructions on how to prepare and submit inheritance files, what documents are needed, and how to follow up on the status of a case.
This new system will benefit a wide range of people in Dubai, including residents and expatriates. For expatriates in particular, dealing with inheritance matters in a foreign legal system can be daunting. The new measures aim to make this process more accessible and understandable.
To learn more about the new inheritance file process or to submit a file, visit the Dubai Courts website or contact their support services directly.
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The United Arab Emirates has prohibited unlicensed digital platforms from teaching the Holy Quran, citing potential risks associated with unqualified instructors. According to the General Authority for Islamic Affairs, Endowments, and Zakat, teaching the Quran without a licence is illegal in the Emirates.
The authority warned citizens and residents about the dangers of using unlicensed digital platforms for Quranic education, emphasising the importance of ensuring accurate and appropriate religious instruction for the younger generation. Many individuals offering Quran teaching services online lack qualifications and religious education credentials, which can lead to incorrect teachings and misinterpretations.
This unauthorised teaching poses significant risks, including inaccurate interpretations of the Quran, misconceptions about Islamic principles, and potential misguidance. The authority has identified several unlicensed individuals offering classes, often using persuasive advertisements to attract students.
Parents are advised to exercise caution and report any suspicious or unlicensed teaching activities to the authorities, helping to prevent the proliferation of unqualified religious education providers. Engaging with unlicensed religious educators not only puts individuals at risk of severe legal consequences but also exposes parents to similar penalties.
It is essential to recognise that state laws strictly prohibit unlicensed religious education activities, and the consequences of non-compliance are severe and must be taken seriously. According to UAE law, teaching the Quran without a licence or permit is punishable by a minimum of two months' imprisonment and a fine of up to Dh50,000, or either of these penalties. Additionally, stricter penalties may apply under other laws.
To be eligible to teach, an individual must:
These conditions ensure that only qualified and suitable individuals can teach the Quran, maintaining the integrity and accuracy of religious education in the UAE.
To establish a Quran teaching center or branch, the following conditions must be met:
Additionally, individuals who are not sponsored by the center must obtain approval from the competent authorities to work. This ensures that Quran teaching centres operate in a legal and regulated manner, maintaining standards and quality in religious education.
Unqualified teachers have been profiting from Quran teaching for too long. This move will lead to better oversight of Quran teaching centers and ensure a safe and respectful learning environment for all students.
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Many visitors unintentionally overstay their visit to the UAE, according to travel agents, often unaware that the grace period has been eliminated. Overstaying your visit in the UAE, whether on a residence or visit visa, can lead to a daily fine of Dh50.
To clear any fines incurred from overstaying, follow these six steps:
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Travel bans in the UAE can be imposed for various reasons, including outstanding liabilities, criminal cases, disputes, or violations of immigration laws. If you fail to pay three consecutive or six non-consecutive credit card or loan installments, it may be considered an event of default, potentially leading to a travel ban.
The UAE Government advises: "Before planning travel, you should check and resolve any issues that might stop you at the airport immigration counters. If necessary, you may seek the assistance of a lawyer or contact the nearest immigration/police office in your area for advice."
Abu Dhabi
The Judicial Department in Abu Dhabi offers the 'Estafser' online service to check for claims against residents using their unified number.
Dubai
Dubai Police provides an online service to check for travel bans due to financial cases using an Emirates ID on their website or app.
How to Cancel Your Travel Ban Online
If you have a travel ban, follow these steps to cancel it online:
Additional Information
The Ministry of Justice indicates that processing may take up to five working days. Supporting documents may be required to substantiate your cancellation request.
New System
The Abu Dhabi Judicial Department's new system tracks judicial enforcement decisions and cancels them after paying dues. This system electronically forwards approvals to relevant authorities. Respondents can download a cancellation decision copy through the smart app for travel procedures. By following these steps, you can efficiently handle travel bans and ensure smooth travel plans.
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The Dubai Land Department (DLD) has fined three developers in Dubai Dh500,000 each for promoting and marketing real estate projects without completing the required registration procedures for off-plan projects, in accordance with Law No. 8 of 2007 on Real Estate Development Escrow Accounts in Dubai.
An escrow account is a bank account designated for a real estate project, where the funds collected from buyers of off-plan units are deposited. This account aims to regulate the construction process of the units sold, ensuring the protection of investor rights.
Ali Abdullah Al Ali, Director of the Real Estate Control Department at RERA at DLD, said: "The Real Estate Control Department continuously monitors the market in Dubai to ensure that all real estate companies comply with the laws and regulations governing real estate activities.
" He added: "We urge everyone to adhere to these laws and regulations to avoid any legal action. By doing so, we can create a secure investment environment.
Investors must verify that off-plan projects are licensed and registered with an escrow account by checking through the Dubai REST application of the Dubai Land Department, and should not make any payments outside the project's escrow account."
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Tourism thrives in the United Arab Emirates (UAE), with millions of visitors flocking to its iconic landmarks, bustling cities and pristine beaches each year. For those passionate about showcasing the beauty and culture of the UAE to travellers worldwide, obtaining a tour guide licence is the first step towards a rewarding career in this dynamic field.
The rush of tourists in Dubai remains consistent, peaking during both the summer and the Holy Month of Ramadan. Here are the requirements to obtain a tour guide licence in the UAE, outlining the process and associated fees.
Dubai
The program is online, allowing flexibility in completion time and location. It's offered in English and Mandarin; completing the course in English enables guiding in any language spoken.
To be eligible, you must be 18 years or older and create an account on www.tourguidetraining.ae.
Documents Required
Process
After document submission on www.tourguidetraining.ae, you'll receive status notification within 48 working hours. If verified, proceed with the first payment for the Dubai Way programme (Dh750).
Complete the Dubai Way programme and pay the knowledge assessment and interview fee (Dh1,520).
After the interview, pay Dh5,250 for skills development. Complete skills development and practical assessment. Upon passing both assessments, fill a feedback form to attain your license within two working days.
Fees
English: Dh7,500, Mandarin: Dh9,810 (+ Dh10 knowledge fee + Dh10 innovation fee). Emirati nationals enjoy free courses. Currently, a 30 per cent discount applies to all courses, excluding additional fees, until further notice.
Ajman
Minimum age for registration is 18 years.
Documents Required
Process
Fees
Abu Dhabi
Residents can obtain a tour guide licence through the TAMM platform.
Documents Required
Process
Fees
Sharjah
Sharjah Tourism and Commerce Development Authority provides programmes for aspiring tour guides above 18 years old.
Document Requirements
Conclusion
Becoming a licensed tour guide in the UAE is a rewarding endeavour, offering the chance to showcase the country's rich cultural heritage and vibrant attractions to visitors worldwide. By understanding the requirements, application process, and fulfilling associated fees, aspiring guides can embark on a fulfilling career path in the dynamic tourism industry of the UAE.
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Dubai Courts have introduced a new system aimed at reducing the time spent on judicial procedures by welcoming digital requests to optimise execution procedures and automate administrative decisions.
The new Tanfeeth+ system allows enforcement judges to quickly access details about a respondent's assets and seize them for sale if necessary. This eliminates the need for judges to contact various departments, such as property or transport regulators in Dubai, for asset information.
The system will ensure the swift execution of verdicts, according to Dubai Courts. Additionally, the initiative includes integrating with the Ministry of Interior’s database to enforce liberty-restricting orders, travel bans, and asset seizures.
Dr Saif Ghanem Al Suwaidi, director-general of Dubai Courts, described Tanfeeth+ as a comprehensive digital initiative that enhances judicial enforcement efficiency. He highlighted that executing judgements traditionally requires communication with multiple entities. “Now, with Tanfeeth+, we can reduce the time spent on these procedures.”
He also mentioned that federal entities would be included in the next phase of the initiative.
The Digital Writ of Execution seal will facilitate the enforcement of court rulings, allowing petitioners to initiate procedures without visiting service centres.
The system also includes:
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The UAE authorities announced the implementation of the midday break policy, effective from June 15 to September 15, 2024. This measure, now in its 20th consecutive year, prohibits work under direct sunlight and in open-air areas across the UAE from 12:30 PM to 3:00 PM
Employers will face a fine of Dh5,000 for each employee found working during the restricted hours, with fines reaching up to Dh50,000 for multiple violations. Certain jobs are exempt from this policy, including those related to water supply or electricity, traffic control, laying asphalt, pouring concrete on roadworks, and other essential services.
Companies engaged in these activities must request a permit to continue working during the midday break. The Ministry will also launch awareness campaigns and conduct field visits to work sites to ensure compliance with the policy.
Employers are required to provide materials such as parasols and shaded areas to protect employees working under direct sunlight. The job sites should have fans and sufficient drinking water, as well as first aid equipment.
“Implementing the Midday Break has become a deeply ingrained culture in the UAE’s business community and among private-sector companies in the country, given its role in ensuring the health and safety of workers, who we consider to be the most valuable resource of any company," said Mohsin Al Nassi, Assistant Undersecretary for Inspection Affairs at the The Ministry of Human Resources and Emiratisation (MoHRE).
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In the digital age, financial transactions often rely on cheques, but the uncertainty of whether a cheque will bounce can be a concern. Al Etihad Credit Bureau (AECB) offers an online service to help cheque receivers assess this risk through the Cheque Score system.
Understanding Cheque Score
The Cheque Score service allows individuals and businesses to evaluate the likelihood of a cheque bouncing. This tool is particularly useful for small and medium-sized enterprises that cannot afford the repercussions of delayed or missed payments.
How to Obtain a Cheque Score?
To use the Cheque Score service, follow these steps:
How does the Cheque Score Work?
A Cheque Score is calculated using a sophisticated algorithm based on predictive analytics and extensive data from AECB’s database. The score, ranging from 1 to 99 per cent, indicates the probability of the cheque bouncing within the next nine months. The score is colour-coded for easy interpretation:
Improving Your Cheque Score
Maintaining a good Cheque Score is essential for financial stability. Here are steps to improve your score:
Why Knowing Your Credit Score Matters?
A credit score is a three-digit number reflecting your creditworthiness and impacts your ability to obtain loans or credit cards. Higher scores facilitate easier access to credit, lower interest rates and more favourable loan terms.
In the UAE, AECB generates credit reports that include your credit score. These reports are compiled using data from various financial institutions, telecom operators and service providers, covering aspects such as loans, credit card usage, payment history and bounced cheques.
What Constitutes a Good Credit Score?
Credit scores range from 300 to 900, with scores above 700 considered good. A score below 400 is typically unfavourable and may result in loan or credit card rejections. To apply for your credit score, visit the AECB website or use the AECB app. You can opt for either a comprehensive credit report or just your credit score.
Benefits of the Cheque Score System
The Cheque Score system provides vital insights, helping you decide whether to accept a cheque as a payment method. By receiving notifications about upcoming payments and potential risks, you can make more informed financial decisions.
Using Cheque Score ensures you are better prepared to handle cheques, minimising the risk of bounced payments and improving your overall financial management.
In conclusion, the Cheque Score service by Al Etihad Credit Bureau is a valuable tool for managing cheque-based transactions, offering peace of mind and financial security for individuals and businesses alike.
