The UAE has implemented new VAT exemptions for specific cryptocurrency and virtual asset activities following recent amendments to the Executive Regulations. Approved by the UAE Cabinet, these updates clarify which digital assets are eligible for VAT exemption, with a focus on assets intended for investment purposes.
The exemption applies to digital assets that can be traded or converted, excluding fiat currencies and financial securities. It covers services related to the transfer, conversion, storage, and management of virtual assets, including cryptocurrency trading, as long as these services are not provided for a fee, discount, commission, or similar compensation.
The amendments also extend to investment fund management services, covering activities such as fund operations management and investment monitoring. This move aims to strengthen the UAE’s position as a global hub for investment activities and support the growth of the financial sector.
Businesses involved in these exempted activities are advised to review their financial strategies, as VAT incurred on related expenses may not be fully recoverable. The amendments will take effect on November 15, 2024.
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Sharjah has recently announced a significant step towards regulating family businesses, a move aimed at fostering stability, improving governance, and ensuring the smooth transfer of assets across generations. The initiative comes as family-run enterprises play a critical role in Sharjah’s economy, and the regulation is expected to address key challenges these businesses face, including succession planning, governance structures, and dispute resolution.
Family businesses in the UAE, and Sharjah in particular, contribute substantially to the overall economy, employing a significant portion of the workforce and representing a large share of private sector activity. However, such businesses often encounter difficulties related to leadership transitions, differing visions between family members, and unclear ownership structures, leading to internal conflicts that can impact their long-term sustainability.
A Strategic Approach to Sustainable Growth
The decision to regulate family businesses aligns with Sharjah’s broader goal of fostering economic resilience and ensuring the longevity of family enterprises. Authorities in Sharjah aim to create a legal framework that will help family-owned businesses establish transparent governance practices, thus reducing the likelihood of disputes among family members. The regulation will focus on formalizing decision-making processes, clarifying roles and responsibilities, and setting guidelines for conflict resolution, which are crucial for preventing business disruption due to internal disagreements.
One key aspect of the regulation will address succession planning. Family businesses often struggle with leadership transitions from one generation to the next, leading to potential power struggles or inefficiencies. By providing a clear legal framework for transferring ownership and leadership, Sharjah aims to ensure smoother transitions and continuity in management. This initiative will help preserve family businesses’ contributions to the economy while protecting the interests of both current and future generations.
Resolving Disputes Efficiently
In addition to governance and succession planning, the regulation will introduce mechanisms to resolve disputes in a more structured manner. Family businesses often face conflicts due to differing opinions on strategic direction, financial management, or asset division. These disputes, if left unresolved, can lead to fragmentation or even dissolution of the business.
Sharjah’s regulatory framework will facilitate mediation and arbitration services tailored specifically for family businesses, allowing for more amicable resolutions without resorting to lengthy court battles. This proactive approach aims to mitigate conflicts early on, helping businesses focus on growth rather than internal struggles.
Economic Impact and Long-Term Vision
Sharjah’s decision to regulate family businesses reflects its recognition of the sector’s importance to the economy. With family businesses contributing to various industries, including retail, real estate, and manufacturing, the new framework is expected to foster stability and growth across multiple sectors.
By safeguarding these enterprises from internal disputes and fostering better governance, Sharjah hopes to enhance the long-term sustainability of family businesses, ensuring they continue to thrive for generations. The regulation also signals to investors and stakeholders that the emirate is committed to creating a business-friendly environment that encourages growth, innovation, and economic resilience.
Conclusion
Sharjah’s announcement to regulate family businesses marks a pivotal step in supporting one of the most vital sectors of its economy. By addressing key challenges such as succession planning, governance, and dispute resolution, the emirate aims to create a more stable and sustainable business environment. This forward-thinking approach not only benefits family-owned enterprises but also reinforces Sharjah’s commitment to fostering economic growth and resilience in the UAE.
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With the rising demand for US visas, residents of the UAE are experiencing long delays in securing appointments. Current estimates indicate that applicants from certain countries could face wait times of nine to 12 months, with some nationalities experiencing delays of up to two years.
According to Anastasia Yanchenko, Commercial Director of Visa Services, the wait times vary based on the applicant’s passport. "UAE passport holders generally have shorter waiting periods compared to applicants from countries with higher demand and fewer available appointments," she explained. For example, UAE citizens enjoy a more streamlined process, while the wait time for Indian and Russian passport holders is around one year. For Iranian nationals, the wait can extend up to two years.
A contributing factor to these delays is the global nature of US visa applications. Many applicants from countries lacking US embassies, or those facing visa rejections in their home countries, apply through the UAE, further increasing the number of applications and causing bottlenecks. Additionally, Dubai is often seen as a temporary stop for individuals seeking to travel to the US, which further compounds the delay.
Countries such as Oman and Kyrgyzstan have implemented local restrictions on US visa applications, limiting them to those with local residence permits. This has led to an influx of applicants seeking visas from the UAE.
To address these challenges, there are services available that help expedite the visa process. Specialists can assist in navigating the appointment system, helping applicants secure available slots more efficiently.
To minimise the risk of a visa refusal, applicants should follow essential guidelines:
While long wait times are frustrating, understanding these factors and taking the right steps can help applicants navigate the US visa process more smoothly.
Fast-Track Entry for UAE Passport Holders
A recent agreement between the UAE and the US has introduced expedited entry for UAE passport holders traveling to the United States. UAE citizens with valid US visas can apply for the Global Entry programme, which allows them to bypass regular queues upon arrival at selected US ports of entry, eliminating the need for traditional immigration processing.
To apply for Global Entry, travellers must provide personal details such as their age, place of birth, employment status, citizenship, and any previous visa rejections or criminal history. The interview process lasts between 10 to 30 minutes, during which applicants must present their identification documents and explain their reasons for visiting the US.
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The UAE Cabinet has announced amendments to the Value Added Tax (VAT) law, introducing significant new exemptions. These changes, revealed by the Ministry of Finance, are part of an ongoing effort to enhance transparency and streamline the country’s tax regime.
Among the key amendments are VAT exemptions on three key services: investment fund management services, certain services related to virtual assets, and in-kind donations exchanged between charitable and government entities. Previously taxed at 5%, these services are now exempt to encourage investment, stimulate economic growth, and support charitable activities.
In particular, in-kind donations valued at up to Dh5 million, exchanged between charities and governmental bodies within a 12-month period, will be free from VAT. This exemption aims to maximize the benefits of goods received by charitable organizations.
Additionally, the Federal Tax Authority (FTA) has been granted the authority to de-register taxpayers in certain cases, a measure aimed at tightening tax compliance and further refining the tax environment.
Younis Haji Al Khoori, Undersecretary of the Ministry of Finance, highlighted the ministry's commitment to working with both public and private sector stakeholders to update regulations and improve the UAE's business climate. “These amendments are designed to simplify procedures for taxpayers and reduce misunderstandings, aligning with international best practices,” he said.
The amendments also reflect lessons learned from previous experiences, feedback from the business community, and the recommendations of stakeholders. The changes align with provisions in the GCC Unified VAT Agreement and updates outlined in Federal Decree-Law No. 18 of 2022, which amended the original Federal Decree-Law No. 8 of 2017 on VAT. This move is expected to enhance the business environment and improve the overall quality of life in the UAE.
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The Central Bank of the UAE (CBUAE) has taken decisive action against an unidentified Islamic insurance provider, or takaful insurer, suspending it from issuing new motor and health insurance contracts. The decision comes after the insurer failed to meet the minimum capital requirements mandated by the country's regulatory framework.
In a statement issued on October 2, 2024, the CBUAE emphasized that the takaful insurer now has a six-month window to address its solvency position. The insurer must work to restore its capital levels in accordance with the bank’s guidelines during this period. Failure to comply within the specified timeframe could result in further regulatory measures.
While the central bank has not disclosed the name of the insurer involved, the suspension reflects the CBUAE's commitment to maintaining the financial health and stability of the insurance sector. By enforcing capital adequacy requirements, the CBUAE aims to ensure that insurers have sufficient capital to meet policyholder claims and withstand financial shocks, particularly in high-demand areas such as motor and health insurance.
Takaful, a form of cooperative insurance that complies with Islamic principles, operates on the basis of mutual assistance among policyholders. Given the importance of takaful in providing Sharia-compliant financial services, the regulator's strict enforcement of capital requirements is seen as vital to sustaining market confidence and protecting policyholders.
The CBUAE's move highlights its ongoing efforts to strengthen the regulatory environment and safeguard the stability of financial institutions across the UAE. The central bank continues to monitor the market closely, ensuring that insurers operate within the boundaries of prudential standards set to protect consumers and uphold the integrity of the financial system.
This action serves as a warning to other financial institutions in the UAE that non-compliance with regulatory standards, particularly in areas critical to the financial health of insurers, will not be tolerated. The suspension of new contracts will remain in place until the takaful insurer demonstrates full compliance with the capital requirements and addresses its solvency challenges.
As the situation unfolds, the CBUAE will continue to provide oversight and ensure the insurer's actions align with the country’s robust regulatory framework.
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While home insurance is typically associated with property purchases, it’s equally relevant for tenants in the UAE. Even if you don’t own the property, home insurance can protect your personal belongings and household contents, making it a worthwhile investment for renters.
Can Tenants Get Home Insurance?
Yes, tenants in the UAE can insure their personal items and household contents. Home insurance can cover valuable possessions like electronics, appliances, furniture, and other personal items within the rented property. The rising interest in home contents insurance, especially after the heavy rains in April this year, highlights its growing importance.
What Should Tenants Insure?
If you're renting an apartment or villa, home insurance can provide coverage for various items inside your home. This includes furniture, fixtures, electronic devices, luxury items such as rugs, paintings, and even antiques. The insurance policy can be tailored based on what you want to insure, ensuring protection in cases of fire, theft, flooding, or accidental damage. It’s crucial to declare any high-value items (typically over Dh10,000) when purchasing the policy to ensure proper coverage.
How Can Tenants Apply for Home Insurance?
Step 1: Assess Your Belongings Start by listing all the items you want to insure, along with their approximate values. This inventory will help determine the coverage level you need.
Step 2: Find an Insurance Provider Search for an insurance provider or broker. Most brokers have websites where you can fill out a form detailing the items you want to insure.
Step 3: Compare Premiums After submitting the form, you'll receive quotes from various insurers outlining the coverage and cost. Compare these options to find the one that best suits your needs.
Step 4: Make the Payment Once you’ve chosen a policy, complete the payment through a provided link. You will receive the policy document via email within 24 to 48 hours.
Importance of Timely Renewals
It’s essential to renew your home insurance policy on time. Many people overlook this, especially if they haven’t experienced any losses in recent years. However, insurance is meant to protect against unforeseen events, and failing to renew the policy could result in significant financial losses if something unexpected occurs.
How to Make an Insurance Claim
In case of damage or loss, tenants need to provide proof, such as purchase receipts or valuations of the damaged items. If you don’t have a receipt, a certified valuator can assess the item, and insurance providers can help connect you with one. Once the claim is submitted, the provider will assess it and disburse the appropriate amount.
Home Insurance Best Practices
When choosing a home insurance policy, consider these best practices:
By following these guidelines, tenants in the UAE can protect their belongings and enjoy peace of mind, even in a rented home.
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ADNOC has finalized a landmark deal to acquire Covestro, a leading global chemical company, through a cash takeover offer of Dh254 (62 euros) per share to all Covestro shareholders. The German plastics manufacturer confirmed its acceptance of the offer, which values the company at 12 billion euros ($13.3 billion).
This acquisition marks a significant milestone in ADNOC's international expansion strategy, particularly in its focus on chemicals, gas, LNG, and low-carbon energy sectors. The deal aligns with ADNOC's Board-mandated strategy to grow its presence globally, with the goal of becoming one of the top five chemicals companies worldwide.
Expanding ADNOC’s Chemical Portfolio
Once the transaction is successfully completed, Covestro will serve as the foundation of ADNOC's performance materials and specialty chemicals division. This move is expected to diversify ADNOC's chemical portfolio and support its long-term growth ambitions in the global chemicals market. Covestro's specialty chemicals expertise aligns with ADNOC's vision of sustainable growth and innovation in advanced technologies, such as artificial intelligence (AI).
Dr. Sultan Ahmed Al Jaber, Minister of Industry and Advanced Technology, Managing Director, and CEO of ADNOC, emphasized the strategic nature of the partnership. "Covestro, as a global leader in high-tech specialty chemicals, brings invaluable expertise in advanced materials and AI technologies. This acquisition is a pivotal step in ADNOC’s journey toward becoming a top five global chemicals company," said Al Jaber.
He added, "This strategic partnership will not only deliver long-term value but also reinforce our commitment to diversifying ADNOC’s portfolio through disciplined investment in key assets."
Growing Demand for Chemicals
The global demand for petrochemicals is projected to grow at an average of 2% annually between 2024 and 2050, with the market expected to double by mid-century. Covestro’s portfolio of high-performance materials, used in various sectors from electronics to automotive, positions it as a critical player in meeting this growing demand. Its products, such as films for head-mounted displays and materials for virtual reality devices, highlight Covestro’s role in the integration of AI and digital technologies into everyday life.
Covestro's global reach, particularly in the Asia-Pacific and North American markets, is a key asset for ADNOC as it expands its international presence. With more than half of its revenues generated from these regions, Covestro’s extensive market footprint makes it an attractive investment for ADNOC.
A Shared Vision for Sustainability and Innovation
Covestro CEO Dr. Markus Steilemann expressed confidence in the partnership with ADNOC, stating, "This agreement with ADNOC International is in the best interest of Covestro and all our stakeholders. ADNOC’s financial strength and long-term vision will provide a solid foundation for our sustainable growth in key sectors, enhancing our ability to contribute to the green transformation."
Steilemann also highlighted the complementary growth strategies of both companies, with a shared commitment to sustainability, advanced technologies, and innovation forming the cornerstones of the partnership.
Covestro, headquartered in Germany, is known for its production of polyurethanes, polycarbonates, and performance materials essential for industrial applications. The company’s expertise, coupled with its industry-leading technologies, will further ADNOC’s efforts in expanding its chemical footprint and drive innovation in sustainable materials.
Next Steps
The takeover is subject to a minimum acceptance threshold of 50% plus one share of Covestro’s issued share capital, along with customary regulatory approvals. Once these conditions are met, the acquisition will proceed, positioning ADNOC as a significant player in the global chemicals industry and solidifying its commitment to strategic investments in sustainable, high-growth sectors.
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The UAE's Ministry of Economy unveiled the National Economic Register (Growth) on September 30, a platform that serves as the largest economic database in the country. The platform offers a unified, real-time source of information on all commercial licenses for companies operating across the UAE.
The "Growth" platform allows businesses and investors to explore economic activities, as well as commercial and investment opportunities in various sectors. It also supports government efforts to reduce bureaucracy and improve the efficiency of public services using advanced AI technologies.
Abdulla bin Touq Al Marri, Minister of Economy, emphasized that the platform is the first of its kind in the UAE, providing a reliable, comprehensive database on business licenses for over 4,000 economic activities across the seven emirates. It enables users to verify company information, analyze market trends, and access accurate statistics for informed decision-making and policy development.
In addition to aiding businesses, the platform allows government entities to manage economic activities digitally, further enhancing the competitiveness of the UAE’s economic landscape.
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The Federal Tax Authority (FTA) in the UAE has officially extended the deadline for businesses to submit their corporate tax returns. The new deadline, now set for December 31, 2024, applies specifically to short tax periods that end on or before February 29, 2024. This extension provides businesses with additional time to comply with the UAE's evolving corporate tax regulations.
Who is Affected by the Extension?
The extension is particularly relevant for companies that have short tax periods, which typically occur when a business is either newly established or changes its financial reporting year. These businesses, whose fiscal years end before February 29, 2024, now have until the end of 2024 to file their corporate tax returns.
This change is expected to provide much-needed relief for businesses that may have been struggling to adjust to the UAE’s relatively new corporate tax framework. The extension allows businesses more time to ensure that their financial records are accurate and complete, helping to avoid the risk of penalties for late filing or incorrect submissions.
Rationale Behind the Extension
The decision to extend the filing deadline aligns with the UAE government’s commitment to fostering a business-friendly environment. The introduction of corporate tax in the UAE, which took effect in 2023, marked a significant shift in the country's tax policy, impacting companies that were previously accustomed to operating in a largely tax-free environment.
Recognizing that businesses need time to fully adapt to the new corporate tax requirements, the FTA’s decision to extend the deadline provides companies with the opportunity to carefully assess their tax liabilities, file accurate returns, and ensure full compliance without undue pressure.
The extension also comes as businesses across various sectors are navigating a rapidly changing global economy. Many companies are still recovering from the economic impacts of the COVID-19 pandemic and adjusting to new regulations, both locally and internationally. By granting additional time, the FTA is offering a buffer that can help businesses ease into the new corporate tax regime.
Importance of Corporate Tax in the UAE
The implementation of corporate tax is part of the UAE’s broader strategy to diversify its economy, reduce reliance on oil revenues, and bring the country’s tax policies in line with global standards. By introducing a 9% corporate tax rate, the UAE has joined other major economies in establishing a formal tax framework for businesses operating within its borders.
The introduction of this tax is also aligned with global efforts to combat tax avoidance and ensure a fair and transparent tax environment. The UAE has taken significant steps in recent years to enhance its tax governance, including adopting measures to counter money laundering, implementing VAT in 2018, and establishing free zones where certain tax exemptions apply.
What Businesses Should Do Next
With the new deadline in place, businesses should prioritize reviewing their financial records and ensuring that they are in full compliance with the corporate tax regulations. Companies are advised to engage with tax professionals and auditors to properly assess their tax obligations and make use of the extended period to file accurate returns.
It is also important for businesses to stay informed about any further updates from the FTA regarding corporate tax rules and regulations. The FTA is expected to issue more detailed guidelines as the filing deadline approaches, which will help businesses understand how to comply with the new tax framework.
Conclusion
The extension of the UAE corporate tax deadline to December 31, 2024, provides a welcome reprieve for businesses still adjusting to the new tax regulations. By granting additional time, the FTA is demonstrating its commitment to supporting the UAE’s business community during a period of significant regulatory change. As the country continues to diversify its economy and align with international tax standards, businesses should take full advantage of the extension to ensure they are compliant with all corporate tax requirements.
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The Federal Authority for Identity, Citizenship, Customs, and Ports Security (ICP) has affirmed that the decision by the Department of Health - Abu Dhabi to waive health insurance fines for foreigners who violated residency laws and have now been approved for status amendment demonstrates strong coordination within the UAE's government system.
This move highlights the humanitarian commitment of government entities to support initiatives aimed at assisting residents, while reinforcing the country’s legal frameworks. It is part of the ongoing efforts to promote adherence to laws, respect for regulations, and uphold the sovereignty of the legal system among all community members.
