Borrower Ordered To Repay Dh120,000 Loan And Pay Dh15,000 Compensation

The Abu Dhabi Family, Civil and Administrative Claims Court has ordered a man to repay a Dh120,000 loan and pay Dh15,000 in compensation after borrowing the money during an emergency and later failing to repay it.

 

The court found that the borrower was liable to return the full amount he had received and compensate the lender for the harm caused by being deprived of the use of his money.

 

According to court records, the lender transferred Dh20,000 to the borrower in one payment and a further Dh100,000 in a second transaction.

 

The lender told the court that the borrower had requested the money after facing an unexpected emergency and had promised to repay it. However, when repayment became due, the borrower allegedly stopped responding to calls and messages.

 

The lender subsequently filed a civil lawsuit seeking the return of the Dh120,000, together with compensation for being deprived of the use of the money.

 

Evidence

 

To support his claim, the lender submitted bank transfer receipts showing the two payments. He also produced WhatsApp conversations exchanged between the two parties.

 

The messages showed that the borrower acknowledged receiving the money and repeatedly promised to repay it before allegedly failing to respond to the lender's subsequent demands.

 

During the proceedings, the borrower admitted that he had received the full Dh120,000. He told the court that he had borrowed the money because of an emergency and had intended to repay it.

 

However, he argued that the parties had never agreed on a specific repayment date. He denied refusing to repay the debt and said further financial difficulties had prevented him from settling the amount.

 

The borrower asked the court to reject any claim exceeding the original Dh120,000 and dismiss the lender's demand for compensation.

 

Court's Decision

 

The court found that the borrower's admission, the bank transfer records and the WhatsApp messages established that the Dh120,000 had been lent to him and remained unpaid.

 

The judges relied on the legal principle that a person cannot retain another person's money without a lawful basis and is required to return what has been received.

 

The court also found that retaining the money had deprived the lender of its use and caused him distress, warranting compensation.

 

The borrower was therefore ordered to repay the Dh120,000 loan and pay Dh15,000 in compensation.