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Couples in the UAE planning to marry can now opt for a genetic test as part of their mandatory premarital medical examination. This optional test, available free of charge, screens for over 570 genetic mutations linked to hereditary diseases such as cardiomyopathy, genetic epilepsy, spinal muscular atrophy, hearing loss, and cystic fibrosis.
The initiative aims to help couples make informed decisions about marriage and childbearing by identifying potential genetic risks.
Overview of Premarital Medical Screening
Mandatory for all citizens and expatriates, the UAE's premarital medical screening programme includes tests for infectious diseases like HIV, Hepatitis B & C, syphilis and genetic conditions such as Beta-thalassemia and sickle cell anemia. Launched in 2008, this screening also checks for German Measles (Rubella) and is valid for three months.
Optional Genetic Testing
The genetic test, although optional, is a critical addition to the mandatory screening. It examines genetic material for mutations that individuals may carry without symptoms. When both partners carry the same mutation, their children have a higher risk of developing severe, hard-to-treat genetic diseases.
Accessing the Genetic Test
The genetic test is available at three EHS health centres:
Appointments can be booked through the EHS smart app, call centre, or by visiting the health centres directly. Results are provided within two weeks, and if a shared genetic mutation is detected, specialised consultants offer counseling and suggest options to the couple.
Counseling and Decision-Making
The role of genetic disease consultants in guiding couples is crucial. They provide appropriate counseling, answer questions and offer alternatives to help couples make informed decisions regarding their future marriage and childbearing.
Preventive Measures
The preventive aspect of genetic testing is the identification of inherited disease-causing genes; the test helps calculate the chances of passing these genes to children and offers solutions for couples wishing to proceed with marriage and parenthood. This approach aims to prevent the transmission of genetic diseases to future generations.
Integration with the Genome Programme
The integration of the Genome Programme capabilities into premarital screening reflects the UAE's commitment to a healthier community. This collaboration between the Department of Health (DoH) and Abu Dhabi Health Services Company (SEHA) is a preventive measure to maintain community health and well-being.
The programme aims to identify carriers of recessive genetic diseases and reveal the prospects of passing these conditions to offspring.
Pilot Phase and Future Plans
Currently in its pilot phase, the voluntary genetic screening has enrolled 264 Emirati couples. It examines 570 genes linked to more than 840 severe autosomal recessive diseases, which are relatively common in the UAE due to the high rate of consanguinity. The programme also links couples to reproductive medicine solutions and options.
Procedure and Counseling
Couples are encouraged to undergo genetic testing before marriage to formulate a proactive disease management plan. During their visit to the health centre, a physician provides a comprehensive overview of the testing process, goals, advantages and potential challenges.
If both partners test positive for a particular gene, they are informed of a 25 per cent chance of having offspring with a rare genetic condition. Couples receive full genetic counseling and explore various medical solutions, such as IVF, to minimise the risk of genetic abnormalities in their children.
In summary, the UAE's new genetic test as part of the mandatory premarital screening is a significant step towards preventing hereditary diseases, ensuring informed decision-making and promoting community health.
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If you purchased an apartment from a private developer in Dubai and experienced a delay in the project's completion, resulting in you receiving your apartment more than a year after the committed date, despite paying your EMIs on time throughout the four-year payment plan, you can seek compensation.
This delay may have forced you to pay rent for an additional year, a cost you may be able to recover from the developer.
Claiming Compensation for Delayed Handover in Dubai
When you purchase an off-plan apartment in Dubai, you and the developer enter into a Sale Purchase Agreement (SPA). The SPA outlines the purchase price, completion date, breach penalties and force majeure clauses.
This agreement must be executed in good faith, in accordance with Article 246(1) of Federal Law No. (5) of 1985 On the Civil Transactions Law of the UAE, which mandates that contracts be implemented according to their terms and in good faith.
Steps to Claim Compensation
1. Check the SPA for Compensation Clauses
The SPA should specify the compensation for breaches, including delays. According to Article 295 of the UAE Civil Transactions Law, you can claim damages, which may be a monetary payment or a specific action to rectify the breach.
2. Approach the Dubai Land Department (DLD)
If there's a dispute, you can approach the DLD for an amicable resolution. Under Article 14 of Executive Council Resolution No. 6 of 2010, the DLD can mediate between you and the developer. If a settlement is reached, it will be documented and binding upon approval by the DLD.
3. File a Complaint with the DLD
If the DLD finds that the developer breached the SPA, it will report the complaint and refer it to the appropriate authorities for further action, as per Article 13 of Law No. 13 of 2008.
4. Consider Force Majeure Clauses
Be aware that the developer might claim force majeure (unforeseen circumstances beyond their control) as a reason for the delay, as permitted under Article 21 of Executive Council Resolution No. 6 of 2010.
5. Claim Additional Damages
You can also seek damages for the financial loss incurred due to the delay. Article 292 of the UAE Civil Transactions Law allows you to claim compensation for actual losses and lost profits that are a direct consequence of the developer's actions.
6. Approach a Competent Court
If the matter isn't resolved through the DLD, you can file a civil case in a Dubai court. The court will consider the SPA terms and applicable laws to decide on your compensation.
Legal Provisions to Support Your Claim
Next Steps
To pursue compensation, initially approach the DLD and file a complaint against the developer. If necessary, proceed to file a civil case in a Dubai court. For detailed guidance and to strengthen your case, seek independent legal advice from a legal practitioner in Dubai.
By understanding and utilising these legal provisions, you can seek compensation for the delayed handover of your apartment and the additional rent you had to pay due to the delay.
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Travel agencies in the UAE are grappling with significant fines and operational hurdles due to visitors who overstay their visit visas or abscond. Travel executives have highlighted that many visitors are unaware that the 10-day grace period for overstaying has been removed, leading to unintentional violations.
Stricter Entry Regulations
In response to a surge in overstaying and absconding visitors, authorities at Dubai Airports have implemented stricter entry regulations. When visitors overstay or abscond, travel agencies incur financial penalties and face operational difficulties.
Misunderstanding the Grace Period
A primary reason for visitors overstaying is the misconception about the grace period. Many visitors believe they have a 10-day grace period beyond their visa's expiry date. However, this grace period was removed last year, yet many remain in denial.
Financial Complications
Unforeseen financial difficulties can also lead to visitors overstaying. Some face unexpected financial challenges during their stay, making it difficult for them to return home on time. Additionally, Dubai’s attractions entice visitors to extend their stay without considering the legal repercussions.
Job Hunting
Job hunting is another common reason for overstaying. Visitors captivated by Dubai’s opportunities often apply for jobs and await interview calls, neglecting their visa status. They overstay hoping for employment, which places them in a legal quandary.
Penalties for Travel Agents
Travel agents face severe consequences when visitors overstay or abscond. When a visitor doesn’t report to the travel agent after visa expiry, the travel agency faces substantial fines and penalties.
Travel agencies must pay a fine of Dh2,500 to authorities for each absconding case. Additionally, the agency’s visa quota is reduced, affecting its ability to operate efficiently.
Absconding Fines
Visitors who overstay illegally face hefty fines. To withdraw an absconding case, a series of processes must be followed. Absconding visitors can get the status removed by paying a minimum Dh2,000 fine, along with penalties for the overstay and additional administration and exit fees.
These expenses can become overwhelming for both visitors and travel agencies. The minimum fine of Dh2,000 can increase to Dh5,000 when additional fees are included.
Travel Agents’ Appeal
Travel agents are urging visitors to be aware of the legal implications of overstaying their visas. While Dubai remains an attractive destination, travelers must respect visa regulations and avoid overstaying.
Proper planning and adherence to visa regulations are essential to avoid legal complications and financial penalties.
As per the latest news, visit visa holders are urged to carry Dh3,000 in cash or credit, return tickets and proof of stay, as failure to meet these requirements has resulted in passengers being barred from boarding flights or stranded at airports.
As highlighted in the previous article, these issues, along with overstaying and absconding, create significant fines and operational challenges for travel agencies.
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Attention frequent travellers between Sharjah and Dubai: the speed limit on Al Wahda Road leading to Al Ittihad Road has been lowered from 100 km/h to 80 km/h.
This change, announced by Sharjah’s Roads and Transport Authority (SRTA) recently, applies to the section from the interchange near Abu Shaghara to Al Taawun Bridge on Al Ittihad Road.
Speed Limit Changes Across Emirates
In the past year, several emirates have revised speed limits on key roads. It's crucial to stay updated on these changes to avoid fines. Continuing to drive at old speed limits can result in penalties.
Penalties for Speeding
Abu Dhabi's Policy on Speeding
Abu Dhabi eliminated its grace speed limit in 2018, meaning any excess over the speed limit incurs a fine.
Fines for Driving Below Minimum Speed Limits
Driving too slowly can also result in fines. Roads in the UAE often have both maximum and minimum speed limits, indicated on signboards. Driving below the minimum speed limit can attract a fine of Dh400.
Notable Speed Reductions
Sharjah:Al Wahda Road, from the interchange near Abu Shaghara to Al Taawun Bridge on Al Ittihad Road – speed reduced to 80 km/h.
Dubai:Al Ittihad Road, between Sharjah and Al Garhoud Bridge – speed reduced to 80 km/h.
Abu Dhabi: Sheikh Mohammed bin Rashid Road – minimum speed of 120 km/h on the two left lanes.
Sheikh Zayed Bin Sultan Street – speed reduced to 120 km/h from Sheikh Zayed Bridge to Qasr Al Bahr intersection.
Abu Dhabi-Al Ain Road (E22) at Sas Al Nakhl area towards Abu Dhabi – speed reduced to 100 km/h.Sheikh Mohammed Bin Rashid Al Maktoum Road (E311) at Sweihan Bridge towards Bani Yas – speed reduced to 120 km/h.
Sheikh Mohammed Bin Rashid Al Maktoum Road (E311) from Baniyas Cemetery towards Baniyas – speed reduced to 100 km/h.
Sheikh Zayed Bin Sultan Street (E10) from Sheikh Zayed Bridge towards Abu Dhabi – speed reduced to 100 km/h.
Sheikh Khalifa bin Zayed Road (E12) between Jubail Island and Saadiyat towards Abu Dhabi – speed reduced to 120 km/h.
Sheikh Khalifa bin Zayed Road (E12) from Saadiyat Island towards Abu Dhabi – speed reduced to 100 km/h.
Al Ain: Sheikh Khalid bin Sultan Road – speed limit reduced to 80 km/h.Sheikh Mohammed Bin Rashid Al Maktoum Road (E311) at Sweihan Bridge towards Bani Yas – speed reduced to 120 km/h.
Sheikh Mohammed Bin Rashid Al Maktoum Road (E311) from Baniyas Cemetery towards Baniyas – speed reduced to 100 km/h.
Sheikh Zayed Bin Sultan Street (E10) from Sheikh Zayed Bridge towards Abu Dhabi – speed reduced to 100 km/h.
Sheikh Khalifa bin Zayed Road (E12) between Jubail Island and Saadiyat towards Abu Dhabi – speed reduced to 120 km/h.