Lieutenant General Suhail Saeed Al Khaili, Director-General of the ICP, explained that this exemption from health insurance fines will facilitate the success of the initiative, which aims to help violators regularize their status. The decision not only encourages individuals to amend their situation but also reflects the UAE’s dedication to ensuring access to quality healthcare for all residents.
He also emphasized that individuals approved for status amendment, whether they choose to remain in the UAE or leave, can benefit from the fine exemption. However, those wishing to stay in the country must promptly secure health insurance coverage to comply with the regulations.
Bina Al Awani, Executive Director of the Healthcare Financing Providers Sector at the Department of Health - Abu Dhabi, noted that the waiver is part of the department’s commitment to ensuring that all residents can access high-quality healthcare services. She urged individuals to take full advantage of the initiative by completing the necessary health insurance enrollment procedures within the designated timeframe.
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In the digital age, where technology is rapidly evolving, the convenience of Artificial Intelligence (AI) tools, particularly chatbots like ChatGPT, has become indispensable for many users. These tools are being used for a wide variety of tasks such as preparing research, drafting emails, and even writing articles. However, a top Dubai Police official has issued a strong warning against the growing trend of sharing personal and sensitive information with these platforms.
The Risk of Oversharing
In an exclusive interview with Gulf News, Major Abdullah Al Sheihi, Acting Director of the Cyber Crime Department at Dubai Police, emphasized the potential dangers of oversharing information on AI-powered platforms. He stressed that while AI chatbots are increasingly being used for various purposes, users often fail to recognize the inherent risks of divulging personal data to these applications.
“AI applications have become very important to a huge number of users,” Major Al Sheihi noted. “They are relied upon for research, writing, email responses, and even managing everyday tasks. However, there is a downside that users must be aware of. These AI platforms, though designed to assist, can pose a significant threat to privacy and security if misused.”
The Danger of Trusting AI
The official pointed out that chatbots, such as ChatGPT, may appear to be harmless and trustworthy but are designed to analyze large amounts of data, including potentially sensitive or personal information provided by users. While these tools are intended to provide accurate responses based on user queries, they can inadvertently collect and store personal data, putting users at risk of cybercrime, identity theft, and data breaches.
“There is a misconception among users that these tools are completely secure,” Al Sheihi explained. “In reality, AI chatbots could store data that might be accessed or exploited by cybercriminals, especially if proper security protocols are not in place by the developers. It’s essential that people avoid sharing personal information such as addresses, phone numbers, or financial details with these platforms.”
Dubai Police's Cybercrime Warnings
Dubai Police have been at the forefront of raising awareness about the threats posed by cybercrime and how technological advancements can be exploited by malicious actors. Major Al Sheihi emphasized that the cybercrime landscape is constantly evolving, and criminals are increasingly leveraging AI tools to target unsuspecting individuals. Chatbots and AI platforms can become valuable assets in their toolkit, capable of gathering sensitive data through seemingly innocent interactions.
To protect users from these emerging threats, Dubai Police have launched various campaigns to educate the public on the risks associated with online platforms, including AI tools. The police urge individuals to exercise caution and avoid disclosing personal or sensitive information in interactions with AI applications.
Practical Tips for Users
To mitigate the risks of data misuse and cybercrime, Dubai Police have outlined several precautionary measures that users should adopt when engaging with AI tools like ChatGPT:
Limit the Sharing of Personal Information: Avoid sharing personal identifiers such as your full name, address, phone number, or banking details when using AI chatbots.
Verify the Security of Platforms: Before using an AI tool, research its developer and ensure the platform follows robust security measures to protect user data.
Use AI Responsibly: While AI tools can be incredibly useful, they should be used with caution. Rely on them for general tasks but refrain from using them for confidential or sensitive matters.
Stay Informed: Keep up with updates and alerts from cybersecurity experts and local authorities about the latest online threats, especially those related to AI tools.
Report Suspicious Activity: If you suspect your data has been compromised through an AI platform, report it immediately to the appropriate authorities, such as Dubai Police’s Cyber Crime Department.
A Global Concern
The concerns raised by Dubai Police are not isolated. Globally, cybersecurity experts have highlighted the potential risks associated with AI tools, which have grown in popularity but are still in the process of being fully regulated. As the use of AI continues to expand across industries, governments, and law enforcement agencies worldwide are grappling with how best to protect users’ privacy while encouraging the responsible use of these powerful technologies.
Conclusion
As AI technology continues to permeate daily life, its advantages are undeniable, but so are its risks. Dubai Police’s warnings highlight the importance of being vigilant and responsible while using AI applications. Users must recognize that their personal data, once shared, may be vulnerable to misuse. By following precautionary measures and staying informed about the latest cybersecurity threats, individuals can better protect themselves in an increasingly AI-driven world.
Dubai Police remains committed to ensuring the safety of its citizens and residents, encouraging everyone to be cautious when interacting with AI tools and reminding the public that the convenience of technology should never come at the expense of security.
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The Central Bank of UAE’s Sanadak Ombudsman Unit offers an independent and transparent mechanism for resolving insurance complaints, ensuring consumer protection and equitable outcomes
The Central Bank of UAE has taken a significant step towards promoting fairness and transparency in the insurance sector by establishing an independent Ombudsman Unit called "Sanadak". This initiative provides consumers with a strong mechanism to resolve disputes and grievances with the Insurance Companies in the UAE.
Key Aspects of resolving insurance disputes through Sanadak:
1. Independence and Autonomy:
Sanadak operates as an independent entity with administrative autonomy.
It functions under the Central Bank's oversight but maintains independence in managing complaint processes, ensuring impartial and fair resolutions.
This independence builds consumer trust, ensuring the process is not influenced by external pressures.
2. Principles Guiding Sanadak:
Sanadak adheres to principles of fairness, equity, objectivity, legality, and integrity.
It handles complaints involving misleading practices, unfair treatment, or non-compliance with regulations by insurance providers.
3. Eligibility for Filing Complaints:
Consumers must first and foremost file a complaint with the internal complaint handling department of the insurance company. If dissatisfied with the response, the consumers may approach the Sanadak after 30 business days.
Consumers themselves can file complaints with the Sanadak via online mode.
The Sanadak may reject complaints in specific cases, such as:
If the matter is under legal proceedings in any court.
If there was insufficient communication with the institution before filing.
If the complaint falls outside the prescribed time limits.
4. Dispute resolution by co-operative effort:
The insurance companies must co-operate fully with Sanadak in providing accurate information promptly.
Similarly, complainants must also provide all necessary details related to their case. Failure to meet these requirements may result in the dismissal of the complaint.
5. Time frame for filing complaints:
Complaints should be lodged within 3 years of the incident or within 2 years from when the complainant became aware of the issue, whichever is later.
6. Decision-Making Process:
After reviewing the complaint, Sanadak makes a determination to either uphold, partially uphold, or reject it.
Decisions are based on whether the insurance company was deceptive, or unfair to the consumer.
If any party disagrees with the decision, they can escalate the matter to the Appeals Committee within 30 business days.
If the party disagrees with the decision of the Appeals Committee, then matter can be taken to the courts.
7. Enforcement and Compliance:
When a complaint is upheld, Sanadak can direct the financial institution or insurance company to take corrective actions, including compensation for losses incurred by the complainant.
These determinations are binding, and non-compliance can lead to enforcement actions by the Central Bank.
Conclusion
The establishment of the Sanadak marks a significant advancement in consumer protection within the UAE’s insurance and financial sectors, offering an effective, transparent, and fair process for resolving disputes.
At NYK Law Firm, we specialize in guiding clients through the complexities of insurance disputes in the UAE. With our expertise, we ensure that your rights are protected at every step, providing you with peace of mind and clarity in even the most challenging situations.
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Decennial liability is a significant aspect of construction law in the United Arab Emirates (UAE), designed to protect property owners from structural defects in buildings and other construction projects. This legal concept imposes a ten-year liability period on contractors and builders, ensuring that any defects or failures in construction are addressed within a specific timeframe. Understanding decennial liability is crucial for contractors, property owners, and investors in the UAE's booming construction industry.
The Legal Framework
Primarily Decennial liability in the UAE is primarily governed by Federal Law No. 5 On the Civil Transactions Law of the UAE (“Civil Code”), enshrined within; Article 880, which is considered as the definitive starting point of the decennial liability within UAE’s Civil Code.
With the first subsection focusing on affixing joint liability “for every defect endangering the solidity and security of the building” on the “engineer” and the “contractor, under his supervision” for “a period of ten years or a longer agreed period”. Indemnifying “the master of work for total or partial destruction of these buildings or fixed constructions”.
The second subsection effectively communicates the objective of this provision being the protection of the owner interests where even if the defect “is due to a defect in the ground itself, and even if the master authorized the erection of the defective buildings or fixed constructions” this “this obligation to indemnify shall remain in effect”.
With the third subsection establishing the time limit being 10-years beginning from the “delivery of the work”.
Key Provisions
Duration of Liability: As mentioned above, architects, contractors and engineers are liable for any defects affecting the structure of a building for ten years or a longer agreed period from the date of handover. While this applies to both residential and commercial properties per the limit set by Article 883 wherein, “Court action on the warranty may not be heard after three years from the occurrence of the destruction or the discovery of the defect.”
Scope of Liability: The liability covers significant structural issues that may compromise the safety and stability of a building. These can include faults in design, construction, or the materials used. Additionally, these faults in design, construction, etc., warranting decennial liability have been termed as trigger events by the UAE Courts, events resulting in ‘partial or total structural collapse’ and any ‘defects threatening the stability or safety of a structure’
Exclusions: It is important to note that decennial liability does not cover minor defects or issues that do not affect the overall safety and stability of the structure. Furthermore, if a defect arises from improper maintenance by the owner or third parties, the contractors, consultants and engineers involved may not be held liable. This exception also extends to external factors and natural disasters beyond the purview of the contractor or consultants, granted they can satisfy the burden of proof to qualify as such.
Implications for Stakeholders
For Contractors and Builders:
Contractors must ensure that they adhere to high standards of construction to avoid potential liabilities. Implementing quality control measures, using reliable materials, and following best practices can mitigate the risk of defects. Additionally, contractors should consider including clauses in their contracts that outline the scope of their responsibilities and limitations of liability.
For Property Owners
Property owners benefit from decennial liability as it provides a safety net against potential structural defects. It is advisable for property owners to conduct thorough inspections upon handover and document any defects. If defects are identified, owners should notify the contractor promptly to initiate repairs within the ten-year liability period.
For Investors
Investors in the UAE’s real estate market should be aware of decennial liability when evaluating properties. Understanding the implications of this liability can influence investment decisions, particularly regarding the reputation and reliability of the contractors involved in a project.
Mitigating circumstances
While no construction contract may directly waive, exclude or limit decennial liability under UAE law, as per public policy. Such liability may be mitigated by way of indemnities, namely insurance. With countries such as France and Egypt mandating the contractors to procure insurance as per their country codes. The only caveat here being that such insurance is rarely created for the sole purpose of addressing decennial liability and in jurisdiction where it is present it is heavily regulated by that country’s law.
Hence, as of now there does not seem to be a standard scheme to insure project against decennial liability, and even if there were it is hypothesized that such a product would not be commercially viable as it would only be relevant to the most complex projects.
Enforcement and Dispute Resolution
Disputes arising from decennial liability can be complex. In the UAE, these disputes may be addressed through:
Negotiation: Direct negotiations between the contractor and property owner can often lead to amicable resolutions.
Mediation: Engaging a mediator can help facilitate discussions and find mutually acceptable solutions.
Arbitration and Litigation: If disputes cannot be resolved through negotiation or mediation, parties may resort to arbitration or court proceedings. The UAE has a well-established legal framework for handling construction disputes, including specialized construction courts.
In terms of Compensation
As based on precedent, if presented with a claim against a contractor and a consultant the Court is likely to allocate liability on a pro rata basis as per their contributions to the defect while taking into consideration the severity of the fault or defect as well as each party’s individual connection to said fault.
Conclusion
Decennial liability serves as a crucial mechanism in the UAE’s construction landscape, providing essential protections for property owners while actively holding contractors responsible for their works one year from the date of the preliminary handover and passively for 10 years following the complete handover.
As the UAE continues to develop its infrastructure and real estate sector, understanding and navigating decennial liability will remain vital for all stakeholders involved. By prioritizing quality construction and clear communication, parties can effectively manage their responsibilities and protect their interests in this dynamic market.
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On July 15, 2024, the Dubai International Financial Centre (DIFC) introduced significant changes to its Prescribed Company (PC) regime through amendments to the Prescribed Companies Regulations 2024. These changes aim to streamline and broaden the framework for establishing a PC, offering more flexibility for individuals and entities seeking to hold real property in Dubai and across the GCC.
Key Features of the New Regime
Under the revised PC Regulations, any party intending to own or control one or more registrable assets within the GCC can now form a Prescribed Company. Registrable assets include properties or property interests that require formal registration with a GCC authority to establish legal ownership, secure rights, or claims, and provide public notice of such interests.
This new approach simplifies the process of forming a PC and opens the door to a broader range of asset holders who want a more streamlined structure for property ownership in the region.
Streamlined Formation and Grace Period
To support this transition, the DIFC has introduced a six-month grace period that begins once a Prescribed Company is established. During this time, shareholders are allowed to finalize the acquisition of real estate or other GCC registrable assets. The documentation confirming the acquisition must then be submitted to the DIFC.
This grace period ensures a smooth process, allowing the company to be formed first, followed by asset acquisition, with the administrative support of a licensed Corporate Service Provider (CSP) within the DIFC.
Advantages of the PC Structure
Although there are existing structures like foundations and trusts in the UAE that can hold real estate, the updated PC regime offers several distinct advantages. A key benefit is the opportunity to operate within the DIFC’s common law jurisdiction, known for its business-friendly environment, low fees, and simplified processes.
Additionally, PCs can use licensed CSPs to provide a registered office within the DIFC, further simplifying administrative procedures and reducing the regulatory burden for asset holders.
Conclusion
The revamped PC regime offers a highly efficient and flexible option for real estate ownership across the GCC. By providing a straightforward structure for holding assets, along with the benefits of the DIFC’s legal framework, it has the potential to attract more international investors and simplify the process of acquiring and managing property in Dubai.
As the real estate market in Dubai continues to evolve, this new regime offers a modern solution to meet the growing demand for streamlined ownership structures in the region.
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In the UAE, the extraction and use of groundwater is regulated by law. In Fujairah, residents must obtain a permit before digging a well on their property. Failing to do so can result in significant fines ranging from Dh2,000 to Dh10,000, depending on the violation. In some cases, penalties can be even higher. For instance, in 2020, two individuals were fined Dh3 million for digging a well and selling groundwater without authorization.
The Fujairah Environment Authority oversees the well-drilling process, ensuring compliance with environmental standards. Residents can apply for the required permits online through the authority's website, and the process typically takes two working days.
Steps to Obtain a Drilling Permit
Required Documents
Who Can Apply?
This service is available to both individuals and legal entities, including commercial, industrial, and mining companies.
Processing Time and Fees
The application process for well-digging permits takes two working days. Fees are categorized as follows: digging a water well on a farm costs Dh200, while drilling a water well in facilities is Dh10,000.
Terms and Conditions
By following these guidelines and securing the proper permits, residents and businesses in Fujairah can avoid hefty fines and ensure their well-drilling activities comply with UAE
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Emiratis who have previously taken a loan to build or purchase a home can now apply for a top-up loan of up to Dh500,000, thanks to a new initiative launched by the Abu Dhabi government. This program is designed to help eligible citizens enhance their existing loans of Dh1.75 million, providing them with the financial support needed to secure housing that better suits their needs.
The Abu Dhabi Housing Authority (ADHA) has partnered with Abu Dhabi Commercial Bank (ADCB) to offer these additional loans. The Abu Dhabi government will cover 50% of the interest and gains on the top-up financing, making it more affordable for beneficiaries.
Eligibility Criteria:
Key Terms:
This initiative was formalized through an agreement signed by His Excellency Hamad Hareb Al Muhairi, Director General of the Abu Dhabi Housing Authority, and Ala’a Eraiqat, CEO of ADCB Group.
Hamad Hareb Al Muhairi emphasized that the collaboration with the private sector reflects ADHA’s dedication to offering a diverse range of housing solutions tailored to citizens' needs. Ala’a Eraiqat, CEO of ADCB, highlighted the crucial role of banking institutions in the housing sector, noting that this initiative aligns with the UAE’s leadership priorities for a sustainable future.
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Dubai's real estate market has been marked by rapid growth and substantial foreign investment. To address this, Dubai Law No. 13/2008 on the Interim Real Estate Register, as amended by Dubai Law No. 9/2009, Dubai Law No. 19/2017, and Dubai Law No. 19/2020 (the "Law"), establishes key safeguards to protect both developers and buyers, particularly in off-plan property transactions. The Law provides a comprehensive legal framework for the registration and regulation of off-plan sales, promoting transparency and accountability. This article examines the Law’s critical provisions, amendments, and their practical impact on Dubai's real estate sector.
Understanding the Interim Real Estate Register
Under Article 3 of the Law, all transactions related to off-plan real estate units must be registered in the Interim Real Estate Register before they can be legally recognized. This register, maintained by the Dubai Land Department (DLD), documents all off-plan sales and related legal actions, ensuring that both developers and buyers are protected until the property is completed and transferred to the Real Estate Register. The law clearly states that any sale or other legal actions concerning off-plan units are void if not recorded in the Interim Real Estate Register. This measure prevents fraudulent or unauthorized sales and ensures that the legal interests of all parties are safeguarded.
Key Developer Obligations
Before selling off-plan properties, developers must meet certain requirements outlined in Article 4 of the Law. These include receiving ownership of the land and obtaining necessary approvals from relevant authorities. Developers must also ensure that all off-plan real estate units are properly registered before any sales or legal actions, such as mortgages, can be conducted, as mandated by Article 6 of the Law. Additionally, if a developer wishes to engage a real estate broker to market the project, Article 9 of the Law requires that the developer first enter into a formal contract with the broker in compliance with Dubai Regulation No. 85/2006, which governs the registration of real estate brokers.
Re-Sale of Off-Plan Properties
Re-selling off-plan properties follows a structured process to ensure transparency and legality: Buyers and sellers must first apply for a No Objection Certificate (NOC) from the developer. The transaction is registered under the Oqood Management System, a platform developed by the DLD in conjunction with the Real Estate Regulatory Authority (RERA). The developer enters the buyer’s details into the system, and once the buyer pays the Oqood fees (4% of the property’s original price), a Certificate of Registration is issued. Upon completion of the property, and once the buyer has fulfilled all payment obligations, the property is transferred to the Real Estate Register in the buyer’s name. This process ensures that off-plan transactions are tracked from inception to completion, minimizing disputes and legal ambiguities.
