“This will help everyone in targeted, transparent, and leakage-free delivery … e-RUPI is a symbol of how India is progressing by connecting people’s lives with technology,” PM Modi said, as he introduced the new electronic voucher-based digital payment system. This digital platform helps ensure the effective and safe transaction of any amount that is sent for a specific purpose. Apart from ensuring the leak-proof delivery of welfare services, e-RUPI also enjoys the benefits of any other digital payment, being cashless and contactless and thus conveniently connecting the concerned parties.

The working of the e-RUPI is similar to that of a pre-paid gift voucher and is facilitated through a QR code or an SMS string. The beneficiary after receiving the e-voucher through the aforementioned means can then utilize the voucher at the concerned service provider. The said voucher can aid the easy functioning of various schemes such as mother and child welfare schemes, employee welfare schemes, community welfare schemes, etc. The National Digital Health Mission also aims to utilize e-RUPI to advance the vaccine drive in India.