Sheikh Khalifa bin Zayed Road (E12) from Saadiyat Island towards Abu Dhabi – speed reduced to 100 km/h.
Al Ain: Sheikh Khalid bin Sultan Road – speed limit reduced to 80 km/h.
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The UAE has introduced new regulations for Haj and Umrah, requiring operators to obtain prior approval from the General Authority of Islamic Affairs and Endowments before accepting applications or requests for these pilgrimages.
Announced on Monday, the authority specified substantial fines for the misuse of pilgrimage services. Individuals, campaign organizers, and offices may face fines up to Dh50,000 for legal violations.
Operators must secure approval from the authority before organising or advertising Haj or Umrah trips. Additionally, collecting or receiving donations for these pilgrimages without a proper license is prohibited.
These new regulations aim to ensure proper organisation of Islamic pilgrimages, including establishing licensing procedures and penalties for non-compliance.
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Moving to the UAE is an exciting adventure, blending modern luxury with rich traditions. However, to truly thrive in this dazzling oasis, you must navigate its unique legal landscape and embrace its cultural norms.
Here's your ultimate guide to settling in the UAE, packed with essential steps, must-dos, and things to avoid.
About the UAE
The UAE is a constitutional federation of seven emirates, with Abu Dhabi city as its capital. Arabic is the official language, and Islam is the official religion.
The UAE is four hours ahead of GMT, and the Arab Emirati Dirham (AED) is pegged to the US dollar (USD) at a rate of 1USD = Dh3.6725. The UAE passport is ranked 1st globally.
Get the Right Visa
Employment Visa: Sponsored by your employer, this visa is your gateway to working and living in the UAE. Valid for two to three years, it’s essential for starting your new life.
Residence Visa: Once you have your employment visa, you need a residence visa. This key document allows you to open bank accounts, lease property, and more.
Family Visa: You can sponsor residence visas for your family, provided you meet certain income requirements and can provide accommodation.
Investor Visa: For those starting a business, this visa requires a significant financial commitment to a UAE-based venture.
Virtual Work Visa: Foreigners employed outside the UAE can live here legally with a virtual work visa. This one-year visa allows them to enter the UAE under self-sponsorship and work according to the terms and conditions issued with the visa.
Pass the Medical Tests
To ensure public health, you’ll undergo medical tests for diseases like HIV and tuberculosis. These tests are mandatory and must be conducted in authorised UAE centres.
Secure Your Emirates ID
This ID is your official identity card in the UAE. Issued by the Federal Authority for Identity and Citizenship, it’s required for almost all government services and transactions.
Open a Bank Account
Managing your finances is crucial. With your passport, visa, Emirates ID, and salary certificate, you can open a bank account and start handling your money efficiently.
Obtain a Driving Licence
Planning to drive? You’ll need to either convert your existing license or get a new UAE driving license. This usually involves passing a driving test unless your home country has a reciprocal agreement with the UAE.
Find the Perfect Home
Whether it’s a sleek apartment or a spacious villa, securing accommodation is a priority. Make sure your lease is registered with the Ejari system in Dubai or the Tawtheeq system in Abu Dhabi for legal protection.
Get Health Insurance
The UAE offers top-notch healthcare. Ensure you have health insurance, often provided by employers, covering you and your family comprehensively.
Choose the Right School
If you have children, research schools offering your home country’s curriculum or international standards. Early applications are key due to competitive admissions.
Navigating the Dos and Don'ts
Dos:
Respect Local Laws and Traditions: Understanding and respecting the UAE’s laws on public behaviour, dress codes, and alcohol consumption will help you avoid legal troubles.
Stay Updated on Visa Rules: Keep track of visa renewal dates to avoid fines or complications. An expired visa can lead to significant problems.
Join the Expat Community: Connecting with fellow expats can provide invaluable support and advice as you settle in.
Don'ts:
Engage in Prohibited Activities: Avoid illegal activities like drug use, gambling and proselytising. The UAE has strict laws with severe penalties.
Disrespect Public Spaces: Public displays of affection, littering, and using offensive language are not tolerated and can result in fines or deportation.
Overstay Your Visa: Overstaying can lead to hefty fines and deportation. Always ensure your visa and residency permits are current.
Eligibility Criteria for Permanent Residency (PR) in the UAE
If you fulfill the following eligibility criteria, you can apply for PR in the UAE:
How to Get Permanent Residency in the UAE
The critical step for obtaining permanent residency in the UAE is getting your sponsor's entry permit. They can do this online or in person through the General Directorate of Residency and Foreign Affairs (GDRFA) or the Federal Authority for Identity and Citizenship.
Steps:
Necessary Documents for Getting PR in UAE
Different Pathways to Apply for Permanent Residency in the UAE
The timeframe to get permanent residency varies, but generally, it can take from one to 10 years. You need a sponsor through employment, investment, company registration, family, or education. Here are the pathways:
Employment Visa Path
Eligibility: Minimum monthly income of Dh3,000 (with employer-provided accommodation) or Dh4,000 (without employer accommodation).
Process: Obtain an entry permit valid for two months before securing a residency permit.
Investor Path
Eligibility: Purchase property valued above Dh1 million.
Process: A residence visa valid for two years, with no right to work in the Emirate.
Company Registration Path
Process: Register a company in the Emirate or a free zone. Onshore companies require local partner sponsorship, while free zones allow full ownership.
Validity: Three-year residence visa, renewable.
Family Visa Path
Eligibility: Salary above Dh4,000 or Dh3,000 (with accommodation); Dh10,000 to sponsor parents.
Process: Apply for a residence visa for close family members.
University Student Sponsor Path
Eligibility: Sponsorship by a UAE university or being an outstanding student with specific academic achievements.
Residence Visa for Working Outside the UAE
Foreigners employed outside the UAE can live here legally with a virtual work visa. This one-year visa allows them to enter the UAE under self-sponsorship and work according to the terms and conditions issued with the visa. To apply for a remote work visa, you must provide proof:
Processing Time and Fee for PR in the UAE
Cost: Around Dh100 for a one-year residency visa, plus processing fees (Dh40 online, Dh70 offline).
Time: Standard processing takes 3-4 working days; express processing takes about 36 hours.
Grace Period After Visa Expiry
The UAE authorities grant expatriates a grace period of 30 days after their residence visa expires. During this period, you can stay in the country without renewing your visa, but you must leave and re-enter with a new entry permit afterward.
How to Track PR Application Status Online
* Visit the official tracking site.
* Click on 'Track your Application Status'.
* Enter your 'Request Number' and submit.
Benefits of Obtaining Permanent Residency in the UAE
Permanent residency in the UAE allows you to stay without interruption, travel and conduct business freely. Benefits include:
How Much Money Do You Need to Live Comfortably in the UAE?
In the UAE, the average monthly expenses for a single individual are around Dh4,000, while the average cost of living for a family of four is about Dh14,000. This includes rent, groceries, transportation, and leisure activities.
Settling in the UAE requires meticulous attention to legal details, where the expertise of lawyers and legal professionals can be invaluable. From navigating visa procedures to securing permanent residency, legal experts offer essential guidance through the intricacies of UAE immigration law.
However, it's not just about legalities; understanding and respecting cultural norms are equally vital. Legal experts who possess both legal proficiency and cultural acumen can ensure a smooth transition and integration into Emirati society.
In your journey to establish yourself in the UAE, entrust your legal matters to seasoned professionals committed to safeguarding your interests and facilitating a seamless transition. With their expertise, you can navigate the complexities of UAE immigration law with confidence and ease.
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Indians with an ordinary passport who also possess a US green card or a residence visa from the UK or European Union must apply online to obtain a pre-approved visa-on-arrival. This allows entry into the UAE as a visitor for 14 days.
The General Directorate of Residency and Foreigners Affairs (GDRFA) in Dubai stated that this short-term visa can be extended once for an additional 14 days.
Previously, eligible Indian travellers could receive a visa-on-arrival at UAE airports, stamped at the immigration counter upon arrival. Now, they must apply online beforehand.
Requirements Outlined by GDRFA
Online Application Process
Eligible Indian tourists must first visit the GDRFA website to register, fill in the required information, and pay a fee of Dh253. Once approved, the visa will be emailed to the applicant. The process is typically completed within 48 hours.
Terms and Conditions
GDRFA also specified the following terms and conditions for the short-term visit visa:
Emirates’ Pre-Approved Visa-on-Arrival Facility
In February, Emirates introduced a pre-approved visa-on-arrival service for certain Indian passport holders booking travel with the airline. This 14-day single-entry visa allows Emirates customers to bypass queues upon arrival in Dubai.
The Dubai Visa Processing Centre (DVPC) - VFS Global’s facility designated by Emirates Airline to process UAE visas - handles the application.
Emirates noted that the issuance of visas remains at the discretion of the GDRFA.
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A fierce debate has erupted in the Netherlands and across Europe following the decision to allow Zoraya ter Beek, a healthy 29-year-old Dutch woman, to opt for assisted dying due to unbearable mental suffering.
Once aspiring to be a psychiatrist, Zoraya now suffers from chronic depression, anxiety, trauma, borderline personality disorder and autism.
Despite her physical health, she has long wished to die and sought official permission for euthanasia, which has been granted, allowing her to end her life in the coming weeks.
This decision has reignited discussions about the Netherlands' euthanasia laws, established in 2002. Although the number of assisted dying cases has been increasing, it remains relatively uncommon. There were only two such cases involving psychiatric suffering in 2010, compared to 138 in 2023.
Zoraya’s struggles with depression and suicidal thoughts began in early childhood. She first applied for assisted suicide in 2020. Despite her partner's efforts to provide a supportive environment, her mental health did not improve and she continued to experience suicidal thoughts.
Facing criticism for her decision, Zoraya defended her choice, asserting that it stems from her severe mental illnesses. She acknowledged the concerns of disabled individuals regarding assisted dying and criticised the perception that mentally ill people cannot make rational decisions, calling it insulting.
Zoraya deleted all her social media profiles due to distress caused by numerous users urging her to reconsider her decision. This highlights the intense scrutiny she faced.
Euthanasia and Mercy Killing Strictly Prohibited in UAE
The Netherlands is renowned for its progressive euthanasia laws, which permit assisted suicide for individuals experiencing unbearable suffering with no prospect of improvement. In stark contrast, countries like the UAE impose an outright ban on mercy killing.
Mercy killing, also known as euthanasia, involves directly ending another person’s life to relieve pain and suffering from an incurable or terminal condition.
UAE law strictly bans mercy killing for any reason, including with the consent of a dying patient or at the request of their guardians or relatives.
The only exceptions are cases of respiratory arrest (complete cessation of breathing), cardiac arrest (sudden stop in effective blood flow due to heart failure), or brain death (complete and irreversible loss of brain function).
Euthanasia and physician-assisted suicide (PAS) are legally prohibited in all Middle Eastern countries, reflecting historical and religious perspectives.
Federal Law No. 4 of 2016 on Medical Liability
The Ministry of Health and Prevention introduced Federal Law No. 4 for the Year 2016 on Medical Liability to medical practitioners in the UAE.