Developer and Buyer Rights and Obligations
Developers and buyers both have clearly defined rights and obligations under Dubai Law No. 13/2008: Buyers are required to pay the purchase price, registration fees, and any costs associated with title deeds or NOC fees, unless otherwise agreed. Developers, while having no statutory obligations beyond registration, must comply with contractual commitments, especially regarding delivery timelines and accurate representations of the property. In case of disputes, Article 11 of the law provides a mechanism for developers to notify the DLD if a buyer defaults on their contractual obligations. Depending on the completion status of the project, developers can take various actions, such as requesting the DLD to auction the property or rescinding the sale and retaining a percentage of the unit's value.
Legal Remedies for Disputes
The law provides several remedies for both resale and off-plan transactions. With regard to resale properties: Under Article 272 of Federal Law No. 5/1985, either party may terminate the contract if the other fails to fulfill their obligations. If termination occurs, the parties must restore what they have received, or compensation is awarded under Article 274 if restitution is not possible. In the case of off-plan properties, the Dubai Law No. 19/2017 amends Article 11 of the Law to allow developers to rescind the contract and deregister the sale in case of non-payment by the buyer, without needing to approach the courts. However, buyers can challenge such deregistration.
Conclusion
Dubai Law No. 13/2008 and its amendments establish a comprehensive legal framework for managing off-plan property sales in Dubai. By ensuring that all transactions are properly recorded in the Interim Real Estate Register, the law protects both developers and buyers from fraudulent dealings and legal uncertainties. The amendments introduced in subsequent years have strengthened the protections for investors while providing developers with clear guidelines for enforcing contractual obligations. As Dubai’s real estate market continues to grow, the legal safeguards established by this law will play a crucial role in maintaining investor confidence and market stability.
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At the UAE Growth and Investment Forum, businesses were urged to prioritize compliance with both VAT and corporate tax to avoid significant financial penalties. With the recent introduction of corporate taxation in the UAE, understanding the tax landscape has become crucial for businesses, particularly small and medium enterprises (SMEs) and new ventures.
The forum emphasized the importance of distinguishing between VAT and corporate tax. These are two separate obligations, and non-compliance with either can lead to hefty fines. Some businesses mistakenly believe that registering for one tax exempts them from the other, which can result in costly mistakes.
To ensure compliance, businesses must first understand the fundamentals of the tax regime. Key aspects include identifying the tax periods, managing allowable expenses, and understanding the process of currency conversion in line with the UAE’s Central Bank rates. Financial statements must be reported in UAE Dirhams, and consistency in currency conversion methods is critical for maintaining compliance. Companies must also assess their tax residency status and determine whether they are operating as resident or non-resident entities, as this affects their tax obligations.
Free zones and mainland entities are subject to different regulations, and businesses must stay informed about the specific rules that apply to them. In addition, businesses must comply with transfer pricing rules and economic substance regulations, which are crucial for transactions with related parties.
Legal Perspective and Tips for Businesses:
Stay Updated on Tax Laws: UAE's tax laws are evolving, so businesses should regularly consult legal experts and reliable sources to stay informed about the latest changes in VAT and corporate tax regulations.
Implement Robust Accounting Systems: Accurate financial tracking is essential for maintaining compliance. Businesses should invest in reliable accounting software and systems to ensure proper documentation and timely tax filings.
Understand Your Entity Type: Whether operating in a free zone or mainland, businesses must clearly understand their entity type and the applicable tax regulations to avoid unnecessary penalties.
Seek Professional Guidance: Navigating the complexities of VAT and corporate tax can be challenging, especially for new businesses. Consulting with tax experts can help avoid costly errors and ensure adherence to the legal requirements.
Plan for Future Tax Periods: Identifying the first tax period and understanding the ongoing tax obligations is vital for long-term compliance.
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A new law in Dubai will regulate how community members, employees, and organizations involved in managing public facilities can assist the government in enforcing rules and preventing violations. His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE, and Ruler of Dubai, has issued Law No. (19) of 2024, which establishes guidelines for granting law enforcement capacities to individuals and institutions in the emirate.
This legislation aims to ensure that individuals and organizations tasked with law enforcement carry out their duties effectively, while also fostering greater collaboration between the public and private sectors in managing public facilities.
Empowering Community Involvement
The law’s primary goal is to empower community members to assist government authorities in upholding the law and preventing any actions that contravene Dubai’s legislation. By involving citizens and residents, the law seeks to broaden the responsibility of safeguarding public order across the wider community.
The regulations will apply to:
Key Requirements for Law Enforcement Capacity
Under the new law, to be granted law enforcement authority, individuals must meet several criteria. They must be at least 30 years old, although exceptions may be granted by senior government officials when necessary. They must also possess the relevant knowledge, qualifications, and expertise in the areas they oversee, with a thorough understanding of the legislation they are tasked with enforcing.
Furthermore, individuals must complete relevant training programs and demonstrate proficiency in using modern technologies. The law mandates the use of Arabic in investigations and outlines clear guidelines for the duties and performance assessments of judicial officers.
Revocation and Replacement of Previous Law
Law No. (19) of 2024 also provides a framework for revoking law enforcement capacity when necessary. Such decisions are subject to a ruling issued by the chairman of the Supreme Legislative Committee in Dubai. The new decree replaces Law No. (8) of 2016, which previously governed the regulation of law enforcement capacity in the emirate.
Legal Perspective
From a legal perspective, the introduction of Law No. (19) of 2024 reflects Dubai’s ongoing efforts to enhance the rule of law and ensure the effective implementation of legislation. By expanding law enforcement capacities to include community members and private sector employees, the law fosters a proactive partnership between the public and private sectors.
The law imposes strict conditions for those granted law enforcement authority, emphasizing the importance of knowledge, training, and technological expertise. The inclusion of proficiency in modern technology is notable, as it aligns with Dubai’s vision of becoming a leading digital and smart city.
By setting a minimum age requirement of 30, with exceptions allowed at the discretion of senior officials, the law aims to ensure that those entrusted with such responsibilities possess the maturity and experience necessary to enforce laws effectively. However, the provision for exceptions grants flexibility, allowing for younger individuals with specialized skills to contribute where needed.
Finally, the requirement to use Arabic in investigations ensures linguistic uniformity and compliance with local legal standards, maintaining the integrity of legal procedures.
In conclusion, Law No. (19) of 2024 not only enhances Dubai’s legal framework but also underscores His Highness Sheikh Mohammed bin Rashid Al Maktoum’s commitment to inclusive governance by empowering community members to play an active role in maintaining public order and upholding the rule of law.
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Healthcare in the UAE can be expensive, especially for those seeking high-quality medical services. However, government healthcare facilities offer a cost-effective alternative for residents looking to save on their medical expenses. The Emirates Health Services (EHS), which manages a network of public hospitals and clinics across the UAE, provides affordable medical care with significantly reduced service charges. One key way to access these services is through the EHS health card.
In this article, we will cover what the EHS health card is, how to apply for it, and the benefits it offers.
What Is the EHS Health Card?
The EHS health card allows UAE residents to access affordable healthcare at public medical facilities, including hospitals and clinics managed by Emirates Health Services. With this card, residents can avoid the additional 20 percent service charge typically applied at private healthcare providers. EHS operates over 100 public healthcare facilities throughout the UAE, including 13 hospitals and 59 primary health centres. This extensive network ensures that residents can receive high-quality medical services in various regions of the country.
Benefits of the EHS Health Card
How to Apply for the EHS Health Card
Applying for an EHS health card is a straightforward process. You can submit your application at any public hospital or clinic managed by EHS, or even at a typing centre. Here's a step-by-step guide:
Costs and Fees
The cost of applying for an EHS health card is minimal compared to the savings you will receive on healthcare services. While exact fees can vary, they generally depend on your age, residency status, and the type of services you require. Residents are encouraged to visit the nearest EHS facility or typing centre to confirm the current charges before applying.
Who Should Apply for the EHS Health Card?
The EHS health card is particularly beneficial for residents who regularly seek medical care or wish to have an affordable healthcare option available. It’s also a great solution for expatriates who are not covered by private health insurance, or those who prefer the lower costs associated with public healthcare. Additionally, the card is ideal for families looking to reduce their overall healthcare expenses, especially for routine check-ups, treatments, and emergency services.
Conclusion
The EHS health card offers UAE residents an affordable way to access quality healthcare at government facilities. With a simple application process, reasonable fees, and significant cost savings on medical services, it is a practical option for individuals and families alike. By applying for an EHS health card, residents can ensure they have access to reliable medical care without the financial strain often associated with private healthcare providers.
For more information on the EHS health card and the application process, visit your nearest EHS hospital or clinic, or inquire at a local typing centre.
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For the first time, UAE motorists can now access third-party insurance coverage for vehicle damage caused by floods and storms. Launched by Al Fujairah National Insurance Co. (AFNIC), the new product, FloodGuard, provides protection for both personal and company-owned vehicles used for leisure or personal purposes—particularly for those over seven years old that may not qualify for comprehensive insurance. However, it does not cover commercial vehicles.
FloodGuard offers two coverage options: policyholders can choose between limits of Dh25,000 or Dh50,000 for a 12-month term, with premiums starting at Dh350 and Dh550, respectively. This standalone insurance can be purchased by any motorist in the UAE, regardless of their primary insurer, provided they have an existing third-party liability (TPL) policy.
It is important to note that this product does not replace traditional comprehensive or TPL motor insurance, and its coverage activates 15 days after the start date. While the policy protects against damage from natural events like storms and floods, it excludes damages from incidents such as getting stuck in sand dunes, beaches, wadis, or man-made water bodies. Additionally, FloodGuard covers only cars, excluding two-wheelers.
The introduction of this policy follows severe rainfall in mid-April 2024, which damaged thousands of vehicles across the UAE, resulting in millions of dirhams in losses. While vehicles with comprehensive insurance were able to claim, those with third-party insurance were left without coverage.
“Innovation is crucial in the competitive UAE market,” said Antoine Maalouli, CEO of AFNIC. “This year’s extreme weather events, worsened by climate change, left many without adequate protection. With motorists increasingly seeking coverage for natural disasters, FloodGuard fills a vital gap in the market, providing peace of mind for vehicle owners.”
Maalouli also expressed pride in AFNIC’s leadership in introducing this unique insurance solution to the UAE, offering much-needed relief for private car owners in the wake of the recent storms.
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The UAE Federal Authority for Government Human Resources (FAHR) has unveiled a unified model for employment contracts within the federal government sector, a move aimed at streamlining and standardizing employment terms for both Emiratis and expatriates. This legal reform signifies a major advancement in the UAE’s employment framework, reflecting its commitment to fostering an inclusive, efficient, and well-regulated public sector.
Key Features of the Unified Model
The newly introduced employment contract model applies to all employees within the federal government, covering various employment types and work patterns. It is designed to address several critical aspects of employment, including:
- Work Patterns: The model clarifies the different work patterns allowed under federal government employment, giving room for diverse roles and responsibilities while maintaining operational efficiency.
- Flexible Timings: The reform includes provisions for flexible working hours, recognizing the growing need for adaptable work schedules in a modern work environment.
- Contract Durations: One of the model's most significant aspects is the specification of contract durations, providing clarity and transparency for both employers and employees. Whether an individual is employed on a permanent, temporary, or project basis, the duration of the employment will be clearly stipulated.
Application to Emiratis and Expats
The unified model is applicable to both Emiratis and expatriates employed in the federal government. This inclusivity is in line with the UAE's broader policies to integrate Emiratis into the public sector while ensuring that expatriates have clear and structured employment terms.
Enhancing Legal Clarity and Reducing Disputes
From a legal standpoint, this initiative represents a significant step towards reducing ambiguity and employment disputes in the public sector. By standardizing terms and conditions, the model enhances legal certainty for all stakeholders. Employees now have a clear understanding of their rights and obligations, and employers can ensure compliance with unified guidelines.
The introduction of this contract model comes at a time when governments worldwide are reassessing employment frameworks to adapt to new work environments shaped by technological advancements, global mobility, and shifts in labour markets. The UAE has consistently been at the forefront of such reforms, with this unified model being a testament to its proactive approach to labour governance.
A Boost to Emiratisation Efforts
The unified model also aligns with the UAE's ongoing Emiratisation efforts, which aim to increase the number of Emiratis employed in the public and private sectors. By creating a transparent, structured, and attractive employment framework, the federal government aims to encourage more Emiratis to join the workforce, knowing that their employment terms are safeguarded under this unified system.
Conclusion
The UAE’s move to introduce a unified employment contract model is a landmark reform that reflects the country’s legal sophistication and its ability to adapt to the evolving needs of the workforce. It provides much-needed clarity on work patterns, flexible timings, and contract durations, ensuring fairness and legal consistency for both Emirati and expatriate employees in the federal sector.
This initiative further solidifies the UAE's reputation as a leader in progressive labor policies, offering a model that other nations may look to as a benchmark for employment reform.
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In today’s rapidly digitizing world, it isn’t merely boardroom pressures that keep the chief executives of global financial institutions awake at night. Instead, it’s the growing concern over cybersecurity risks that threatens the very core of their operations. For banks managing trillions of dollars in assets, the rise of digital technologies has also meant an increasing number of cyber threats that traditional measures are struggling to contain.
Jane Fraser, the CEO of Citigroup, succinctly captures this anxiety, stating that cybersecurity risks are the ones “you can't really control.” Despite significant investments aimed at mitigating these risks, Fraser and many of her counterparts across the financial services industry acknowledge that cyber threats remain a top concern.
This sentiment is echoed in the UAE, where Ahmed Abdelaal, CEO of Mashreq Bank, highlights cybersecurity as the number one threat facing financial institutions today. "If I am not paying equal attention to this important front, then I am not doing my job," he asserts, emphasizing that while innovation and business expansion are vital, neglecting cybersecurity can undermine an institution’s entire operation.
The increasing interconnectedness of global finance, coupled with the introduction of technologies like the Internet of Things (IoT), machine learning, and artificial intelligence, has exposed financial institutions to vulnerabilities that they never faced before. For banks in the UAE and beyond, the stakes are higher than ever as cyber criminals become more sophisticated.
The Financial Sector as a Prime Target
Financial institutions are especially attractive to cybercriminals due to their vast monetary resources and the immense amounts of personal data they store. James Maude, CTO of BeyondTrust, notes, “When it comes to cyber threats, they follow the money, making banks and financial institutions a big target.” Indeed, the consequences of such attacks are not limited to individual victims but have the potential to disrupt entire economies.
In 2024, cyber threats ranked as the second most concerning issue for global banks, just behind inflation and rising interest rates, according to research firm GlobalData. However, there is a growing disconnect between the magnitude of these threats and the resources allocated to combat them. Many institutions face cuts in cybersecurity budgets, which could have serious long-term implications.
Despite these challenges, spending on cybersecurity continues to rise. Banks are expected to spend more than $8.5 billion globally on cybersecurity in 2024, nearly double the $4.29 billion spent in 2019. Institutions like JPMorgan and Bank of America have ramped up their efforts significantly, with annual expenditures reaching hundreds of millions of dollars to ward off attacks.
UAE’s Regulatory Landscape and Initiatives
In the UAE, the regulatory environment is evolving in response to these risks. Mohammed Al Kuwaiti, Chairman of the UAE Cybersecurity Council, has announced that the executive regulations for a new encryption law, aimed at establishing key standards for data transmission security, are expected to be finalized by the end of the year. This move aligns the UAE’s cybersecurity infrastructure with the rapidly advancing global technological landscape, particularly in preparation for the challenges posed by quantum computing.
Quantum computing, while still in its nascent stages, poses a serious threat to the financial services industry. Experts warn that as quantum computing advances, current encryption methods could become obsolete. David Boast, managing director at Endava, points out that quantum computers will be capable of dismantling the secure firewalls and encryption banks use today.
The UAE’s proactive approach to regulating and preparing for these emerging technologies reflects a deep understanding of the cybersecurity challenges ahead. As quantum computing inches closer to becoming a reality, post-quantum cryptography algorithms, which are resistant to the power of quantum computing, will be essential for protecting financial data.
The Cost of Cybersecurity Breaches
The financial costs of a data breach in the financial sector are significant. According to IBM’s 2024 report, the average data breach cost in the financial sector exceeds $6 million, making it the second-most expensive industry after healthcare. In the UAE, the financial sector's heavy reliance on digital banking makes it particularly vulnerable, as cyber attackers target institutions integral to the economy.
For banks in the UAE, the focus on cybersecurity must not only address technological solutions but also ensure that clients are educated on the risks. Abdelaal of Mashreq Bank underscores the importance of client-side security, warning that even the most robust firewalls can be breached by simple user errors such as clicking on phishing links.
In conclusion, the financial sector’s cybersecurity battle is far from over. For UAE banks and financial institutions, the stakes are high, and the cost of inaction could be devastating. As cybercriminals continue to evolve, so too must the strategies employed by banks to defend against them. Investing in cutting-edge technologies, regulatory preparedness, and client education will be key to mitigating these risks and securing the future of finance in the UAE.
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Dubai will observe a public holiday on Sunday, September 15, to honour the Prophet Muhammad's birthday. Government offices, departments, and institutions will be closed, with regular operations resuming on Monday, September 16. However, this does not apply to public-facing services, facilities management, or institutions with rotating shifts, which will continue to operate according to their operational needs.
The Prophet's birthday is traditionally observed on 12 Rabi' Al-Awwal 1444 in Islamic nations, including the Gulf region.
Following this holiday, residents in the UAE can look forward to a four-day break in December, with National Day falling on December
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The Abu Dhabi Department of Economic Development (ADDED) has issued a warning to all licensed businesses in the emirate, emphasizing the importance of complying with regulations when engaging with social media influencers for advertising and promotional activities.
In a recent circular, ADDED acknowledged the efforts of local businesses to foster a healthy economic environment but stressed the need for stricter adherence to established guidelines. The department outlined the following key requirements:
- Social media influencers must obtain a license from ADDED to legally provide advertising services through online platforms.
- Businesses must secure a permit from ADDED before engaging in any advertising, promotional, or marketing activities.
- Companies are responsible for ensuring that influencers they collaborate with hold valid licenses issued by ADDED.
Failure to meet these requirements will result in penalties as outlined in ADDED’s table of violations. Non-compliant businesses risk fines ranging from AED 3,000 to AED 10,000 and could even face closure for failing to follow the department’s directives.
In a new initiative aimed at supporting parents during the crucial postpartum period, Abu Dhabi has announced a free home visitation service for new mothers. Certified maternity nurses will provide psychological and emotional assistance to help families adjust to the challenges of early parenthood. This service can be accessed via the Medeem Digital Platform, offering a range of resources for couples preparing for marriage or parenthood.
The launch of this program comes shortly after Abu Dhabi extended maternity leave to 90 days for Emirati women employed in the private sector, enhancing support for working mothers.
The home visit service is part of the broader Emirati Family Growth Programme, introduced by the Department of Community Development.
