Over 5,500 Indian Expatriate Workers in the UAE Enrolled in New Life Protection Plan

More than 5,500 Indian expatriate workers in the UAE have enrolled in a new ‘Life Protection Plan’ that provides compensation of up to Dh75,000 for families in the event of the insured's death due to natural or accidental causes.

The Indian Consulate in Dubai announced this development, having facilitated the launch of the plan by two insurance companies in the UAE. The initiative aims to assist the families of blue-collar workers who previously lacked life insurance coverage.

“In line with the Consulate’s ongoing efforts to enhance the living conditions and employment terms of Indian workers in the UAE, we facilitated the introduction of the Life Protection Plan in March 2024,” the Consulate stated in a press statement.

“We are pleased to report that over 5,500 workers have already benefited from this welfare scheme,” the statement added.

The insurance scheme offers financial support to the family of the deceased in cases of natural or accidental death, as well as repatriation of the mortal remains.

The mission explained that it worked with the two insurance companies and major employers in the UAE to develop this plan after noting that natural deaths of Indian blue-collar workers were not covered under existing insurance policies.

With approximately 3.5 million Indians living in the UAE, of which around 65 per cent are blue-collar workers, this group represents one of the largest migrant worker populations in the country, according to the consulate.

In the absence of mandatory insurance for natural deaths, the mission highlighted that the legal heirs or dependents of deceased employees did not receive compensation in such cases.

To address this issue, the consulate facilitated a meeting between major companies employing Indian blue-collar workers and insurance providers Gargash Insurance Services LLC and Orient Insurance PJSC to create a comprehensive insurance package covering both natural and accidental deaths.

For any enquiries or information, contact ask@tlr.ae or call us on +971 52 644 3004. Follow The Law Reporters on WhatsApp Channels.