This law was developed after a thorough comparative analysis of medical liability and patient safety laws from the United Kingdom, the United States, the Netherlands, Australia and Canada.
The legislation comprises 46 articles that outline the responsibilities and rights of medical practitioners and institutions.
Significantly, the new law bans human cloning, abortion, sex change and euthanasia, with certain exceptions.
An interesting aspect of this law is its provision of clear definitions. For example, Article 10 permits euthanasia only if the patient's heart and breathing have irreversibly ceased, or if all brain functions have completely and terminally stopped according to precise medical standards, as determined by a forthcoming ministerial decree.
Violations of this law can result in jail sentences ranging from two to ten years and fines between Dh10,000 and Dh1 million.
Religious Perspective
In the Middle East, ethical decisions are profoundly influenced by religious beliefs. Judaism, Christianity and Islam, the three main religions in the region, all uphold the sanctity of life and generally prohibit euthanasia.
The Judaeo-Christian Bible emphasises 'divine ownership' of life, as stated in 1 Corinthians 10:26, and various theological teachings oppose euthanasia and suicide.
St. Augustine, an early Church father, applied the sixth commandment against murder to include suicide and euthanasia (Bettenson, 1972). Similarly, St. Thomas Aquinas, influenced by Jewish scholar Maimonides, argued that killing an innocent person, regardless of their health status, is strictly forbidden.
The Roman Catholic catechism teaches that euthanasia is a sin against the commandment to love God, oneself, and one’s neighbor (Matthew 22:38–40), and against God's specific plan for each person (Ephesians 2:10).
The Qur'an stresses that God is the 'owner' and 'giver' of life (Qur'an 3:145; 16:61) and highlights God's mercy (Qur'an 4:29). Life is seen as a trust from God, and deliberate termination of life is not permitted unless in the course of justice (Qur'an 6:151). Islamic teachings, particularly those of Prophet Mohammed, strongly oppose euthanasia.
For instance, Jundub narrated that the Prophet said: "A man inflicted with wounds committed suicide, so Allah said: My slave has caused death on himself hurriedly, so I forbid paradise for him" (Khan, 1995).
Studies by Van den Branden & Broeckaert (2011) and Islamic religious rulings (e-fatwas) also conclude that euthanasia is forbidden in Islam.
Cultural Considerations
In the Middle East, the limited disclosure of medical information to terminally ill patients and sometimes to their families complicates end-of-life decisions.
Ethical decisions are often inseparable from religious beliefs. Understanding the historical, spiritual and cultural perspectives of Middle Eastern patients is crucial for healthcare professionals, especially those practicing in Western countries with sizable Middle Eastern communities.
Conclusion
The Middle East holds a unique historical position with a deep cultural and religious heritage that shapes its approach to end-of-life care.
Medical professionals need to understand these perspectives to provide culturally and religiously sensitive advice on end-of-life decisions.
Only through this understanding can healthcare providers offer appropriate support and guidance to patients from diverse backgrounds.
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The Ministry of Human Resources and Emiratisation (MoHRE) has urged private sector companies employing 50 or more workers to meet their half-yearly Emiratisation targets for 2024.
These targets call for a one per cent growth in the number of Emiratis working in skilled jobs in these companies, in line with the relevant Cabinet Resolution.
The ministry has set June 30 as the deadline for achieving Emiratisation targets for the first half of 2024 (H1 2024), noting that starting from July 1, it will monitor companies’ compliance.
The MoHRE commended companies that have already achieved the required targets, stressing the importance of registering UAE citizens in one of the authorised pension funds and in the Wage Protection System (WPS). It called on companies to maintain the growth they achieved in Emiratisation targets until June 30.
The ministry has also called on companies falling short of their Emiratisation targets to benefit from the “Nafis” platform, which houses data about qualified Emirati nationals seeking employment across various specialisations and who possess the required competencies.
“We urge companies to adhere to Emiratisation targets, which are a top priority for the UAE Government, given the role they play in achieving economic growth objectives and the nation’s ambitions for the upcoming period, where the primary focus will be on empowering national human capital,” MoHRE said in a statement.
The ministry’s digital and field supervision system identified 1,379 companies attempting to circumvent Emiratisation targets, unlawfully hiring 2,170 UAE citizens from mid-2022 until May 16, 2024.
The violating companies were fined, their ratings were downgraded and some of their files were referred to the Public Prosecution. Financial contributions were also imposed on the violators starting from the date the violation began, and the companies were required to take corrective measures.
The ministry called for reporting any violations to its call centre at 600590000 or via its smart application, saying that “Emiratisation targets were set to enhance Emirati citizens’ participation in the job market and their contribution to the country’s economic development, which makes it an important national goal.”
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The United Arab Emirates (UAE) has long been a promising destination for aspiring entrepreneurs, supported by the government's commitment to fostering youth entrepreneurship.
Recently, the UAE lowered the minimum age for starting a business from 21 to 18 years old. This significant change has been met with excitement from young entrepreneurs and their families, offering them the opportunity to kickstart their ventures at an earlier stage and benefit from the UAE's supportive entrepreneurial ecosystem.
Impact of the Revised Age Limit
The adjustment in the age requirement for starting a business in the UAE is expected to yield several positive outcomes:
Increased Entrepreneurship: Lowering the age threshold enables more young individuals to pursue their entrepreneurial ambitions, injecting fresh ideas and creativity into the business landscape.
Diversification of Industries: Young entrepreneurs often gravitate towards emerging fields like technology and innovation, fostering economic diversity and competitiveness.
Succession Planning: With the reduced age limit, younger generations have better access to family businesses, ensuring their continuity and long-term viability.
Benefits of the New Law
The revision in the legal age for entrepreneurship in the UAE offers numerous advantages:
Economic Growth: Encouraging more young people to start businesses stimulates economic growth, generates employment opportunities, and enhances competitiveness.
Skills Development: Young entrepreneurs gain valuable skills and experience, honing their capabilities to thrive in the business realm.
Attractiveness for Foreign Investment: A larger pool of young entrepreneurs makes the UAE more appealing to foreign investors, fostering innovation and collaboration.
Tips for Young Entrepreneurs
For young entrepreneurs embarking on their business journeys in the UAE, here are some helpful tips:
The revised age requirement for starting a business in the UAE marks a positive step towards fostering entrepreneurship and economic growth.
If you're considering entrepreneurship in the UAE, now is an opportune time to seize the moment and embark on your entrepreneurial journey.
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The Dubai Government Human Resources Department (DGHR) approved the grievances and complaints system in the military departments of Dubai through the issuance of Resolution No. 1 of 2024.
The resolution aims to accomplish several objectives – including governing procedures of the military department committees as outlined by the law, organising the grievances and complaints filing process to the concerned committee as per the procedural and substantive regulations and connecting it to the pathway followed before the Central Committee in accordance with the provisions of Decree No. 27 of 2018, particularly concerning organising the dates for submitting a grievance or complaint.
Furthermore, the resolution aims to improve committees’ operational performance and align their indicators with those of the government and Central Committee to safeguard members’ legal rights as well as ensure justice, job satisfaction and stability in their working circumstances under applicable legislations.
It further seeks to guarantee that the provisions of current legislation are effectively implemented and their established limits are adhered to. By creating a favourable environment within the department and reducing the need to resolve to the Central Committee, it also seeks to handle any complaints and concerns from members.
According to the provisions of the resolution, members can now register complaints and grievances without facing administrative obstacles. The resolution further encourages the department to promptly address conflicts and settle issues and disagreements that satisfy all parties involved.
Additionally, member requests will be processed according to the department’s internal procedures, ensuring that the grievance or complaint remains within the professional and objective boundaries by respecting others on the essence of the grievance or complaint.
Dubai Government Human Recourses Department stated that the establishment of grievances and complaints system in the Dubai military departments comes as part of its relentless efforts to improve job satisfaction, guarantee the stability of members’ working environments and safeguard their employment rights as outlined by the current relevant laws.
The department emphasised that this move will help improve overall governance and streamline the entire grievance process from application submission to final decision, guaranteeing a seamless experience for all parties concerned and boosting administrative efficacy.
Recently, the department unveiled the ‘Military Legal Inquiries Platform,’ a pioneering digital portal dedicated to military human resources legislation. The platform offers a broad range of services, including the ability to respond to legal inquiries related to military human resources legislation. One of its major goals is to facilitate communication among specialists and submit their opinions on legal matters in an objective manner.
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In the UAE, job seekers often come across different compensation structures, including salary and commission options.
It is crucial for employees to comprehend the disparities between salary-based and commission-based pay in order to evaluate job offers and negotiate terms effectively.
This article aims to delve into the characteristics of salary and commission-based compensation in the UAE, shedding light on their advantages and disadvantages to assist individuals in making well-informed decisions about their careers.
Salary-Based Compensation
Consistent Income: With a salary-based compensation structure, employees receive a fixed amount of money regularly, usually on a monthly basis.
This predictable income provides stability and security, making it easier for employees to plan and budget for their expenses.
Additional Benefits and Perks: Many salary-based positions offer supplementary benefits and perks, such as health insurance, retirement plans, paid time off, and allowances for housing or transportation.
These additional benefits enhance the overall value of the compensation package.
Limited Incentives: While salary-based compensation provides stability, it may lack the same level of financial incentives and motivation as commission-based pay.
Employees may feel less compelled to surpass performance targets or generate additional revenue for the company.
Fixed Earnings: Employees with salary-based compensation have limited potential for earning additional income beyond their base salary.
Their earnings are solely tied to their fixed salary, irrespective of their individual performance or contributions to the company's success.
Commission-Based Compensation
Performance-Driven Earnings: In a commission-based compensation structure, employees earn a percentage of the sales or revenue they generate for the company.
This performance-driven model incentivizes employees to work harder and achieve results, as their earnings directly correlate with their performance.
Unlimited Earning Potential: Commission-based compensation allows employees to earn income based on their sales or revenue-generating activities, offering the opportunity for unlimited earnings.
Exceptional performance can lead to a significant increase in income through commissions.
Flexibility and Autonomy: Roles based on commission often offer greater flexibility and autonomy, enabling employees to set their own schedules and work independently to achieve sales targets.
This independence can be attractive to individuals who excel in a results-oriented environment.
Income Volatility: While commission-based pay can result in high earnings, it also brings income volatility and uncertainty.
Employees may experience fluctuations in their income on a monthly basis, depending on their sales performance and market conditions.
Choosing the Right Compensation Structure
Consider Personal Preferences: When assessing job offers, take into account your personal preferences, career objectives, and financial requirements.
Some individuals may prefer the security of a salary-based role, while others thrive in the dynamic nature of commission-based positions.
Evaluate Potential Earnings: Evaluate the earning potential of each compensation structure based on your skills, experience, and industry.
Consider the level of risk and uncertainty associated with commission-based pay in comparison to the stability of a salary.
Negotiate Terms: If feasible, negotiate the terms of your compensation package to align with your preferences and priorities.
Explore the possibility of a hybrid compensation structure that combines elements of salary and commission to maximize earning potential while ensuring stability.