This initiative, launched in July, includes six key measures aimed at fostering family stability and growth among UAE nationals:
1. Interest-free loans of up to Dh150,000 to help cover wedding and early marital expenses, with the possibility of loan forgiveness if the couple has two children within five years.
2. Temporary housing for newlyweds, offering rental assistance of up to Dh75,000.
3. Housing loan discounts of up to Dh40,000 per child for families with four or more children.
4. Extended repayment periods for housing loans, without increasing the total loan amount, for families with their fourth, fifth, or sixth child.
This comprehensive program emphasizes the UAE’s commitment to fostering familial and societal cohesion by offering practical and financial support to Emirati families.
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A recent Federal Decree has introduced key amendments to the UAE's Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) Law, marking a significant step in the country’s ongoing efforts to enhance its AML framework. These changes come on the heels of the UAE’s removal from the Financial Action Task Force (FATF) Grey List, reflecting the nation’s commitment to maintaining robust AML controls.
Understanding the Amendments
Contrary to some market interpretations, the new amendments do not establish entirely new oversight bodies for AML/CFT. Instead, they reorganize existing structures to align with the UAE’s broader governance framework. The National Anti-Money Laundering and Combating the Financing of Terrorism and Financing of Illegal Organizations Committee (National Committee), originally formed by a decision of the Minister of Finance, will now be formally constituted by the Cabinet. The Higher Committee, initially a temporary body created to oversee the UAE’s FATF Mutual Evaluation, will become a permanent entity known as the Supreme Committee, falling under the Presidential Court's authority.
These changes reflect the UAE’s intent to elevate AML governance to the highest levels of government. The introduction of a General Secretariat to the National Committee is particularly noteworthy, as it promises to enhance the Committee’s operational capabilities by providing dedicated resources, thereby improving the overall effectiveness of AML oversight.
Implications for Businesses
While the amendments do not directly alter compliance requirements for regulated entities, they signal a shift towards a more rigorous enforcement environment. The UAE’s elevation of AML oversight bodies highlights the government’s prioritization of AML initiatives, suggesting that businesses should prepare for increased scrutiny.
Recent actions by UAE authorities reinforce this trend. The Central Bank imposed a $1.6 million fine on a local bank for AML/CFT violations, the Ministry of Economy revoked licenses of 32 precious metals dealers for AML failings, and the Cabinet amended penalties for Designated Non-Financial Businesses and Professions (DNFBPs) with compliance issues. These measures underscore the UAE’s determination to maintain a stringent enforcement regime.
Looking Ahead
Businesses should anticipate that the UAE’s focus on AML enforcement will continue to intensify, particularly as the country prepares for its next FATF Mutual Evaluation between 2025 and 2027. Authorities are likely to emphasize areas such as virtual asset regulation, asset recovery, information sharing, and the development of national databases to strengthen the national risk assessment.
While the recent amendments do not impose new compliance obligations, they serve as a clear indication that the UAE is committed to refining its AML framework in line with FATF standards. Companies operating in the UAE should remain vigilant and ensure their AML practices are robust, as further regulatory adjustments and enforcement actions are expected in the near future.
Introduction:
An Equivalency Certificate is a crucial document issued by the UAE Ministry of Education to validate academic qualifications earned from recognized institutions abroad. This certificate ensures that your degree meets the UAE’s academic standards and international education criteria. Whether you are a student, professional, or expatriate seeking career opportunities in the UAE, obtaining this certificate is essential. Below is a step-by-step guide to help you through the process.
Step 1: Attesting Your Degree and High School Certificate
Begin by getting your highest academic degree (Bachelor’s or Master’s) and High School/Secondary School (HSS) certificate attested by the UAE embassy in the country where you obtained them. If these documents are not in English or Arabic, they must be translated accordingly.
For a Bachelor’s degree, you will need:
For a Master’s degree, you will need:
Step 2: Obtaining a 'Genuineness Letter' (If Required)
In some cases, a genuineness letter is needed to confirm that your studies were conducted at an accredited institution. Check the Ministry of Education’s list of countries to see if your country requires this letter. If needed, the process involves coordination between the UAE embassy, your college/university, and the Ministry of Education.
For Indian applicants, the Verification of Education Document can be done via IVS Global, the authorized service provider. The application will be sent to the relevant university for verification. You can track the status of your application through the courier company’s website to ensure it has been delivered to the university.
Step 3: Applying for an ICA Travel Report
To move forward with the equivalency process, you must obtain an ICA Travel Report, which details your entry and exit dates, ports of entry/exit, and passport information. This report can be acquired from the Federal Authority for Identity and Citizenship (ICA) or the General Directorate of Residency and Foreigners Affairs (GDRFA). Applications for this report can be submitted through ICA customer happiness centres, online platforms, or the Dubai Now app.
Step 4: Submitting Your Application for the Equivalency Certificate
After completing the previous steps and gathering all the necessary documents, you can apply for the Equivalency Certificate via the Ministry of Education's online portal. Follow the instructions provided on their website to complete the application form accurately.
Documents Required for the Equivalency Certificate Application:
Conclusion:
Obtaining an Equivalency Certificate in the UAE is a necessary step to ensure that your academic qualifications are recognized within the country. By following the outlined steps—degree attestation, obtaining a genuineness letter if needed, applying through the Ministry of Education’s portal, and submitting the required documents—you can facilitate the recognition and acceptance of your academic credentials in the UAE.
Starting September 1, 2024, a new regulation will be implemented for UAE residents and tourists flying to Schengen countries, restricting the amount of liquid they can carry in their hand luggage to a maximum of 100ml per container.
This temporary measure, announced by the European Council, has been introduced in response to a technical issue rather than any new security threat. The restriction aims to address concerns related to the screening of liquids at European airports.
Details of the Regulation
The European Commission explained that while certain EU airports currently use Explosive Detection Systems for Cabin Baggage (EDSCB), which allow passengers to carry liquid containers exceeding 100ml, this capability will be temporarily suspended from September 1. Airports that have not implemented EDSCB or already limit liquids to 100ml will remain unaffected by this change.
The Commission emphasized that this measure is precautionary and aligns with international aviation security standards. It is working closely with member states and the European Civil Aviation Conference to quickly resolve the technical issue and ensure safe and secure air travel.
Finland's national airline, Finnair, also confirmed that starting September 1, only liquid containers up to 100ml will be permitted in carry-on luggage at European airports, including Helsinki Airport. However, the total liquid allowance per passenger remains at two liters, and transfer passengers at Helsinki Airport will not be affected by this rule.
This regulation is particularly significant for UAE residents and tourists, as Schengen countries are popular destinations for both business and leisure travel. The temporary rule serves as a reminder to travellers to adjust their packing accordingly to avoid inconvenience at the airport.
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In a recent ruling on August 15, 2024, the Dubai Court of Cassation in Case No. 339 of 2023 (Civil) affirmed that foreign court judgments can be enforced in the UAE, even when the UAE courts could have originally handled the dispute.
Case Background
The case involved a judgment creditor seeking to enforce a monetary judgment issued in Poland within the onshore Dubai courts. Initially, the enforcement judge allowed the Polish judgment to be enforced in the UAE. However, the defendant appealed, and the Court of Appeal overturned this decision. The judgment creditor then escalated the matter to the Court of Cassation.
Court of Cassation's Ruling
The central question was whether the UAE courts could refuse to enforce a foreign judgment on the grounds that they had jurisdiction over the original dispute due to the defendant’s residency in the UAE. The judgment creditor argued that the defendant's UAE residency did not preclude the lawsuit from being filed in Poland, especially since the judgment pertained to an incident that took place there.
Historically, under Article 235 of the old Civil Procedures Law No. 11 of 1992, UAE courts could deny enforcement of foreign judgments if they had jurisdiction over the underlying dispute, even if that jurisdiction was not exclusive. However, the Court of Cassation clarified that the law has since evolved. The current legal standard, as outlined in Article 85 of Cabinet Resolution No. 57 of 2018 (and its amendments), specifies that enforcement of foreign judgments in the UAE can only be refused if the UAE courts have exclusive jurisdiction over the matter.
In this case, since the UAE courts did not have exclusive jurisdiction, there was no legal basis to deny enforcement of the Polish judgment.
Conclusion
This ruling underscore the UAE courts' openness to enforcing foreign judgments, providing reassurance to claimants who choose to resolve disputes in foreign jurisdictions while maintaining the ability to enforce favourable outcomes within the UAE.
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An eminent investment company in the United Arab Emirates is preparing to create a new fund worth $ 500 million which will be used for investment into the projects of the emerging digital economy. This specific direction is largely influenced by the company’s appetite to capitalize on new technologies and apply them in various industries.
Helping UAE to Become Digital
The firm remains unnamed in this report, but it has been said that the new fund will be focused on strengthening those digital initiatives which are highly likely to generate huge economic and technological revenues for the country. This complies with the current digital transformation strategy of the UAE, which is intended to make the country one of the strongest nations with respect to technology and invention.
The emotional fund aims to delve into diverse aspects of the digital space including but not limited to artificial intelligence, fintech, blockchain, e-commerce, and digital healthcare whose budget amounts to $500 million a year. The member of the firm to address the raise stated that, this investment will not only enhance technology but will also create jobs and stimulate the local economy. The move would enable the UAE to attract global technological experts, positioning the country as a center-nucleus of digital industry.
Strategic Funding of Emerging Technologies
According to legal practitioners from various law firms, including corporate and financial practitioners, the move has been welcomed. They see this as a major initiative meant to enhance the UAE’s position in the global digital economy. With the UAE’s geographic advantage and business-friendly climate, creating such a fund could spur even bigger investments in that part of the world.
"The launch of this fund of $500 million is one more sign that the UAE's aspirations are to create a society that supports innovation,” explained an associate from one of the law firms in the case. “With the assistance of the firm in these emerging technologies, it is not only helping the economic diversification objectives of the UAE, but it is also supporting advancement that is going to improve industries beyond what has been established."
In line with Government Objectives
In the recent past, the UAE government has been supportive of initiatives that will position the nation at the center stage of modern technology. The government's digital strategies are also time-certain to develop countries’ GDP per capita by not much less than 2-digit contributions over the next few years. Therefore, this new $500 million fund will be in line with these national goals since it will assist in financing reform initiatives that are in line with the vision of UAE.'s digital economy.
Legal Frameworks and Regulations
In consideration of the forthcoming digital projects, legal experts have placed emphasis on the regulations governing such investments. Regulatory authorities within the UAE have taken the initiative to amend statutes and regulations in alignment with new developments in technology. For example, the Dubai International Financial Centre (DIFC) and the Abu Dhabi Global Market (ADGM) have implemented rules on the regulation of digital assets and investments in the fintech industry to protect investors.
Legal practitioners in the field recommend that organizations considering investment in a digital platform should carry out proper exploratory examination and observe laid down laws so as to lower the threats of cybersecurity, privacy and intellectual property theft.
The Future Outlook for the Digital Sector in the UAE
With the current global trend of the economy gravitating to digital ways of doing business, it is anticipated that the UAE proactive measures in developing a digital economy will bear great benefits. According to industry experts, this fund of $500 million is expected to be in high demand from foreign technology companies and start-ups wishing to establish a presence in the Middle Eastern region.
This fund is an important landmark in the UAE’s quest to establish itself as a digital superpower. It is representative of the company’s belief in the capability of the UAE to be at the fore front of the digital age courtesy of well launched government programs and a right business climate.
Conclusion
Even this $500 million fund turned out to be the first of its kind in the UAE based firm and thus the countries digital transformation agenda deserves all praise. The money from the fund is allocated to further development of novel sectors and it will foster innovation, creation of jobs, and even strengthen the position of the UAE in the global technology game. The forecast about the emergence of the investment of world technological and human capitals into the country becomes more and more sensible. In other words, the prosperity of the UAE economy will be ensured also by the growth of its digital economy.
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In the UAE, employees are entitled to a set number of leave days to support family responsibilities, including parental leave. Here’s how you can manage combining paternity leave with annual leave.
Parental Leave Entitlement
Under Article 32(1)(b) of the Federal Decree Law No. 33 of 2021, employees are entitled to five working days of parental leave to care for their child. This leave must be utilized within six months from the child’s birth
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Documentation Requirements
To avail of parental leave, employees must provide their employer with a copy of the child’s birth certificate, as stipulated in Article 21(4) of the Cabinet Resolution No. 1 of 2022. This documentation is necessary to verify the entitlement to parental leave.
Combining Leave Types
Employees can combine their parental leave with annual leave. This is permitted under Article 21(5) of the Cabinet Resolution No. 1 of 2022, which allows for the combination of various leave types, including bereavement, parental, annual, and unpaid leave.
Process and Considerations
If you wish to take an extended break, you can schedule your five days of paternity leave and then use your annual leave consecutively or at different times within the six-month period following your child's birth. This approach allows you to support your family effectively while managing your leave entitlements.
By combining paternity leave with annual leave, you can extend your time off and ensure you are available to support your family during a significant period.
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If you're contemplating divorce in the UAE and need to address living arrangements and financial responsibilities before finalizing the process, it's essential to understand the legal framework and options available to you.
Creating a Legal Agreement
Before initiating divorce proceedings, you and your spouse can draft a legal agreement outlining how to manage shared expenses and living arrangements. This contract can include details on how you will handle rent, utilities, and other costs associated with your current residence.
According to UAE law, specifically Article 129 of Federal Law No. (5) of 1985 (Concerning the Issuance of the Civil Transactions Law), for a contract to be valid, it must meet certain criteria:
Mutual agreement on essential elements.
A clear and permissible subject matter.
A lawful purpose for the obligations outlined.
Additionally, Article 126 of the UAE Civil Transactions Law provides that a contract may pertain to various subjects, including property and services, as long as they are not prohibited by law or public morals.
Drafting the Agreement
In drafting this agreement, both parties should agree on the terms concerning future expenses and responsibilities. This contract will be crucial in clarifying each party's financial obligations and arrangements after the divorce.
Filing for Divorce
Once you and your spouse have agreed on the terms and signed the agreement, you can proceed with filing for a mutual consent divorce at the Personal Status Court with competent jurisdiction in the UAE. During the divorce process, you may submit this settlement agreement to the court for review.
The Personal Status Court will evaluate the agreement as part of the divorce proceedings, ensuring it aligns with the requirements set out in Federal Law No. 28 of 2005 on Personal Status. This step helps in formalizing your financial and living arrangements as part of the divorce settlement.
By taking these steps, you can effectively manage the division of living expenses and ensure a smoother transition during the divorce process.
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As the new school term begins, traffic congestion is expected to return to school districts and nearby roads.
According to transport experts and motorists, the main reason for this bottleneck is the habit of parents stopping in front of schools when dropping off or picking up their children.
School zones become choke points in the morning and afternoon. Even if parents stop for just a minute to drop off or pick up their children, it can cause a traffic jam.
Stopping vehicles in the middle of the road is a traffic violation. Parents who engage in this behaviour outside schools in Dubai could face fines of up to Dh1,000, as well as six black points on their driving licence.
One proposed solution is to implement staggered start times, so students do not arrive and leave at the same time. This approach has been adopted by a few schools, including Bloom World Academy in Al Barsha South, where the aim is to avoid starting school at the same time as the morning rush hour.
Road safety experts suggested that reducing the number of cars during rush hour can be achieved by encouraging more parents to use school bus services and promoting carpooling.
Security personnel must always be present to prevent parents from stopping their cars in front of schools. Ideally, additional parking spaces should also be created," they pointed out.
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The Unified Identification (UID) number is a crucial element of the documentation for expatriates living in the UAE on a residence visa.
This eight to ten-digit number is linked to your Emirates ID and remains constant even if your visa type changes. For example, if your residence visa expires and you obtain a new one, your UID number will remain the same, though your visa number will change.
Your UID number is essential for various official procedures. It is required for checking your visa status, updating information related to official documents, and accessing government services.
The UID number is necessary for tasks such as preparing Ministry of Human Resources and Emiratisation (MoHRE) offer letters, renewing labour contracts, applying for or renewing an Emirates ID, extending on-arrival visas, changing residence visas and registering a trade licence.
How to Locate UID Number?
To locate your UID number, follow these steps:
* Visit www.gdrfad.gov.ae.
* Scroll down and click on ‘Find Unified Number’.
* Enter your passport number, nationality, date of birth, and gender.
* Complete the captcha verification and click ‘Submit’.
* Your UID number will then be displayed on the screen.
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An American social media influencer and his brother have been sentenced to three months in jail for assaulting police officers while intoxicated during a night out in Dubai, officials informed AFP.
Joseph Lopez, an Air Force veteran and Mister USA contender, along with his brother Joshua, were arrested for "assaulting Dubai Police officers, resisting arrest, and damaging public property," according to a statement from the Dubai Media Office.
They were fined $1,428 (Dh5,244) and sentenced to three months in prison, followed by deportation, for injuring police officers and damaging a police vehicle in their attempt to flee, as per the statement. UAE authorities did not provide further details about the arrest.
Joseph Lopez, 24, who has over 100,000 followers on Instagram and holds the title of Mister Louisiana, was set to compete in Mister USA 2024.
However, his arrest in Dubai appears to have ended his chances of participating in the pageant, scheduled for November.
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A new cohort of conciliators at the Abu Dhabi Real Estate Dispute Settlement Centre (TASWYA) has taken the legal oath before Counselor Yousef Saeed Alabri, Undersecretary of the Abu Dhabi Judicial Department.
They will now commence their duties as conciliators, aiming to resolve real estate disputes amicably by exploring alternatives to litigation.
The recent approval of five real estate conciliators at the Real Estate Dispute Settlement Centre in Abu Dhabi was made following a decision by His Highness Sheikh Mansour bin Zayed Al-Nahyan, Vice President of the United Arab Emirates, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department.
One of the key priorities of the Abu Dhabi Judicial Department, according to Counselor Yousef Alabri, is to promote alternative dispute resolution by implementing the latest mediation and conciliation methods.
This initiative aligns with efforts to foster reconciliation and tolerance within society, supported by an integrated system of innovative laws and regulations that uphold the rule of law and protect rights.
Counselor Alabri also highlighted that the Real Estate Dispute Settlement Centre in Abu Dhabi, established in September 2020 as part of a cooperation agreement between the Department of Municipalities and Transport and the Judicial Department, is dedicated to resolving real estate disputes amicably.
This approach enhances efforts to deliver swift justice and facilitates amicable settlements betweendisputing parties without the need for litigation, thereby boosting the attractiveness of the real estate sector as a vital industry in the Emirate of Abu Dhabi.
He further emphasised the Judicial Department's commitment to training and certifying real estate conciliators to the highest standards.
The Abu Dhabi Judicial Academy’s foundational training programme is one of the avenues through which conciliators are accredited.
The programme includes intensive courses designed to equip trainees with the knowledge, attitudes, and skills necessary for negotiation, mediation, reconciliation and impartial early assessment, enabling them to reach settlements that comply with the law.
