How to File a Bounced Cheque Police Report Online in Dubai? Eligibility and Process

The UAE decriminalised most cases of bounced cheques in 2022, except for those issued in bad faith. This law permits banks to make partial payments based on available funds unless the cheque holder objects.

However, if a cheque bounces, recipients have two options: they can file a police report to resolve the matter amicably or take it directly to court in severe cases.

Fraudulent cheques can still result in criminal charges with fines ranging from Dh20,000 to Dh100,000.

Here’s how to file a bounced cheque report online in Dubai.

Eligibility Criteria

The service is available to the following entities:

Individuals: Citizens, residents, visitors and those from GCC countries.

Entities: Government bodies (local, federal, diplomatic), companies and institutions.

The following conditions must also be met:

* The cheque must have bounced within Dubai.

* The police station handling the report should be located in the area where the cheque incident occurred.

* The report should be filed within five years of the cheque bouncing.

* The validity period of the cheque must not have expired.

Required Documents and Information

The required documentation varies depending on whether you are filing as an individual or a company.

For Individuals

* A clear image of the bounced cheque.

* A copy of the Emirates ID.

* A notice from the bank regarding the bounced cheque.

For Companies:

* A copy of the bounced cheque.

* A copy of the company’s trade licence.

* A notice from the bank regarding the bounced cheque.

* A formal complaint letter from the company, written in Arabic and directed to the police department. The report must be signed by either the company manager listed on the trade licence or a legally authorised representative.

In some cases, companies may be required to submit additional documents, such as:

* A valid email address.

* An image of the legal authorisation with original documents.

* A copy of the Emirates ID of the cheque recipient.

Key Information to Include in the Report:

* Emirates ID number.

* The cheque number.

* The amount on the cheque.

* The validity period of the cheque.

* The recipient's name and the amount listed on the bounced cheque.

Filing Process

The service is free of charge and available through multiple channels, including:

* The Dubai Police website.

* The Dubai Police mobile app.

* Smart police stations.

Once the form is submitted, applicants will receive a transaction number and receipt via email.

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