The UAE has introduced a new initiative aimed at granting long-term residency to advocates for environmental causes, dubbed the 'Blue Residency.'
This special 10-year visa is designated for individuals who have demonstrated remarkable dedication and contributions toward environmental protection, encompassing sustainability endeavors both within and beyond the UAE.
The Blue Residency will be bestowed upon champions of environmental activism, including members of international corporations, associations, and non-governmental organisations, as well as recipients of global accolades and esteemed activists and researchers in the field of environmental conservation.
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Eligible candidates are encouraged to submit their applications through the Federal Authority for Identity, Citizenship, Customs, and Port Security, while competent authorities also have the option to nominate candidates for this extended residency program.
Highlighting the intertwining of economic and environmental sustainability, Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai, emphasised during a recent Cabinet meeting the significance of this initiative in fostering sustainable practices.
The initiative is part of a broader set of actions launched to commemorate 2024 as the year of sustainability, following the momentum generated by last year's focus on green themes, which rallied residents to embrace sustainable lifestyles.
Traditionally, the UAE issues residency visas with a two-year validity period. In 2019, the country introduced the Golden Visa programme, offering 10-year residencies to investors, entrepreneurs, scientists, outstanding students and humanitarian leaders.
Building on this, the UAE subsequently unveiled the Green Visa programme in 2022, providing five-year residencies to skilled professionals, freelancers, investors, and entrepreneurs, further enriching its visa offerings.
The United Arab Emirates (UAE) is renowned for its business-friendly environment, characterised by favorable tax policies and incentives aimed at attracting foreign investment and fostering economic growth.
However, recent developments in the realm of taxation have brought to light complexities surrounding the treatment of director's fees and the prospect of corporate taxation.
On May 13, the UAE's Federal Tax Authority issued a pivotal public clarification regarding the Value Added Tax (VAT) implications associated with "performing the function of a director."
Effective from January 1, 2023, services rendered by members of a board of directors are no longer considered a supply of services for VAT purposes.
This groundbreaking update signifies that VAT is not applicable to fees received for directorship services, bringing relief to numerous individuals and senior management personnel across the country.
While this clarification offers clarity on VAT implications, it also raises critical questions for business owners regarding the broader landscape of taxation in the UAE.
One such concern revolves around the distinction between formal directorship roles and informal business ownership.
While the VAT exclusion applies to services performed formally as a director on a board of directors, individuals who withdraw funds from their businesses without constituting a formal board face ambiguity regarding the tax treatment of such transactions.
Furthermore, the recent clarification leaves room for interpretation regarding the treatment of non-resident directors' fees and transitional provisions for services rendered before January 1, 2023.
These uncertainties underscore the need for comprehensive guidance and clarity to ensure compliance and mitigate risks for businesses operating in the UAE.
Moreover, the issue extends beyond VAT implications to encompass corporate taxation, a topic that has garnered increased attention in recent years.
While the UAE does not currently levy corporate income tax at the federal level, discussions surrounding the introduction of corporate taxation in certain Emirates have reignited debates about the taxation of director's fees and corporate earnings.
One of the key challenges lies in harmonising regulations between VAT and corporate tax laws.
While director fees are generally not considered a business activity under corporate tax laws, the VAT amendment suggests otherwise.
This disconnect prompts inquiries about the applicability of corporate tax in the absence of a formal board of directors and the treatment of funds withdrawn as director's fees.
Furthermore, questions arise regarding the distinction between individuals conducting business activities and those providing directorship services.
While the recent guide on taxation of natural persons under the corporate tax law states that director fees will not be considered as a business activity, the implications of this distinction remain unclear, particularly in scenarios where individuals serve both as business owners and directors.
These complexities underscore the need for comprehensive tax planning and advisory services to navigate the evolving tax landscape in the UAE effectively.
Business owners must remain vigilant and seek expert guidance to ensure compliance with regulatory requirements and optimize tax outcomes.
In conclusion, while the UAE's tax policies have historically been favourable for businesses, recent developments surrounding the treatment of director's fees and the prospect of corporate taxation highlight the need for greater clarity and harmonisation within the taxation framework.
By addressing these complexities proactively and seeking expert guidance, businesses can navigate the evolving tax landscape with confidence and ensure long-term sustainability and growth.
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In light of a recent contaminated product incident at Hamburgini restaurant in Riyadh, where one person died and 75 were hospitalised due to food poisoning, Bon Tum mayonnaise has been implicated.
The Saudi Food and Drug Authority's laboratory analysis revealed the presence of Clostridium Botulinum bacteria, the cause of botulism, in a sample of Bon Tum mayonnaise served at the restaurant.
Authorities in Abu Dhabi confirmed on Tuesday that the emirate is free of Bon Tum mayonnaise and have ensured that it does not enter outlets in the city.
The Abu Dhabi Agriculture and Food Safety Authority (ADAFSA) also stated that they are monitoring ports to prevent the entry of Bon Tum products unless they meet safety standards and specifications.
Regarding non-halal Mars products, authorities confirmed on the same day that "no non-halal chocolate Mars bars are sold in Abu Dhabi and Dubai markets."
Dubai Municipality clarified in a social media post that all Mars company products available in the markets adhere to technical regulations and approved legislation for halal products.
Thorough supervision is conducted across the supply chain to ensure compliance with specific standards for all food items.
In a recent social media announcement, ADAFSA reaffirmed its commitment to ensuring the safety of all food products in circulation within the emirate.
Emphasizing its stringent controls throughout the supply chain, ADAFSA aims to provide residents with peace of mind regarding the safety and quality of their food.
ADAFSA's assurance is grounded in a comprehensive framework of technical regulations, systems and legislation that adhere to scientific principles and international standards.
These regulations are continuously reviewed and updated to stay abreast of the latest developments in food safety practices.
ADAFSA's proactive approach underscores its dedication to safeguarding public health and well-being by maintaining rigorous oversight of food production, distribution, and handling processes.
This effort aligns with broader initiatives aimed at enhancing food safety and security across the UAE.
As a key regulatory body, ADAFSA plays a pivotal role in upholding the highest standards of food safety, thereby contributing to the overall health and welfare of the community.
Consumers can have confidence in the safety and quality of food products available in Abu Dhabi markets, given ADAFSA's reassurance and proactive measures.
The authority's commitment to continuous improvement and adherence to international best practices underscores its role as a trusted guardian of public health in the emirate.
Conclusion
The recent concerns regarding product availability in the UAE shed light on the multifaceted factors that influence the products available for purchase in the region.
From legal regulations to cultural sensitivities and consumer preferences, companies operating in the UAE must navigate a complex landscape to ensure compliance, transparency, and consumer trust.
By understanding and addressing these factors, companies can navigate the intricacies of product availability in the UAE and foster positive relationships with consumers in the region.
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You poured your heart and soul into a business partnership in the UAE, only to be cheated by your partner. But don’t be disheartened, for you have every right to take action against the partner, and the law is on your side.
This article delves into the nitty-gritty of legal matters and guides you through some clever strategies to deal with this challenging situation. Are you ready to roll up your sleeves and show that cheater who's the boss?
In cases of business fraud or embezzlement, the UAE legal system takes a strong stance to protect the rights of businesses and individuals. Perpetrators of such crimes can face severe penalties, including imprisonment and financial restitution. Victims must gather evidence and seek legal representation to ensure that justice is served.
UAE has a well-established legal system designed to protect individuals and businesses. It's essential to assess the specific circumstances of your situation and consider the potential benefits and drawbacks of each approach.
While pursuing legal action may be necessary in some cases, exploring alternative solutions can offer flexibility and opportunities for resolution outside of the courtroom.
Let's explore the two approaches -- legal action and alternative solutions.
1. Legal Action:
Gathering Evidence: Collect all relevant documents and evidence that demonstrate your partner's dishonest practices or conduct while handling business such as contracts, financial records and communication.
Seeking Legal Counsel: Consult with a lawyer specialising in business law to understand your legal rights and options for pursuing a case against your partner.
Filing a Case: File a formal complaint or lawsuit against your partner, based on strong legal grounds and supported by compelling evidence.
Pursuing Compensation: Seek compensation for any financial losses or damages incurred due to your partner's fraudulent actions through negotiations or court proceedings.
Adhering to Legal Procedures: Follow the prescribed legal procedures and deadlines for presenting evidence and advancing your case
2. Alternative Solutions
Negotiation and Mediation: Attempt to resolve the dispute through negotiation or mediation, involving a neutral third party if necessary, to reach a mutually agreeable solution.
Internal Resolution Mechanisms: Explore internal dispute resolution mechanisms within your business framework such as involving a member of the board of directors or seeking guidance from a business advisor.
Regulatory Reporting: Consider reporting the issue to relevant regulatory authorities or industry watchdogs in the UAE if it involves breaches of official laws or regulations.
Community Support and Reputation Management: Seek support and advice from other business owners or professionals in your industry and consider how to protect your reputation while addressing the situation.
Business Restructuring or Dissolution: Evaluate the feasibility of restructuring your business arrangement or dissolving the partnership if the trust has been irreparably damaged.
The UAE has taken decisive action against real estate agents, with fines issued and licenses suspended for violations of regulations in Abu Dhabi.
In the capital, several real estate agents have faced penalties for non-compliance with rules and regulations governing the real estate sector. Authorities revealed that a total of 50 fines were levied against brokers during the initial quarter of this year for various infractions of real estate protocols.
These penalties were incurred for offenses such as engaging in marketing activities for unregistered projects and failing to uphold professional standards within the industry.
Moreover, the Abu Dhabi Real Estate Centre (ADREC) disclosed that seven real estate brokers had been temporarily barred from practicing, with their brokerage offices also being fined Dh30,000 for violations related to professional conduct.
ADREC emphasised its commitment to ensuring that the highest standards are maintained in Abu Dhabi's real estate landscape by prioritising adherence to lawful practices.
This stringent approach by ADREC mirrors recent actions taken by regulatory authorities in Dubai to tighten oversight of property firms and enforce compliance with advertising regulations to promote transparency.
In February, the Real Estate Regulatory Agency (RERA), operating under the Dubai Land Department (DLD), introduced new terms and conditions governing advertisements to address negative practices prevalent in the industry.
As part of this regulatory crackdown, authorities imposed fines of Dh50,000 on 30 real estate companies found to be in breach of the specified terms and conditions governing real estate advertisements.
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In the UAE, obtaining an International Driving Licence (IDL) is essential for citizens and residents planning to drive abroad. This permit, aligned with a United Nations convention, is a legal requirement and serves various purposes.
It enables drivers to legally operate their vehicles outside the UAE without the need for additional tests or applications. Serving as a translation of the local driving licence, it confirms the validity of the driver's licence in the home country.
Valid for one year, it provides protection in case of accidental vehicle damage or loss of legal identification while abroad. Recognised globally in 10 languages, it facilitates communication with law enforcement and authorities in other countries.
Obtaining an IDL is a straightforward process and can be done through various channels, including the Dubai Roads and Transport Authority (RTA) website, Automobile and Touring Club of the UAE (ATCUAE), Ministry of Interior's MOI UAE app, Emirates Post offices and Dnata office.