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In Ras Al Khaimah, three men were arrested following a police raid on two warehouses filled with counterfeit cosmetics and accessories.
Over 650,000 'branded' lipsticks, shampoos, and other items valued at Dh23 million were seized, all of which were counterfeit.
The operation followed a tip-off from the Economic Development Department. The three Arab suspects have been referred to public prosecution.
Col Omar Al Oud Al Tineji, Director of the Criminal Investigations and Investigative Affairs Department, stated that upon receiving the tip, authorities promptly established a task force to monitor the warehouses over several days.
Suspicious activities related to loading and storage were observed during this period. Brig Ahmed Said Mansoor, Acting Director General of Police Operations, commended the efforts of the joint teams.
He affirmed that Ras Al Khaimah Police remains committed to national security and the safety of its citizens and residents.
Brig Mansoor also emphasised that decisive action will be taken against those who threaten the country's security, economy, or the safety of its people.
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The United Arab Emirates has extradited Danilo Coppola, an Italian national convicted of financial crimes, in response to an official request.
In a phone call, Abdullah bin Sultan Al Nuaimi, the UAE Minister of Justice, and Carlo Nordio, the Italian Minister of Justice, confirmed that the decision adhered to the bilateral extradition treaty between the UAE and Italy.
The ministers highlighted that the successful extradition of Coppola underscores the commitment of both nations to upholding the rule of law and enhancing international cooperation.
This outcome reflects the robust relationship between the UAE and Italy and demonstrates their shared resolve to ensure justice is served. Such actions affirm the ongoing collaboration between the UAE and Italy in the pursuit of international justice.
"These agreements clearly demonstrate our commitment to improving cooperation on legal and judicial matters in line with best international practices, aiming to strengthen efforts against serious and organised crime," the ministers noted.
"This positive development in our judicial cooperation underscores our mutual dedication to ensuring that those who commit crimes and seek to evade justice by fleeing abroad do not escape accountability," they added.
Additionally, both parties emphasised their commitment to providing regular updates on priority requests and maintaining open communication channels between central authorities, reflecting a steadfast dedication to effective judicial cooperation and strengthening bilateral relations between the UAE and Italy.
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The Federal Tax Authority (FTA) has intensified its awareness activities this year, organising events to emphasise the importance, objectives, procedures and requirements for complying with the Corporate Tax Law, which came into effect last year for financial years beginning on or after June 1, 2023.
The Authority announced in a press statement that the number of participants attending Corporate Tax awareness activities rose to 8,220 in-person and virtual attendees across all emirates during the first six months of 2024, compared to 7,520 participants in the same period in 2023, marking a 9.23 per cent increase.
Furthermore, the FTA reported a significant increase in demand for and engagement with Corporate Tax awareness activities, revealing that surveys conducted showed participant satisfaction rates for these events climbed to 97.5 per cent in the first half of 2024, up from 93 per cent in the same period last year.
The Authority also highlighted that a substantial number of new awareness programmes and activities have been introduced to educate business sectors on Corporate Tax and related topics, tailored to their specific needs.
The FTA noted that the number of awareness events it organised in H1 2024 grew significantly to 40 in-person and virtual events, compared to just 17 in the same period in 2023, reflecting a strong growth of 135.29 per cent.
Expansion and Diversity
Khalid Ali Al Bustani, Director-General of the FTA, said: “This expansion and diversification in Corporate Tax awareness activities demonstrate our commitment at the Federal Tax Authority to fostering a tax culture across all business sectors, with a particular focus on Corporate Tax, using all available means and channels. This enables businesses to save time and effort when engaging with the Authority.”
Al Bustani added: “The FTA will continue its efforts to expand the reach of its Corporate Tax awareness activities, organising in-person workshops nationwide, as well as offering a comprehensive set of virtual workshops through our website.
The website also provides a wide range of guides, videos, infographics, and materials explaining the legislation, decisions, and procedures related to Corporate Tax.”
“This is part of the comprehensive plan the Authority initiated when Corporate Tax was announced in 2022,” he continued.
“Since then, the FTA has intensified its efforts at every level, in collaboration with relevant authorities, to ensure the efficient, accurate, and seamless implementation of the Federal Decree-Law on the Taxation of Corporations and Businesses.
The Authority prioritises helping business sectors comply with tax systems and procedures, offering flexible processes that align with international best practices.”
The FTA Director-General urged all relevant parties to participate in the Authority’s Corporate Tax awareness events, encouraging taxpayers subject to Corporate Tax to submit their registration requests within the timelines specified in FTA Decision No. (3) of 2024, which took effect on March 1, 2024.
New Activities Introduced
The Federal Tax Authority attributed the increase in Corporate Tax awareness events and the substantial rise in the number of participants to the launch of several new awareness initiatives and programmes this year, along with the continued expansion of the Authority’s primary Corporate Tax awareness activities.
Key initiatives introduced in 2024 include the launch of the second phase of the FTA’s comprehensive Corporate Tax awareness campaign for business sectors, which covers various tax-related topics, offers awareness programmes tailored to each category, employs the latest technologies to ensure easy access to information for taxpayers and supports the business community in implementing the Corporate Tax Law efficiently and accurately.
Six workshops were held in the first half of 2024, targeting Corporate Tax service focus groups, alongside workshops for focus groups centred around the Zero Government Bureaucracy Programme as it relates to Corporate Tax, and a series of virtual workshops to clarify Corporate Tax updates.
Key Topics
The FTA highlighted a series of key topics covered in Corporate Tax awareness events during the first half of 2024.
These include Corporate Tax registration; the FTA decision regarding timelines for submitting tax registration applications, as per the Federal Decree-Law on Corporate and Business Tax and its amendments; creating tax groups; general principles of Corporate Tax; registering free zone companies; and Corporate Tax services available through the EmaraTax digital tax services platform.
These events provided comprehensive explanations of the Corporate Tax Law and all relevant decisions, outlining compliance requirements, criteria for determining persons subject to Corporate Tax, and designating taxable income, applicable rates and tax periods, the Small Business Relief programme, and the process for implementing provisions of the Corporate Tax Law related to taxpayers eligible for the Small Business Relief programme.
Other topics covered included revenue thresholds and conditions that taxable persons must meet to opt for Small Business Relief, along with other information to help facilitate Corporate Tax compliance and ensure accuracy.
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A Ras Al Khaimah Misdemeanours Court has imposed a Dh5,000 fine on a woman for damaging her husband’s clothes and perfumes amid ongoing family disputes.
In addition to the fine, she has been ordered to cover associated legal costs. The couple, both in their 20s and parents of two daughters, experienced tension exacerbated by interference from friends and family.
Court documents reveal that the woman confessed to using her husband’s clothes to clean the floor, a claim corroborated by the husband and supported by photographic evidence of the damaged items.
The legal advisor for the husband presented substantial evidence in court, including the husband's testimony, the wife's admission and video and photographic proof, affirming the destruction of the clothes and perfumes.
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The Abu Dhabi Judicial Department's Experts Affairs Committee has approved the renewal requests for four experts currently listed with the Public Prosecutions and Courts of the Emirate of Abu Dhabi.
The committee also evaluated four new requests from experts in various specializations and made corresponding decisions.
This decision was made during a meeting led by Counsellor Youssef Saeed Al-Abri, Undersecretary of the Abu Dhabi Judicial Department.
The committee included Counsellor Ali Al-Shaer Al-Dhaheri, Director of the Judicial Inspection Department; Counsellor Muhammad Kamel Al-Jundi, Judge at Al Ain Court; Youssef Hassan Al-Hosani, Executive Director of the Judicial Support Sector; Khamis Mubarak Al-Qubaisi, Director of the Lawyers and Experts Affairs Department; and Expert Dr Hareb Hamad Al-Kuwaiti, Head of the Technical Office for Expertise Works.
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Compliance with UAE's excise and value-added tax (VAT) laws has more than doubled in the first half of the year, yet violations have also risen sharply, according to the Federal Tax Authority (FTA).
In the first six months of 2024, 30,710 establishments were found compliant with tax policies, marking an 111 per cent increase from 14,540 in the same period last year. Conversely, violations surged from 1,740 to 6,210, reflecting a 256 per cent rise.
During this period, the FTA conducted 40,580 field inspections across 109 campaigns nationwide, a significant increase from 17,310 inspections in 105 campaigns during the same period in 2023.
The FTA confiscated 7.26 million products failing to meet tax obligations in the first half of the year. This included 5.52 million packs of tobacco and 1.74 million units of other excise goods, such as soft drinks, energy drinks, and sweetened beverages.
Khalid Ali Al Bustani, FTA Director-General, emphasised the Authority's intensified efforts to improve market oversight, ensure compliance with tax laws, and prevent the sale of contraband products in UAE markets.
“The Federal Tax Authority is committed to enhancing compliance rates with tax legislation and procedures, which define clear obligations for both the Authority and taxpayers while safeguarding consumer interests.”
Sara AlHabshi, Executive Director of the Tax Affairs Sector at the FTA, highlighted the role of advanced electronic monitoring in curbing the sale, trade, and storage of non-compliant products.
“Our advanced monitoring processes, including the ‘Marking Tobacco and Tobacco Products Scheme,’ which has evolved over the past five years, require Digital Tax Stamps on tobacco packages.
These stamps are electronically registered and can be read by authorised inspectors to verify tax payment.”
“All indicators show that the Authority's inspection campaigns have yielded positive results,” AlHabshi stated.
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Effective August 17, the Roads and Transport Authority (RTA) has increased the minimum top-up amount for Nol cards at Metro station ticket offices to Dh50, up from Dh20, according to an announcement on X. This change does not apply to online top-ups.
"Starting August 17, 2024, the minimum top-up at Metro station ticket offices will increase to Dh50," the RTA stated.
In January, the minimum top-up had already been raised from Dh5 to Dh20. To cover a round trip on the Metro, commuters must maintain a minimum balance of Dh15 on their Nol cards.
The Nol card, a prepaid smart card, is used for various public transport services in Dubai, including the Metro, buses, trams, and waterbuses.
It can also be used to pay for taxi fares, parking, entry to Dubai public parks, the Etihad Museum, and at over 2,000 shops, restaurants, and stores across the city.
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The Abu Dhabi Judicial Department held a joint coordination meeting with the National Guard Command, the General Command of Abu Dhabi Police and the Federal Authority for Identity and Citizenship, Customs and Ports Security.
During the meeting, they discussed ways to enhance cooperation to support the quality standards of procedures and services provided to inmates of correctional and rehabilitation centres in the Emirate of Abu Dhabi, ensuring the provision of world-class services with efficiency and excellence.
The meeting aligns with the Department's commitment to strengthening collaboration with its strategic partners at both local and federal levels and to continuing the development of services and procedures provided to correctional and rehabilitation centres in Abu Dhabi.
This is in line with the vision and directives of His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President of the UAE, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department, to support cooperation and the exchange of expertise with relevant local, federal, and international authorities, with the aim of implementing global best practices that contribute to enhancing the Emirate's competitive position on the international stage.
The meeting, held at the Department’s main headquarters in Abu Dhabi, also explored ways to support and develop the strategic partnership to facilitate and improve procedures for inmates of correctional and rehabilitation centres in the Emirate of Abu Dhabi, contributing to an upgraded service system that aligns with the best international practices.
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A new initiative by the Ministry of Interior will allow motorists across the UAE to reduce their black traffic points.
This initiative will be in effect for two weeks starting from August 26, as part of the ‘Accident-Free Day’ awareness campaign.
Motorists can have four black traffic points deducted by complying with traffic regulations and avoiding accidents. In addition, they must sign a traffic pledge available on the Ministry’s website.
Launched to coincide with the start of the new school year, the scheme seeks to ensure a safe first day back, with no accidents, as students return from their summer break and yellow school buses fill the busy streets of the Emirates.
The Ministry highlighted that the campaign is designed to promote responsible driving by educating motorists on vehicle safety, the importance of adhering to speed limits near schools, and avoiding distractions such as mobile phones.
The initiative further aims to encourage drivers to follow traffic lanes, maintain safe distances, give priority to pedestrians, and ensure that emergency vehicles are allowed to pass freely.Top of Form
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Dubai Municipality has launched an upgraded version of its Dubai Building Permits (Dubai BPs) application.
The enhanced app offers a comprehensive range of services and information pertaining to building permits across the Emirate of Dubai.
This redesign focuses on improving user experience and adding new features that cater to the needs of building owners, contractors and consultants, providing them with greater convenience.
Among the app's new features is a dashboard that allows building owners to view detailed information about their land plots. It also includes a search tool to help users locate registered consultants and contractors in Dubai.
Additionally, the app enables building owners to assess consultants and contractors directly, using data such as current project status, types of projects and project numbers to assist in making informed decisions.
The Municipality has also introduced an e-payment option through Dubai Pay, simplifying the payment of fees for building owners. Further enhancements include annex licensing services and the ability to request approved engineering plans, all accessible within the app.
The updates to the Dubai BPs app are part of Dubai Municipality's ongoing commitment to developing smart digital solutions that meet international standards.
These efforts aim to improve the quality of building licensing and control services, contributing to the evolution of a smart, sustainable and technologically advanced construction sector, thereby enhancing Dubai's global standing.
The Dubai BPs app delivers a user-friendly digital experience for stakeholders such as owners, contractors, investors and consultants. It provides access to essential services and guidance related to the regulation of Dubai’s building and construction sector.
A dedicated portal within the app offers information on regulations, laws, circulars, checklists and a comprehensive directory of consulting offices and contracting companies.
Furthermore, the app allows users to track the progress of building licence transactions, review engineers' notes, pay fees, schedule appointments effortlessly and access various reports related to buildings, projects, transactions and completion rates.
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Three individuals of Asian origin were apprehended by Sharjah Police for attempting to smuggle over 226 kg of hashish, psychotropic substances and narcotic drugs concealed within marble stones.
The operation, dubbed 'The Destructive Stone,' successfully thwarted the gang’s efforts, which were directed by dealers based outside the country.
Colonel Majid Sultan Al-Asam, Director of the Anti-Narcotics Department at Sharjah Police, disclosed that the police had received intelligence regarding a gang managed by overseas dealers.
Following this, the Anti-Narcotics Department initiated field operations to identify the gang members, monitor their activities and establish their connections to regional and international drug smuggling networks.
The gang employed an unconventional method of smuggling by concealing the drugs inside marble slabs that were shipped to the nation’s ports in an attempt to avoid detection. However, the police were vigilant, and the operation was successfully intercepted.
Major General Abdullah Mubarak bin Amer, Deputy Commander-in-Chief of Sharjah Police, commended the work teams for their efforts in foiling this novel scheme to smuggle and promote narcotics using marble stones.
He emphasised that Sharjah Police remains committed to reinforcing its robust security measures through proactive strikes against drug smugglers, promoters and dealers.
The force's field personnel and technology are consistently prepared to confront any threat to the safety and stability of the community.
The Sharjah Police General Command also urged both citizens and residents to resist external temptations and to foster cooperation and shared responsibility by reporting any suspicious activity via the hotline 8004654 or by emailing dea@shjpolice.gov.ae.
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Parkin Company reported a 26 per cent increase in fines issued in Dubai, rising from 291,000 in Q2 2023 to 365,000 in Q2 2024, with an 87 per cent collection rate.
The majority of these fines were related to public parking enforcement, the company announced on Monday.
Revenue from fines saw a 27 per cent boost, reaching Dh54.6 million in Q2 2024. This increase was driven by a rise in customers, transactions and an improved enforcement framework utilizing smart inspection scan cars.
The expansion of enforcement into new areas and various optimisation efforts enabled the company to issue fines more efficiently and accurately.
Revenue generated from scan cars more than doubled year-over-year in Q2, accounting for approximately 40 per cent of total enforcement revenue. Overall fines revenue grew by 13 per cent, reaching Dh107.1 million in the first half of 2024.
"Parkin continued to enhance its enforcement capabilities through its fleet of smart inspection scan cars. These vehicles have expanded our ability to enforce regulations in new areas with greater accuracy, reducing the need for physical inspections," the company stated.
In addition to the increase in customers and transactions, optimisation initiatives such as refining scan routes, adjusting shift patterns and streamlining permit verification processes contributed to the significant rise in fines generated by scan cars.
Dubai’s total number of paid parking spaces surpassed 200,000 in Q2 2024, with Parkin reporting a 3 per cent increase, bringing the total to 200,400.
The company added around 2,900 new spaces during the quarter, raising the total to 177,000 across the emirate. Additionally, about 3,000 developer-owned spaces were added, totaling 20,200, while multi-storey parking spaces decreased to 3,200.
Net Profit
Parkin's net profit rose by 7 per cent to Dh95 million in Q2 2024, with a 6 per cent increase in net profit for the first half of 2024, reaching Dh198.8 million. EBITDA grew by 42 per cent in Q2 2024 to Dh134 million, with an EBITDA margin of 65 per cent, up 14 percentage points from Q2 2023.
This margin expansion was driven by the company’s growing platform, scale efficiencies, and continued digitalization of operations. For the first half of 2024, EBITDA increased by 37 per cent to Dh272.3 million.
Total revenue for Q2 2024 increased by 12 per cent to Dh205.5 million, fueled by growth in public and developer parking, seasonal permits, and fines, despite fewer chargeable days and a three-day period of record rainfall in mid-April.
The company plans to pay a semi-annual dividend in April and October, with the first payment expected in October 2024 for H1 2024. At the end of Q2, Parkin’s net debt stood at Dh846.6 million. Including the undrawn Murabaha revolving credit facility, the company has available liquidity of Dh357.1 million, thanks to receivables collected during the quarter.
Ahmed Bahrozyan, Chairman of Parkin, noted that the Q2 results underscore the ongoing strength in the core public parking business and the successful execution of key growth strategies.
“As Dubai's population and economy continue to grow, Parkin will play a vital role in supporting the Emirate's ambitious expansion plans while delivering long-term, sustainable value to shareholders.”
CEO Mohamed Al Ali added that the profitable growth in Q2 was driven by higher transaction volumes in public and developer parking, increased demand for seasonal permits, improved public parking utilization rates, and enhanced enforcement practices.
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Five individuals convicted in separate manslaughter cases have been given a new lease on life, thanks to a charitable initiative.
The Ajr Charity Foundation in Ras Al Khaimah has paid the Dh1.2 million blood money for the convicts, a gesture made possible through donations from philanthropists.
Sheikh Arhama bin Saud bin Khalid Al Qasimi, the foundation’s chairman, expressed gratitude to "the generous donors who have supported the organisation’s mission and charitable programmes for inmates and their families."
This act underscores the deep-seated values of tolerance and brotherhood within Emirati society. With the blood money cleared, the convicts are now able to return to their homes and reunite with their families.
Sheikh Arhama also acknowledged the support from UAE leaders and the contributions of both citizens and expatriates in charitable initiatives that are making a significant impact across the country.