Required documents include the IDL form, passport, valid residency and Emirates ID, copy of valid UAE licence and two passport photos. The fees for obtaining an IDL are Dh177, plus Dh20 for Knowledge and Innovation fees.
Online applications are processed within three working days, while over-the-counter applications can be completed within half an hour. Delivery options include normal, same-day, two-hour and international delivery, each incurring additional charges.
Some Key Points to Remember
*Obtain the IDL before travelling.
*The IDL is valid for one year and requires renewal after expiry.
*It is different from the local driving permit in the UAE, which remains necessary for driving within the Emirates.
Additionally, individuals are advised to refer to the Ministry of Foreign Affairs and International Cooperation website to verify which countries accept a valid UAE driving licence and consult the ATCUAE website for a list of 174 countries that require an IDP.
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Dubai Police have launched the 'on-the-go' initiative as part of their efforts to enhance accessibility and convenience to the public. Whether it's a minor car accident or the need to report a crime, this initiative offers swift assistance and services to both residents and visitors.
Partnering with fuel supply companies like ENOC, ADNOC and Emarat, Dubai Police brings these services directly to motorists. They can report minor traffic incidents, hit-and-runs, request police assistance, vehicle repairs, or report lost and found items.
Utilising smart devices and advanced technology, this initiative handles various services and procedures on the streets, eliminating the need for physical visits to police stations, thus making the process more convenient.
Operating across 138 service stations in the emirate, the 'on-the-go' initiative provides a range of services, including vehicle repairs, accident reports, police assistance and lost and found services. Fuel station personnel assist motorists in reporting minor accidents and obtaining accident reports, reducing waiting times and assisting police patrols in maintaining traffic flow.
Motorists can get their vehicles repaired after reporting accidents at select stations, with some eligible for free repairs, such as seniors, people with disabilities and pregnant women. Others can benefit from the service for a fee.
Additionally, motorists can report lost/found items through the Dubai Police Smart app, streamlining the process and reducing time and effort. Residents can also report cybercrimes or suspicious activities through the app, website, or at Smart Police Stations (SPS) for prompt assistance.
The Police Eye service allows residents to report crimes for enhanced public safety and community well-being, available in six languages through the Dubai Police app and website.
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As part of its efforts to establish a culture of tolerance and encourage the amicable settlement of disputes to ensure the preservation of family cohesion and stability, the Abu Dhabi Judicial Department (ADJD) was able to resolve approximately 61.3 per cent of family disputes presented to family guidance committees during the past year 2023, which amounted to 15,667 family disputes, while referring 5,969 cases to the competent courts.
Counselor Yousef Saeed Al Abri, Undersecretary of the Abu Dhabi Judicial Department emphasised the department's eagerness to spread the culture of alternative solutions as part of its efforts to apply best practices and cutting-edge techniques that meet the highest quality standards, to achieve reconciliation and amicable settlements for family disputes as well as civil, commercial, and real estate disputes, in compliance with the directives of His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President of the United Arab Emirates, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department directives by stepping up efforts to promote family stability, cohesion, and community cohesion.
Counselor Yousef Al-Abri noted that the Abu Dhabi Judicial Department will keep carrying out its initiatives to create a culture of alternative dispute resolution, come to reconciliation agreements, and settle disputes by mutual consent without reference to the competent courts.
This helps to propagate the values of tolerance and coexistence in a setting where harmony, understanding and reconciliation are the norm, upholding the rule of law and achieving justice to support the Emirate of Abu Dhabi's competitive position.
Furthermore, the department's numerous awareness campaigns and initiatives have contributed to the high rates of amicable settlements. One such campaign, "Reconciliation is Good," ran 47 family awareness workshops last year, benefiting roughly 4,000 people.
Its goal was to raise family awareness in light of the rapidly changing times through the use of cutting-edge techniques to deliver awareness messages and the implementation of interactive training sessions that included multimedia and interactive exercises to teach couples how to resolve conflicts and overcome obstacles that could cause their marriages, and eventually their families, to fall apart.
The Judicial Department's family mentors are essential to improving successful attempts to get married couples to settle their differences amicably and come to a mutually agreeable agreement.
They accomplish this by providing both parties with intensive sessions with specialised social, psychological and legal mentors, conducting research and discussing issues from multiple angles, and offering the necessary recommendations within treatment plans that account for the ways in which the family is changing.
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The UAE has taken significant steps to ensure fair treatment for domestic workers by enacting Federal Decree-Law No. 9/2022 Concerning Domestic Workers and Cabinet Resolution No. 106 of 2022.
The law, effective from December 5, 2022, outlines employer duties such as providing suitable housing and covering medical expenses.
For instance, if sponsors are hiring domestic workers from India then the sponsors must register with the Government of India's E-Migrant Web Portal and visit IVS Global Services for document attestation.
They must also submit various documents, including passports, Emirates IDs, and marriage certificates. After obtaining entry permits, sponsors must sign employment contracts with the Ministry of Human Resources and Emiratization (MOHRE) and ensure medical fitness and insurance for workers.
If sponsors are hiring domestic workers from other countries, they must follow similar procedures. This could involve registering with the respective government's migrant portal and visiting authorized services for document authentication, as exemplified by the above process in India.
Federal Decree-Law No. 9/2022 Concerning Domestic Workers and Cabinet Resolution No. 106 of 2022 aim to regulate employment relationships and establish a structured framework governing the recruitment and employment of domestic workers in the UAE.
What is the Law for Domestic Workers in the UAE?
The UAE Domestic Labour Law, as outlined by the Official Portal of the UAE Government, emphasises the principle of informed consent. This ensures that workers are fully aware of the terms of their contract, nature of work, workplace conditions, remuneration, and daily and weekly rest periods, as set out by executive regulations.
Who Can Sponsor Domestic Workers in the UAE?
To sponsor a maid visa in Dubai, the sponsoring individual must have a minimum earning of Dh6000 or Dh5000 with accommodation benefits. Additionally, the applicant must possess a UAE residency visa to sponsor a housemaid in Dubai.
Licensing Requirements and Obligations
Article 4 outlines licensing requirements for Domestic Workers Recruitment Offices, stressing the need for approval from the Ministry of Human Resources and Emiratisation (MoHRE). Recruitment of workers under 18 is prohibited, and specific acts during recruitment are forbidden.
Articles 6 and 7 mandate a formal contract approved by MoHRE, covering worker requirements, rights, financial obligations and recruitment process details.
Recruitment offices must inform workers about job specifics, refrain from charging commissions, conduct pre-employment medical exams and provide suitable accommodation.
Employment Conditions, Leaves and Remuneration
Federal Decree-Law No. 9 of 2022 and Cabinet Resolution 106 of 2022 ensure domestic workers receive a paid day off each week and a minimum daily rest period of 12 hours, including 8 hours of continuous sleep.
Article 10 entitles domestic workers to at least 30 days of annual leave, with public holidays included. Employers must cover round-trip airfare if a worker spends annual leave in their home country.
Sick leave provisions include a maximum of 30 days per year, with the first 15 days fully paid.
Sick Leave and Other Obligations
Domestic workers may take up to 30 days of sick leave per year, with the first 15 days fully paid. Remuneration is not payable for illnesses resulting from misconduct.
Article 17 addresses remuneration suspension during preventive detention, and both employers and workers have obligations to notify the Ministry regarding absences and departures.
Obligations of Employer and Domestic Worker
Employers must pay agreed remuneration, cover medical treatment or health insurance and provide necessary accommodations, meals and clothing. Domestic workers must perform tasks diligently, follow instructions and respect societal customs.
Contract termination can occur due to various reasons, with employers obligated to settle financial entitlements within 10 days of contract expiration.
Rescission of Contract
Either party may rescind the employment contract for specified breaches. Employers terminating contracts without reasons must provide a return ticket and settle outstanding entitlements.
Domestic workers ending contracts post-probation incur obligations based on recruitment method.
End-of-Service Gratuity and Dispute Resolution
Article 22 allows the Council of Ministers to approve end-of-service gratuity systems and Article 23 outlines dispute resolution mechanisms, emphasising amicable settlements through the Ministry or court referral.
Inspection and Penalties
Ministry employees monitor and inspect various aspects related to domestic workers, with administrative penalties for violations outlined.
UAE courts have jurisdiction over disputes, with penalties ranging from fines to imprisonment for violations.
The Domestic Workers Law in the UAE establishes a comprehensive framework to protect the rights and responsibilities of employers and domestic workers. Understanding this law is crucial for all parties involved in domestic employment relationships in the UAE.
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Dubai's Roads and Transport Authority (RTA) has introduced a seamless service for removing vehicles from Salik accounts, aimed at simplifying administrative processes and enhancing the user experience for motorists.
This comprehensive guide provides step-by-step instructions on how to remove vehicles from Salik accounts, including eligibility criteria, required documents, service fees, processing methods and average waiting times.
Eligibility and Required Documents
Service Fees and Processing Time
The service is provided free of charge. The processing time varies depending on the method chosen:
Process and Methods
Several convenient methods are available for removing vehicles from Salik accounts:
Through the Website and Smart Application:
Through the Dubai Now App:
Through Customer Happiness Centres and Salik Customer Service Counters:
Through Salik Customer Service Representative:
Through Salik Self Service on Salik Call Centre:
Average Waiting Time and Validity
Dubai's new service for removing vehicles from Salik accounts marks another step forward in the city's commitment to innovation and efficiency.
By simplifying administrative processes and leveraging technology, the RTA aims to enhance the overall user experience for motorists, ensuring a smoother journey on Dubai's roads.
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Authorities in Fujairah have apprehended a wild cat that was sighted roaming freely in a residential area adjacent to the mountains.
Following the circulation of viral footage of the cat on Monday, specialised teams from the Fujairah Environment Authority swiftly acted to pinpoint the whereabouts of the wild feline.
According to Aseela Moalla, Director of the Fujairah Environment Agency, a UAE citizen was identified as the owner of the animal.
The citizen cooperated with authorities by surrendering the wild cat and acknowledging their unawareness regarding the legality of owning such a creature.
Moalla stated that three individuals were involved in the capture of the non-aggressive wild cat, which was found in the vicinity where the video was recorded.
A substantial fine has been imposed on the owner, although the exact amount remains undisclosed. According to UAE law, the penalty for possessing a dangerous animal without registration starts at Dh10,000 and can escalate to Dh500,000.
The caracal has been transferred to a zoo where it will receive suitable care and habitat.
Moalla emphasised that caracals are classified under the red category of the CITES agreement and are protected by local and federal laws, prohibiting their ownership or trade. CITES (the Convention on International Trade in Endangered Species of Wild Fauna and Flora) is an international agreement between governments. Its aim is to ensure that international trade in specimens of wild animals and plants does not threaten the survival of the species
These medium-sized wild cats are native to the Hajar mountain range, capable of leaping up to 10 feet to catch their prey, and hold significance in the country's ecosystem.
Encountering a wild cat is rare in the UAE. However, if residents do come across one, authorities advise remaining calm and avoiding any actions that may provoke the animal. Unthreatened, the animal is unlikely to attack or cause harm.