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In the UAE, higher education costs can be a significant financial burden despite various scholarship programmes offered by universities.
Many residents who complete their schooling in the UAE choose to pursue higher education locally. To ease this financial pressure, banks and some universities offer student loans, allowing students to continue their education without financial stress.
This option is also favourable for parents who prefer their children to stay and study within the country.
Interest-Free Loans and Scholarships for Citizens
For UAE citizens, banks provide interest-free loans along with various scholarship programmes and grants to support their educational endeavours. This support system is designed to make higher education more accessible and less financially straining for UAE nationals.
Student Loans for Expats
Interestingly, banks in the UAE also extend loan facilities to expatriates. Here’s a comprehensive guide to securing a student loan in the UAE, particularly for expats:
Required Documents
While the application process and requirements can vary across banks and universities, the basic documents needed include:
* Original passport and a copy for expats.
* Bank statements from the past three to six months.
* Residence visa.
* Salary certificate (self-employed individuals need to provide a trade licence).
* University ID.
* Fee requirement document from the educational institution.
* Some banks may also require a security cheque.
Eligibility Criteria
To be eligible for a student loan, the applicant must meet the following criteria:
* Be a citizen or resident of the UAE.
* Be between the ages of 21 and 65 years.
* Earn a minimum salary of Dh7,000 (this requirement may vary by bank).
Loan Coverage and Additional Information
Student loans in the UAE may cover more than just tuition fees, including accommodation, transportation, and other related costs. Key details to consider:
* For UAE nationals, the maximum age at the time of loan completion is 65 years; for expats, it is 60 years.
* Some banks offer instalment postponement options. For example, ADIB allows instalment postponement twice a year.
* The standard loan repayment period offered by most banks is three years, although this can vary.
The Situation of Students and Student Loans in the UAE
The financial landscape for students in the UAE is evolving. While student loans provide significant support, the rising costs of higher education still pose challenges.
Scholarships and grants help mitigate these expenses, but not all students can benefit from them. Consequently, loans become a crucial lifeline for many, allowing them to access quality education without immediate financial strain.
The UAE government’s initiative to regulate student loans ensures fair practices and offers peace of mind to both students and their families. With these loans, students can focus more on their studies and less on financial worries, contributing to a more educated and skilled workforce in the long run.
Applying for a student loan in the UAE involves understanding the requirements and eligibility criteria set by banks and universities. Both citizens and expats can benefit from these financial aids, making higher education more accessible.
As the UAE continues to enhance its educational framework, student loans will remain a pivotal element in supporting students' academic journeys.
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A delegation from the Dubai International Financial Centre Courts was received by the Abu Dhabi Judicial Department to discuss cooperation, partnerships and the sharing of knowledge and experience in innovation and contemporary digital technologies.
The goal is to enhance the litigation experience and implement best practices globally. The visit aligns with the vision and directives of His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President of the UAE, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department.
This vision includes exchanging expertise with various judicial authorities, achieving integration between judicial institutions in the country and applying the best practices adopted in the judicial field worldwide.
During the visit, the delegation gained insight into the crucial role of the Abu Dhabi Civil Family Court in maintaining the appeal of the Emirate of Abu Dhabi. Notably, the court's innovative civil marriage services govern foreigners' family matters in compliance with international best practices.
The Civil Wills Registration Office for Foreigners' services, which allow clients to register wills in English over the phone, thereby eliminating the need for physical court appearances, were also highlighted.
The delegation was briefed on the history of the Abu Dhabi Courts' remote litigation department, judicial work mechanisms and the state-of-the-art technologies implemented to provide world-class judicial and legal services.
These include the ability for parties in all cases to attend sessions remotely via video communication technologies, self-registration services via the department's electronic portal, and a smart case file that encompasses all phases of a case, from registration through mediation and deliberation to judgement and execution.
Additionally, the delegation received a thorough explanation of the department's management of the judicial system and services, the simplicity of transaction completion, the operational model of services and applications used, internal supporting systems, service providers and available channels, and performance monitoring and analysis mechanisms.
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The UAE Embassy in Dhaka has advised all UAE citizens in Bangladesh to return to the UAE as soon as possible due to recent events in the country.
The Ministry of Foreign Affairs has also cautioned UAE nationals to avoid areas experiencing riots and protests, and to steer clear of crowded places.
UAE citizens in Bangladesh can reach out to the following number: 0097180044444.
Additionally, the Ministry has encouraged UAE nationals to register with the "Twajudi" service for consular support while abroad.
On Monday, Bangladeshi missions in the UAE urged their nationals to exercise "utmost restraint" and comply with local laws. In a statement, the Bangladeshi missions asked expatriate Bangladeshis in the UAE to maintain peace, harmony and adhere to the host country’s regulations.
Last month, three Bangladeshis in the UAE were sentenced to life imprisonment, and 54 others were ordered to be deported after serving their prison terms. These individuals had participated in riots to exert pressure on their home country's government.
On August 5, Bangladeshi Prime Minister Sheikh Hasina resigned and fled to neighbouring India following widespread protests and demonstrations.
The unrest began in July after job quotas were reintroduced but later overturned by the Supreme Court, which had prioritised certain groups for coveted civil service positions.
A nationwide Internet ban was implemented, telecommunication services were disrupted, and a curfew was imposed. The military was deployed to manage the escalating unrest, which has resulted in at least 300 deaths.
The UAE also issued a warning to its citizens in the UK, advising them to exercise extreme caution as several towns and cities have been experiencing violent riots for several days.
The Ministry of Foreign Affairs has advised UAE citizens to avoid areas with riots and demonstrations in the UK and to steer clear of large gatherings.
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Younis Haji Al Khoori, Undersecretary of the Ministry of Finance, affirmed that the UAE Cabinet's adoption of tenancy policies underscores the importance of continuously developing the legislative environment to enhance the financial business landscape in the UAE and promote excellence in sustainable government financial practices.
The Cabinet recently approved the adoption of tenancy policies and procedures within the federal government to document and standardise the terms and conditions of tenancy.
These policies outline the rules and regulations to be followed when leasing and renting federal properties, thereby regulating the relationship between landlords and tenants across the emirates.
Comprehensive Policies
The Ministry of Finance has reviewed and developed tenancy policies and procedures in the federal government to establish a robust framework that supports comprehensive, best-practice-aligned property management strategies.
This initiative falls within its jurisdiction to manage, organise and develop policies and procedures related to movable and immovable properties of the federal government.
It aligns with Federal Decree-Law No. (35) of 2023 concerning federal properties, which necessitates the development of policies and procedures related to real estate in the federal government, thereby enabling optimal utilisation and management in line with best practices.
The tenancy policies are designed to standardise and document the procedures and policies used across the federal government, serving as the primary reference for all employees involved in tenancy operations.
This ensures the accurate implementation of approved policies and procedures while providing clear, detailed guidelines that comply with existing laws and regulations concerning the leasing of premises.
Additionally, the policies aim to regulate the relationship between landlords and tenants of federal properties across the UAE, minimising ambiguity or inconsistency in lease agreements and clearly defining the responsibilities of employees managing and executing tenancy operations.
Types of Properties and Tenants
The tenancy terms for federal properties outlined in these policies cover various aspects, including property types, tenant categories and provisions related to planning, pricing and leasing procedures.
The types of federal properties available for lease include a wide range of real estate and buildings owned by the government, those transferred to the government or any federal entity, whether within or outside the country, as well as facilities owned by federal entities and designated for public use.
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A new, state-of-the-art artificial intelligence-powered camera system has been deployed across the roads of Ras Al Khaimah.
This real-time data system will assist the city's police in enhancing decision-making, predicting and preventing crimes and managing traffic incidents more effectively by providing live data.
The new technology, part of the 'Safe City' project, incorporates advanced AI and is designed to improve road safety and security throughout the emirate.
Major General Ali Abdullah bin Alwan Al Nuaimi, Commander-in-Chief of Ras Al Khaimah Police, underscored the strategic significance of the system.
The AI-powered cameras, now installed at various roads and traffic intersections across Ras Al Khaimah, represent some of the most modern security technology available worldwide.
Major General Al Nuaimi highlighted that these intelligent systems analyse traffic patterns and criminal behaviour, delivering real-time data to enhance emergency response times.
The sophisticated monitoring capabilities enable early detection of potential hot spots and prediction of criminal activities, ensuring quicker intervention and significantly reducing response times for both traffic accidents and criminal incidents.
The 'Safe City' project is a key element of Ras Al Khaimah Police's efforts to improve road safety and community security.
By continuously analysing traffic and criminal data, the system aims to lower crime rates, enhance public safety and increase overall satisfaction among residents. The advanced AI technology supports proactive measures, helping law enforcement anticipate and address issues before they escalate.
Major General Al Nuaimi expressed confidence that the new AI-supported cameras will make a substantial contribution to the security and well-being of Ras Al Khaimah's residents, ensuring a safer and more secure environment for everyone.
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The Abu Dhabi Judicial Department (ADJD) completed over half a million electronic requests in the first half of 2024, covering various legal and judicial services across the emirate.
Specifically, the ADJD handled 394,800 requests related to court matters, 49,821 for prosecutions, and 69,487 involving notary public and documentation services.
Counsellor Youssef Saeed Al Abri, Under-Secretary of the ADJD, highlighted that the successful handling of these requests remotely through smart AI-enhanced services supports the vision of His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of ADJD.
This initiative aims to create innovative, futuristic courts that bolster Abu Dhabi's global competitiveness.
The ADJD’s performance report for the first half of 2024 noted that 283,802 visual trial sessions were conducted in criminal and civil cases. Abu Dhabi courts achieved a 100% activation rate for remote litigation systems.
Criminal courts issued 78,388 rulings, while the Public Prosecution issued 22,000 penal orders and resolved 111,501 cases.
The report detailed that 11,155 cases were filed with the Abu Dhabi Family, Civil, and Administrative Court, 10,149 with the Abu Dhabi Commercial Court, and 1,848 with the Abu Dhabi Labour Court, achieving an average completion rate of 98%.
In judicial services, the report showed the completion of 40,254 notary public transactions, 26,593 documentation transactions, and 2,640 transactions related to digital marriage contracts.
Regarding alternative dispute resolution, the mediation, reconciliation and family guidance centres registered 12,518 lawsuits.
Of these, 5,968 cases were completed through mediation and reconciliation, and 7,854 disputes were resolved through family guidance, with 8,446 amicable settlement sessions conducted for family disputes.
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The Federal Tax Authority (FTA) called on resident legal persons holding licences issued in June, regardless of the year of issuance, to submit corporate tax registration applications by August 31, 2024.
This directive aligns with the deadlines specified in FTA Decision No. (3) of 2024, concerning the registration period for individuals subject to corporate and business tax under Federal Decree-Law No. (47) of 2022 and its amendments, which came into effect on March 1, 2024.
The authority emphasised the necessity for those liable for corporate tax to adhere to the registration deadlines for each category, which the authority has previously disseminated across various official media channels, including print, visual, and audio, as well as its official social media accounts and the registered business owners' database.
The FTA pointed out that compliance with these deadlines is essential to avoid relevant fines. It clarified that, according to its decision, the specified periods for submitting registration applications for corporate tax cover both legal and natural persons (residents and non-residents).
Concerned individuals can view these specific periods, decisions, general clarifications and other relevant publications on the authority’s website.
According to the general clarification regarding the specified registration periods, a resident legal person established, created, or recognised before March 1, 2024, must submit tax registration applications for corporate tax to the authority based on the month of licence issuance.
If a legal person’s licence expires on March 1, 2024, they must submit a tax registration application based on the month in which the licence was originally issued.
If the legal person holds multiple licences on March 1, 2024, they must use the date of issuance of the earliest licence.
To facilitate the submission of applications and registration for corporate tax, taxpayers must use the Emirates Tax digital tax services platform, which offers a range of services available around the clock for unregistered persons to create a new user profile and obtain a tax registration number easily and conveniently via email and phone.
Additionally, direct service delivery channels are available through approved tax agents listed on the authority’s website and government service delivery centres nationwide.
The FTA also stressed the importance of ensuring accuracy in entering the required information and correctly updating supporting documents with the electronic registration application.
Registration for corporate tax for a legal person requires uploading various documents, including the commercial licence, the Emirates ID card, the passport of the authorised signatory and proof of the authorisation of the authorised signatory.
The authority indicated that a video clip is available on its website, providing a comprehensive explanation of the registration steps via the 'Emirates Tax' platform.
This platform is designed according to the best international practices to facilitate registration processes, submission of periodic declarations and payment of due taxes in the easiest and fastest ways for all categories of taxpayers.
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The UAE Cabinet has introduced a new fee structure for electric vehicle (EV) charging services through Cabinet Resolution No. 81 of 2024.
This initiative follows a review of the UAE Constitution, Federal Law No. (1) of 1972 on the Jurisdictions of the Ministries and the Competences of the Ministers (as amended), and Federal Decree-Law No. 26 of 2019 on Public Finance (as amended).
The resolution was adopted based on a proposal by the Minister of Finance and subsequent approval by the Cabinet.
Fee Structure
According to the new resolution, the Ministry of Energy and Infrastructure and other relevant authorities will collect fees for EV charging services as follows:
* Express Charging Service: Minimum of Dh1.20 + VAT per kWh
* Slow Charging Service: Minimum of Dh0.70 + VAT per kWh
Adjustment of Fees
The Council of Ministers retains the authority to amend these fees as necessary, including making additions, deletions, or other adjustments to the fee structure.
Collection Mechanisms
The resolution specifies that federal authorities will collect the fees using methods determined by the Ministry of Finance.
Local authorities will collect the fees in accordance with mechanisms established at the Emirate level. The Minister of Energy and Infrastructure, in coordination with the Ministry of Finance, will issue any necessary executive decisions and procedures to enforce the resolution.
The new fees will take effect 60 days after the resolution is published in the Official Gazette.
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The Central Bank of the UAE (CBUAE) and Dubai Courts have signed a Memorandum of Understanding (MoU) to link electronic services related to the execution of judgments, orders and decisions issued by Dubai Courts through the Central Bank’s court cases management system.
The MoU was signed by Khaled Mohamed Balama, Governor of the Central Bank of the UAE, and Prof. Saif Ghanem Al Suwaidi, Director-General of Dubai Courts, at the Central Bank’s headquarters in Abu Dhabi, in the presence of senior officials from both parties.
The MoU is part of a joint effort to implement the Zero Government Bureaucracy Programme, aimed at improving service efficiency, quality and effectiveness, and executing the UAE’s digital strategy concerning services provided to individuals and businesses.
It also seeks to promote collaboration in various fields and establish effective mechanisms, including electronic connectivity, to expedite and activate the execution of judgments, orders, and decisions issued by Dubai Courts within the jurisdiction of the Central Bank, in compliance with the controls and procedural rules of the CBUAE’s court cases management system.
Khaled Mohamed Balama, Governor of the CBUAE, remarked: “The MoU reflects the central bank’s commitment to implementing the leadership vision of promoting digital transformation, enhancing mechanisms of integration and partnership, and sharing expertise with all federal and local authorities to provide pioneering services that meet global standards for individuals, businesses and partners.
This will enhance the country’s global competitiveness and support sustainable growth.” Prof. Saif Ghanem Al Suwaidi, Director-General of Dubai Courts, commented: “The Memorandum of Understanding strengthens our collaborative efforts with the Central Bank in the realm of electronic linkage.
“This initiative opens new horizons for enhancing efficiency, effectiveness, and speed in the execution of judgments, orders, and judicial decisions issued by Dubai Courts. It paves the way for a new phase of excellence in achieving electronic linkage objectives, aligning with our joint efforts to advance the smart transformation journey and build the world’s smartest and happiest city.
“This aligns with the insightful vision and wise directives of His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai.
This step will bolster Dubai Courts’ efforts in ensuring swift and precise justice, delivering exceptional judicial services that guarantee customer satisfaction, and upholding the values of justice, independence, and transparency.”
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On August 1, 2024, the United Arb Emirates (UAE) announced a two-month grace period for residence visa violators. Beginning September 1, 2024, violators will have the opportunity to regularise their status or leave the country without incurring fines.
This initiative, according to the Federal Authority for Identity, Citizenship, Customs and Port Security, reflects the UAE's values of compassion and tolerance.
Previously, the fine for overstaying a visa was standardised to Dh50 per day, down from Dh100.
Visa Renewal Information
Residence visas in the UAE vary based on type and sponsor. Sponsored visas can last 1, 2, or 3 years, while self-sponsored visas can be valid for up to 5 or 10 years. A dependent’s visa must be renewed before it expires and cannot exceed the sponsor's visa validity.
Residents have up to six months to renew their visas after expiry or cancellation to avoid fines or legal issues.
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The General Authority of Islamic Affairs and Endowments (GAIAE) has imposed fines on 19 Hajj and Umrah operators and suspended the permits of four others for failing to comply with legislation, regulations and guidelines.
These actions reflect GAIAE's dedication to improving Hajj services and ensuring a high standard of care for UAE pilgrims, in line with the UAE government's strategy and the directives of its leadership.
The Licensing Committee's decisions follow a review of concerns raised by pilgrims from the previous Hajj season (1445 AH/2024). Measures have been taken in accordance with relevant laws and regulations to address these issues.
GAIAE emphasised the importance of adhering to commitments made with pilgrims as specified in service contracts, and cautioned against any breaches.
“Negligence towards pilgrims contradicts our country's values and commitment to their well-being and service,” GAIAE stated.
The Authority also expressed its intent to address the challenges in Hajj service development, which is undergoing significant transformation. It has urged campaigners to innovate and enhance their services to attract and better serve pilgrims.
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Japan has resumed e-visa services for UAE residents, who will soon be able to apply for the service through VFS Global.
Residents will be able to apply for the e-visa from August 1, 2024, as confirmed by the Consulate-General of Japan in Dubai. VFS's website now lists it as a partner of the Embassy of Japan in the UAE and the Consulate-General of Japan in Dubai.
The Consulate-General of Japan in Dubai clarified that it will no longer accept visa applications directly from August 1, with the exception of diplomatic and official visa applications. For all inquiries related to visa applications, residents have been requested to contact VFS directly.
Visa application requirements, documentation, booking, opening hours, and processing times have all been listed on VFS Global's website.
The move only applies to residents in Dubai. Those residing in Abu Dhabi will still need to apply through the embassy.
The resumption is a relief for expatriates residing in the UAE, who can now complete the entire visa process online, from application to payment.
The launch of the e-visa was an instant hit among residents, making Japan one of the most sought-after Asian destinations.
However, the facility had been suspended on April 27, 2024, making the visa process tedious for expatriates planning to travel to the East Asian country. To apply for a visa, they had to email its Dubai consulate for an appointment.
Residents struggled to secure appointment slots, while Emiratis were still able to visit the country without a visa.