Initial reports suggested the wild animal spotted in Fujairah was a lynx. However, the authority clarified that it was a caracal—a creature often mistaken for a lynx. Unlike the furrier lynx, the caracal has distinct features. Despite its nickname 'desert lynx', it is not a member of the lynx family.
The authority urges the public to register any dangerous animals they own promptly and to report environmental concerns, including land and marine animal sightings, via the toll-free number 800368.
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The UAE's new Bankruptcy Law, effective May 1, 2024, signifies a significant shift in the regulatory landscape, bringing heightened scrutiny to high-risk decisions within companies. Unlike previous regulations where the primary burden fell on company directors, the new law extends potential liability to include senior management figures.
The expansion of liability under the new law encompasses de facto managers and individuals responsible for actual company management. This inclusivity extends to controlling shareholders and is welcomed within the legal community.
Key Points for Creditors
Under the new law, a 'two-year limitation period' from the bankruptcy declaration date allows for liability proceedings against individuals, including board members and senior management. However, these officials may be exempt if they can demonstrate adherence to standard measures or documented objections to pertinent actions.
Previous liabilities under the old law included financial accountability for actions taken up to two years before bankruptcy proceedings. These actions encompassed uncalculated business risks, undervalued transactions, and partiality towards certain creditors to the detriment of others. Exemption from responsibility is possible if individuals prove mitigation efforts or lack of involvement in said actions.
A Standout Reform
The new Bankruptcy Law stands out as a pivotal reform in the UAE's business sector, alongside other initiatives such as 100 per cent foreign ownership, intellectual property rights amendments and arbitration enhancements. Noteworthy is the law's provision for a clear legal roadmap for businesses and stakeholders navigating bankruptcy proceedings.
Determining Liability Payouts
The law stipulates that liability payouts against company directors or de facto managers should correspond to their degree of fault. This nuanced approach considers the impact of management decisions on the company's financial health, encouraging more responsible business practices.
Directors' liability may be triggered by actions such as settling one creditor's debt to the detriment of others or if it's proven that company assets are insufficient to cover at least 20 per cent of debts due to negligent management.
A Shift in Initiation Proceedings
A significant departure from previous requirements is the optional nature of initiating bankruptcy proceedings by the debtor. With increased liability concerns, boards of directors or managers may hesitate to file proceedings independently. The implications of this change await observation, with trends expected to crystallize over time.
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The Federal Authority for Identity, Citizenship, Customs, and Port Security (ICP) announced on Wednesday that it has revamped the passport issuance process for Emiratis, as well as streamlined Emirates ID and residency permit procedures for expatriates.
Previously, these services necessitated four steps, but now they've been condensed into a single step, enhancing efficiency and convenience for customers. The initiative aligns with the UAE’s Zero Government Bureaucracy programme.
To simplify applications, several fields have been removed from service requests. In passport services, four out of ten fields have been eliminated, while for ID card and residence permit services, six fields have been removed. The customer's last registered address is now displayed, and remaining fields are automatically filled based on one-time data requests.
Attachments previously required have also been reduced. The personal photo attachment is no longer necessary for passport services, and for ID card and residence permit services, all three main attachments -- passport, summary of registration for citizens, and personal photo -- have been eliminated.
Data and photos are now retrieved from systems, with the option for customers to change photos if desired. Additionally, the need for a passport loss circular document has been replaced by an electronic circular, and health insurance documents for residents are retrieved through institutional linkage.
Furthermore, ICP has introduced smart payment channels like Apple Pay and Google Pay, simplifying payments and reducing data entry fields and steps, ultimately saving customers time.
“The aspirations and needs of customers are our top priority,” said Major General Suhail Saeed Al Khaili, ICP director-general. The new procedure has significantly improved service efficiency and customer satisfaction, he added.
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In the UAE, providing employee loans can pose legal challenges for employers. The legal framework governing employment relationships and financial transactions in the UAE is highly specific, with regulations that govern such interactions.
One primary concern is compliance with labour laws and financial regulations. Article 458 of Federal Law Decree No. (31) of 2021 stipulates that dealing in usury interest between natural persons is a criminal offense.
This law imposes penalties, including imprisonment for a minimum of one year and a fine not less than Dh50,000, on individuals engaged in usurious transactions, whether explicit or implicit. The law defines latent interest to encompass any commission or benefit stipulated by a creditor without corresponding legal justification or service. Utilising a debtor's vulnerability or necessity is considered an aggravating circumstance under this provision.
However, transactions between companies and natural persons fall outside the scope of this law. If a company extends a loan to an employee, it can pursue repayment with interest and seek legal recourse if necessary. Conversely, if an individual (such as an employer) personally provides the loan, claiming the original amount without interest may be more advisable. Employers can use various means to substantiate the loan, including bank transfers, in the absence of a formal loan agreement.
Additionally, under Article 43 of the labour law, employers are entitled to claim compensation for a three-month notice period if an employee fails to adhere to it. This provision mandates payment of a notice period allowance, equivalent to the worker's wage for the full notice period or its remaining duration, regardless of whether the absence of notification results in damages.
Another primary concern for employers in the UAE when considering loaning money to employees is ensuring compliance with labour laws and financial regulations. Here are some key points to consider:
Labour Law Compliance: Transactions must adhere to UAE labour laws, which dictate the terms of employment contracts, including financial arrangements.
Interest-Free Loans: Loans should typically be interest-free in line with Islamic principles.
Clear Terms and Documentation:Establishing clear terms and documenting loan agreements is crucial to prevent disputes.
Non-Discrimination: Loans must be offered on a non-discriminatory basis, avoiding favoritism.
Conflicts of Interest: Employers should avoid conflicts of interest, especially if the employee holds a position of authority.
Legal Advice: Seeking legal counsel helps ensure compliance with laws and regulations, navigating complexities effectively.
If an employer faces a legal dilemma related to a loan provided to an employee in the UAE, it's important to address the issue promptly and transparently. Depending on the nature of the dilemma, seeking guidance from legal experts or authorities may be necessary to resolve the situation effectively and minimise potential legal risks.
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Is there a tiger on the prowl in Sharjah? The Environment and Protected Areas Authority in the emirate says no. The authority swiftly refuted rumors circulating about a big cat wandering the emirate, urging the public to rely solely on credible sources for information.
UAE's Stance on Exotic Pets
The UAE strictly prohibits the keeping of exotic animals like lions as pets. The Ministry of Climate Change and Environment has reinforced federal laws to prevent individuals from owning, trading, or breeding dangerous wild animals. Previously considered a status symbol, owning big cats now carries hefty penalties, including fines and imprisonment.
New Legislation to Ensure Public Safety
Recent legislation aims to address the risks posed by roaming exotic animals. It bans the ownership and trade of all dangerous animals, wild or domesticated, except in authorised facilities such as zoos, wildlife parks, and research centres. Those found violating these laws face severe penalties, including imprisonment and substantial fines.
Impact on Pet Owners
The regulations extend to traditional pet owners, particularly dog owners, who must obtain permits and keep their dogs leashed in public. Failure to comply may result in significant fines. While dogs, cats, parrots and small mammals are permitted as pets, exotic animals are strictly prohibited. Certain dog breeds are also barred from entry into the country.
Compliance with Health and Maintenance Rules
Individuals bringing pets into the UAE must adhere to stringent health and maintenance regulations. Pets must be registered, vaccinated, and microchipped, and owners are responsible for cleaning up after them and preventing harm to others or property. Failure to comply may lead to fines and legal repercussions.
Penalties for Non-Compliance
Anyone caught taking exotic animals out in public faces imprisonment and fines. The penalties for such actions are severe, with fines reaching up to Dh500,000. Additionally, individuals using wild animals to intimidate or cause fear in others face even harsher penalties, with fines potentially increasing to Dh700,000. Similarly, dog owners failing to leash their pets or vaccinate them against diseases may be fined up to Dh100,000.
The most recent incident of a wild animal roaming loose in the UAE occurred in 2021, causing panic among residents of Dubai. It's also worth noting that according to UAE law, individuals spreading fake news could face hefty penalties, ranging from fines of Dh100,000 to Dh200,000 and imprisonment for one to two years.
Regarding the legality of keeping lions as pets in the UAE, it is strictly prohibited. UAE law explicitly prohibits the ownership of exotic animals like lions as pets. Anyone found violating this law may face legal consequences, including fines and imprisonment.
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Since initiating its "Anti-begging" campaign during Ramadan, Dubai Police has detained 396 beggars, 292 street vendors, and 279 undocumented workers. According to the police, 99 per cent of the arrested beggars perceive begging as a 'profession'.
Brigadier Ali Salem Al Shamsi, Director of the Suspects and Criminal Phenomena Department in the General Department of Criminal Investigation, emphasised the police's commitment to educating the community about the hazards of begging. He highlighted increased vigilance during Ramadan and holidays due to beggars' attempts to elicit sympathy during these periods.
Al Shamsi pointed out that these offenders are commonly found in residential and commercial areas, places of worship, and that street vendors employ various tactics to garner sympathy. He warned against purchasing items from street vendors, citing potential threats to community safety, particularly with regards to food and goods of dubious origins and quality.
The presence of beggars, street vendors, and undocumented workers poses security risks and tarnishes the state's reputation, Al Shamsi added, noting their potential links to serious crimes such as theft, pickpocketing, and the exploitation of vulnerable individuals.
Begging is prohibited under Federal Law No. 9 of 2018 on Combating Begging, Al Shamsi reiterated. Recently, Dubai Police apprehended two women with significant sums of cash obtained solely through begging.
In the past four years, Dubai Police have detained 1,701 beggars, with nearly 500 arrests in 2023 alone, indicating the escalating nature of the issue.
Begging is punishable by a fine of Dh5,000 and three months' imprisonment in the UAE. Those involved in organised begging or recruiting individuals from abroad face stiffer penalties of a six-month jail term and a Dh100,000 fine. Unauthorised fundraising carries fines of up to Dh500,000.
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His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President, Prime Minister and Ruler of Dubai, reviewed the strategic plan of the Dubai Aviation Engineering Projects and approved designs for the new passenger terminal at Al Maktoum International Airport, which will be the largest in the world when fully operational.
Set to be built at a cost of Dh128 billion, the new terminal will ultimately enable the airport to handle a passenger capacity of 260 million annually.
The approval came during His Highness Sheikh Mohammed’s visit to the Dubai Aviation Engineering Projects, accompanied by His Highness Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, Crown Prince of Dubai and Chairman of Dubai Executive Council, and His Highness Sheikh Maktoum bin Mohammed bin Rashid Al Maktoum, First Deputy Ruler of Dubai, Deputy Prime Minister and Minister of Finance.
New Passenger Terminal
His Highness Sheikh Mohammed said: “Today, we approved the designs for the new passenger terminal at Al Maktoum International Airport, and commencing construction of the building at a cost of Dh128 billion as part of Dubai Aviation Corporation's strategy.