Through the new partnership with VFS, the standard processing period is 8 working days from the time of application, provided that all required documents are submitted.
A short-term e-visa permits entry to foreigners in the country for 90 days. It is valid for three months from the date of issuance.
Residents from countries such as Brazil, Cambodia, Canada, Saudi Arabia, Singapore, South Africa, Taiwan, United Arab Emirates, United Kingdom and USA are eligible to apply for the e-visa for tourism.
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Many residents and tourists in Dubai prefer travelling on public transport as it is much more affordable than taxis. Fines for violations can reach up to Dh500 for serious breaches. Here are some common violations and their associated penalties:
Fare Evasion: Not paying the fare or using invalid, expired, or third-party Nol cards can result in a fine of Dh200 to Dh500.
Disruptive Behaviour: Causing inconvenience to other passengers, using equipment that annoys others, or standing in unauthorised areas can incur fines of Dh100 to Dh200.
Littering and Spitting: Spitting, littering, or contaminating public transport facilities can lead to a fine of Dh100.
Smoking and Alcohol: Smoking or carrying alcohol on the bus incurs a fine of Dh200.
Damage to Property: Destroying or tampering with bus systems, seats, or equipment results in fines of Dh500.
Improper Use of Designated Areas: Sitting in areas reserved for specific groups (e.g., female-only areas) or opening bus doors while in motion can incur fines of Dh100.
Hazardous Materials: Carrying weapons, sharp objects, or inflammable materials incurs a fine of Dh200.
Unauthorised Selling: Selling goods or Nol cards without permission from the RTA results in fines of up to Dh500.
Dubai's Roads and Transport Authority (RTA) has recently announced the installation of an automated passenger counting (APC) system in new buses to reduce fare evasion. This system records the actual number of passengers and matches it with the automated fare collection data.
In Dubai, the bus system relies on passengers to tap their Nol cards when entering and exiting the bus. However, there have been instances of passengers skipping this process. Those caught evading bus fares face a fine of Dh200.
If you have been fined and are unsure how to dispute it, you can do so online by following these steps:
1. Go to the official RTA website (rta.ae/wps/portal/rta/ae/home). From the 'Public Transport' dropdown menu, select 'Bus' and then 'Dispute Form'.
2. Once the page opens, under dispute type, select 'Public Transport Users Fine (Buses and Marine)'.
3. Enter the Nol number, mobile number, fine number, and date of fine issuance.
4. Create a PDF document which should include:
* A copy of your passport or Emirates ID
* A copy of the offending ticket
* Nol transaction history
* Supporting documents to support your grievance process
5. Enter the fine amount and the reason for your dispute before submitting the form.
After submission, you will receive an SMS update on the status of your dispute within 30 days.
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The Abu Dhabi Judicial Department (ADJD) has organised an introductory workshop on "Forensic Procedures in Field Accidents" for members of the Ministry of Defence, aiming to enhance cooperation and training.
The workshop, part of a broader agreement between the two entities, detailed the procedures for handling field accident cases, reinforcing the UAE's commitment to judicial and professional standards as guided by His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of ADJD.
Participants were introduced to the operations of the Criminal and Electronic Sciences Centre, which adheres to international standards to ensure the effectiveness of the criminal justice system.
The workshop also covered protocols for forensic medicine in cases involving explosives, weapons, chemical agents, and toxic substances. It included insights into the electronic and chemical laboratories' work, emphasising recent technological advancements and their application in various forensic examinations.
The event highlighted the importance of knowledge exchange and maintaining high service standards, aiming to enhance global competitiveness and the quality of forensic investigations.
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The Central Bank of the UAE (CBUAE) has revoked the licence of Dubai-based Galaxy Insurance Broker, according to state news agency WAM.
The UAE's apex bank has removed the company’s name from the Register, pursuant to Article 22 (2) of the Board of Directors Resolution No. 15 of 2013 concerning Insurance Brokerage Regulations.
The bank said in a statement that the administrative sanction resulted from an examination conducted by the CBUAE, which found that Galaxy had a weak compliance framework and failed to meet its regulatory obligations.
Through its supervisory and regulatory mandates, the CBUAE works to ensure that all insurance companies and insurance-related professionals adhere to UAE laws, regulations, and standards adopted by the CBUAE to safeguard the transparency and integrity of the insurance industry and the UAE financial system.
Recently, the CBUAE has given licensed entities ample time to align their processes with compliance requirements. The latest enforcement measures signal a shift towards stricter regulatory oversight in the UAE’s insurance sector.
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A four-member gang has been apprehended in Sharjah for stealing 1,840 laptops worth over Dh1 million, police reported. They were apprehended less than 48 hours after the theft.
An Asian man, employed by a transport services company, reported that he was en route to deliver the laptops when the gang intercepted him in an industrial area, posing as police officers. He later realised he had been deceived.
Less than two days after the fraud was reported to the Central Operations Room, Sharjah Police successfully tracked down the suspects and detained them.
"After verifying the information, a team of officers immediately commenced the investigation," said Col Abdul Rahman Nasser Al Shamsi, deputy director of the Criminal Investigations Department of Sharjah Police.
"Based on the data they had gathered, they tracked down the suspects and monitored them closely before arresting them and bringing them to justice," he added.
Sharjah Police have urged the community to remain vigilant and report any suspicious activity or behaviour in their neighbourhoods. Residents can contact the authorities by dialling 999 for emergencies and 901 for non-urgent cases. Online channels are also available for reporting.
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A new initiative will soon enable tourists to the UAE to acquire health insurance as they apply for their visas, it was announced on Monday. The Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) stated that the ‘health insurance for tourist visas’ is among its ‘transformative projects’.
Major-General Suhail Saeed Al Khaili, Director-General of the authority, said the project will facilitate tourists in obtaining health insurance while applying for their visas online through the ICP website or app.
The project aims to provide health cover in emergency cases. It will automate the process of obtaining health insurance via an electronic platform that will “manage the pricing and issuance” of packages from all major insurance companies in the UAE.
The initiative would benefit not only the local healthcare system but also the visitors. Having insurance cover for all travellers ensures that they will be covered for their hospitalisation in case of an unexpected medical emergency.
This also guarantees that government and private hospitals in the country will not have to bear the cost of emergencies for visitors. The move would lead to a better experience for tourists and strengthen the UAE’s position as a top vacation destination.
Travellers to the UAE will be able to enjoy their stay with the support of this service, knowing that their health and safety are prioritised from the moment they apply for their visa.
Visitors will always have quick access to high-quality medical care in the event of an emergency. The new initiative is also advantageous to tourists as they would receive more competitive prices.
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In front of Counselor Ali Mohammed Al Balooshi, Attorney General of the Emirate of Abu Dhabi, fifty-six judicial enforcement officers from three government agencies in Abu Dhabi took the legal oath, marking the commencement of their duties in judicial enforcement for crimes and administrative infractions related to their roles, in accordance with the relevant laws and regulations.
The legal oath-taking ceremony was held at the main headquarters of the Judicial Department in Abu Dhabi for the inspectors who have been granted the status of judicial enforcers.
These inspectors represent three entities: the Department of Municipalities and Transport, the Abu Dhabi Agriculture and Food Safety Authority and the Department of Health.
According to Counselor Ali Al Balooshi, the decision to confer judicial enforcer status on inspectors working for government agencies follows directives from His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President of the UAE, Deputy Prime Minister, Chairman of the Presidential Court, and Chairman of the Abu Dhabi Judicial Department.
These directives aim to enhance the quality of services across various sectors while ensuring comprehensive oversight and continuous monitoring of all activities to maintain the competitive standing of the Emirate of Abu Dhabi.
He emphasised the Judicial Department's commitment to the certification and training of applicants to become judicial enforcement officers, in line with the latest approved practices and standards.
This is done to ensure that auditing and inspection operations comply with the systems and laws governing the various service sectors, while integrating the principles of oversight required by law to ensure the proper application of legal procedures.
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Three Bangladeshis have been sentenced to life imprisonment, and 54 others will be deported after serving prison terms for their involvement in riots and protests in the UAE, authorities announced.
The three individuals were given life sentences for organising demonstrations and inciting riots in the UAE to pressure their government during recent unrest over job reservation in Bangladesh.
The court also sentenced 53 others to 10 years and one defendant to 11 years for entering the country illegally and participating in the 'gathering'.
On July 22, the Abu Dhabi Federal Court of Appeal handed down these sentences for illegal gathering. The court also ordered their deportation at the end of their prison terms and the confiscation of all seized devices.
The group of Bangladeshis was arrested on Friday for gathering and inciting riots in several streets across the UAE against their home country’s government. Chancellor Dr Hamad Saif Al Shamsi, UAE Attorney-General, ordered an immediate investigation and referred the suspects to an "urgent trial".
The defendants were brought to trial after an investigation led by a team of 30 investigators confirmed their involvement in gathering in public, inciting unrest, disrupting public security, and promoting such gatherings and protests, including recording and disseminating audiovisual footage of these actions online.
Several of the defendants confessed to the crimes they were accused of. During the trial, which was covered by the media, the Public Prosecution demanded the maximum penalty for the accused.
The court heard a witness who confirmed that the defendants gathered and organised large-scale marches in several streets of the UAE in protest against decisions made by the Bangladeshi government.
This led to riots, disruption of public security, obstruction of law enforcement, and endangerment of public and private property. The police had warned the protesters, ordering them to disperse, but they were unresponsive.
The court-appointed defence lawyer argued that the gathering had no criminal intent and that the evidence was insufficient, demanding the acquittal of the defendants. However, the court found sufficient evidence of their guilt and convicted them accordingly.
Unrest in Bangladesh
Protests erupted in Bangladesh against preferential hiring rules that prioritise women, residents of less developed districts, and other disadvantaged sections over merit-based selection.
This includes the reservation of 30 per cent of highly sought-after civil service posts for children of freedom fighters who fought in the country's 1971 liberation war against Pakistan.
Amid the unrest, telecommunication lines were disrupted, a nationwide internet ban was enforced, and a curfew was imposed to quell the growing unrest. The military was called in after police failed to control the protests.
On Sunday, Bangladesh's Supreme Court scrapped most of the quotas that sparked the student-led protests, in which at least 114 people have been killed.
The court's Appellate Division directed that 93 per cent of government jobs would be open to candidates on merit, without quotas, according to reports.
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In a significant move aimed at ensuring the safety of beachgoers and maritime enthusiasts, Dubai Police have announced fines of up to Dh5000 for jet ski owners who violate safety regulations.
The initiative, which comes into effect immediately, underscores the city's commitment to maintaining its reputation as a safe and secure destination for both residents and tourists.
The new regulations, announced by Major General Abdullah Khalifa Al Marri, Commander-in-Chief of Dubai Police, form part of a broader strategy to enhance maritime safety. The fines will target a range of violations, including:
Jet ski operators caught speeding or engaging in reckless manoeuvres will face fines of up to Dh5000. This measure aims to prevent accidents and ensure the safety of all waterway users.
Operating a jet ski in restricted or unauthorised areas, such as swimming zones or near private properties, will also attract heavy fines. These areas are clearly marked, and adherence to the regulations is mandatory to avoid accidents.
Ensuring that all jet ski riders wear appropriate safety gear, such as life jackets, is a critical requirement. Failure to comply will result in substantial fines.
Allowing underage individuals to operate jet skis is strictly prohibited. Offenders will face significant penalties.
To support the enforcement of these new regulations, Dubai Police have launched a comprehensive public awareness campaign. The campaign includes:
Workshops and seminars will be held to educate jet ski owners and operators about the new regulations and the importance of maritime safety.
Informational brochures and digital content will be distributed through various channels, including social media, to reach a broader audience.
Dubai Police will work closely with jet ski rental companies to ensure that they inform their customers about the regulations and the associated fines.
The new regulations have received a mixed response from the public. While many beachgoers and safety advocates have welcomed the move, some jet ski enthusiasts have expressed concerns about the impact on their recreational activities.
As Dubai continues to grow as a premier destination for leisure and tourism, the implementation of these stringent safety measures reflects the city's proactive approach to ensuring the well-being of its residents and visitors.
The new fines for jet ski violations are a crucial step towards fostering a culture of safety and responsibility on Dubai's waterways.
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The Abu Dhabi Judicial Department (ADJD) has announced a comprehensive review of technical projects aimed at enhancing the digital infrastructure of correctional and rehabilitation centres across the emirate.
This initiative underscores the department's commitment to modernising the justice system and improving the efficiency and effectiveness of correctional facilities.
The primary goal of this review is to assess and implement advanced digital systems that can streamline operations, enhance security and provide better services to inmates.
The ADJD aims to leverage cutting-edge technologies to support the ongoing transformation of correctional and rehabilitation centres into more efficient, secure, and rehabilitative environments.
One of the focal points of the review is the implementation of sophisticated security systems. This includes the integration of biometric identification, advanced surveillance systems, and automated monitoring tools.
These measures are designed to enhance the safety and security of both inmates and staff, reducing the potential for incidents and ensuring a more secure environment.
The ADJD is also exploring digital solutions to improve the quality of services provided to inmates. This includes the development of digital platforms for communication, education and rehabilitation programmes.
By providing inmates with access to online courses, virtual counselling sessions, and digital libraries, the department aims to support their rehabilitation and reintegration into society.
The review will also focus on the digitalisation of administrative processes within correctional facilities. This includes the implementation of electronic record-keeping, automated scheduling, and digital case management systems.
These tools are expected to enhance operational efficiency, reduce paperwork, and facilitate better coordination between different departments.
The ADJD is working in close collaboration with various stakeholders, including technology providers, security experts and rehabilitation specialists. This collaborative approach ensures that the implemented solutions are comprehensive, effective, and tailored to the specific needs of correctional and rehabilitation centres.
Youssef Saeed Al Abri, Undersecretary of the Abu Dhabi Judicial Department, emphasised the department's commitment to innovation and continuous improvement.
"We are dedicated to leveraging the latest technologies to enhance our correctional and rehabilitation centres. This review is a crucial step towards creating a more secure, efficient, and rehabilitative environment for inmates, reflecting our commitment to justice and human rights," he said.
The ADJD's review of technical projects is expected to lead to significant advancements in the digital infrastructure of correctional and rehabilitation centres. By embracing innovative technologies and modernising existing systems, the department aims to set new standards for correctional facilities in the UAE and beyond.
The Abu Dhabi Judicial Department's initiative to review and enhance the digital systems of correctional and rehabilitation centres marks a significant step towards the modernisation of the justice system.
With a focus on security, efficiency, and rehabilitation, this initiative is poised to make a lasting impact on the lives of inmates and the overall effectiveness of correctional facilities in Abu Dhabi.
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Two companies were fined Dh10,000 each by Ajman Municipality for transporting landfill without a permit.
Ajman Municipality announced on social media the apprehension of two companies transporting landfill from different areas in the emirate without obtaining the necessary permits. Three vehicles belonging to the two companies were also seized and confiscated.
In a social media post, the municipality stated that each company was fined Dh10,000 for repeatedly committing the violation.
"The department does not hesitate to constantly raise awareness and promote a positive culture among everyone, and to publicise the effects of the random use of landfill," said Eng. Khaled Mueen Al Hosani, acting Director General of the Department.
He added that landfill should be managed in an organised manner to ensure its sustainability and preservation in all regions of the emirate.
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The Abu Dhabi Global Market (ADGM) has announced reductions of 50 per cent or more for obtaining non-financial and retail licences within its jurisdiction.
The revised licensing fee schedule will take effect from January 1, 2025 and is part of the transitional arrangements for businesses on Al Reem Island.
The international financial centre of the UAE’s capital, ADGM’s jurisdiction encompasses both Al Maryah and Al Reem Island. Under the revised structure, new registrations within the non-financial business category will see fees reduced from $10,000 to $5,000.
The annual licence renewal fees for the same category will decrease from $8,000 to $5,000. Fees for the retail category have also been significantly reduced, with new registration fees cut from $6,000 to $2,000.
Licence renewals for the retail category will also see a 50 per cent reduction, bringing the fee down to $2,000.
The effective date for the revised licensing fees has been set as January 1 next year, as the current ones expire on 31 December.
Qualifying non-financial and retail businesses located on Al Reem Island were previously exempted from paying any fees for obtaining ADGM commercial licences until 31 October 2024.
Fee revisions for other categories include changes in the structure within the financial category, which now increases from $15,000 to $20,000.
Renewals will increase from $13,000 to $15,000. For tech and fintech start-ups, the fees have changed from $1,000 to $1,500 for both new and existing licence renewals.
The fees for the Special Purpose Vehicle (SPV) category remain unchanged at $1,900.
According to the ADGM, the revised fees came after a “series of consultations” conducted in 2023 with a focus group of Al Reem Island businesses.
Hamad Sayah Al Mazrouei, the CEO of ADGM’s Registration Authority (RA), said: “We assessed the financial impact on different business categories and previously implemented a fee waiver for qualifying non-financial and retail businesses on Al Reem Island.
Building on these efforts, we have now revised our fee structure to include significant reductions for the same categories starting next year. Our aim is to minimise potential disruptions for businesses transitioning to an ADGM licence, enabling them to operate efficiently within our jurisdiction.”
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Some visitors to the UAE unintentionally overstay, resulting in a fine of Dh50 per day among other penalties.
If you have exceeded your permitted stay in the Emirates and have cleared all charges by paying the fines incurred, you will also need an exit permit or out pass to leave the country.
Applying for one is relatively straightforward and can be done online. Here is everything you need to know:
Required Documents
* Personal photo
* Passport copy
* Entry visa or residence visa
Fees
* Request fee: Dh200
* Electronic service fee: Dh150
This payment can only be made online via credit card.
Process for Applying for a UAE Exit Permit
There are two ways to apply for an exit permit. If you wish to apply from outside Dubai, you must visit a typing centre.
Here’s how a violator in Dubai can apply for their permit:
* Head to your nearest Amer Centre.
* Either create a User ID or use your existing ID to log into the website.
* Select the required service at the reception.
* Submit the required documents to the service employee.
* Verify the document.
* Pay the fees for the service.
* Submit the application.
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Three men have been sentenced to prison for stealing gold worth more than Dh800,000 from a Dubai jewellery company.
Dubai public prosecutors charged two Egyptian nationals, aged 47 and 41, and an Indian national, aged 35, for crimes committed on September 28, 2023 in Dubai’s Naif area.
The Dubai Criminal Court heard that the first and second defendants embezzled Dh824,604.17 from the jewellery company where they worked. They abused their positions by setting up a secret goldsmith workshop and hiring 10 workers under the company’s name without its knowledge.
They paid these workers' salaries from the company's accounts, created fake agreements and significantly inflated their own salaries. The third defendant, who is still at large, received Dh236,823, knowing it was obtained through the crimes committed by the first two defendants.
The court found that the first two defendants used their positions within the company to conduct unauthorised activities.
The first defendant, a 35-year-old Indian national, established the clandestine goldsmith workshop without the company's consent and employed workers under the company's name, paying their salaries from the company's funds.