“Al Maktoum International Airport will enjoy the world's largest capacity, reaching up to 260 million passengers. It will be five times the size of the current Dubai International Airport, and all operations at Dubai International Airport will be transferred to it in the coming years. The airport will accommodate 400 aircraft gates and feature five parallel runways. New aviation technologies will be employed for the first time in the aviation sector,” he said.
“As we build an entire city around the airport in Dubai South, demand for housing for a million people will follow. It will host the world's leading companies in the logistics and air transport sectors,” His Highness added. “We are building a new project for future generations, ensuring continuous and stable development for our children and their children in turn. Dubai will be the world's airport, its port, its urban hub, and its new global centre.”
Also accompanying Sheikh Mohammed during his visit were Sheikh Ahmed bin Mohammed bin Rashid Al Maktoum, Second Deputy Ruler of Dubai; Sheikh Ahmed bin Saeed Al Maktoum, Chairman of Dubai Aviation City Corporation, Chairman of Dubai Civil Aviation Authority and Chairman and Chief Executive of Emirates Airline and Group; and Mohammad bin Abdullah Al Gergawi, Minister of Cabinet Affairs and Chairman of the Dubai Executive Office.
His Highness Sheikh Mohammed reviewed the master plan for the ‘Airport of the Future’, which, upon full development, will emerge as the world’s largest airport, covering an expansive area of 70 square kilometres. The airport will have an ultimate capacity exceeding 260 million passengers and 12 million tonnes of cargo per annum.
During the event, His Highness Sheikh Mohammed was briefed on the key design features and strategic implementation plan for the airport.
Commenting on the occasion, Sheikh Ahmed bin Saeed stated, “With the continuous support and blessings of His Highness Sheikh Mohammed and in keeping with his vision for the Aviation industry in Dubai, we announce the commencement of the design and construction process for the new airport at Jebel Ali.
It is expected that the first phase of the project will be ready within a period of 10 years, with a capacity to accommodate 150 million passengers annually.”
Leap into the Future
Sheikh Ahmed bin Saeed emphasised: “The new airport, which will ultimately be over five times the size of Dubai International, will prepare the ground for the next 40 years of anticipated growth in Dubai’s aviation sector. It will respond to the Hub Airline ambitious plans in terms of fleet acquisition and passenger growth. The airport will provide cutting-edge technologies, passenger facilities with unmatched level of service, and state-of-the-art aviation support facilities.
“Al Maktoum International (AMI) is planned in such a way as to represent a leap into the future. It will comprise of five parallel runways with a quadruple independent operation, west and east processing terminals, four satellite concourses with over 400 aircraft contact stands, uninterrupted automated people mover system for passengers, and an integrated landside transport hub for roads, Metro, and city air transport.
While embracing sustainability, Al Maktoum International will strongly contribute to mitigate environmental emissions, aligning with the UAE’s vision for a sustainably built environment. Its integrated approach is targeted to leverage local resources and climatic conditions achieving exemplary efficiency targets and sustainability goals. AMI aims to achieve a LEED Gold Certification.”
Khalifa Al Zaffin, Executive Chairman of Dubai Aviation City Corporation, highlighted the economic benefits of the project. “The development of this new airport will be an integral part of Dubai’s economy and major contributor to the Dubai Economic Agenda (D33). It will generate estimated workforce and residential requirement for over a million people living and working in Dubai South (the aerotropolis), which has been under development and operation since 2007,” he said.
Suzanne Al Anani, CEO of Dubai Aviation Engineering Projects, said, “Dubai spearheads again. With the determination to maintain its leading role in the aviation sector globally, this airport development will represent a completely new approach to the concept of airports.
The exponential acceleration of technologies and the abundance of knowledge in innovation will make us reinvent the passenger journey and experience.
“Connectivity and accessibility are also prioritised in coordination with our strategic partners, ensuring efficient public transportation links and a reduced reliance on private transport, which supports the reduction of the project’s carbon footprint.”
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Are you a recent graduate seeking to pave your own path in the UAE? The Golden Visa, an esteemed long-term residence permit, offers a gateway to a 5 or 10-year stay in the country, contingent on your academic prowess.
Outstanding students or recent graduates can seize this chance to apply for the Golden Visa.
Eligibility
University graduates
*Aspiring applicants must initiate their Golden Visa application within the same emirate where their current visa was issued.
* University Graduates: Exceptional graduates from UAE-based universities.
* Outstanding Graduates of Foreign Universities: Remarkable students studying abroad.
High School Students: Eligible for a 5-year Golden Visa.
The duration of the Golden Visa is initially 5 years but may be extended for students enrolled in majors or colleges necessitating a study period exceeding 5 years.
University Classification
Prospective applicants can ascertain their university's classification via the university's website or by contacting their administrative department.
The university's classification profoundly impacts the documentation requirements. He emphasized that applications through Amer are contingent upon the educational institution's governing authority.
How to Apply?
To expedite the process, students are advised to first secure ICP nomination approval before visiting an Amer centre. Obtaining UAE ICP nomination approval prior to visiting Amer or utilising the GDRFA platform can streamline and expedite the application process.
While a GPA (grade point average) threshold of 3.8 is typically required, certain universities in the UAE are exempt from this benchmark, allowing graduates with a GPA of 3.5 to apply for the Golden Visa if they secure a nomination from ICP.
How to Begin?
To initiate your Golden Visa application in Dubai, visit icp.com. Follow these steps:
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Should you find yourself unable to depart the UAE before your visa expires – be it a visit, tourist, or residence visa – it's crucial to familiarise yourself with the overstay fines you'll be required to settle. While the fines are set at Dh50 per day as a standard, there are supplementary fees that merit attention.
Here’s the breakdown of the standard charges you should consider:
However, if your file includes other infractions, such as an absconding case, you'll also need to settle the costs associated with rectifying those violations. The expenses could escalate significantly if, for instance, you've engaged a travel agent for visa processing and subsequently overstayed.
This would result in an absconding case being lodged. Initially, you'd need to clear the fee linked to the absconding case before your file can be resolved within the system.
Fees Settlement
Individuals departing the country can remit the fines through various channels:
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The UAE has announced a Dh2 billion fund to assist citizens in repairing homes damaged during last week's unprecedented rainfall and ensuing floods. A ministerial committee has been established to evaluate damages and allocate compensation.
His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai, described the recent rainfall as unprecedented. The country's emergency response centres received over 200,000 distress calls from residents, underscoring the extensive damage to residential properties.
On Tuesday, April 16, the UAE experienced a year's worth of rain in a single day. Within 24 hours, the country received 6.04 billion cubic meters of rainwater, nearly matching its annual total of 6.7 billion cubic meters. This led to flooding in numerous communities and homes, resulting in flight cancellations, disruptions in public transport, and motorists stranded on waterlogged roads.
"The severity of this weather situation was unparalleled. However, we are a nation that learns from every experience and progresses," stated Sheikh Mohammed during a Cabinet meeting in Abu Dhabi.
Over 17,000 security and emergency personnel responded to the aftermath of the rains, with thousands of volunteers assisting in rescue operations, traffic management, and delivering essentials to those unable to leave their homes.
Reflecting on the positive aspects of the record-breaking rainfall, the Vice-President noted: "Our dams are full, our valleys are flowing, and our groundwater reserves have increased. We have gained valuable insights into managing severe rains and have enhanced our preparedness for the future."
His Highness Sheikh Mohamed emphasised the UAE government's commitment to the safety and security of citizens and residents following the rains. He instructed authorities to evaluate the country's infrastructure and mitigate flood-related damage.
Tragically, at least four individuals lost their lives during the floods. One Emirati was swept away in a valley, while two Filipinos suffocated in their vehicle during the flood, and another person passed away in an accident
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Rains and floods in the UAE could result in higher vehicle and property insurance rates, as indicated by a recent report.
Last week's unprecedented rainfall, which exceeded a year's worth in a single day on April 16, marked the heaviest recorded since climate data began in 1949.
Several motorists were compelled to abandon their vehicles on flooded streets, and rainwater seeped into residents' homes, causing damage.
The report from S&P Global Ratings, an independent credit risk research provider, highlighted that many motor insurers in the UAE have already raised rates by up to 50 per cent for certain coverage over the past year due to increased claims frequency and costs.
Given the recent floods, another round of rate increases is anticipated, particularly for comprehensive motor policies.
"We also anticipate potential rate increases for insuring commercial and residential property risks as local insurers and international reinsurers reassess their pricing following a rise in the frequency and severity of rainstorms in the UAE and neighboring countries," stated the report.
The agency also projected a surge in insurance claims. According to media reports, local insurers are preparing for what they anticipate will be the highest-ever number of claims, with some reporting a 400 per cent increase compared to previous peaks.
A "significant" number of cars damaged during last week's rains may only have third-party insurance and therefore may not be covered for natural disasters like flooding, warned S&P.
"Flooding damage is typically covered under comprehensive motor policies, but this coverage may apply only under specific circumstances, such as when a vehicle is parked and not in motion, further limiting insurers' liability," the report explained.
The company expects that claims related to motor and property damage will constitute the majority of losses for local insurers.
While insurance companies often transfer large, high-value commercial risks to international reinsurers, risks related to motor business are typically retained by local insurers.
Despite the anticipated high number of motor claims, the industry is expected to manage the total amount of insured losses.
Although it is still too early to assess the full financial impact of this natural disaster on the UAE's insurance sector, S&P Global Ratings believes that most insurers in the region benefit from robust capital and liquidity buffers, enabling them to absorb related claims.
However, insurance companies with weaker capitalisation could face challenges, potentially leading to delays in claim payments.
There are currently about 60 licensed insurers in the UAE, according to the agency. The accumulation of claims from the same storm could trigger reinsurance policies, depending on the reinsurance coverage companies have in place, which would cap the liability of those insurers at a set amount.
Damage to property has been substantial based on initial estimates. The company noted that many larger, high-value commercial risks are typically transferred to international reinsurers, meaning that local insurers retain only minimal or no risk in such cases.
In response to the storm impact, the government, private businesses, retailers and property developers have offered various free services to residents in the most affected communities, including maintenance, cleaning, and pest control.
"Some property developers in Dubai have announced plans to cover repair costs for residential buildings. This, combined with the relatively low number of home content insurance policies, could further limit exposure for local insurers," commented the rating agency.
The company anticipates that insurers will receive numerous claims related to infrastructure damage, such as shopping malls.
However, the impact on local insurers is expected to be limited, as these risks are typically ceded to reinsurers due to low local insurers' retention levels.
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The Central Bank of the UAE (CBUAE) has issued a directive to all banks and insurance companies to permit the deferment of personal and car loan repayments for up to six months for customers affected by recent weather-related disruptions.
This deferral will be offered without any additional fees, interest, or principal amount increases during the repayment period.
The Central Bank also confirmed that damages to vehicles and homes resulting from the recent heavy rains are covered by insurance policies, specifically comprehensive insurance. Insurance companies are obligated to provide compensation for these damages.
Similarly, homeowners with insurance coverage are entitled to have their properties repaired for damages caused by the recent weather conditions.
The Central Bank encourages the public to thoroughly review their insurance policies to understand their coverage rights and to contact SANADAK, the financial and insurance ombudsman, in case of any disputes with insurance providers.
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