He also brokered agreements to loan workers to another jewellery company, altered employment contracts and increased his own monthly salary from Dh10,000 to Dh50,000.
The second defendant, a 47-year-old Egyptian national, facilitated the employment of his 41-year-old brother, the third defendant, at the company. He arranged for his brother's salary to be Dh3,500 but deposited an additional Dh25,000 monthly into his account under the guise of wage protection.
The third defendant later fled the country after taking out a loan of over Dh1.5 million. A representative of one of the jewellery company's partners testified that the offence came to light in May 2023 after workers reported suspicious activities, such as purchasing gold at inflated prices.
Upon investigation, the representative discovered the unauthorised goldsmith workshop and reported the issue to his partner, uncovering further fraudulent activities.
A forensic accounting report confirmed the embezzlement and fraudulent activities.
The first and second defendants were found guilty and sentenced to three months in prison. They were jointly fined Dh824,604.17 and will be deported after serving their sentences.
The third defendant was sentenced in absentia to one month in prison, fined Dh236,823, and will be deported upon his arrest. Videos - 0
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Three men have been sentenced to prison for stealing gold worth more than Dh800,000 from a Dubai jewellery company.
Dubai public prosecutors charged two Egyptian nationals, aged 47 and 41, and an Indian national, aged 35, for crimes committed on September 28, 2023 in Dubai’s Naif area.
The Dubai Criminal Court heard that the first and second defendants embezzled Dh824,604.17 from the jewellery company where they worked. They abused their positions by setting up a secret goldsmith workshop and hiring 10 workers under the company’s name without its knowledge.
They paid these workers' salaries from the company's accounts, created fake agreements and significantly inflated their own salaries. The third defendant, who is still at large, received Dh236,823, knowing it was obtained through the crimes committed by the first two defendants.
The court found that the first two defendants used their positions within the company to conduct unauthorised activities.
The first defendant, a 35-year-old Indian national, established the clandestine goldsmith workshop without the company's consent and employed workers under the company's name, paying their salaries from the company's funds.
He also brokered agreements to loan workers to another jewellery company, altered employment contracts and increased his own monthly salary from Dh10,000 to Dh50,000.
The second defendant, a 47-year-old Egyptian national, facilitated the employment of his 41-year-old brother, the third defendant, at the company. He arranged for his brother's salary to be Dh3,500 but deposited an additional Dh25,000 monthly into his account under the guise of wage protection.
The third defendant later fled the country after taking out a loan of over Dh1.5 million. A representative of one of the jewellery company's partners testified that the offence came to light in May 2023 after workers reported suspicious activities, such as purchasing gold at inflated prices.
Upon investigation, the representative discovered the unauthorised goldsmith workshop and reported the issue to his partner, uncovering further fraudulent activities.
A forensic accounting report confirmed the embezzlement and fraudulent activities.
The first and second defendants were found guilty and sentenced to three months in prison. They were jointly fined Dh824,604.17 and will be deported after serving their sentences.
The third defendant was sentenced in absentia to one month in prison, fined Dh236,823, and will be deported upon his arrest. Videos - 0
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The Special Court of Inheritance in Dubai settled inheritance cases worth over Dh4 billion last year, as reported in the Dubai Courts' 2023 annual report.
Established in September 2022, the Dubai Inheritance Court resolved a total of 580 cases, comprising 512 Muslim estates, 38 non-Muslim estates, and 30 private estates. These cases amounted to Dh4,115,917,861 in value.
Dubai Courts reported a 92.6 per cent success rate in inheritance settlements, exceeding the targeted 90 per cent. The high performance underscores the court's efficiency in distributing assets according to legal wills and personal revenues.
Procedures were meticulously executed to distribute properties and assets based on the deceased's will. Additionally, 19 other files were prepared for managing private inheritance arrangements.
Inheritance settlement is a critical legal process ensuring equitable distribution of assets based on legal and Sharia principles. Dubai continues to refine procedures to enhance efficiency and accuracy, facilitating fair settlements that meet the needs of individuals and families.
On average, cases took 81 days from registration to judgment, with the first hearing to judgment averaging 52 days and a waiting time of 28 days for the first hearing.
In 2023, Dubai Courts witnessed increased use of smart applications for managing various cases. A total of 872,414 online applications were submitted across the courts, with the Court of Appeals processing 32,005, the Commercial Court of First Instance handling 51,132, and the Labour Court of First Instance managing 33,316 smart applications.
The year also saw significant case completions across civil and criminal courts. Civil courts at the First Instance resolved 36,468 cases, with the Court of Appeals and Court of Cassation finalising 13,483 and 4,919 cases respectively.
Similarly, criminal courts saw resolutions with the First Instance handling 33,473 cases, the Court of Appeals resolving 10,059, and the Court of Cassation concluding 1,048 cases. These figures highlight Dubai Courts' efficiency in managing and closing a substantial volume of cases, ensuring timely justice.
The report highlighted the marriage contract service, enabling clients to conduct legally recognised marriage contracts accredited by Dubai Courts. In 2023, 8,895 legal marriage contracts and 249 civil marriage contracts were registered, totaling 9,144 contracts.
Additionally, 9,056 family guidance and reconciliation cases were recorded, necessitating 26,412 counselling sessions to aid families in resolving various issues. Approximately 79.6 per cent of these cases achieved successful resolution.
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The UAE, in line with its wise leadership’s vision, continues to develop its intellectual property (IP) sector in accordance with global best practices, considering it a fundamental pillar in promoting the national economy’s growth, said Abdulla Bin Touq Al Marri, Minister of Economy.
“The UAE provides an incubating environment for IP, innovation, and patent activities in accordance with global best practices, in addition to enablers and facilities that support the growth of knowledge-based enterprises, innovation, and R&D,” he noted in his speech delivered at the 65th session of the Assemblies of the World Intellectual Property Organisation (WIPO) member states.
The meeting is currently being held at the Organisation’s headquarters in Geneva, Switzerland, and runs until July 17.
Bin Touq reviewed key developments in the UAE’s IP landscape and achievements in IP rights protection.
The country has succeeded in building a comprehensive and sophisticated legislative environment to protect IP rights of creators and innovators and stimulate original thought and innovation in all fields, the minister said.
“Also notable is the promulgation of an array of supportive legislation such as the Trademark Law, the Copyright and Neighboring Rights Law, and the Industrial Property Rights Regulation and Protection Law and building distinct partnerships with leading IP institutions and ecosystem stakeholders at the local, regional, and global levels,” he added.
He emphasised that national efforts and joint work to launch more initiatives and pilot projects that enhance the UAE’s position as an incubator that fosters creative and innovative businesses are continuing.
“The Ministry of Economy is currently working on the implementation of its new IP system. It includes 11 initiatives aimed at establishing a competitive IP environment that enables inventors and creators to develop their entrepreneurial ideas and turn them into viable business opportunities and projects,” the minister noted.
He added that the UAE is keen to continue its cooperation with WIPO and the Member States, looking forward to more constructive work to support IP rights protection and the exchange of expertise and knowledge, thereby contributing to the achievement of the Organization’s sustainable development goals and promoting the growth of member states’ economies.
Bin Touq added: “The UAE, in line with its leading role regionally and globally in solidifying the importance of IP rights protection, reiterates its interest in implementing and operationalizing the proposal to host Abu Dhabi as an external office of WIPO, and supporting efforts to introduce Arabic into the Madrid System for International Registration of Trademarks, thereby increasing Arab communities’ engagement with WIPO, and promoting the principle of multilingualism.”
MoU with Japan to Exchange Expertise in IP Rights Protection
On the sidelines of the meeting, Bin Touq witnessed the signing of a Memorandum of Understanding (MoU) between the Ministry of Economy and the Japan Patent Office (JPO).
The objective of this MoU is to establish a collaborative framework between the UAE and Japan in the realm of intellectual property, specifically focusing on patents, utility certificates and industrial designs.
The MoU was signed by Dr Abdulrahman Hassan Al Muaini, Assistant Undersecretary for IP Rights Sector at the Ministry of Economy and Hamano Koichi, JPO Commissioner.
The MoU signifies a key milestone in the UAE’s efforts to expand its international cooperation and foster dialogue and collaboration with relevant global organisations and institutions in the field of IP.
It will reinforce the UAE’s position as a prominent hub for the new economy, while also striving for excellence and competitiveness in innovation and IP rights protection. These efforts align with the objectives outlined in the ‘We the UAE 2031’ vision.
Under the terms of the MoU, spanning a period of five years, both sides will cooperate to share knowledge about intellectual property systems and practices in line with international standards.
Another objective is combating infringements on intellectual property rights of commercial goods.
The partnership also includes training and developing nationals, ensuring they stay well-informed about the latest technological advancements and digital resources, thereby enhancing their understanding of contemporary intellectual property practices.
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Are you an aspiring entrepreneur looking to start a cosy restaurant in Ajman? Or perhaps you're a business owner aiming to expand into new emirates?
To engage in any commercial activity in Ajman, you need an economic licence issued by the Ajman Department of Economic Development (DED).
The emirate saw a 5 per cent increase in new licences during the first half of 2024, amounting to 3,000 new licences.
Top Sectors for New Licences
* Ready-made women's clothing
* Restaurants
* Building maintenance
You can apply for a trade licence through the Ajman DED website, the smart application, or by visiting a service centre. Here’s a step-by-step guide, including the required documents and costs.
Required Documents
* Trade name reservation certificate
* Licence application
* Passport and ID card copy (for owner or partners)
* Security clearances for residents
* Valid passport and ID card of all partners (for existing businesses)
Application Steps
* Visit the Ajman DED website and click on 'Issue Trade Licence' in the service directory.
* Click on 'Start Service' under 'How to Apply'.
* Log in with your website account or UAE Pass. Alternatively, use the smart app or visit a customer happiness centre.
* Fill in the required information and pay the fees.
* Create a memorandum of association for companies.
* The licence will be issued.
* Authenticate the lease contract from the Municipality and Planning Department.
Note: Foreign nationals must receive approval from the Federal Authority of Identity and Citizenship (ICP). High-risk economic activities may require additional government approvals.
Fees
Economic licence issuance: Dh600
Administrative application services: Dh50
Banner advertising commercial name permit: Dh350
Registration in the commercial register: Dh200
Registration in unified economic activities register: Dh200
Commercial registration certificate: Dh200
Advertising banner specification form: Dh100
Documenting a fixed-price contract: Fees based on contract capital; Dh50 per page if translated into English
CSR UAE Fund contribution: Dh1,500
Ministry of Economy publication for LLC: Dh3,000
Trade Name Reservation Certificate
A trade name reservation certificate is required to issue a trade licence. Follow these steps to obtain it:
* Visit the Ajman DED website and click on 'Trade Name Reservation' in the service directory.
* Click on 'Start Service' under 'How to Apply'. Alternatively, use the smart app or visit a customer happiness centre.
* Review the terms and conditions for a trade name and pay the fees.
* Enter the required information, pay the fees, and receive the trade name reservation certificate if approved.
Fees
* Initial approval: Dh100
* Trade name reservation: Dh200
* Administrative services application fee: Dh50
Required Documents
* Copy of ID card and passport for stakeholders
* Copy of the original licence for business branches
* Formal letter for government entities
Service Duration
Both the issuance of a trade licence and the reservation of a trading name take approximately 24 minutes each.
Ajman's Business Growth
Ajman recorded a significant increase in business activity in the first half of 2024, with 37,755 active licences, reflecting a 15 per cent growth compared to the same period in 2023.
Over 15,000 licences were renewed, showing a 9 per cent growth rate.
Abdullah Ahmed Al Hamrani, Director-General of Ajman DED, stated, "These figures reflect the remarkable improvement in the business environment in Ajman, enhancing its position as a preferred investment destination for both local and international investors."
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In the course of exploring new avenues for improving mediation and conciliation mechanisms to resolve disputes amicably and achieve prompt justice, the Abu Dhabi Judicial Department hosted a delegation from the Russian Arbitration Centre to discuss ways to enhance opportunities for joint cooperation in training, with the aim of developing judicial work procedures.
The meeting, held on the sidelines of the delegation’s visit to the headquarters of the Abu Dhabi Judicial Department, was attended by officials from both sides.
It focused on mechanisms for joint coordination to consolidate alternative solutions for resolving disputes, in line with the vision of His Highness Sheikh Mansour bin Zayed Al Nahyan, Vice President of the UAE, Deputy Prime Minister, Chairman of the Presidential Court and Chairman of the Abu Dhabi Judicial Department, aimed at enhancing efforts to support amicable solutions for settling disputes.
The meeting examined cutting-edge techniques to promote alternative dispute resolution, particularly for commercial and economic disputes, and their role in fostering entrepreneurship and creating an environment that is both stimulating and attractive for investments, in accordance with the directives of the Government of the Emirate of Abu Dhabi and strengthening its position as a regional and global player.
The meeting also covered methods for providing specialised training in judicial work to qualify cadres of conciliators in accordance with the most widely accepted international practices.
These measures would help to improve understanding between the parties involved in civil and business lawsuits and attempt to reach a settlement agreement without going through the formal litigation process.
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In the UAE, the standard retirement age for employees is set at 60 years. However, there are provisions and flexibility that allow employees to continue working beyond this age under certain conditions.
According to UAE labour law, the official retirement age is 60 years. This applies to both Emiratis and expatriates working in the country.
However, the UAE government has implemented changes to provide more flexibility. Employees can extend their working years up to the age of 65, provided they obtain the necessary approvals from the Ministry of Human Resources and Emiratisation (MoHRE).
Federal Law No. 8 of 1980 and Ministerial Resolution No. 52 of 1989
Federal Law No. 8 of 1980 is a cornerstone of the UAE's labour law framework, providing comprehensive regulations on employment relations. This law, along with subsequent ministerial resolutions, outlines various aspects of employment, including the retirement age.
Ministerial Resolution No. 52 of 1989
Ministerial Resolution No. 52 of 1989 provides specific guidelines related to the recruitment and employment of non-national employees.
Age Limit for Employment: This resolution initially set the maximum age for expatriate employees at 60 years. However, it allows for exceptions if the employee has rare expertise and their role is deemed economically important.
Extension Beyond 60 Years: Since 2011, the MoHRE has been accepting requests for work permits for employees aged between 60 and 65 years. This extension is contingent upon approval, which considers the employee's qualifications and the nature of their job.
Flexibility and Recent Updates
While the primary law and resolution provide a framework, recent updates and government policies have introduced more flexibility:
Retirement Age Flexibility: MoHRE's acceptance of work permit requests for employees beyond 60 years up to 65 years allows experienced professionals to continue contributing to the workforce. This is particularly relevant for roles requiring specialised skills.
Federal Decree-Law No. 33 of 2021: This newer legislation, along with its executive regulations, continues to uphold the principles of the 1980 law but introduces modern provisions to address evolving employment needs and practices.
These laws and resolutions collectively aim to balance the rights and responsibilities of employers and employees, while adapting to the economic and demographic changes in the UAE.
Free Zones and Other Exceptions
It is important to note that free zones in the UAE may have different regulations regarding retirement age. These zones have the autonomy to set their own policies, which might allow for different retirement ages or procedures for extending employment beyond the standard age.
Benefits of Continuing Employment
Continuing to work beyond the age of 60 can be beneficial for both employees and employers. Employees can maintain their income and remain active in their professional fields, while employers can retain experienced and skilled workers who contribute significantly to their business operations.
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As an employer in the UAE, you may need to send your domestic worker back to their home country for various reasons, such as the completion of their contract, personal reasons, or changes in your household needs.
It is essential to follow the correct legal procedures to cancel their work permit and ensure a smooth and lawful exit from the UAE.
The UAE government has established a clear process to assist employers in this situation, ensuring that both the rights of the domestic worker and the legal requirements of the UAE are respected.
Understanding this process is crucial to avoid any legal complications and to provide a respectful and dignified departure for your domestic worker.
Understanding the Legal Framework
The cancellation of a work permit in the UAE is governed by the Ministry of Human Resources and Emiratisation (MoHRE).
This process is part of the broader framework designed to regulate the employment of domestic workers, ensuring their rights and welfare are protected while allowing employers to manage their household staff effectively.
The process includes several steps, from gathering necessary documentation to finalising the worker’s departure and involves both online and offline procedures.
Following these steps meticulously will not only comply with UAE laws but also support a positive and professional relationship with your domestic worker. Here’s a detailed guide on how to proceed with the cancellation of the work permit.
Steps to Cancel the Work Permit
1. Gather Required Documents
*Passport of the domestic worker
* Residence visa of the domestic worker
* Employment contract
* Sponsor’s Emirates ID
* Domestic worker’s labour card (if applicable)
2. Visit a Typing Centre or Use Online Services
* Passport of the domestic worker
* Residence visa of the domestic worker
* Employment contract
* Sponsor’s Emirates ID
* Domestic worker’s labour card (if applicable)
2. Visit a Typing Centre or Use Online Services
* Go to an approved typing centre to fill out the cancellation form.
* Alternatively, you can use the Ministry of Human Resources and Emiratisation (MoHRE) online portal to submit the application.
3. Submit the Application
* Provide all the necessary documents and the completed cancellation form at the typing centre.
* If applying online, upload scanned copies of the required documents.
4. Pay the Cancellation Fees
* Pay the necessary fees for the cancellation process. Fees can vary, so it is advisable to check the latest information on the MoHRE website.
5. Receive the Cancellation Approval
* Once the application is processed, you will receive an approval notification.
* This approval is essential for the next steps, as it officially cancels the work permit and residence visa.
6. Book a Flight for the Domestic Worker
* Arrange a flight for the domestic worker to their home country.
* Ensure the travel date is within the grace period provided after the cancellation of the visa.
7. Complete the Exit Procedures
* On the day of departure, accompany the domestic worker to the airport.
* Ensure all final exit formalities are completed, including presenting the cancellation approval at immigration.
8. Settle Final Dues
* Pay any outstanding wages or end-of-service benefits to the domestic worker.
* Obtain a receipt or written acknowledgment from the domestic worker for the payment.
Important Considerations
* Grace Period: After cancelling the work permit, the domestic worker usually has a 30-day grace period to exit the country.
* End-of-Service Benefits: Make sure to calculate and pay any end-of-service benefits as per the UAE labour law.
* Legal Compliance: Following the correct procedure ensures that both the sponsor and the domestic worker remain compliant with UAE laws.
Conclusion
Cancelling a work permit and ensuring a smooth exit for your domestic worker involves several steps that need to be carefully followed.
By adhering to the guidelines provided by the MoHRE and other official sources, you can facilitate a lawful and respectful departure for your domestic worker. For more detailed information, always refer to the official MoHRE website or contact their customer service for assistance
For any enquiries or information, contact ask@tlr.ae or call us on +971 52 644 3004. Follow The Law Reporters on WhatsApp Channels.
